12766 ZIP Code — North Branch, NY

Sullivan County, New York

ZIP code 12766 is located in North Branch, New York, within Sullivan County. It covers approximately 9.35 square miles and serves a population of 658 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12766

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $356,600. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($72,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12766 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

658

population

9.35

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12766 ZIP code map

Cities in ZIP code 12766

Below are the cities the US Postal Service accepts for ZIP code 12766. Using any city not on this list may result in mail delivery delays.

City	Status
North Branch	Preferred

Nearby ZIP codes

12723 Callicoon (3.6 mi) 12745 Hortonville (3.7 mi) 12748 Jeffersonville (3.7 mi) 12736 Fremont Center (4 mi) 12791 Youngsville (4.8 mi) 12750 Kenoza Lake (6.2 mi) 12741 Hankins (6.3 mi) 12787 White Sulphur Springs (6.5 mi) 12776 Roscoe (7.2 mi) 12783 Swan Lake (8.2 mi) 12726 Cochecton (8.3 mi) 12752 Lake Huntington (8.4 mi)

Demographics updated 05/2026

Population
Total population	658
Population density	70 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	9.35 sq mi
Water area	0.01 sq mi
Latitude	41.8151
Longitude	-74.9698
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.5%	43.2%	37.0%
$50k – $100k	28.5%	29.3%	27.0%
$100k – $200k	13.1%	22.4%	24.4%
Over $200k	2.9%	5.2%	11.5%

Demographics & statistics

658

Population

People per sq mi

52.6

Median age

$72,625

Median household income

$53,361

Per capita income

$356,600

Median home value

Median monthly rent

84.3%

Home ownership

5.5%

Poverty rate

9.2%

Unemployment

465

Housing units

50.4%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

25–34

35–44

45–54

55–59

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	122	18.5%
18 and over	536	81.5%
65 and over	266	40.4%
Median age	52.6 years

Race & ethnicity

White 94.7%

Asian 2.9%

Two or more races 2.4%

Group	Count	%
White	623	94.7%
Asian	19	2.9%
Two or more races	16	2.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.5%	43.2%	37.0%
$50k – $100k	28.5%	29.3%	27.0%
$100k – $200k	13.1%	22.4%	24.4%
Over $200k	2.9%	5.2%	11.5%

$10k–$15k 6.1%

$35k–$50k 17.1%

$50k–$75k 30.0%

$75k–$100k 18.1%

$150k–$200k 9.9%

$200k+ 18.8%

Range	% of households
$10k–$15k	6.1%
$35k–$50k	17.1%
$50k–$75k	30.0%
$75k–$100k	18.1%
$150k–$200k	9.9%
$200k+	18.8%
Median income	$72,625

Housing

Home values

$50k–$100k 6.1%

$100k–$150k 16.2%

$200k–$300k 1.6%

$300k–$500k 52.6%

$500k–$1M 14.2%

$1M+ 9.3%

Housing overview

Metric	Value
Median home value	$356,600
Median rent / month	$0
Owner occupied	84.3%
Renter occupied	15.7%
Vacant	42.7%
Single-family detached	86.1%
Large apartment buildings	0.0%
Mobile homes	10.4%
Median rooms	6.7
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	11.2%
2000–2009	8.4%
1990–1999	1.6%
1980–1989	0.0%
1970–1979	14.1%
1960–1969	2.5%
1950–1959	10.4%
1940–1949	12.7%
1939 or earlier	39.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	0.0%
2 bedrooms	27.0%
3 bedrooms	35.4%
4 bedrooms	28.8%
5+ bedrooms	6.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	58.0%
2 vehicles	42.0%
3 or more	0.0%

Heating fuel

Fuel type	%
Electricity	17.1%
Fuel oil	66.2%
Wood	16.7%

Households & families

Household type	Count	%
Married-couple family	198	67.6%
Cohabiting couple	39	13.3%
Male householder, no spouse	43	14.7%
Female householder, no spouse	13	4.4%
Households with children under 18	61	20.8%
Households with seniors (65+)	163	55.6%
Average household size	2.25

Marital status

Status	Male	Female
Never married	28.8%	11.4%
Married	70.2%	83.1%
Separated	0.0%	0.0%
Widowed	0.0%	5.5%
Divorced	0.9%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 12.7%

HS graduate 21.3%

Some college, no degree 13.2%

Associate's degree 2.4%

Bachelor's degree 30.2%

Graduate / professional 20.1%

Metric	%
HS diploma or higher	87.3%
Bachelor's or higher	50.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	6	3.8%
Elementary school	89	56.3%
High school	27	17.1%
College / grad school	36	22.8%

Employment

Industry of employment

Retail trade 25.5%

Education & healthcare 23.7%

Professional & management 19.1%

Transportation & utilities 16.9%

Finance & real estate 7.9%

Information 5.4%

Manufacturing 1.4%

Occupation

Category	%
Management, business & arts	65.8%
Service	6.5%
Sales & office	15.1%
Natural resources & construction	0.0%
Production & transportation	12.6%

Employment type

Type	%
Private sector	86.7%
Government	13.3%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.3%
Carpool	0.0%
Public transit	0.0%
Walk	0.0%
Work from home	14.7%
Other means	0.0%
Avg commute (minutes)	36.0

Poverty

All people 5.5%

Under 18 years 0.0%

18 and over 6.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	61.8%
Retirement income	32.8%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	8.9%

Health indicators

Condition	%
Obesity	29.7%
High blood pressure	31.1%
High cholesterol	35.3%
Diabetes	8.8%
Heart disease	6.5%
Stroke	2.9%
Asthma	9.9%
Arthritis	24.9%
Kidney disease	2.8%
Pulmonary disease	6.7%
Cancer	7.4%

Behavior / access	%
Smoking	16.4%
Binge drinking	17.7%
No physical activity	22.2%
Less than 7 hrs sleep	33.6%
Depression	20.9%
Fair or poor health	11.3%
Poor mental health	13.4%
Poor physical health	9.3%
No health insurance	9.7%
Visited doctor (checkup)	76.5%
Visited dentist	67.7%
Cholesterol screening	91.6%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	40	7.5%

Disability	%
Any disability	15.3%
Under 18	0.0%
18–64 years	13.3%
65 and over	24.4%

Health insurance coverage

Type	%
Private insurance	66.0%
Public insurance	60.6%
No insurance	2.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	658	100.0%
Spanish	9	1.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	9	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	619	94.1%
Born in same state	609	92.6%
Born in different state	321	48.8%
Foreign born	10	1.5%
Naturalized citizen	39	5.9%
Not a US citizen	9	23.1%

Ancestry

Ancestry	Count	%
French	151	22.9%
Italian	125	19%

Ancestry	Count	%
English	39	5.9%
Arab	3	0.5%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	86.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12766

What city is ZIP code 12766 in?

ZIP code 12766 is primarily assigned to North Branch, New York.

What county is ZIP code 12766 in?

ZIP code 12766 falls within Sullivan County, New York.

Does ZIP code 12766 have an older population?

40% of residents in ZIP code 12766 are 65 or older, above the national average of ~17%.

Does ZIP code 12766 have a large retiree population?

62% of households in ZIP code 12766 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 12766 mostly owner-occupied?

84% of occupied units in ZIP code 12766 are owner-occupied, well above the national average.

How educated is the population of ZIP code 12766?

50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 12766 in?

ZIP code 12766 observes the EST timezone.