07646 ZIP Code — New Milford, NJ

Bergen County, New Jersey

ZIP code 07646 is located in New Milford, New Jersey, within Bergen County. It covers approximately 2.28 square miles and serves a population of 16,888 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 201.

About ZIP code 07646

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $480,000. Owner-occupancy sits near the national average at 64%.

The gap between median ($107,976) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

16,888

population

2.28

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07646 ZIP code map

Cities in ZIP code 07646

Below are the cities the US Postal Service accepts for ZIP code 07646. Using any city not on this list may result in mail delivery delays.

City	Status
New Milford	Acceptable
New Milford	Preferred

Nearby ZIP codes

07661 River Edge (1.1 mi) 07621 Bergenfield (1.2 mi) 07628 Dumont (1.6 mi) 07649 Oradell (1.7 mi) 07641 Haworth (2.2 mi) 07652 Paramus (2.8 mi) 07630 Emerson (3 mi) 07666 Teaneck (3.1 mi) 07626 Cresskill (3.3 mi) 07601 Hackensack (3.5 mi) 07627 Demarest (3.6 mi) 07670 Tenafly (3.7 mi)

Demographics updated 06/2026

Population
Total population	16,888
Population density	7,407 / sq mi
State FIPS	34
County FIPS	003

Geography
Land area	2.28 sq mi
Water area	0.04 sq mi
Latitude	40.9326
Longitude	-74.0185
Timezone	Eastern (ET)
Area code	201

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	24.4%	30.2%
$50k – $100k	28.2%	23.4%	26.7%
$100k – $200k	31.8%	31.2%	28.3%
Over $200k	16.3%	21.0%	14.8%

Demographics & statistics

16,888

Population

7,407

People per sq mi

40.3

Median age

$107,976

Median household income

$51,889

Per capita income

$480,000

Median home value

$1,669

Median monthly rent

63.5%

Home ownership

4.5%

Poverty rate

6.1%

Unemployment

4,110

Housing units

48.7%

Bachelor's or higher

Age distribution

Male Female

619

Under 5

652

434

5–9

457

600

10–14

632

416

15–19

438

402

20–24

423

976

25–34

1,027

1,194

35–44

1,257

1,178

45–54

1,239

547

55–59

576

556

60–64

586

658

65–74

692

447

75–84

470

201

85+

211

← Male

Female →

Age summary

Group	Count	%
Under 18	3,942	23.3%
18 and over	12,946	76.7%
65 and over	2,679	15.9%
Median age	40.3 years

Race & ethnicity

White 50%

Asian 17.8%

Hispanic or Latino 12%

Two or more races 8.9%

Other race 6.5%

Black or African American 4%

American Indian / Alaska Native 0.7%

Group	Count	%
White	9,597	50%
Asian	3,410	17.8%
Hispanic or Latino	2,305	12%
Two or more races	1,711	8.9%
Other race	1,253	6.5%
Black or African American	776	4%
American Indian / Alaska Native	141	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	24.4%	30.2%
$50k – $100k	28.2%	23.4%	26.7%
$100k – $200k	31.8%	31.2%	28.3%
Over $200k	16.3%	21.0%	14.8%

Under $10k 1.8%

$10k–$15k 2.8%

$15k–$25k 3.8%

$25k–$35k 5.3%

$35k–$50k 8.1%

$50k–$75k 11.0%

$75k–$100k 13.7%

$100k–$150k 16.4%

$150k–$200k 13.3%

$200k+ 23.8%

Range	% of households
Under $10k	1.8%
$10k–$15k	2.8%
$15k–$25k	3.8%
$25k–$35k	5.3%
$35k–$50k	8.1%
$50k–$75k	11.0%
$75k–$100k	13.7%
$100k–$150k	16.4%
$150k–$200k	13.3%
$200k+	23.8%
Median income	$107,976

Housing

Home values

Under $50k 1.5%

$50k–$100k 0.6%

$100k–$150k 0.2%

$200k–$300k 2.2%

$300k–$500k 53.5%

$500k–$1M 41.7%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$480,000
Median rent / month	$1,669
Owner occupied	63.5%
Renter occupied	36.5%
Vacant	3.0%
Single-family detached	64.4%
Large apartment buildings	3.1%
Mobile homes	0.2%
Median rooms	5.9
Avg household size (owned)	3.03

Year built

Era	%
2020 or later	0.0%
2010–2019	0.1%
2000–2009	1.1%
1990–1999	3.5%
1980–1989	6.1%
1970–1979	7.1%
1960–1969	12.9%
1950–1959	32.6%
1940–1949	22.5%
1939 or earlier	14.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	18.4%
2 bedrooms	16.7%
3 bedrooms	35.9%
4 bedrooms	21.8%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	38.9%
2 vehicles	39.3%
3 or more	18.8%

Heating fuel

Fuel type	%
Utility gas	82.6%
Electricity	8.8%
Propane / LP gas	1.8%
Fuel oil	5.7%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	3,568	57.8%
Cohabiting couple	216	3.5%
Male householder, no spouse	989	16.0%
Female householder, no spouse	1,397	22.6%
Households with children under 18	2,114	34.3%
Households with seniors (65+)	1,800	29.2%
Average household size	2.70

Marital status

Status	Male	Female
Never married	29.1%	28.0%
Married	62.2%	54.8%
Separated	0.6%	0.7%
Widowed	2.6%	9.3%
Divorced	5.5%	7.3%

Education

Less than 9th grade 3.4%

Some HS, no diploma 2.8%

HS graduate 19.7%

Some college, no degree 15.6%

Associate's degree 9.8%

Bachelor's degree 32.3%

Graduate / professional 16.4%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	48.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	391	9.3%
Kindergarten	166	3.9%
Elementary school	1,824	43.2%
High school	713	16.9%
College / grad school	1,125	26.7%

Employment

Industry of employment

Education & healthcare 28.8%

Professional & management 15.9%

Retail trade 13.4%

Finance & real estate 8.1%

Manufacturing 7.1%

Arts, food & hospitality 5.4%

Construction 4.6%

Other services 4.2%

Public administration 3.7%

Transportation & utilities 3.5%

Information 3.1%

Wholesale trade 2.3%

Occupation

Category	%
Management, business & arts	55.2%
Service	11.4%
Sales & office	21.5%
Natural resources & construction	4.9%
Production & transportation	7.1%

Employment type

Type	%
Private sector	79.6%
Government	15.0%
Self-employed	5.2%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	67.8%
Carpool	10.3%
Public transit	6.9%
Walk	1.3%
Work from home	11.3%
Other means	2.5%
Avg commute (minutes)	29.2

Poverty

All people 4.5%

Under 18 years 2.5%

18 and over 5.1%

Married-couple families 3.7%

Female-led households 9.9%

Income support

Source	% of households
Social Security	29.2%
Retirement income	20.3%
Supplemental Security	3.1%
Cash public assistance	1.2%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	22.5%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	8.5%
Heart disease	5.2%
Stroke	2.4%
Asthma	8.3%
Arthritis	19.5%
Kidney disease	2.4%
Pulmonary disease	4.4%
Cancer	6.4%

Behavior / access	%
Smoking	11.3%
Binge drinking	15.2%
No physical activity	18.6%
Less than 7 hrs sleep	33.9%
Depression	16.2%
Fair or poor health	9.2%
Poor mental health	12.3%
Poor physical health	7.0%
No health insurance	12.2%
Visited doctor (checkup)	75.4%
Visited dentist	71.4%
Cholesterol screening	0.0%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	559	4.3%

Disability	%
Any disability	9.5%
Under 18	5.8%
18–64 years	8.0%
65 and over	21.4%

Health insurance coverage

Type	%
Private insurance	83.0%
Public insurance	22.6%
No insurance	3.8%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,617	92.5%
Spanish	1,805	11.6%
Other Indo-European	629	4.0%
Asian & Pacific Islander	339	2.2%
Other languages	687	4.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,776	69.7%
Born in same state	11,348	67.2%
Born in different state	7,656	45.3%
Foreign born	428	2.5%
Naturalized citizen	5,112	30.3%
Not a US citizen	3,779	73.9%

Ancestry

Ancestry	Count	%
Italian	2,994	17.7%
Arab	450	2.7%
French	229	1.4%
English	77	0.5%
Polish	71	0.4%

Ancestry	Count	%
Irish	67	0.4%
Dutch	33	0.2%
Norwegian	30	0.2%
German	13	0.1%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07646

What city is ZIP code 07646 in?

ZIP code 07646 is primarily assigned to New Milford, New Jersey.

What county is ZIP code 07646 in?

ZIP code 07646 falls within Bergen County, New Jersey.

How educated is the population of ZIP code 07646?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 07646?

The median home value in ZIP code 07646 is $480,000.

What is the median household income in ZIP code 07646?

The median household income in ZIP code 07646 is $107,976, above the national median of ~$75,000.

What is the population of ZIP code 07646?

ZIP code 07646 has an estimated population of 16,888 residents, with a density of 7,397 people per square mile.

What timezone is ZIP code 07646 in?

ZIP code 07646 observes the EST timezone.