12765 ZIP Code — Neversink, NY

Sullivan County, New York

ZIP code 12765 is located in Neversink, New York, within Sullivan County. It covers approximately 11.16 square miles and serves a population of 891 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12765

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $297,700. Owner-occupancy is high at 94%, well above the national average.

Median household income is $89,500. The poverty rate of 5% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12765 reflects a community defined by high homeownership and a significant Social Security-dependent population.

891

population

11.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12765 ZIP code map

Cities in ZIP code 12765

Below are the cities the US Postal Service accepts for ZIP code 12765. Using any city not on this list may result in mail delivery delays.

City	Status
Neversink	Preferred

Nearby ZIP codes

12788 Woodbourne (3.9 mi) 12759 Loch Sheldrake (4.2 mi) 12768 Parksville (5.1 mi) 12747 Hurleyville (6.1 mi) 12754 Liberty (7.6 mi) 12758 Livingston Manor (7.8 mi) 12733 Fallsburg (7.8 mi) 12740 Grahamsville (8.2 mi) 12725 Claryville (8.5 mi) 12435 Greenfield Park (9.7 mi) 12789 Woodridge (9.8 mi) 12779 South Fallsburg (10.1 mi)

Demographics updated 05/2026

Population
Total population	891
Population density	80 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	11.16 sq mi
Water area	2.38 sq mi
Latitude	41.8507
Longitude	-74.6184
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.3%	43.2%	37.0%
$50k – $100k	22.1%	29.3%	27.0%
$100k – $200k	29.8%	22.4%	24.4%
Over $200k	6.7%	5.2%	11.5%

Demographics & statistics

891

Population

People per sq mi

47.6

Median age

$89,500

Median household income

$43,276

Per capita income

$297,700

Median home value

Median monthly rent

93.7%

Home ownership

5.2%

Poverty rate

0.0%

Unemployment

407

Housing units

46.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

114

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	142	15.9%
18 and over	749	84.1%
65 and over	96	10.8%
Median age	47.6 years

Race & ethnicity

White 100%

Group	Count	%
White	891	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.3%	43.2%	37.0%
$50k – $100k	22.1%	29.3%	27.0%
$100k – $200k	29.8%	22.4%	24.4%
Over $200k	6.7%	5.2%	11.5%

$15k–$25k 7.9%

$25k–$35k 27.0%

$35k–$50k 1.9%

$50k–$75k 6.9%

$75k–$100k 9.3%

$100k–$150k 33.9%

$150k–$200k 1.1%

$200k+ 12.2%

Range	% of households
$15k–$25k	7.9%
$25k–$35k	27.0%
$35k–$50k	1.9%
$50k–$75k	6.9%
$75k–$100k	9.3%
$100k–$150k	33.9%
$150k–$200k	1.1%
$200k+	12.2%
Median income	$89,500

Housing

Home values

$50k–$100k 4.2%

$150k–$200k 7.1%

$200k–$300k 39.3%

$300k–$500k 39.3%

$500k–$1M 3.4%

$1M+ 6.8%

Housing overview

Metric	Value
Median home value	$297,700
Median rent / month	$0
Owner occupied	93.7%
Renter occupied	6.3%
Vacant	12.3%
Single-family detached	94.4%
Large apartment buildings	0.0%
Mobile homes	1.6%
Median rooms	6.7
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.0%
2010–2019	10.2%
2000–2009	2.6%
1990–1999	18.6%
1980–1989	2.3%
1970–1979	29.2%
1960–1969	13.7%
1950–1959	5.3%
1940–1949	5.1%
1939 or earlier	13.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	7.0%
2 bedrooms	12.5%
3 bedrooms	62.4%
4 bedrooms	13.5%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	13.2%
2 vehicles	56.3%
3 or more	30.4%

Heating fuel

Fuel type	%
Utility gas	0.8%
Electricity	6.1%
Propane / LP gas	13.8%
Fuel oil	71.4%
Wood	7.9%

Households & families

Household type	Count	%
Married-couple family	188	49.7%
Cohabiting couple	55	14.6%
Male householder, no spouse	115	30.4%
Female householder, no spouse	20	5.3%
Households with children under 18	98	25.9%
Households with seniors (65+)	82	21.7%
Average household size	2.36

Marital status

Status	Male	Female
Never married	20.4%	29.8%
Married	47.0%	59.6%
Separated	0.0%	0.0%
Widowed	5.7%	10.5%
Divorced	26.8%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.5%

HS graduate 16.7%

Some college, no degree 16.2%

Associate's degree 17.8%

Bachelor's degree 25.1%

Graduate / professional 21.7%

Metric	%
HS diploma or higher	97.5%
Bachelor's or higher	46.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	97	65.1%
High school	52	34.9%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 52.7%

Public administration 20.5%

Finance & real estate 7.4%

Manufacturing 7.0%

Transportation & utilities 6.5%

Other services 3.2%

Construction 2.7%

Occupation

Category	%
Management, business & arts	37.8%
Service	43.9%
Sales & office	3.8%
Natural resources & construction	3.8%
Production & transportation	10.6%

Employment type

Type	%
Private sector	59.7%
Government	32.9%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	97.4%
Carpool	2.6%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	31.6

Poverty

All people 5.2%

Under 18 years 0.0%

18 and over 6.1%

Married-couple families 9.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	42.3%
Retirement income	39.7%
Supplemental Security	5.8%
Cash public assistance	0.0%
Food stamps / SNAP	10.3%

Health indicators

Condition	%
Obesity	31.3%
High blood pressure	30.5%
High cholesterol	32.1%
Diabetes	8.8%
Heart disease	6.1%
Stroke	2.8%
Asthma	10.3%
Arthritis	24.5%
Kidney disease	2.8%
Pulmonary disease	6.9%
Cancer	6.9%

Behavior / access	%
Smoking	18.0%
Binge drinking	17.8%
No physical activity	22.5%
Less than 7 hrs sleep	34.4%
Depression	22.1%
Fair or poor health	11.9%
Poor mental health	14.2%
Poor physical health	9.7%
No health insurance	10.1%
Visited doctor (checkup)	75.8%
Visited dentist	65.8%
Cholesterol screening	91.4%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	47	6.3%

Disability	%
Any disability	16.3%
Under 18	11.3%
18–64 years	16.4%
65 and over	22.9%

Health insurance coverage

Type	%
Private insurance	76.2%
Public insurance	26.8%
No insurance	5.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	872	97.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	789	88.6%
Born in same state	760	85.3%
Born in different state	657	73.7%
Foreign born	29	3.3%
Naturalized citizen	102	11.4%
Not a US citizen	14	13.7%

Ancestry

Ancestry	Count	%
Italian	240	26.9%
French	76	8.5%

Ancestry	Count	%
English	39	4.4%
Polish	8	0.9%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12765

What city is ZIP code 12765 in?

ZIP code 12765 is primarily assigned to Neversink, New York.

What county is ZIP code 12765 in?

ZIP code 12765 falls within Sullivan County, New York.

Is ZIP code 12765 mostly owner-occupied?

94% of occupied units in ZIP code 12765 are owner-occupied, well above the national average.

Does ZIP code 12765 have a large retiree population?

42% of households in ZIP code 12765 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 12765?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the population of ZIP code 12765?

ZIP code 12765 has an estimated population of 891 residents, with a density of 80 people per square mile.

What timezone is ZIP code 12765 in?

ZIP code 12765 observes the EST timezone.