12740 ZIP Code — Grahamsville, NY

Sullivan County, New York

ZIP code 12740 is located in Grahamsville, New York, within Sullivan County. It covers approximately 71.96 square miles and serves a population of 1,695 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 845.

About ZIP code 12740

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $274,000. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($83,571) and mean household income suggests income inequality — a small number of higher earners pull the average up. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12740 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,695

population

71.96

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12740 ZIP code map

Cities in ZIP code 12740

Below are the cities the US Postal Service accepts for ZIP code 12740. Using any city not on this list may result in mail delivery delays.

City	Status
Grahamsville	Acceptable
Grahamsville	Preferred

Nearby ZIP codes

12458 Napanoch (5.9 mi) 12725 Claryville (6.4 mi) 12765 Neversink (8.2 mi) 12788 Woodbourne (8.4 mi) 12461 Olivebridge (10.4 mi) 12428 Ellenville (10.5 mi) 12446 Kerhonkson (10.7 mi) 12494 West Shokan (11.1 mi) 12435 Greenfield Park (11.4 mi) 12759 Loch Sheldrake (11.5 mi) 12464 Phoenicia (12.1 mi) 12404 Accord (12.1 mi)

Demographics updated 05/2026

Population
Total population	1,695
Population density	24 / sq mi
State FIPS	36
County FIPS	105

Geography
Land area	71.96 sq mi
Water area	1.06 sq mi
Latitude	41.8864
Longitude	-74.4660
Timezone	Eastern (ET)
Area code	845

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.0%	43.2%	37.0%
$50k – $100k	32.9%	29.3%	27.0%
$100k – $200k	33.7%	22.4%	24.4%
Over $200k	4.4%	5.2%	11.5%

Demographics & statistics

1,695

Population

People per sq mi

49.0

Median age

$83,571

Median household income

$47,006

Per capita income

$274,000

Median home value

$1,156

Median monthly rent

75.6%

Home ownership

9.3%

Poverty rate

5.4%

Unemployment

857

Housing units

33.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

132

35–44

106

178

45–54

143

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	320	18.9%
18 and over	1,375	81.1%
65 and over	333	19.6%
Median age	49.0 years

Race & ethnicity

White 75.4%

Hispanic or Latino 10%

Other race 6.6%

Black or African American 3.8%

Two or more races 3.8%

Asian 0.3%

Group	Count	%
White	1,420	75.4%
Hispanic or Latino	189	10%
Other race	125	6.6%
Black or African American	72	3.8%
Two or more races	72	3.8%
Asian	6	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	29.0%	43.2%	37.0%
$50k – $100k	32.9%	29.3%	27.0%
$100k – $200k	33.7%	22.4%	24.4%
Over $200k	4.4%	5.2%	11.5%

Under $10k 1.7%

$10k–$15k 1.4%

$15k–$25k 1.5%

$25k–$35k 12.3%

$35k–$50k 9.2%

$50k–$75k 20.8%

$75k–$100k 16.5%

$100k–$150k 8.5%

$150k–$200k 21.1%

$200k+ 7.0%

Range	% of households
Under $10k	1.7%
$10k–$15k	1.4%
$15k–$25k	1.5%
$25k–$35k	12.3%
$35k–$50k	9.2%
$50k–$75k	20.8%
$75k–$100k	16.5%
$100k–$150k	8.5%
$150k–$200k	21.1%
$200k+	7.0%
Median income	$83,571

Housing

Home values

Under $50k 1.8%

$50k–$100k 9.7%

$100k–$150k 5.6%

$150k–$200k 8.2%

$200k–$300k 34.2%

$300k–$500k 10.0%

$500k–$1M 28.1%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$274,000
Median rent / month	$1,156
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	29.8%
Single-family detached	72.4%
Large apartment buildings	0.7%
Mobile homes	8.1%
Median rooms	5.8
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	5.7%
1990–1999	2.7%
1980–1989	26.2%
1970–1979	18.6%
1960–1969	9.8%
1950–1959	18.7%
1940–1949	1.9%
1939 or earlier	15.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	6.5%
2 bedrooms	25.0%
3 bedrooms	47.0%
4 bedrooms	19.5%
5+ bedrooms	1.5%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	39.8%
2 vehicles	40.8%
3 or more	14.3%

Heating fuel

Fuel type	%
Utility gas	2.5%
Electricity	4.8%
Propane / LP gas	7.6%
Fuel oil	61.2%
Wood	21.2%

Households & families

Household type	Count	%
Married-couple family	357	49.2%
Cohabiting couple	60	8.3%
Male householder, no spouse	168	23.1%
Female householder, no spouse	141	19.4%
Households with children under 18	156	21.5%
Households with seniors (65+)	231	31.8%
Average household size	2.32

Marital status

Status	Male	Female
Never married	26.1%	11.3%
Married	64.4%	61.8%
Separated	2.9%	4.3%
Widowed	0.1%	5.8%
Divorced	6.5%	16.8%

Education

Less than 9th grade 1.3%

Some HS, no diploma 4.4%

HS graduate 24.6%

Some college, no degree 29.5%

Associate's degree 6.8%

Bachelor's degree 9.9%

Graduate / professional 23.6%

Metric	%
HS diploma or higher	94.3%
Bachelor's or higher	33.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	4.9%
Kindergarten	34	11.2%
Elementary school	153	50.3%
High school	78	25.7%
College / grad school	24	7.9%

Employment

Industry of employment

Education & healthcare 43.3%

Arts, food & hospitality 12.2%

Retail trade 8.5%

Transportation & utilities 7.3%

Construction 6.2%

Public administration 5.8%

Professional & management 5.6%

Agriculture & mining 2.8%

Other services 2.8%

Information 2.3%

Finance & real estate 2.3%

Manufacturing 0.7%

Occupation

Category	%
Management, business & arts	48.0%
Service	24.8%
Sales & office	8.9%
Natural resources & construction	7.5%
Production & transportation	10.8%

Employment type

Type	%
Private sector	73.7%
Government	22.7%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.7%
Carpool	2.6%
Public transit	0.4%
Walk	3.8%
Work from home	22.6%
Other means	1.9%
Avg commute (minutes)	27.2

Poverty

All people 9.3%

Under 18 years 21.6%

18 and over 6.4%

Married-couple families 5.6%

Female-led households 29.4%

Income support

Source	% of households
Social Security	39.8%
Retirement income	35.4%
Supplemental Security	4.8%
Cash public assistance	0.0%
Food stamps / SNAP	6.1%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	33.9%
High cholesterol	36.5%
Diabetes	10.0%
Heart disease	7.2%
Stroke	3.3%
Asthma	10.2%
Arthritis	27.2%
Kidney disease	3.2%
Pulmonary disease	7.6%
Cancer	8.0%

Behavior / access	%
Smoking	16.9%
Binge drinking	16.4%
No physical activity	23.2%
Less than 7 hrs sleep	32.8%
Depression	21.0%
Fair or poor health	12.7%
Poor mental health	13.4%
Poor physical health	10.3%
No health insurance	9.9%
Visited doctor (checkup)	77.7%
Visited dentist	66.6%
Cholesterol screening	92.6%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	108	7.9%

Disability	%
Any disability	14.1%
Under 18	11.3%
18–64 years	8.3%
65 and over	34.8%

Health insurance coverage

Type	%
Private insurance	78.7%
Public insurance	35.2%
No insurance	0.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,629	96.1%
Spanish	160	9.8%
Other Indo-European	2	0.1%
Asian & Pacific Islander	143	8.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,601	94.5%
Born in same state	1,582	93.3%
Born in different state	1,399	82.5%
Foreign born	19	1.1%
Naturalized citizen	94	5.5%
Not a US citizen	62	66.0%

Ancestry

Ancestry	Count	%
Italian	265	15.6%
Arab	114	6.7%
French	111	6.5%
English	38	2.2%
Norwegian	31	1.8%

Ancestry	Count	%
Irish	22	1.3%
German	18	1.1%
Polish	13	0.8%
Dutch	13	0.8%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12740

What city is ZIP code 12740 in?

ZIP code 12740 is primarily assigned to Grahamsville, New York.

What county is ZIP code 12740 in?

ZIP code 12740 falls within Sullivan County, New York.

Does ZIP code 12740 have a large retiree population?

40% of households in ZIP code 12740 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 12740?

ZIP code 12740 has an estimated population of 1,695 residents, with a density of 24 people per square mile.

What is the median household income in ZIP code 12740?

The median household income in ZIP code 12740 is $83,571, above the national median of ~$75,000.

What is the typical home value in ZIP code 12740?

The median home value in ZIP code 12740 is $274,000.

What timezone is ZIP code 12740 in?

ZIP code 12740 observes the EST timezone.