28651 ZIP Code — Millers Creek, NC

Wilkes County, North Carolina

ZIP code 28651 is located in Millers Creek, North Carolina, within Wilkes County. It covers approximately 84.16 square miles and serves a population of 5,103 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 336.

About ZIP code 28651

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $167,800. Owner-occupancy is high at 83%, well above the national average.

Median household income is $50,798. Poverty affects 19% of residents, above the national average. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 28651 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

5,103

population

84.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28651 ZIP code map

Cities in ZIP code 28651

Below are the cities the US Postal Service accepts for ZIP code 28651. Using any city not on this list may result in mail delivery delays.

City	Status
Millers Creek	Acceptable
Millers Creek	Preferred

Nearby ZIP codes

28665 Purlear (5.6 mi) 28649 Mc Grady (5.8 mi) 28629 Glendale Springs (7 mi) 28635 Hays (10 mi) 28656 North Wilkesboro (10.5 mi) 28697 Wilkesboro (11.2 mi) 28640 Jefferson (11.8 mi) 28644 Laurel Springs (12 mi) 28626 Fleetwood (12.1 mi) 28694 West Jefferson (12.6 mi) 28624 Ferguson (12.8 mi) 28659 North Wilkesboro (13.9 mi)

Demographics updated 05/2026

Population
Total population	5,103
Population density	61 / sq mi
State FIPS	37
County FIPS	193

Geography
Land area	84.16 sq mi
Water area	0.01 sq mi
Latitude	36.2655
Longitude	-81.2811
Timezone	Eastern (ET)
Area code	336

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.0%	56.2%	44.4%
$50k – $100k	31.1%	29.4%	30.6%
$100k – $200k	8.0%	12.0%	19.1%
Over $200k	1.9%	2.5%	6.0%

Demographics & statistics

5,103

Population

People per sq mi

47.4

Median age

$50,798

Median household income

$31,239

Per capita income

$167,800

Median home value

$643

Median monthly rent

83.3%

Home ownership

18.9%

Poverty rate

6.6%

Unemployment

2,511

Housing units

17.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

125

5–9

132

153

10–14

162

15–19

148

20–24

156

258

25–34

273

292

35–44

308

366

45–54

387

55–59

199

60–64

211

446

65–74

471

204

75–84

215

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	832	16.3%
18 and over	4,271	83.7%
65 and over	1,421	27.8%
Median age	47.4 years

Race & ethnicity

White 91.1%

Hispanic or Latino 3%

Other race 2.9%

Two or more races 1.6%

Native Hawaiian / Pacific Islander 0.8%

Black or African American 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	4,793	91.1%
Hispanic or Latino	156	3%
Other race	155	2.9%
Two or more races	85	1.6%
Native Hawaiian / Pacific Islander	42	0.8%
Black or African American	21	0.4%
American Indian / Alaska Native	7	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.0%	56.2%	44.4%
$50k – $100k	31.1%	29.4%	30.6%
$100k – $200k	8.0%	12.0%	19.1%
Over $200k	1.9%	2.5%	6.0%

Under $10k 3.4%

$10k–$15k 12.7%

$15k–$25k 10.0%

$25k–$35k 12.5%

$35k–$50k 10.7%

$50k–$75k 17.4%

$75k–$100k 9.9%

$100k–$150k 14.9%

$150k–$200k 6.3%

$200k+ 2.2%

Range	% of households
Under $10k	3.4%
$10k–$15k	12.7%
$15k–$25k	10.0%
$25k–$35k	12.5%
$35k–$50k	10.7%
$50k–$75k	17.4%
$75k–$100k	9.9%
$100k–$150k	14.9%
$150k–$200k	6.3%
$200k+	2.2%
Median income	$50,798

Housing

Home values

Under $50k 14.6%

$50k–$100k 10.4%

$100k–$150k 17.7%

$150k–$200k 22.1%

$200k–$300k 17.1%

$300k–$500k 10.4%

$500k–$1M 7.8%

Housing overview

Metric	Value
Median home value	$167,800
Median rent / month	$643
Owner occupied	83.3%
Renter occupied	16.7%
Vacant	20.3%
Single-family detached	69.7%
Large apartment buildings	0.0%
Mobile homes	26.2%
Median rooms	5.1
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.0%
2010–2019	4.3%
2000–2009	9.0%
1990–1999	17.8%
1980–1989	25.5%
1970–1979	20.0%
1960–1969	13.6%
1950–1959	8.0%
1940–1949	1.3%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.3%
2 bedrooms	33.0%
3 bedrooms	49.8%
4 bedrooms	11.1%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	38.6%
2 vehicles	28.3%
3 or more	30.0%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	68.1%
Propane / LP gas	18.4%
Fuel oil	8.8%
Wood	2.6%

Households & families

Household type	Count	%
Married-couple family	1,172	50.8%
Cohabiting couple	102	4.4%
Male householder, no spouse	499	21.6%
Female householder, no spouse	535	23.2%
Households with children under 18	548	23.7%
Households with seniors (65+)	967	41.9%
Average household size	2.21

Marital status

Status	Male	Female
Never married	22.6%	19.0%
Married	55.7%	56.8%
Separated	1.2%	4.2%
Widowed	6.3%	12.9%
Divorced	14.2%	7.1%

Education

Less than 9th grade 3.9%

Some HS, no diploma 10.2%

HS graduate 34.8%

Some college, no degree 22.4%

Associate's degree 11.3%

Bachelor's degree 12.9%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	17.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	39	4.2%
Kindergarten	47	5.1%
Elementary school	471	51.1%
High school	175	19.0%
College / grad school	190	20.6%

Employment

Industry of employment

Education & healthcare 21.1%

Manufacturing 13.5%

Retail trade 12.8%

Professional & management 8.7%

Wholesale trade 8.6%

Construction 7.4%

Public administration 6.9%

Other services 6.0%

Arts, food & hospitality 5.4%

Transportation & utilities 4.7%

Agriculture & mining 3.5%

Information 0.8%

Finance & real estate 0.6%

Occupation

Category	%
Management, business & arts	34.0%
Service	18.0%
Sales & office	17.1%
Natural resources & construction	14.5%
Production & transportation	16.3%

Employment type

Type	%
Private sector	77.5%
Government	14.2%
Self-employed	7.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	82.7%
Carpool	8.8%
Public transit	0.0%
Walk	0.0%
Work from home	8.1%
Other means	0.4%
Avg commute (minutes)	31.3

Poverty

All people 18.9%

Under 18 years 34.1%

18 and over 16.0%

Married-couple families 7.8%

Female-led households 24.9%

Income support

Source	% of households
Social Security	49.0%
Retirement income	15.8%
Supplemental Security	4.9%
Cash public assistance	2.4%
Food stamps / SNAP	13.0%

Health indicators

Condition	%
Obesity	39.3%
High blood pressure	36.7%
High cholesterol	38.0%
Diabetes	12.0%
Heart disease	8.0%
Stroke	4.0%
Asthma	9.8%
Arthritis	29.9%
Kidney disease	3.5%
Pulmonary disease	10.0%
Cancer	7.1%

Behavior / access	%
Smoking	24.3%
Binge drinking	15.6%
No physical activity	27.0%
Less than 7 hrs sleep	32.2%
Depression	25.8%
Fair or poor health	17.7%
Poor mental health	15.9%
Poor physical health	13.4%
No health insurance	19.0%
Visited doctor (checkup)	77.9%
Visited dentist	59.6%
Cholesterol screening	88.6%
Teeth loss	18.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	230	5.4%

Disability	%
Any disability	17.2%
Under 18	3.7%
18–64 years	15.9%
65 and over	27.6%

Health insurance coverage

Type	%
Private insurance	63.3%
Public insurance	44.0%
No insurance	11.5%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,948	97.0%
Spanish	73	1.5%
Other Indo-European	73	1.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,974	97.5%
Born in same state	4,974	97.5%
Born in different state	4,155	81.4%
Foreign born	0	0.0%
Naturalized citizen	129	2.5%
Not a US citizen	34	26.4%

Ancestry

Ancestry	Count	%
Arab	1,968	38.6%
French	422	8.3%

Ancestry	Count	%
Italian	217	4.3%
English	23	0.5%

Technology access

Metric	% of households
Computer access	45.2%
Internet access	89.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28651

What city is ZIP code 28651 in?

ZIP code 28651 is primarily assigned to Millers Creek, North Carolina.

What county is ZIP code 28651 in?

ZIP code 28651 falls within Wilkes County, North Carolina.

Does ZIP code 28651 have an older population?

28% of residents in ZIP code 28651 are 65 or older, above the national average of ~17%.

Does ZIP code 28651 have a large retiree population?

49% of households in ZIP code 28651 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 28651?

19% of residents in ZIP code 28651 live below the poverty line, above the national average.

Is ZIP code 28651 mostly owner-occupied?

83% of occupied units in ZIP code 28651 are owner-occupied, well above the national average.

What timezone is ZIP code 28651 in?

ZIP code 28651 observes the EST timezone.