28649 ZIP Code — Mc Grady, NC

Wilkes County, North Carolina

ZIP code 28649 is located in Mc Grady, North Carolina, within Wilkes County. It covers approximately 35.49 square miles and serves a population of 1,429 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 336.

About ZIP code 28649

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $133,800. Owner-occupancy sits near the national average at 60%.

Median household income is $43,350. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 59 minutes suggests many residents work outside the immediate area.

College attainment at 3% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 24%.

Overall, ZIP code 28649 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

1,429

population

35.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28649 ZIP code map

Cities in ZIP code 28649

Below are the cities the US Postal Service accepts for ZIP code 28649. Using any city not on this list may result in mail delivery delays.

City	Status
Mc Grady	Acceptable
Mc Grady	Preferred

Nearby ZIP codes

28635 Hays (4.7 mi) 28651 Millers Creek (5.8 mi) 28644 Laurel Springs (8.6 mi) 28629 Glendale Springs (9.1 mi) 28685 Traphill (10.1 mi) 28668 Roaring Gap (11.3 mi) 28675 Sparta (11.3 mi) 28665 Purlear (11.4 mi) 28656 North Wilkesboro (12 mi) 28640 Jefferson (12.4 mi) 28697 Wilkesboro (13.3 mi) 28659 North Wilkesboro (13.5 mi)

Demographics updated 05/2026

Population
Total population	1,429
Population density	40 / sq mi
State FIPS	37
County FIPS	193

Geography
Land area	35.49 sq mi
Water area	0.00 sq mi
Latitude	36.3255
Longitude	-81.2073
Timezone	Eastern (ET)
Area code	336

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.0%	56.2%	44.4%
$50k – $100k	28.0%	29.4%	30.6%
$100k – $200k	11.0%	12.0%	19.1%
Over $200k	4.0%	2.5%	6.0%

Demographics & statistics

1,429

Population

People per sq mi

49.2

Median age

$43,350

Median household income

$18,244

Per capita income

$133,800

Median home value

$574

Median monthly rent

59.8%

Home ownership

10.8%

Poverty rate

4.9%

Unemployment

435

Housing units

2.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

101

35–44

124

45–54

115

55–59

108

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	337	23.6%
18 and over	1,092	76.4%
65 and over	259	18.1%
Median age	49.2 years

Race & ethnicity

White 100%

Group	Count	%
White	1,429	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	57.0%	56.2%	44.4%
$50k – $100k	28.0%	29.4%	30.6%
$100k – $200k	11.0%	12.0%	19.1%
Over $200k	4.0%	2.5%	6.0%

$15k–$25k 9.3%

$25k–$35k 6.3%

$35k–$50k 42.1%

$50k–$75k 26.3%

$75k–$100k 11.4%

$100k–$150k 4.7%

Range	% of households
$15k–$25k	9.3%
$25k–$35k	6.3%
$35k–$50k	42.1%
$50k–$75k	26.3%
$75k–$100k	11.4%
$100k–$150k	4.7%
Median income	$43,350

Housing

Home values

Under $50k 14.0%

$50k–$100k 14.0%

$100k–$150k 38.9%

$150k–$200k 12.8%

$200k–$300k 5.1%

$300k–$500k 7.8%

$500k–$1M 7.4%

Housing overview

Metric	Value
Median home value	$133,800
Median rent / month	$574
Owner occupied	59.8%
Renter occupied	40.2%
Vacant	29.3%
Single-family detached	54.9%
Large apartment buildings	0.0%
Mobile homes	45.1%
Median rooms	5.5
Avg household size (owned)	3.37

Year built

Era	%
2020 or later	0.0%
2010–2019	3.3%
2000–2009	4.3%
1990–1999	36.0%
1980–1989	31.7%
1970–1979	9.7%
1960–1969	3.3%
1950–1959	3.1%
1940–1949	4.1%
1939 or earlier	4.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.3%
2 bedrooms	21.9%
3 bedrooms	62.5%
4 bedrooms	11.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	16.7%
2 vehicles	27.9%
3 or more	55.3%

Heating fuel

Fuel type	%
Electricity	60.7%
Propane / LP gas	15.6%
Fuel oil	14.7%
Wood	9.1%

Households & families

Household type	Count	%
Married-couple family	409	95.1%
Cohabiting couple	0	0.0%
Male householder, no spouse	21	4.9%
Female householder, no spouse	0	0.0%
Households with children under 18	125	29.1%
Households with seniors (65+)	154	35.8%
Average household size	3.32

Marital status

Status	Male	Female
Never married	12.2%	18.1%
Married	83.9%	69.6%
Separated	0.0%	0.0%
Widowed	3.8%	0.0%
Divorced	0.0%	12.3%

Education

Less than 9th grade 26.5%

Some HS, no diploma 1.9%

HS graduate 34.2%

Some college, no degree 24.6%

Associate's degree 10.1%

Bachelor's degree 0.8%

Graduate / professional 2.0%

Metric	%
HS diploma or higher	71.6%
Bachelor's or higher	2.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	191	73.5%
High school	57	21.9%
College / grad school	12	4.6%

Employment

Industry of employment

Education & healthcare 31.7%

Transportation & utilities 22.1%

Construction 15.0%

Finance & real estate 9.4%

Professional & management 9.1%

Public administration 5.3%

Manufacturing 3.2%

Wholesale trade 2.1%

Retail trade 2.1%

Occupation

Category	%
Management, business & arts	3.2%
Service	56.0%
Sales & office	22.1%
Natural resources & construction	15.4%
Production & transportation	3.4%

Employment type

Type	%
Private sector	68.5%
Government	19.4%
Self-employed	12.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	47.5%
Carpool	52.5%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	58.5

Poverty

All people 10.8%

Under 18 years 23.1%

18 and over 7.0%

Married-couple families 9.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.8%
Retirement income	2.6%
Supplemental Security	24.0%
Cash public assistance	0.0%
Food stamps / SNAP	7.4%

Health indicators

Condition	%
Obesity	38.5%
High blood pressure	36.7%
High cholesterol	39.4%
Diabetes	11.8%
Heart disease	8.0%
Stroke	3.9%
Asthma	9.6%
Arthritis	29.9%
Kidney disease	3.5%
Pulmonary disease	9.6%
Cancer	7.2%

Behavior / access	%
Smoking	23.3%
Binge drinking	15.8%
No physical activity	25.7%
Less than 7 hrs sleep	31.8%
Depression	25.4%
Fair or poor health	16.7%
Poor mental health	15.5%
Poor physical health	12.9%
No health insurance	17.5%
Visited doctor (checkup)	78.1%
Visited dentist	61.7%
Cholesterol screening	89.4%
Teeth loss	17.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	132	12.1%

Disability	%
Any disability	23.9%
Under 18	15.1%
18–64 years	23.2%
65 and over	37.8%

Health insurance coverage

Type	%
Private insurance	41.1%
Public insurance	53.7%
No insurance	16.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,340	93.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,429	100.0%
Born in same state	1,429	100.0%
Born in different state	1,262	88.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	514	36%

Ancestry	Count	%
French	231	16.2%

Technology access

Metric	% of households
Computer access	30.1%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28649

What city is ZIP code 28649 in?

ZIP code 28649 is primarily assigned to Mc Grady, North Carolina.

What county is ZIP code 28649 in?

ZIP code 28649 falls within Wilkes County, North Carolina.

How educated is the population of ZIP code 28649?

3% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 28649 have a large retiree population?

39% of households in ZIP code 28649 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 28649 have a large veteran population?

12% of civilians in ZIP code 28649 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 28649?

The median home value in ZIP code 28649 is $133,800.

What timezone is ZIP code 28649 in?

ZIP code 28649 observes the EST timezone.