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Virginia ZIP Codes
Frederick County
Middletown, VA
22645
22645 ZIP Code — Middletown, VA
Frederick County, Virginia
ZIP code 22645 is located in
Middletown ,
Virginia ,
within Frederick County .
It covers approximately 36.37 square miles and serves a population of
4,430 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 540 .
About ZIP code 22645
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $346,800. Owner-occupancy is high at 76%, well above the national average.
The gap between median ($69,554) and mean household income suggests income inequality — a small number of higher earners pull the average up. 41% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
Overall, ZIP code 22645 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
22645 ZIP code map
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Cities in ZIP code 22645
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
4,430
Population density
122 / sq mi
State FIPS
51
County FIPS
069
Geography
Land area
36.37 sq mi
Water area
0.44 sq mi
Latitude
39.0236
Longitude
-78.2698
Timezone
Eastern (ET)
Area code
540
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.7%
27.2%
32.9%
$50k – $100k
25.6%
34.3%
29.2%
$100k – $200k
26.2%
31.1%
26.3%
Over $200k
8.5%
7.4%
11.6%
Demographics & statistics
$69,554
Median household income
$346,800
Median home value
24.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 970 21.9%
18 and over 3,460 78.1%
65 and over 916 20.7%
Median age 45.4 years
Race & ethnicity
Black or African American
1.4%
Group Count %
White 4,176 92.7%
Two or more races 123 2.7%
Hispanic or Latino 74 1.6%
Black or African American 61 1.4%
Other race 44 1%
Asian 26 0.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.7%
27.2%
32.9%
$50k – $100k
25.6%
34.3%
29.2%
$100k – $200k
26.2%
31.1%
26.3%
Over $200k
8.5%
7.4%
11.6%
Range % of households
Under $10k 2.1%
$10k–$15k 1.3%
$15k–$25k 12.6%
$25k–$35k 7.1%
$35k–$50k 13.6%
$50k–$75k 14.9%
$75k–$100k 8.4%
$100k–$150k 17.3%
$150k–$200k 11.8%
$200k+ 10.7%
Median income $69,554
Housing
Housing overview
Metric Value
Median home value $346,800
Median rent / month $955
Owner occupied 75.7%
Renter occupied 24.3%
Vacant 7.7%
Single-family detached 83.3%
Large apartment buildings 0.9%
Mobile homes 2.2%
Median rooms 6.2
Avg household size (owned) 2.70
Year built
Era %
2020 or later 0.0%
2010–2019 3.7%
2000–2009 16.8%
1990–1999 11.2%
1980–1989 15.4%
1970–1979 18.2%
1960–1969 5.7%
1950–1959 4.4%
1940–1949 5.3%
1939 or earlier 19.3%
Bedrooms
Size % of units
No bedroom (studio) 0.9%
1 bedroom 9.5%
2 bedrooms 23.2%
3 bedrooms 38.4%
4 bedrooms 23.6%
5+ bedrooms 4.4%
Vehicles per household
Vehicles % of households
No vehicle 4.1%
1 vehicle 21.3%
2 vehicles 43.0%
3 or more 31.6%
Heating fuel
Fuel type %
Utility gas 8.2%
Electricity 56.2%
Propane / LP gas 12.6%
Fuel oil 9.9%
Wood 9.6%
No fuel used 2.6%
Households & families
Household type Count %
Married-couple family 832 48.3%
Cohabiting couple 145 8.4%
Male householder, no spouse 288 16.7%
Female householder, no spouse 457 26.5%
Households with children under 18 464 26.9%
Households with seniors (65+) 629 36.5%
Average household size 2.57
Marital status
Status Male Female
Never married 23.1% 31.4%
Married 52.3% 47.4%
Separated 1.0% 2.4%
Widowed 3.5% 10.7%
Divorced 20.1% 8.0%
Education
Some college, no degree
22.4%
Graduate / professional
6.7%
Metric %
HS diploma or higher 90.0%
Bachelor's or higher 24.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 40 4.3%
Kindergarten 20 2.1%
Elementary school 420 45.0%
High school 344 36.8%
College / grad school 110 11.8%
Employment
Industry of employment
Education & healthcare
18.3%
Arts, food & hospitality
9.5%
Professional & management
8.5%
Finance & real estate
6.0%
Public administration
4.3%
Transportation & utilities
4.1%
Occupation
Category %
Management, business & arts 33.1%
Service 14.8%
Sales & office 21.4%
Natural resources & construction 13.2%
Production & transportation 17.4%
Employment type
Type %
Private sector 78.1%
Government 15.3%
Self-employed 6.6%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 80.0%
Carpool 9.7%
Public transit 0.0%
Walk 0.4%
Work from home 9.7%
Other means 0.2%
Avg commute (minutes) 33.5
Poverty
Married-couple families
0.6%
Female-led households
38.0%
Income support
Source % of households
Social Security 40.9%
Retirement income 28.9%
Supplemental Security 5.7%
Cash public assistance 1.5%
Food stamps / SNAP 7.8%
Health indicators
Condition %
Obesity 32.8%
High blood pressure 34.5%
High cholesterol 33.3%
Diabetes 9.8%
Heart disease 6.0%
Stroke 2.8%
Asthma 9.4%
Arthritis 26.1%
Kidney disease 2.6%
Pulmonary disease 6.9%
Cancer 6.8%
Behavior / access %
Smoking 18.4%
Binge drinking 16.9%
No physical activity 22.8%
Less than 7 hrs sleep 33.4%
Depression 21.3%
Fair or poor health 13.6%
Poor mental health 13.8%
Poor physical health 9.7%
No health insurance 11.9%
Visited doctor (checkup) 75.2%
Visited dentist 68.0%
Cholesterol screening 90.9%
Teeth loss 10.8%
Veterans & disability
Veterans Count %
Civilian veterans 452 13.1%
Disability %
Any disability 18.0%
Under 18 3.1%
18–64 years 14.7%
65 and over 42.9%
Health insurance coverage
Type %
Private insurance 80.9%
Public insurance 34.7%
No insurance 4.2%
Uninsured under 19 5.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 4,229 95.5%
Spanish 45 1.1%
Other Indo-European 42 1.0%
Asian & Pacific Islander 3 0.1%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 4,348 98.1%
Born in same state 4,315 97.4%
Born in different state 2,933 66.2%
Foreign born 33 0.7%
Naturalized citizen 82 1.9%
Not a US citizen 39 47.6%
Ancestry
Ancestry Count %
Arab 842 19%
Italian 773 17.4%
French 488 11%
Ancestry Count %
English 20 0.5%
German 4 0.1%
Technology access
Metric % of households
Computer access 38.9%
Internet access 88.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 22645
What city is ZIP code 22645 in?
ZIP code 22645 is primarily assigned to Middletown, Virginia.
What county is ZIP code 22645 in?
ZIP code 22645 falls within Frederick County, Virginia.
Does ZIP code 22645 have a large retiree population?
41% of households in ZIP code 22645 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 22645 have a large veteran population?
13% of civilians in ZIP code 22645 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 22645?
The median home value in ZIP code 22645 is $346,800.
What is the population of ZIP code 22645?
ZIP code 22645 has an estimated population of 4,430 residents, with a density of 122 people per square mile.
What timezone is ZIP code 22645 in?
ZIP code 22645 observes the EST timezone.
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