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Florida ZIP Codes
Clay County
Middleburg, FL
32068
32068 ZIP Code — Middleburg, FL
Clay County, Florida
ZIP code 32068 is located in
Middleburg ,
Florida ,
within Clay County .
It covers approximately 115.54 square miles and serves a population of
57,372 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 904 .
About ZIP code 32068
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $233,100. Owner-occupancy is high at 79%, well above the national average.
Median household income is $81,030. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.
Overall, ZIP code 32068 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
32068 ZIP code map
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Cities in ZIP code 32068
Below are the cities the US Postal Service accepts for ZIP code 32068. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
57,372
Population density
497 / sq mi
State FIPS
12
County FIPS
019
Geography
Land area
115.54 sq mi
Water area
0.96 sq mi
Latitude
30.0834
Longitude
-81.8659
Timezone
Eastern (ET)
Area code
904
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.7%
34.3%
43.4%
$50k – $100k
39.3%
36.2%
30.8%
$100k – $200k
20.2%
24.2%
19.3%
Over $200k
3.8%
5.2%
6.4%
Demographics & statistics
$81,030
Median household income
$233,100
Median home value
$1,303
Median monthly rent
20.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 13,824 24.1%
18 and over 43,548 75.9%
65 and over 7,923 13.8%
Median age 39.4 years
Race & ethnicity
Black or African American
6%
American Indian / Alaska Native
0.1%
Group Count %
White 46,509 75.7%
Two or more races 4,704 7.7%
Hispanic or Latino 4,068 6.6%
Black or African American 3,717 6%
Other race 1,954 3.2%
Asian 407 0.7%
American Indian / Alaska Native 81 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.7%
34.3%
43.4%
$50k – $100k
39.3%
36.2%
30.8%
$100k – $200k
20.2%
24.2%
19.3%
Over $200k
3.8%
5.2%
6.4%
Range % of households
Under $10k 3.7%
$10k–$15k 1.2%
$15k–$25k 5.1%
$25k–$35k 8.8%
$35k–$50k 11.1%
$50k–$75k 16.1%
$75k–$100k 14.7%
$100k–$150k 24.1%
$150k–$200k 8.7%
$200k+ 6.6%
Median income $81,030
Housing
Housing overview
Metric Value
Median home value $233,100
Median rent / month $1,303
Owner occupied 78.9%
Renter occupied 21.1%
Vacant 5.6%
Single-family detached 73.1%
Large apartment buildings 0.5%
Mobile homes 22.4%
Median rooms 6.3
Avg household size (owned) 2.81
Year built
Era %
2020 or later 1.1%
2010–2019 11.6%
2000–2009 29.3%
1990–1999 22.7%
1980–1989 23.5%
1970–1979 6.9%
1960–1969 2.3%
1950–1959 1.3%
1940–1949 0.3%
1939 or earlier 1.1%
Bedrooms
Size % of units
No bedroom (studio) 0.5%
1 bedroom 1.4%
2 bedrooms 8.7%
3 bedrooms 56.3%
4 bedrooms 29.5%
5+ bedrooms 3.5%
Vehicles per household
Vehicles % of households
No vehicle 3.7%
1 vehicle 25.0%
2 vehicles 44.5%
3 or more 26.7%
Heating fuel
Fuel type %
Utility gas 1.2%
Electricity 96.5%
Propane / LP gas 1.0%
Wood 0.2%
Solar 0.1%
No fuel used 1.1%
Households & families
Household type Count %
Married-couple family 11,869 58.4%
Cohabiting couple 1,576 7.8%
Male householder, no spouse 2,892 14.2%
Female householder, no spouse 3,970 19.5%
Households with children under 18 7,458 36.7%
Households with seniors (65+) 5,586 27.5%
Average household size 2.82
Marital status
Status Male Female
Never married 28.9% 23.7%
Married 53.6% 52.2%
Separated 2.5% 3.1%
Widowed 1.8% 7.7%
Divorced 13.2% 13.3%
Education
Some college, no degree
24.7%
Graduate / professional
5.4%
Metric %
HS diploma or higher 92.5%
Bachelor's or higher 20.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 658 4.4%
Kindergarten 956 6.4%
Elementary school 6,338 42.5%
High school 4,030 27.0%
College / grad school 2,940 19.7%
Employment
Industry of employment
Education & healthcare
21.4%
Professional & management
11.8%
Arts, food & hospitality
7.9%
Transportation & utilities
7.8%
Public administration
6.8%
Finance & real estate
6.7%
Agriculture & mining
1.6%
Occupation
Category %
Management, business & arts 32.3%
Service 16.7%
Sales & office 24.1%
Natural resources & construction 12.9%
Production & transportation 13.9%
Employment type
Type %
Private sector 79.3%
Government 15.1%
Self-employed 5.6%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 77.2%
Carpool 9.6%
Public transit 0.1%
Walk 0.7%
Work from home 10.3%
Other means 2.1%
Avg commute (minutes) 35.3
Poverty
Married-couple families
6.6%
Female-led households
16.8%
Income support
Source % of households
Social Security 31.1%
Retirement income 26.8%
Supplemental Security 3.6%
Cash public assistance 1.7%
Food stamps / SNAP 12.3%
Health indicators
Condition %
Obesity 35.8%
High blood pressure 31.2%
High cholesterol 28.2%
Diabetes 9.6%
Heart disease 5.7%
Stroke 2.8%
Asthma 9.1%
Arthritis 23.2%
Kidney disease 2.6%
Pulmonary disease 7.8%
Cancer 5.7%
Behavior / access %
Smoking 22.9%
Binge drinking 16.9%
No physical activity 25.8%
Less than 7 hrs sleep 38.9%
Depression 21.9%
Fair or poor health 15.9%
Poor mental health 17.6%
Poor physical health 11.6%
No health insurance 20.7%
Visited doctor (checkup) 71.7%
Visited dentist 54.0%
Cholesterol screening 89.2%
Teeth loss 16.0%
Veterans & disability
Veterans Count %
Civilian veterans 6,762 15.7%
Disability %
Any disability 12.2%
Under 18 4.4%
18–64 years 11.2%
65 and over 30.8%
Health insurance coverage
Type %
Private insurance 69.7%
Public insurance 32.7%
No insurance 10.4%
Uninsured under 19 9.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 55,017 95.9%
Spanish 1,444 2.6%
Other Indo-European 970 1.8%
Asian & Pacific Islander 45 0.1%
Other languages 100 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 53,376 93.0%
Born in same state 51,647 90.0%
Born in different state 25,923 45.2%
Foreign born 1,729 3.0%
Naturalized citizen 3,996 7.0%
Not a US citizen 2,508 62.8%
Ancestry
Ancestry Count %
Italian 6,134 10.7%
French 6,127 10.7%
Arab 2,879 5%
English 572 1%
Irish 430 0.7%
Ancestry Count %
Polish 418 0.7%
German 325 0.6%
Norwegian 134 0.2%
Dutch 47 0.1%
Technology access
Metric % of households
Computer access 35.4%
Internet access 95.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 32068
What part of Middleburg is ZIP code 32068?
ZIP code 32068 covers a portion of Middleburg, Florida, within Clay County.
What county is ZIP code 32068 in?
ZIP code 32068 falls within Clay County, Florida.
Does ZIP code 32068 have a large veteran population?
16% of civilians in ZIP code 32068 are veterans, above the national average of ~7%.
What is the population of ZIP code 32068?
ZIP code 32068 has an estimated population of 57,372 residents, with a density of 497 people per square mile.
What is the typical home value in ZIP code 32068?
The median home value in ZIP code 32068 is $233,100.
What is the median household income in ZIP code 32068?
The median household income in ZIP code 32068 is $81,030, above the national median of ~$75,000.
What timezone is ZIP code 32068 in?
ZIP code 32068 observes the EST timezone.
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