32003 ZIP Code — Fleming Island, FL

Clay County, Florida

ZIP code 32003 is located in Fleming Island, Florida, within Clay County. It covers approximately 15.84 square miles and serves a population of 29,810 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 904.

About ZIP code 32003

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $355,200. Owner-occupancy is high at 85%, well above the national average.

Median household income is $117,414. The poverty rate of 5% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 32003 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

29,810

population

15.84

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

32003 ZIP code map

Cities in ZIP code 32003

Below are the cities the US Postal Service accepts for ZIP code 32003. Using any city not on this list may result in mail delivery delays.

City	Status
Fleming Island	Acceptable
Fleming Island	Acceptable
Fleming Island	Preferred

Nearby ZIP codes

32073 Orange Park (5.1 mi) 32065 Orange Park (5.7 mi) 32223 Jacksonville (6.1 mi) 32214 Jacksonville (8.5 mi) 32244 Jacksonville (8.7 mi) 32068 Middleburg (8.8 mi) 32212 Jacksonville (8.8 mi) 32259 Saint Johns (8.9 mi) 32257 Jacksonville (9.1 mi) 32043 Green Cove Springs (10.7 mi) 32222 Jacksonville (10.8 mi) 32258 Jacksonville (11.1 mi)

Demographics updated 05/2026

Population
Total population	29,810
Population density	1,882 / sq mi
State FIPS	12
County FIPS	019

Geography
Land area	15.84 sq mi
Water area	7.02 sq mi
Latitude	30.0966
Longitude	-81.7189
Timezone	Eastern (ET)
Area code	904

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.1%	34.3%	43.4%
$50k – $100k	28.0%	36.2%	30.8%
$100k – $200k	37.8%	24.2%	19.3%
Over $200k	13.1%	5.2%	6.4%

Demographics & statistics

29,810

Population

1,882

People per sq mi

47.0

Median age

$117,414

Median household income

$51,368

Per capita income

$355,200

Median home value

$1,909

Median monthly rent

85.2%

Home ownership

5.0%

Poverty rate

4.3%

Unemployment

10,321

Housing units

48.3%

Bachelor's or higher

Age distribution

Male Female

559

Under 5

581

758

5–9

788

779

10–14

808

1,015

15–19

1,055

946

20–24

983

1,261

25–34

1,310

1,639

35–44

1,701

2,251

45–54

2,337

1,148

55–59

1,192

1,166

60–64

1,210

1,807

65–74

1,877

1,012

75–84

1,050

283

85+

294

← Male

Female →

Age summary

Group	Count	%
Under 18	5,679	19.1%
18 and over	24,131	80.9%
65 and over	6,323	21.2%
Median age	47.0 years

Race & ethnicity

White 76.3%

Two or more races 6.1%

Hispanic or Latino 6%

Black or African American 5.8%

Other race 3.2%

Asian 2.3%

American Indian / Alaska Native 0.3%

Group	Count	%
White	24,209	76.3%
Two or more races	1,941	6.1%
Hispanic or Latino	1,908	6%
Black or African American	1,830	5.8%
Other race	1,007	3.2%
Asian	741	2.3%
American Indian / Alaska Native	82	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	21.1%	34.3%	43.4%
$50k – $100k	28.0%	36.2%	30.8%
$100k – $200k	37.8%	24.2%	19.3%
Over $200k	13.1%	5.2%	6.4%

Under $10k 2.6%

$10k–$15k 0.4%

$15k–$25k 2.2%

$25k–$35k 5.0%

$35k–$50k 4.7%

$50k–$75k 13.8%

$75k–$100k 12.8%

$100k–$150k 22.9%

$150k–$200k 14.5%

$200k+ 21.0%

Range	% of households
Under $10k	2.6%
$10k–$15k	0.4%
$15k–$25k	2.2%
$25k–$35k	5.0%
$35k–$50k	4.7%
$50k–$75k	13.8%
$75k–$100k	12.8%
$100k–$150k	22.9%
$150k–$200k	14.5%
$200k+	21.0%
Median income	$117,414

Housing

Home values

Under $50k 2.5%

$50k–$100k 1.3%

$100k–$150k 3.0%

$150k–$200k 3.3%

$200k–$300k 22.1%

$300k–$500k 51.6%

$500k–$1M 15.0%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$355,200
Median rent / month	$1,909
Owner occupied	85.2%
Renter occupied	14.8%
Vacant	5.9%
Single-family detached	80.2%
Large apartment buildings	3.5%
Mobile homes	0.8%
Median rooms	7.2
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.1%
2010–2019	10.2%
2000–2009	44.0%
1990–1999	31.6%
1980–1989	7.8%
1970–1979	4.8%
1960–1969	1.1%
1950–1959	0.2%
1940–1949	0.3%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	3.3%
2 bedrooms	5.8%
3 bedrooms	38.1%
4 bedrooms	38.1%
5+ bedrooms	14.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	20.6%
2 vehicles	50.6%
3 or more	26.4%

Heating fuel

Fuel type	%
Utility gas	1.1%
Electricity	96.7%
Propane / LP gas	1.6%
Fuel oil	0.1%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	8,076	71.5%
Cohabiting couple	344	3.0%
Male householder, no spouse	1,114	9.9%
Female householder, no spouse	1,757	15.6%
Households with children under 18	3,328	29.5%
Households with seniors (65+)	4,393	38.9%
Average household size	2.63

Marital status

Status	Male	Female
Never married	24.2%	18.2%
Married	68.4%	65.5%
Separated	0.2%	0.6%
Widowed	1.9%	6.3%
Divorced	5.2%	9.3%

Education

Less than 9th grade 1.4%

Some HS, no diploma 1.6%

HS graduate 17.5%

Some college, no degree 21.7%

Associate's degree 9.4%

Bachelor's degree 27.4%

Graduate / professional 20.9%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	48.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	412	5.8%
Kindergarten	360	5.0%
Elementary school	2,349	32.8%
High school	1,902	26.6%
College / grad school	2,131	29.8%

Employment

Industry of employment

Education & healthcare 24.4%

Professional & management 20.6%

Retail trade 10.3%

Finance & real estate 10.3%

Transportation & utilities 7.3%

Construction 6.8%

Arts, food & hospitality 6.7%

Public administration 4.8%

Manufacturing 4.1%

Other services 2.2%

Wholesale trade 1.4%

Information 0.7%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	56.9%
Service	14.3%
Sales & office	19.6%
Natural resources & construction	2.4%
Production & transportation	6.9%

Employment type

Type	%
Private sector	84.2%
Government	12.2%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.1%
Carpool	7.6%
Public transit	0.0%
Walk	0.8%
Work from home	16.9%
Other means	2.6%
Avg commute (minutes)	29.0

Poverty

All people 5.0%

Under 18 years 8.0%

18 and over 4.3%

Married-couple families 2.7%

Female-led households 9.9%

Income support

Source	% of households
Social Security	38.0%
Retirement income	38.7%
Supplemental Security	1.3%
Cash public assistance	1.3%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	30.2%
High cholesterol	29.1%
Diabetes	8.8%
Heart disease	5.3%
Stroke	2.5%
Asthma	8.3%
Arthritis	22.6%
Kidney disease	2.4%
Pulmonary disease	6.0%
Cancer	6.4%

Behavior / access	%
Smoking	16.4%
Binge drinking	16.1%
No physical activity	20.8%
Less than 7 hrs sleep	36.0%
Depression	19.5%
Fair or poor health	11.9%
Poor mental health	14.8%
Poor physical health	9.4%
No health insurance	15.5%
Visited doctor (checkup)	73.4%
Visited dentist	63.4%
Cholesterol screening	92.2%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,092	17.4%

Disability	%
Any disability	10.7%
Under 18	3.7%
18–64 years	6.0%
65 and over	30.1%

Health insurance coverage

Type	%
Private insurance	85.0%
Public insurance	29.2%
No insurance	4.9%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	28,670	96.2%
Spanish	710	2.5%
Other Indo-European	457	1.6%
Asian & Pacific Islander	0	0.0%
Other languages	220	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,666	92.8%
Born in same state	26,641	89.4%
Born in different state	9,880	33.1%
Foreign born	1,025	3.4%
Naturalized citizen	2,144	7.2%
Not a US citizen	1,692	78.9%

Ancestry

Ancestry	Count	%
French	5,405	18.1%
Italian	3,667	12.3%
Arab	1,526	5.1%
Polish	269	0.9%
English	265	0.9%

Ancestry	Count	%
German	169	0.6%
Irish	84	0.3%
Norwegian	65	0.2%
Dutch	32	0.1%

Technology access

Metric	% of households
Computer access	37.9%
Internet access	99.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32003

What city is ZIP code 32003 in?

ZIP code 32003 is primarily assigned to Fleming Island, Florida.

What county is ZIP code 32003 in?

ZIP code 32003 falls within Clay County, Florida.

Is ZIP code 32003 mostly owner-occupied?

85% of occupied units in ZIP code 32003 are owner-occupied, well above the national average.

Does ZIP code 32003 have a large veteran population?

17% of civilians in ZIP code 32003 are veterans, above the national average of ~7%.

How educated is the population of ZIP code 32003?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 32003 have a large retiree population?

38% of households in ZIP code 32003 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 32003 in?

ZIP code 32003 observes the EST timezone.