46410 ZIP Code — Merrillville, IN
Lake County, Indiana
ZIP code 46410 is located in Merrillville, Indiana, within Lake County. It covers approximately 30.05 square miles and serves a population of 39,121 residents. This is a po box ZIP code in the Central (CT) timezone, served by area code 219.
About ZIP code 46410
The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $176,000. Owner-occupancy sits near the national average at 63%.
Median household income is $60,432. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
39,121
population
30.05
sq mi land
PO Box
ZIP type
Central (CT)
timezone
46410 ZIP code map
Cities in ZIP code 46410
Below are the cities the US Postal Service accepts for ZIP code 46410. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Merrillville | Acceptable |
| Merrillville | Preferred |
Nearby ZIP codes
46409 Gary (4.5 mi)
46342 Hobart (4.9 mi)
46408 Gary (5.3 mi)
46307 Crown Point (5.8 mi)
46319 Griffith (6.2 mi)
46375 Schererville (6.6 mi)
46407 Gary (6.7 mi)
46405 Lake Station (6.9 mi)
46404 Gary (7.9 mi)
46373 Saint John (8.3 mi)
46322 Highland (8.6 mi)
46385 Valparaiso (9.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 39,121 |
| Population density | 1,302 / sq mi |
| State FIPS | 18 |
| County FIPS | 089 |
| Geography | |
|---|---|
| Land area | 30.05 sq mi |
| Water area | 0.04 sq mi |
| Latitude | 41.4810 |
| Longitude | -87.3164 |
| Timezone | Central (CT) |
| Area code | 219 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.8% | 43.6% | 42.9% |
| $50k – $100k | 36.5% | 31.1% | 32.7% |
| $100k – $200k | 19.4% | 21.2% | 19.8% |
| Over $200k | 2.4% | 4.1% | 4.5% |
Demographics & statistics
39,121
Population
1,302
People per sq mi
39.0
Median age
$60,432
Median household income
$33,764
Per capita income
$176,000
Median home value
$1,206
Median monthly rent
62.6%
Home ownership
15.2%
Poverty rate
9.1%
Unemployment
11,365
Housing units
23.4%
Bachelor's or higher
Age distribution
Male
Female
1,014
Under 5
1,086
1,232
5–9
1,320
1,075
10–14
1,151
1,280
15–19
1,371
1,375
20–24
1,473
2,370
25–34
2,538
2,220
35–44
2,376
2,327
45–54
2,491
1,279
55–59
1,370
1,090
60–64
1,168
2,176
65–74
2,330
1,066
75–84
1,142
387
85+
414
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,684 | 22.2% |
| 18 and over | 30,437 | 77.8% |
| 65 and over | 7,515 | 19.2% |
| Median age | 39.0 years | |
Race & ethnicity
Black or African American
42.4%
White
33%
Hispanic or Latino
10.2%
Two or more races
8.5%
Other race
4.4%
Asian
1.4%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| Black or African American | 18,457 | 42.4% |
| White | 14,383 | 33% |
| Hispanic or Latino | 4,420 | 10.2% |
| Two or more races | 3,702 | 8.5% |
| Other race | 1,922 | 4.4% |
| Asian | 615 | 1.4% |
| Native Hawaiian / Pacific Islander | 26 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 41.8% | 43.6% | 42.9% |
| $50k – $100k | 36.5% | 31.1% | 32.7% |
| $100k – $200k | 19.4% | 21.2% | 19.8% |
| Over $200k | 2.4% | 4.1% | 4.5% |
Under $10k
6.4%
$10k–$15k
4.9%
$15k–$25k
10.6%
$25k–$35k
9.1%
$35k–$50k
12.9%
$50k–$75k
15.0%
$75k–$100k
16.1%
$100k–$150k
15.1%
$150k–$200k
4.6%
$200k+
5.3%
| Range | % of households |
|---|---|
| Under $10k | 6.4% |
| $10k–$15k | 4.9% |
| $15k–$25k | 10.6% |
| $25k–$35k | 9.1% |
| $35k–$50k | 12.9% |
| $50k–$75k | 15.0% |
| $75k–$100k | 16.1% |
| $100k–$150k | 15.1% |
| $150k–$200k | 4.6% |
| $200k+ | 5.3% |
| Median income | $60,432 |
Housing
Home values
Under $50k
4.6%
$50k–$100k
8.5%
$100k–$150k
19.9%
$150k–$200k
33.2%
$200k–$300k
25.3%
$300k–$500k
7.7%
$500k–$1M
0.5%
$1M+
0.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $176,000 |
| Median rent / month | $1,206 |
| Owner occupied | 62.6% |
| Renter occupied | 37.4% |
| Vacant | 5.6% |
| Single-family detached | 56.8% |
| Large apartment buildings | 11.3% |
| Mobile homes | 1.4% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.53 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.7% |
| 2010–2019 | 5.1% |
| 2000–2009 | 15.1% |
| 1990–1999 | 17.7% |
| 1980–1989 | 8.0% |
| 1970–1979 | 15.8% |
| 1960–1969 | 17.8% |
| 1950–1959 | 11.1% |
| 1940–1949 | 5.0% |
| 1939 or earlier | 3.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.1% |
| 1 bedroom | 15.5% |
| 2 bedrooms | 28.0% |
| 3 bedrooms | 36.3% |
| 4 bedrooms | 14.8% |
| 5+ bedrooms | 3.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 8.8% |
| 1 vehicle | 43.1% |
| 2 vehicles | 31.7% |
| 3 or more | 16.4% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 82.8% |
| Electricity | 14.1% |
| Propane / LP gas | 2.3% |
| Fuel oil | 0.2% |
| Wood | 0.1% |
| Solar | 0.1% |
| No fuel used | 0.3% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,124 | 30.9% |
| Cohabiting couple | 1,221 | 7.4% |
| Male householder, no spouse | 4,043 | 24.4% |
| Female householder, no spouse | 6,189 | 37.3% |
| Households with children under 18 | 4,483 | 27.0% |
| Households with seniors (65+) | 5,888 | 35.5% |
| Average household size | 2.33 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 43.7% | 38.0% |
| Married | 37.8% | 33.0% |
| Separated | 1.9% | 1.8% |
| Widowed | 3.9% | 11.9% |
| Divorced | 12.6% | 15.3% |
Education
Less than 9th grade
3.2%
Some HS, no diploma
4.7%
HS graduate
36.7%
Some college, no degree
24.3%
Associate's degree
7.7%
Bachelor's degree
15.5%
Graduate / professional
7.9%
| Metric | % |
|---|---|
| HS diploma or higher | 92.1% |
| Bachelor's or higher | 23.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 345 | 4.0% |
| Kindergarten | 553 | 6.4% |
| Elementary school | 3,695 | 42.7% |
| High school | 2,088 | 24.1% |
| College / grad school | 1,978 | 22.8% |
Employment
Industry of employment
Education & healthcare
22.2%
Manufacturing
15.7%
Retail trade
12.4%
Professional & management
10.4%
Transportation & utilities
10.3%
Arts, food & hospitality
9.1%
Other services
5.4%
Construction
5.3%
Finance & real estate
4.3%
Public administration
2.4%
Wholesale trade
1.6%
Information
0.5%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 29.1% |
| Service | 19.1% |
| Sales & office | 19.4% |
| Natural resources & construction | 11.6% |
| Production & transportation | 20.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.1% |
| Government | 9.4% |
| Self-employed | 5.3% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 82.5% |
| Carpool | 5.7% |
| Public transit | 1.8% |
| Walk | 0.9% |
| Work from home | 6.2% |
| Other means | 3.0% |
| Avg commute (minutes) | 31.7 |
Poverty
All people
15.2%
Under 18 years
21.0%
18 and over
13.5%
Married-couple families
5.5%
Female-led households
26.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 38.2% |
| Retirement income | 27.0% |
| Supplemental Security | 5.3% |
| Cash public assistance | 1.9% |
| Food stamps / SNAP | 12.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 40.8% |
| High blood pressure | 35.8% |
| High cholesterol | 29.4% |
| Diabetes | 13.2% |
| Heart disease | 6.3% |
| Stroke | 3.4% |
| Asthma | 10.6% |
| Arthritis | 26.8% |
| Kidney disease | 3.1% |
| Pulmonary disease | 7.0% |
| Cancer | 6.0% |
| Behavior / access | % |
|---|---|
| Smoking | 19.6% |
| Binge drinking | 15.2% |
| No physical activity | 29.2% |
| Less than 7 hrs sleep | 37.8% |
| Depression | 18.7% |
| Fair or poor health | 18.0% |
| Poor mental health | 15.1% |
| Poor physical health | 11.2% |
| No health insurance | 16.5% |
| Visited doctor (checkup) | 77.8% |
| Visited dentist | 58.8% |
| Cholesterol screening | 90.1% |
| Teeth loss | 16.2% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 2,174 | 7.1% |
| Disability | % |
|---|---|
| Any disability | 14.8% |
| Under 18 | 2.4% |
| 18–64 years | 13.2% |
| 65 and over | 34.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 65.5% |
| Public insurance | 44.0% |
| No insurance | 5.0% |
| Uninsured under 19 | 3.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 37,021 | 94.6% |
| Spanish | 737 | 2.0% |
| Other Indo-European | 369 | 1.0% |
| Asian & Pacific Islander | 178 | 0.5% |
| Other languages | 130 | 0.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 36,771 | 94.0% |
| Born in same state | 36,587 | 93.5% |
| Born in different state | 21,205 | 54.2% |
| Foreign born | 184 | 0.5% |
| Naturalized citizen | 2,350 | 6.0% |
| Not a US citizen | 1,218 | 51.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 2,268 | 5.8% |
| French | 1,184 | 3% |
| Arab | 828 | 2.1% |
| English | 467 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 194 | 0.5% |
| Polish | 148 | 0.4% |
| Norwegian | 69 | 0.2% |
| German | 17 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.4% |
| Internet access | 91.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46410
What city is ZIP code 46410 in?
ZIP code 46410 is primarily assigned to Merrillville, Indiana.
What county is ZIP code 46410 in?
ZIP code 46410 falls within Lake County, Indiana.
What is the poverty rate in ZIP code 46410?
15% of residents in ZIP code 46410 live below the poverty line, above the national average.
Does ZIP code 46410 have a large retiree population?
38% of households in ZIP code 46410 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 46410?
The median home value in ZIP code 46410 is $176,000.
What is the population of ZIP code 46410?
ZIP code 46410 has an estimated population of 39,121 residents, with a density of 1,302 people per square mile.
What timezone is ZIP code 46410 in?
ZIP code 46410 observes the CST timezone.