38127 ZIP Code — Memphis, TN

Shelby County, Tennessee

ZIP code 38127 is located in Memphis, Tennessee, within Shelby County. It covers approximately 37.76 square miles and serves a population of 40,565 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 901.

About ZIP code 38127

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $76,600. Owner-occupancy sits near the national average at 45%.

Median household income is $34,781. Poverty affects 37% of residents, above the national average. SNAP benefit usage at 34% of households reflects economic stress in the area. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 11% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (47%), diabetes (19%), smoking (30%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 38127 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

40,565

population

37.76

sq mi land

Standard

ZIP type

Central (CT)

timezone

38127 ZIP code map

Cities in ZIP code 38127

Below are the cities the US Postal Service accepts for ZIP code 38127. Using any city not on this list may result in mail delivery delays.

City	Status
Memphis	Acceptable
Memphis	Preferred

Nearby ZIP codes

38107 Memphis (6.4 mi) 38103 Memphis (6.9 mi) 72364 Marion (7.1 mi) 37544 Memphis (7.4 mi) 38105 Memphis (7.4 mi) 38151 Memphis (7.4 mi) 38150 Memphis (7.4 mi) 38148 Memphis (7.4 mi) 38159 Memphis (7.4 mi) 38197 Memphis (7.4 mi) 38161 Memphis (7.4 mi) 38145 Memphis (7.4 mi)

Demographics updated 05/2026

Population
Total population	40,565
Population density	1,074 / sq mi
State FIPS	47
County FIPS	157

Geography
Land area	37.76 sq mi
Water area	0.78 sq mi
Latitude	35.2562
Longitude	-90.0657
Timezone	Central (CT)
Area code	901

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.8%	48.0%	45.7%
$50k – $100k	21.7%	27.7%	30.9%
$100k – $200k	6.2%	17.7%	18.3%
Over $200k	1.3%	6.5%	5.1%

Demographics & statistics

40,565

Population

1,074

People per sq mi

31.4

Median age

$34,781

Median household income

$17,897

Per capita income

$76,600

Median home value

$1,037

Median monthly rent

45.1%

Home ownership

37.4%

Poverty rate

9.6%

Unemployment

9,995

Housing units

11.2%

Bachelor's or higher

Age distribution

Male Female

1,715

Under 5

2,177

1,891

5–9

2,399

1,611

10–14

2,045

1,089

15–19

1,381

1,166

20–24

1,480

2,275

25–34

2,888

1,885

35–44

2,392

2,016

45–54

2,558

981

55–59

1,246

1,140

60–64

1,447

1,565

65–74

1,987

373

75–84

473

170

85+

215

← Male

Female →

Age summary

Group	Count	%
Under 18	13,481	33.2%
18 and over	27,084	66.8%
65 and over	4,783	11.8%
Median age	31.4 years

Race & ethnicity

Black or African American 83.7%

White 9.9%

Two or more races 2.3%

Hispanic or Latino 2%

Other race 1.7%

Asian 0.4%

Group	Count	%
Black or African American	34,636	83.7%
White	4,105	9.9%
Two or more races	937	2.3%
Hispanic or Latino	817	2%
Other race	706	1.7%
Asian	178	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.8%	48.0%	45.7%
$50k – $100k	21.7%	27.7%	30.9%
$100k – $200k	6.2%	17.7%	18.3%
Over $200k	1.3%	6.5%	5.1%

Under $10k 12.5%

$10k–$15k 10.3%

$15k–$25k 16.0%

$25k–$35k 11.6%

$35k–$50k 13.6%

$50k–$75k 17.3%

$75k–$100k 8.0%

$100k–$150k 6.8%

$150k–$200k 2.1%

$200k+ 1.9%

Range	% of households
Under $10k	12.5%
$10k–$15k	10.3%
$15k–$25k	16.0%
$25k–$35k	11.6%
$35k–$50k	13.6%
$50k–$75k	17.3%
$75k–$100k	8.0%
$100k–$150k	6.8%
$150k–$200k	2.1%
$200k+	1.9%
Median income	$34,781

Housing

Home values

Under $50k 19.4%

$50k–$100k 53.8%

$100k–$150k 15.2%

$150k–$200k 3.7%

$200k–$300k 5.9%

$300k–$500k 1.3%

$500k–$1M 0.5%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$76,600
Median rent / month	$1,037
Owner occupied	45.1%
Renter occupied	54.9%
Vacant	20.9%
Single-family detached	74.6%
Large apartment buildings	1.0%
Mobile homes	1.4%
Median rooms	5.4
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.5%
2010–2019	2.0%
2000–2009	4.3%
1990–1999	5.1%
1980–1989	8.8%
1970–1979	21.0%
1960–1969	26.9%
1950–1959	25.0%
1940–1949	3.9%
1939 or earlier	2.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	3.7%
2 bedrooms	23.4%
3 bedrooms	59.6%
4 bedrooms	10.5%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	13.4%
1 vehicle	40.2%
2 vehicles	29.8%
3 or more	16.6%

Heating fuel

Fuel type	%
Utility gas	43.8%
Electricity	54.9%
Propane / LP gas	0.8%
Wood	0.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,658	26.2%
Cohabiting couple	764	5.5%
Male householder, no spouse	1,936	13.8%
Female householder, no spouse	7,626	54.5%
Households with children under 18	5,264	37.6%
Households with seniors (65+)	3,703	26.5%
Average household size	2.89

Marital status

Status	Male	Female
Never married	51.2%	51.8%
Married	34.5%	25.0%
Separated	2.0%	6.1%
Widowed	4.2%	6.2%
Divorced	8.1%	10.8%

Education

Less than 9th grade 4.1%

Some HS, no diploma 14.1%

HS graduate 40.8%

Some college, no degree 24.8%

Associate's degree 5.0%

Bachelor's degree 7.5%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	81.8%
Bachelor's or higher	11.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	563	4.7%
Kindergarten	1,503	12.6%
Elementary school	5,865	49.1%
High school	2,261	18.9%
College / grad school	1,750	14.7%

Employment

Industry of employment

Education & healthcare 23.1%

Transportation & utilities 14.7%

Arts, food & hospitality 13.2%

Retail trade 10.5%

Manufacturing 10.3%

Professional & management 9.7%

Other services 4.7%

Construction 4.0%

Public administration 4.0%

Finance & real estate 2.8%

Wholesale trade 1.7%

Agriculture & mining 1.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	20.5%
Service	24.2%
Sales & office	22.4%
Natural resources & construction	9.7%
Production & transportation	23.1%

Employment type

Type	%
Private sector	80.9%
Government	11.3%
Self-employed	7.1%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	76.3%
Carpool	14.7%
Public transit	1.6%
Walk	0.9%
Work from home	5.4%
Other means	0.9%
Avg commute (minutes)	22.5

Poverty

All people 37.4%

Under 18 years 55.2%

18 and over 28.5%

Married-couple families 9.5%

Female-led households 45.4%

Income support

Source	% of households
Social Security	31.2%
Retirement income	14.6%
Supplemental Security	12.4%
Cash public assistance	2.5%
Food stamps / SNAP	34.0%

Health indicators

Condition	%
Obesity	47.0%
High blood pressure	47.3%
High cholesterol	32.1%
Diabetes	18.9%
Heart disease	7.3%
Stroke	5.6%
Asthma	14.1%
Arthritis	29.7%
Kidney disease	4.1%
Pulmonary disease	11.0%
Cancer	4.7%

Behavior / access	%
Smoking	29.6%
Binge drinking	10.9%
No physical activity	37.6%
Less than 7 hrs sleep	42.3%
Depression	24.6%
Fair or poor health	30.0%
Poor mental health	20.7%
Poor physical health	16.5%
No health insurance	26.9%
Visited doctor (checkup)	80.7%
Visited dentist	41.4%
Cholesterol screening	88.3%
Teeth loss	31.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,607	6.0%

Disability	%
Any disability	19.0%
Under 18	8.7%
18–64 years	21.3%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	35.3%
Public insurance	56.2%
No insurance	15.8%
Uninsured under 19	5.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	36,673	90.4%
Spanish	674	1.8%
Other Indo-European	497	1.4%
Asian & Pacific Islander	76	0.2%
Other languages	39	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	39,676	97.8%
Born in same state	39,438	97.2%
Born in different state	30,776	75.9%
Foreign born	238	0.6%
Naturalized citizen	889	2.2%
Not a US citizen	84	9.4%

Ancestry

Ancestry	Count	%
Italian	782	1.9%
Arab	661	1.6%
French	387	1%

Ancestry	Count	%
English	79	0.2%
Polish	9	0%

Technology access

Metric	% of households
Computer access	34.5%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38127

What city is ZIP code 38127 in?

ZIP code 38127 is primarily assigned to Memphis, Tennessee.

What county is ZIP code 38127 in?

ZIP code 38127 falls within Shelby County, Tennessee.

What is the poverty rate in ZIP code 38127?

37% of residents in ZIP code 38127 live below the poverty line, above the national average.

Is ZIP code 38127 family-oriented?

33% of residents in ZIP code 38127 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 38127?

11% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What are the health statistics for ZIP code 38127?

Health data for ZIP code 38127 shows elevated rates of obesity (47%) and diabetes (19%) and smoking (30%) compared to national benchmarks.

What timezone is ZIP code 38127 in?

ZIP code 38127 observes the CST timezone.