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New York ZIP Codes
Oswego County
Mallory, NY
13103
13103 ZIP Code — Mallory, NY
Oswego County, New York
ZIP code 13103 is located in
Mallory ,
New York ,
within Oswego County .
It covers approximately 0.39 square miles and serves a population of
226 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 315 .
About ZIP code 13103
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $16,100. Owner-occupancy is high at 81%, well above the national average.
Median household income is $50,729. SNAP benefit usage at 22% of households reflects economic stress in the area.
The dominant occupation class is service, with construction as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 5% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Notable community characteristics include disability rates above the national average at 26%.
Overall, ZIP code 13103 reflects a community defined by a trades-oriented workforce, high homeownership, and elevated reliance on food assistance.
13103 ZIP code map
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Cities in ZIP code 13103
Below are the cities the US Postal Service accepts for ZIP code 13103. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
226
Population density
579 / sq mi
State FIPS
36
County FIPS
075
Geography
Land area
0.39 sq mi
Water area
0.00 sq mi
Latitude
43.3256
Longitude
-76.0946
Timezone
Eastern (ET)
Area code
315
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
57.0%
42.0%
37.0%
$50k – $100k
43.0%
33.3%
27.0%
$100k – $200k
0.0%
21.1%
24.4%
Over $200k
0.0%
3.6%
11.5%
Demographics & statistics
$50,729
Median household income
$1,589
Median monthly rent
Age distribution
Age summary
Group Count %
Under 18 25 11.1%
18 and over 201 88.9%
65 and over 33 14.6%
Median age 46.9 years
Race & ethnicity
Group Count %
White 181 72.1%
Two or more races 44 17.5%
Hispanic or Latino 25 10%
Asian 1 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
57.0%
42.0%
37.0%
$50k – $100k
43.0%
33.3%
27.0%
$100k – $200k
0.0%
21.1%
24.4%
Over $200k
0.0%
3.6%
11.5%
Range % of households
Under $10k 13.0%
$15k–$25k 7.3%
$25k–$35k 26.8%
$50k–$75k 30.9%
$75k–$100k 22.0%
Median income $50,729
Housing
Housing overview
Metric Value
Median home value $16,100
Median rent / month $1,589
Owner occupied 81.3%
Renter occupied 18.7%
Vacant 0.0%
Single-family detached 17.9%
Large apartment buildings 0.0%
Mobile homes 70.7%
Median rooms 5.4
Avg household size (owned) 1.82
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 9.8%
1990–1999 13.0%
1980–1989 48.0%
1970–1979 0.0%
1960–1969 0.0%
1950–1959 0.0%
1940–1949 0.0%
1939 or earlier 29.3%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 4.1%
2 bedrooms 17.1%
3 bedrooms 70.7%
4 bedrooms 8.1%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 13.0%
1 vehicle 54.5%
2 vehicles 4.9%
3 or more 27.6%
Heating fuel
Fuel type %
Utility gas 9.8%
Electricity 17.1%
Propane / LP gas 14.6%
Fuel oil 32.5%
Wood 22.0%
No fuel used 4.1%
Households & families
Household type Count %
Married-couple family 63 51.2%
Cohabiting couple 9 7.3%
Male householder, no spouse 40 32.5%
Female householder, no spouse 11 8.9%
Households with children under 18 30 24.4%
Households with seniors (65+) 25 20.3%
Average household size 1.84
Marital status
Status Male Female
Never married 46.5% 24.3%
Married 43.3% 73.0%
Separated 0.0% 0.0%
Widowed 0.0% 2.7%
Divorced 10.2% 0.0%
Education
Some HS, no diploma
25.0%
Some college, no degree
17.4%
Graduate / professional
0.0%
Metric %
HS diploma or higher 71.5%
Bachelor's or higher 5.2%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 7 36.8%
Elementary school 12 63.2%
High school 0 0.0%
College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
27.6%
Finance & real estate
15.3%
Public administration
12.2%
Occupation
Category %
Management, business & arts 15.3%
Service 41.8%
Sales & office 10.2%
Natural resources & construction 32.7%
Production & transportation 0.0%
Employment type
Type %
Private sector 45.9%
Government 39.8%
Self-employed 14.3%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 68.4%
Carpool 0.0%
Public transit 0.0%
Walk 0.0%
Work from home 15.3%
Other means 16.3%
Avg commute (minutes) 27.8
Poverty
Married-couple families
7.9%
Female-led households
100.0%
Income support
Source % of households
Social Security 12.2%
Retirement income 30.1%
Supplemental Security 0.0%
Cash public assistance 0.0%
Food stamps / SNAP 22.0%
Health indicators
Condition %
Obesity 32.6%
High blood pressure 29.1%
High cholesterol 28.4%
Diabetes 8.1%
Heart disease 5.1%
Stroke 2.5%
Asthma 11.0%
Arthritis 22.3%
Kidney disease 2.4%
Pulmonary disease 6.9%
Cancer 5.6%
Behavior / access %
Smoking 20.7%
Binge drinking 19.1%
No physical activity 23.2%
Less than 7 hrs sleep 35.2%
Depression 22.6%
Fair or poor health 12.4%
Poor mental health 16.1%
Poor physical health 9.9%
No health insurance 11.1%
Visited doctor (checkup) 74.6%
Visited dentist 62.8%
Cholesterol screening 88.9%
Teeth loss 13.9%
Veterans & disability
Veterans Count %
Civilian veterans 6 3.0%
Disability %
Any disability 26.1%
Under 18 0.0%
18–64 years 26.8%
65 and over 42.4%
Health insurance coverage
Type %
Private insurance 66.8%
Public insurance 29.2%
No insurance 8.4%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 220 97.3%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 220 97.3%
Born in same state 220 97.3%
Born in different state 205 90.7%
Foreign born 0 0.0%
Naturalized citizen 6 2.7%
Not a US citizen 5 83.3%
Ancestry
Ancestry Count %
Italian 53 23.5%
German 24 10.6%
Technology access
Metric % of households
Computer access 54.4%
Internet access 78.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 13103
What city is ZIP code 13103 in?
ZIP code 13103 is primarily assigned to Mallory, New York.
What county is ZIP code 13103 in?
ZIP code 13103 falls within Oswego County, New York.
How educated is the population of ZIP code 13103?
5% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 13103?
17% of residents in ZIP code 13103 live below the poverty line, above the national average.
Is ZIP code 13103 mostly owner-occupied?
81% of occupied units in ZIP code 13103 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 13103?
The median home value in ZIP code 13103 is $16,100.
What timezone is ZIP code 13103 in?
ZIP code 13103 observes the EST timezone.
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