Bernhards Bay ZIP Codes — Oswego County, NY

There is one unique ZIP code in Bernhards Bay, New York and it is 13028. Area code: 315.
1
ZIP codes
16.92
sq mi land
0.12
sq mi water
315
area code
Bernhards Bay, NY ZIP code map

About Bernhards Bay, NY

Bernhards Bay, located in the state of New York, is a small community in Oswego County. This quaint area offers a blend of rural charm and natural beauty, making it a hidden gem in the northern part of the state. With its peaceful surroundings, Bernhards Bay is an ideal destination for those looking to escape the hustle and bustle of city life.

Location & geography

Bernhards Bay is situated in the northern part of Oswego County, providing residents and visitors with easy access to scenic views of nature. The closest neighboring towns include Constantia, approximately 8 miles away, and Central Square, which is roughly 10 miles to the southwest. The total land area of Bernhards Bay is 16.92 square miles, complemented by a small water area of 0.12 square miles, contributing to its picturesque terrain.

Community & economy

The community of Bernhards Bay is characterized by its friendly atmosphere and strong sense of belonging among residents. Primarily a rural area, the local economy thrives on agriculture and small businesses that serve the community's needs. Daily life is marked by family activities, local events, and a close-knit community that values tradition and connection.

Transportation

Bernhards Bay can be accessed via several highways, which connect the area to nearby towns and cities. The nearest major route is NY-49, facilitating travel to and from surrounding areas. For air travel, Syracuse Hancock International Airport is approximately 25 miles away, providing residents with options for longer-distance travel.

History

Bernhards Bay has a rich history dating back to its founding, with roots that trace back to local settlers and the area's agricultural development. Over the years, the community has seen economic changes, moving from a primarily farming-based economy to a more diverse one that includes small-scale industries. Notable events in its history include local fairs and seasonal celebrations that highlight the culture and heritage of the area.

Did you know?

One surprising fact about Bernhards Bay is that it offers excellent opportunities for outdoor recreational activities, particularly fishing and boating given its proximity to nearby bodies of water. Additionally, the area is known for its scenic views and tranquil setting that attract visitors looking for a peaceful retreat.

ZIP codes for Bernhards Bay, NY (1)
ZIP code City County Map
13028 Bernhards Bay Oswego View map

Demographics & statistics

809
Population
46.9
Median age
$87,356
Median household income
$32,991
Per capita income
$153,500
Median home value
$0
Median monthly rent
95.1%
Home ownership
1.7%
Poverty rate
0.0%
Unemployment
567
Housing units
20.3%
Bachelor's or higher

Age distribution

Male Female
19
Under 5
19
36
5–9
34
11
10–14
11
51
15–19
48
50
25–34
48
24
35–44
23
57
45–54
54
62
55–59
60
24
60–64
22
55
65–74
52
18
75–84
18
7
85+
6
← Male
Female →

Age summary

GroupCount%
Under 1819524.1%
18 and over61475.9%
65 and over15619.3%
Median age46.9 years

Race & ethnicity

White 86.8%
Two or more races 7.3%
Hispanic or Latino 5.8%
GroupCount%
White74686.8%
Two or more races637.3%
Hispanic or Latino505.8%

Household income

$15k–$25k 6.5%
$25k–$35k 4.2%
$35k–$50k 16.2%
$50k–$75k 15.2%
$75k–$100k 15.2%
$100k–$150k 39.2%
$200k+ 3.6%
Range% of households
$15k–$25k6.5%
$25k–$35k4.2%
$35k–$50k16.2%
$50k–$75k15.2%
$75k–$100k15.2%
$100k–$150k39.2%
$200k+3.6%
Median income$87,356

Housing

Home values

Under $50k 4.4%
$50k–$100k 18.4%
$100k–$150k 22.8%
$150k–$200k 31.6%
$200k–$300k 5.8%
$300k–$500k 7.1%
$1M+ 9.9%

Housing overview

MetricValue
Median home value$153,500
Median rent / month$0
Owner occupied95.1%
Renter occupied4.9%
Vacant46.9%
Single-family detached79.0%
Large apartment buildings0.0%
Mobile homes18.9%
Median rooms6.5
Avg household size (owned)2.69

Year built

Era%
2020 or later0.0%
2010–201910.3%
2000–20090.3%
1990–199918.4%
1980–198910.5%
1970–19790.5%
1960–19695.7%
1950–19597.6%
1940–19495.7%
1939 or earlier41.1%

Bedrooms

Size% of units
No bedroom (studio)10.3%
1 bedroom2.4%
2 bedrooms21.6%
3 bedrooms45.9%
4 bedrooms18.9%
5+ bedrooms0.9%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle18.4%
2 vehicles55.0%
3 or more26.5%

Heating fuel

Fuel type%
Utility gas9.4%
Propane / LP gas45.3%
Fuel oil36.9%
Wood3.9%

Households & families

Household typeCount%
Married-couple family14546.9%
Cohabiting couple51.6%
Male householder, no spouse268.4%
Female householder, no spouse13343.0%
Households with children under 1813644.0%
Households with seniors (65+)12640.8%
Average household size2.62

Marital status

StatusMaleFemale
Never married36.8%18.7%
Married47.4%55.7%
Separated1.0%1.1%
Widowed3.0%23.7%
Divorced11.8%0.8%

Education

Less than 9th grade 1.2%
Some HS, no diploma 0.0%
HS graduate 27.2%
Some college, no degree 31.6%
Associate's degree 19.7%
Bachelor's degree 11.7%
Graduate / professional 8.6%
Metric%
HS diploma or higher98.8%
Bachelor's or higher20.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten00.0%
Elementary school8044.7%
High school6536.3%
College / grad school3419.0%

Employment

Industry of employment

Construction 32.4%
Education & healthcare 30.8%
Retail trade 18.2%
Public administration 6.3%
Finance & real estate 6.1%
Professional & management 2.4%
Arts, food & hospitality 2.1%
Other services 1.8%

Occupation

Category%
Management, business & arts34.2%
Service17.9%
Sales & office13.9%
Natural resources & construction19.7%
Production & transportation14.2%

Employment type

Type%
Private sector65.3%
Government19.7%
Self-employed15.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone79.0%
Carpool0.0%
Public transit0.0%
Walk0.0%
Other means0.0%
Avg commute (minutes)39.4

Poverty

All people 1.7%
Under 18 years 2.1%
18 and over 1.6%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security46.3%
Retirement income59.2%
Supplemental Security9.1%
Cash public assistance0.0%
Food stamps / SNAP7.1%

Health indicators

Condition%
High blood pressure33.0%
High cholesterol33.7%
Heart disease6.6%
Stroke2.9%
Asthma10.4%
Arthritis25.7%
Kidney disease2.8%
Pulmonary disease7.5%
Cancer7.0%
Behavior / access%
Binge drinking17.7%
No physical activity22.9%
Less than 7 hrs sleep33.9%
Fair or poor health12.7%
Poor mental health14.6%
Poor physical health10.3%
No health insurance10.3%
Visited doctor (checkup)76.4%
Visited dentist65.3%
Cholesterol screening91.1%
Teeth loss13.6%

Veterans & disability

VeteransCount%
Civilian veterans12820.8%
Disability%
Any disability14.6%
Under 184.6%
18–64 years18.8%
65 and over14.7%

Health insurance coverage

Type%
Private insurance63.0%
Public insurance49.8%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only77195.3%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)78897.4%
Born in same state78897.4%
Born in different state67883.8%
Foreign born00.0%
Naturalized citizen212.6%
Not a US citizen21100.0%

Ancestry

AncestryCount%
Italian15619.3%
German13716.9%
AncestryCount%
French728.9%
Arab111.4%

Technology access

Metric% of households
Computer access38.2%
Internet access95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What ZIP codes does Bernhards Bay, NY have?
Bernhards Bay, NY has one ZIP code: 13028. Each ZIP code serves a distinct delivery area within the city and surrounding region.
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