33549 ZIP Code — Lutz, FL

Hillsborough County, Florida

ZIP code 33549 is located in Lutz, Florida, within Hillsborough County. It covers approximately 12.20 square miles and serves a population of 18,016 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 813.

About ZIP code 33549

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $295,200. Owner-occupancy is high at 78%, well above the national average.

The gap between median ($74,094) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 38% of residents holding a bachelor's degree or higher.

Overall, ZIP code 33549 reflects a community defined by high homeownership and a significant Social Security-dependent population.

18,016

population

12.20

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33549 ZIP code map

Cities in ZIP code 33549

Below are the cities the US Postal Service accepts for ZIP code 33549. Using any city not on this list may result in mail delivery delays.

City	Status
Lutz	Preferred

Nearby ZIP codes

33548 Lutz (2.2 mi) 33613 Tampa (3.1 mi) 33559 Lutz (3.1 mi) 33558 Lutz (3.9 mi) 33618 Tampa (5.1 mi) 33620 Tampa (5.6 mi) 33647 Tampa (5.9 mi) 33612 Tampa (5.9 mi) 33624 Tampa (6.3 mi) 33617 Tampa (7.3 mi) 33637 Tampa (7.8 mi) 33625 Tampa (8.2 mi)

Demographics updated 05/2026

Population
Total population	18,016
Population density	1,477 / sq mi
State FIPS	12
County FIPS	057

Geography
Land area	12.20 sq mi
Water area	1.20 sq mi
Latitude	28.1361
Longitude	-82.4471
Timezone	Eastern (ET)
Area code	813

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.9%	41.3%	43.4%
$50k – $100k	31.9%	30.7%	30.8%
$100k – $200k	26.8%	20.4%	19.3%
Over $200k	8.5%	7.6%	6.4%

Demographics & statistics

18,016

Population

1,477

People per sq mi

46.1

Median age

$74,094

Median household income

$41,325

Per capita income

$295,200

Median home value

$1,351

Median monthly rent

77.6%

Home ownership

7.0%

Poverty rate

3.5%

Unemployment

6,020

Housing units

37.9%

Bachelor's or higher

Age distribution

Male Female

385

Under 5

346

557

5–9

501

468

10–14

422

442

15–19

397

446

20–24

401

1,208

25–34

1,088

1,115

35–44

1,004

1,394

45–54

1,254

680

55–59

612

606

60–64

546

1,288

65–74

1,159

757

75–84

682

136

85+

122

← Male

Female →

Age summary

Group	Count	%
Under 18	3,323	18.4%
18 and over	14,693	81.6%
65 and over	4,144	23.0%
Median age	46.1 years

Race & ethnicity

White 61.6%

Two or more races 13%

Hispanic or Latino 11.9%

Black or African American 7.5%

Asian 3.7%

Other race 2%

American Indian / Alaska Native 0.2%

Group	Count	%
White	12,609	61.6%
Two or more races	2,666	13%
Hispanic or Latino	2,442	11.9%
Black or African American	1,535	7.5%
Asian	760	3.7%
Other race	414	2%
American Indian / Alaska Native	32	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.9%	41.3%	43.4%
$50k – $100k	31.9%	30.7%	30.8%
$100k – $200k	26.8%	20.4%	19.3%
Over $200k	8.5%	7.6%	6.4%

Under $10k 3.4%

$10k–$15k 4.7%

$15k–$25k 6.7%

$25k–$35k 7.4%

$35k–$50k 7.3%

$50k–$75k 21.2%

$75k–$100k 11.2%

$100k–$150k 17.0%

$150k–$200k 12.5%

$200k+ 8.6%

Range	% of households
Under $10k	3.4%
$10k–$15k	4.7%
$15k–$25k	6.7%
$25k–$35k	7.4%
$35k–$50k	7.3%
$50k–$75k	21.2%
$75k–$100k	11.2%
$100k–$150k	17.0%
$150k–$200k	12.5%
$200k+	8.6%
Median income	$74,094

Housing

Home values

Under $50k 7.6%

$50k–$100k 1.6%

$100k–$150k 7.9%

$150k–$200k 3.1%

$200k–$300k 31.1%

$300k–$500k 34.4%

$500k–$1M 13.1%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$295,200
Median rent / month	$1,351
Owner occupied	77.6%
Renter occupied	22.4%
Vacant	4.5%
Single-family detached	74.9%
Large apartment buildings	6.2%
Mobile homes	6.8%
Median rooms	6.3
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	1.3%
2010–2019	4.7%
2000–2009	14.4%
1990–1999	27.1%
1980–1989	20.4%
1970–1979	18.9%
1960–1969	6.5%
1950–1959	5.1%
1940–1949	1.2%
1939 or earlier	0.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	7.9%
2 bedrooms	10.8%
3 bedrooms	47.5%
4 bedrooms	27.8%
5+ bedrooms	4.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	28.6%
2 vehicles	43.5%
3 or more	23.3%

Heating fuel

Fuel type	%
Utility gas	4.1%
Electricity	93.8%
Propane / LP gas	0.7%
Wood	0.1%
Solar	0.4%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,607	49.3%
Cohabiting couple	284	3.9%
Male householder, no spouse	1,472	20.1%
Female householder, no spouse	1,951	26.7%
Households with children under 18	1,822	24.9%
Households with seniors (65+)	3,007	41.1%
Average household size	2.45

Marital status

Status	Male	Female
Never married	35.7%	23.1%
Married	51.8%	51.2%
Separated	0.9%	3.5%
Widowed	2.7%	7.2%
Divorced	8.9%	15.1%

Education

Less than 9th grade 1.5%

Some HS, no diploma 3.9%

HS graduate 22.9%

Some college, no degree 20.7%

Associate's degree 13.1%

Bachelor's degree 23.1%

Graduate / professional 14.8%

Metric	%
HS diploma or higher	94.6%
Bachelor's or higher	37.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	275	6.6%
Kindergarten	221	5.3%
Elementary school	1,619	39.0%
High school	804	19.3%
College / grad school	1,237	29.8%

Employment

Industry of employment

Education & healthcare 22.8%

Professional & management 13.6%

Retail trade 11.3%

Arts, food & hospitality 10.6%

Construction 10.3%

Finance & real estate 8.6%

Manufacturing 5.9%

Other services 4.1%

Public administration 3.9%

Transportation & utilities 3.7%

Information 2.8%

Wholesale trade 1.9%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	43.9%
Service	18.5%
Sales & office	21.8%
Natural resources & construction	7.9%
Production & transportation	7.8%

Employment type

Type	%
Private sector	77.8%
Government	16.6%
Self-employed	5.4%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	80.0%
Carpool	6.8%
Public transit	0.3%
Walk	0.7%
Work from home	11.4%
Other means	0.9%
Avg commute (minutes)	30.2

Poverty

All people 7.0%

Under 18 years 5.5%

18 and over 7.3%

Married-couple families 2.1%

Female-led households 9.8%

Income support

Source	% of households
Social Security	37.8%
Retirement income	28.9%
Supplemental Security	5.7%
Cash public assistance	2.5%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	27.9%
High blood pressure	30.4%
High cholesterol	32.6%
Diabetes	9.4%
Heart disease	5.8%
Stroke	2.7%
Asthma	8.4%
Arthritis	22.1%
Kidney disease	2.7%
Pulmonary disease	6.7%
Cancer	6.7%

Behavior / access	%
Smoking	15.6%
Binge drinking	17.0%
No physical activity	21.1%
Less than 7 hrs sleep	31.0%
Depression	18.5%
Fair or poor health	12.5%
Poor mental health	14.2%
Poor physical health	10.0%
No health insurance	17.0%
Visited doctor (checkup)	74.4%
Visited dentist	65.8%
Cholesterol screening	92.2%
Teeth loss	10.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,532	10.5%

Disability	%
Any disability	13.8%
Under 18	4.1%
18–64 years	9.8%
65 and over	31.7%

Health insurance coverage

Type	%
Private insurance	72.2%
Public insurance	35.8%
No insurance	6.7%
Uninsured under 19	0.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,285	95.9%
Spanish	839	4.9%
Other Indo-European	552	3.2%
Asian & Pacific Islander	73	0.4%
Other languages	214	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,444	91.3%
Born in same state	15,865	88.1%
Born in different state	7,777	43.2%
Foreign born	579	3.2%
Naturalized citizen	1,572	8.7%
Not a US citizen	1,444	91.9%

Ancestry

Ancestry	Count	%
French	2,183	12.1%
Italian	2,090	11.6%
Arab	1,362	7.6%
Irish	138	0.8%
English	101	0.6%

Ancestry	Count	%
Polish	94	0.5%
Dutch	47	0.3%
German	42	0.2%
Norwegian	31	0.2%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33549

What city is ZIP code 33549 in?

ZIP code 33549 is primarily assigned to Lutz, Florida.

What county is ZIP code 33549 in?

ZIP code 33549 falls within Hillsborough County, Florida.

Does ZIP code 33549 have a large retiree population?

38% of households in ZIP code 33549 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 33549 have a large veteran population?

11% of civilians in ZIP code 33549 are veterans, above the national average of ~7%.

What is the population of ZIP code 33549?

ZIP code 33549 has an estimated population of 18,016 residents, with a density of 1,476 people per square mile.

What is the typical home value in ZIP code 33549?

The median home value in ZIP code 33549 is $295,200.

What timezone is ZIP code 33549 in?

ZIP code 33549 observes the EST timezone.