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Florida ZIP Codes
Hillsborough County
Lutz, FL
33548
33548 ZIP Code — Lutz, FL
Hillsborough County, Florida
ZIP code 33548 is located in
Lutz ,
Florida ,
within Hillsborough County .
It covers approximately 7.61 square miles and serves a population of
7,639 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 813 .
About ZIP code 33548
The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $458,500. Owner-occupancy is high at 86%, well above the national average.
The gap between median ($119,705) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 27% of workers work from home.
Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 33548 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.
33548 ZIP code map
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Cities in ZIP code 33548
Below are the cities the US Postal Service accepts for ZIP code 33548. Using any city not on this list may result in mail delivery delays.
City
Status
Lutz
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
7,639
Population density
1,004 / sq mi
State FIPS
12
County FIPS
057
Geography
Land area
7.61 sq mi
Water area
1.19 sq mi
Latitude
28.1420
Longitude
-82.4818
Timezone
Eastern (ET)
Area code
813
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.5%
41.3%
43.4%
$50k – $100k
17.6%
30.7%
30.8%
$100k – $200k
40.9%
20.4%
19.3%
Over $200k
18.9%
7.6%
6.4%
Demographics & statistics
$119,705
Median household income
$458,500
Median home value
$1,814
Median monthly rent
56.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,906 25.0%
18 and over 5,733 75.0%
65 and over 1,235 16.2%
Median age 42.4 years
Race & ethnicity
Black or African American
6.5%
American Indian / Alaska Native
0.3%
Group Count %
White 5,707 69.9%
Two or more races 744 9.1%
Asian 543 6.7%
Black or African American 527 6.5%
Hispanic or Latino 521 6.4%
Other race 94 1.2%
American Indian / Alaska Native 24 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
22.5%
41.3%
43.4%
$50k – $100k
17.6%
30.7%
30.8%
$100k – $200k
40.9%
20.4%
19.3%
Over $200k
18.9%
7.6%
6.4%
Range % of households
Under $10k 2.8%
$10k–$15k 1.4%
$15k–$25k 1.6%
$25k–$35k 4.8%
$35k–$50k 11.2%
$50k–$75k 10.9%
$75k–$100k 8.2%
$100k–$150k 20.2%
$150k–$200k 8.9%
$200k+ 29.9%
Median income $119,705
Housing
Housing overview
Metric Value
Median home value $458,500
Median rent / month $1,814
Owner occupied 85.6%
Renter occupied 14.4%
Vacant 3.3%
Single-family detached 85.4%
Large apartment buildings 1.7%
Mobile homes 4.0%
Median rooms 7.1
Avg household size (owned) 2.86
Year built
Era %
2020 or later 0.5%
2010–2019 23.1%
2000–2009 9.7%
1990–1999 14.7%
1980–1989 22.3%
1970–1979 16.5%
1960–1969 2.9%
1950–1959 9.3%
1940–1949 0.4%
1939 or earlier 0.8%
Bedrooms
Size % of units
No bedroom (studio) 0.3%
1 bedroom 5.8%
2 bedrooms 15.1%
3 bedrooms 36.3%
4 bedrooms 30.8%
5+ bedrooms 11.6%
Vehicles per household
Vehicles % of households
No vehicle 1.9%
1 vehicle 17.3%
2 vehicles 56.8%
3 or more 24.0%
Heating fuel
Fuel type %
Utility gas 7.3%
Electricity 88.8%
Propane / LP gas 1.4%
Wood 0.4%
No fuel used 2.0%
Households & families
Household type Count %
Married-couple family 1,837 66.4%
Cohabiting couple 161 5.8%
Male householder, no spouse 319 11.5%
Female householder, no spouse 449 16.2%
Households with children under 18 965 34.9%
Households with seniors (65+) 781 28.2%
Average household size 2.74
Marital status
Status Male Female
Never married 22.6% 19.8%
Married 67.4% 60.3%
Separated 0.3% 1.6%
Widowed 2.0% 7.4%
Divorced 7.7% 10.8%
Education
Some college, no degree
15.3%
Graduate / professional
26.6%
Metric %
HS diploma or higher 97.7%
Bachelor's or higher 56.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 184 8.3%
Kindergarten 61 2.7%
Elementary school 1,083 48.7%
High school 515 23.1%
College / grad school 382 17.2%
Employment
Industry of employment
Professional & management
22.2%
Education & healthcare
19.5%
Finance & real estate
13.3%
Arts, food & hospitality
9.0%
Transportation & utilities
5.1%
Public administration
2.9%
Agriculture & mining
0.2%
Occupation
Category %
Management, business & arts 54.2%
Service 8.4%
Sales & office 23.0%
Natural resources & construction 4.8%
Production & transportation 9.5%
Employment type
Type %
Private sector 85.0%
Government 10.8%
Self-employed 4.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 65.3%
Carpool 5.4%
Public transit 0.6%
Walk 0.0%
Work from home 26.5%
Other means 2.1%
Avg commute (minutes) 32.9
Poverty
Married-couple families
1.9%
Female-led households
0.0%
Income support
Source % of households
Social Security 28.2%
Retirement income 25.4%
Supplemental Security 0.8%
Cash public assistance 0.4%
Food stamps / SNAP 2.2%
Health indicators
Condition %
Obesity 26.4%
High blood pressure 31.2%
High cholesterol 33.3%
Diabetes 9.2%
Heart disease 5.9%
Stroke 2.6%
Asthma 8.0%
Arthritis 22.1%
Kidney disease 2.6%
Pulmonary disease 6.2%
Cancer 7.1%
Behavior / access %
Smoking 13.2%
Binge drinking 16.8%
No physical activity 19.0%
Less than 7 hrs sleep 29.2%
Depression 17.1%
Fair or poor health 11.0%
Poor mental health 13.0%
Poor physical health 9.3%
No health insurance 14.3%
Visited doctor (checkup) 75.4%
Visited dentist 69.9%
Cholesterol screening 93.4%
Teeth loss 8.4%
Veterans & disability
Veterans Count %
Civilian veterans 408 7.2%
Disability %
Any disability 8.5%
Under 18 3.6%
18–64 years 7.2%
65 and over 20.8%
Health insurance coverage
Type %
Private insurance 83.8%
Public insurance 20.7%
No insurance 6.1%
Uninsured under 19 4.4%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 7,321 95.8%
Spanish 234 3.2%
Other Indo-European 130 1.8%
Asian & Pacific Islander 104 1.4%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 6,829 89.4%
Born in same state 6,630 86.8%
Born in different state 3,371 44.1%
Foreign born 199 2.6%
Naturalized citizen 810 10.6%
Not a US citizen 666 82.2%
Ancestry
Ancestry Count %
Italian 1,011 13.2%
French 639 8.4%
Arab 615 8.1%
Irish 128 1.7%
German 91 1.2%
Ancestry Count %
English 59 0.8%
Dutch 57 0.7%
Norwegian 53 0.7%
Polish 31 0.4%
Technology access
Metric % of households
Computer access 36.2%
Internet access 98.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 33548
What city is ZIP code 33548 in?
ZIP code 33548 is primarily assigned to Lutz, Florida.
What county is ZIP code 33548 in?
ZIP code 33548 falls within Hillsborough County, Florida.
How educated is the population of ZIP code 33548?
57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 33548 mostly owner-occupied?
86% of occupied units in ZIP code 33548 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 33548?
The median home value in ZIP code 33548 is $458,500.
What is the median household income in ZIP code 33548?
The median household income in ZIP code 33548 is $119,705, above the national median of ~$75,000.
What timezone is ZIP code 33548 in?
ZIP code 33548 observes the EST timezone.
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