54853 ZIP Code — Luck, WI

Polk County, Wisconsin

ZIP code 54853 is located in Luck, Wisconsin, within Polk County. It covers approximately 87.99 square miles and serves a population of 3,704 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54853

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $195,000. Owner-occupancy is high at 82%, well above the national average.

Median household income is $65,855. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 54853 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,704

population

87.99

sq mi land

Standard

ZIP type

Central (CT)

timezone

54853 ZIP code map

Cities in ZIP code 54853

Below are the cities the US Postal Service accepts for ZIP code 54853. Using any city not on this list may result in mail delivery delays.

City	Status
Luck	Preferred

Nearby ZIP codes

54858 Milltown (3.7 mi) 54837 Frederic (7.5 mi) 54824 Centuria (8 mi) 54810 Balsam Lake (9.3 mi) 54024 Saint Croix Falls (10.9 mi) 54006 Cushing (11 mi) 54872 Siren (13.5 mi) 54826 Comstock (15.3 mi) 55084 Taylors Falls (15.4 mi) 54001 Amery (16.6 mi) 54840 Grantsburg (16.9 mi) 54009 Dresser (17 mi)

Demographics updated 05/2026

Population
Total population	3,704
Population density	42 / sq mi
State FIPS	55
County FIPS	095

Geography
Land area	87.99 sq mi
Water area	8.05 sq mi
Latitude	45.5773
Longitude	-92.4477
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	39.8%	39.4%
$50k – $100k	36.0%	35.2%	33.0%
$100k – $200k	16.2%	22.1%	22.4%
Over $200k	1.9%	2.9%	5.2%

Demographics & statistics

3,704

Population

People per sq mi

50.7

Median age

$65,855

Median household income

$37,757

Per capita income

$195,000

Median home value

$840

Median monthly rent

82.1%

Home ownership

9.4%

Poverty rate

4.6%

Unemployment

2,361

Housing units

20.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

110

10–14

111

15–19

20–24

156

25–34

159

214

35–44

217

240

45–54

244

156

55–59

159

146

60–64

148

353

65–74

358

101

75–84

102

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	676	18.3%
18 and over	3,028	81.7%
65 and over	1,017	27.5%
Median age	50.7 years

Race & ethnicity

White 92.6%

American Indian / Alaska Native 3%

Two or more races 2.4%

Hispanic or Latino 0.9%

Other race 0.4%

Asian 0.4%

Black or African American 0.2%

Group	Count	%
White	3,461	92.6%
American Indian / Alaska Native	113	3%
Two or more races	91	2.4%
Hispanic or Latino	33	0.9%
Other race	16	0.4%
Asian	15	0.4%
Black or African American	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.9%	39.8%	39.4%
$50k – $100k	36.0%	35.2%	33.0%
$100k – $200k	16.2%	22.1%	22.4%
Over $200k	1.9%	2.9%	5.2%

Under $10k 4.0%

$10k–$15k 5.1%

$15k–$25k 7.6%

$25k–$35k 6.0%

$35k–$50k 16.5%

$50k–$75k 16.8%

$75k–$100k 13.4%

$100k–$150k 22.4%

$150k–$200k 3.6%

$200k+ 4.6%

Range	% of households
Under $10k	4.0%
$10k–$15k	5.1%
$15k–$25k	7.6%
$25k–$35k	6.0%
$35k–$50k	16.5%
$50k–$75k	16.8%
$75k–$100k	13.4%
$100k–$150k	22.4%
$150k–$200k	3.6%
$200k+	4.6%
Median income	$65,855

Housing

Home values

Under $50k 4.8%

$50k–$100k 13.5%

$100k–$150k 15.0%

$150k–$200k 18.1%

$200k–$300k 27.9%

$300k–$500k 14.9%

$500k–$1M 5.7%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$195,000
Median rent / month	$840
Owner occupied	82.1%
Renter occupied	17.9%
Vacant	39.8%
Single-family detached	87.3%
Large apartment buildings	0.4%
Mobile homes	7.9%
Median rooms	5.5
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	1.1%
2010–2019	2.7%
2000–2009	15.4%
1990–1999	12.6%
1980–1989	11.5%
1970–1979	15.9%
1960–1969	11.0%
1950–1959	9.2%
1940–1949	5.3%
1939 or earlier	15.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	7.9%
2 bedrooms	30.6%
3 bedrooms	44.7%
4 bedrooms	13.4%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	28.8%
2 vehicles	39.3%
3 or more	29.5%

Heating fuel

Fuel type	%
Utility gas	22.7%
Electricity	11.8%
Propane / LP gas	47.6%
Fuel oil	4.1%
Wood	11.8%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	877	55.1%
Cohabiting couple	92	5.8%
Male householder, no spouse	253	15.9%
Female householder, no spouse	370	23.2%
Households with children under 18	382	24.0%
Households with seniors (65+)	652	41.0%
Average household size	2.29

Marital status

Status	Male	Female
Never married	19.8%	23.6%
Married	61.3%	53.0%
Separated	0.2%	0.7%
Widowed	2.8%	10.3%
Divorced	15.9%	12.4%

Education

Less than 9th grade 2.1%

Some HS, no diploma 4.8%

HS graduate 37.6%

Some college, no degree 24.1%

Associate's degree 11.0%

Bachelor's degree 12.9%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	93.1%
Bachelor's or higher	20.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	46	6.8%
Kindergarten	76	11.2%
Elementary school	270	39.7%
High school	188	27.6%
College / grad school	100	14.7%

Employment

Industry of employment

Education & healthcare 24.6%

Manufacturing 18.8%

Retail trade 11.6%

Construction 9.1%

Arts, food & hospitality 7.1%

Transportation & utilities 5.9%

Professional & management 5.4%

Public administration 5.2%

Other services 4.0%

Finance & real estate 3.7%

Agriculture & mining 2.2%

Wholesale trade 1.8%

Information 0.7%

Occupation

Category	%
Management, business & arts	29.9%
Service	17.6%
Sales & office	18.1%
Natural resources & construction	12.9%
Production & transportation	21.5%

Employment type

Type	%
Private sector	77.7%
Government	15.3%
Self-employed	6.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	79.3%
Carpool	7.4%
Public transit	0.5%
Walk	2.4%
Work from home	8.7%
Other means	1.7%
Avg commute (minutes)	31.0

Poverty

All people 9.4%

Under 18 years 12.0%

18 and over 8.8%

Married-couple families 2.3%

Female-led households 35.4%

Income support

Source	% of households
Social Security	42.5%
Retirement income	33.3%
Supplemental Security	5.0%
Cash public assistance	2.4%
Food stamps / SNAP	10.6%

Health indicators

Condition	%
Obesity	33.0%
High blood pressure	35.8%
High cholesterol	37.8%
Diabetes	10.6%
Heart disease	7.3%
Stroke	3.4%
Asthma	9.9%
Arthritis	27.6%
Kidney disease	3.2%
Pulmonary disease	7.3%
Cancer	7.9%

Behavior / access	%
Smoking	18.3%
Binge drinking	23.0%
No physical activity	22.5%
Less than 7 hrs sleep	29.6%
Depression	20.1%
Fair or poor health	13.6%
Poor mental health	13.3%
Poor physical health	11.1%
No health insurance	10.0%
Visited doctor (checkup)	75.0%
Visited dentist	69.6%
Cholesterol screening	88.6%
Teeth loss	12.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	331	10.9%

Disability	%
Any disability	14.2%
Under 18	4.4%
18–64 years	11.3%
65 and over	26.9%

Health insurance coverage

Type	%
Private insurance	71.6%
Public insurance	45.0%
No insurance	5.3%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,573	96.5%
Spanish	12	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	6	0.2%
Other languages	1	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,675	99.2%
Born in same state	3,649	98.5%
Born in different state	1,985	53.6%
Foreign born	26	0.7%
Naturalized citizen	29	0.8%
Not a US citizen	21	72.4%

Ancestry

Ancestry	Count	%
Polish	515	13.9%
Dutch	363	9.8%
Italian	362	9.8%
French	211	5.7%

Ancestry	Count	%
Arab	184	5%
German	72	1.9%
English	38	1%
Irish	37	1%

Technology access

Metric	% of households
Computer access	43.0%
Internet access	90.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54853

What city is ZIP code 54853 in?

ZIP code 54853 is primarily assigned to Luck, Wisconsin.

What county is ZIP code 54853 in?

ZIP code 54853 falls within Polk County, Wisconsin.

Does ZIP code 54853 have an older population?

28% of residents in ZIP code 54853 are 65 or older, above the national average of ~17%.

Does ZIP code 54853 have a large retiree population?

43% of households in ZIP code 54853 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54853 mostly owner-occupied?

82% of occupied units in ZIP code 54853 are owner-occupied, well above the national average.

Does ZIP code 54853 have a large veteran population?

11% of civilians in ZIP code 54853 are veterans, above the national average of ~7%.

What timezone is ZIP code 54853 in?

ZIP code 54853 observes the CST timezone.