54837 ZIP Code — Frederic, WI

Polk County, Wisconsin

ZIP code 54837 is located in Frederic, Wisconsin, within Polk County. It covers approximately 170.11 square miles and serves a population of 3,614 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54837

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $191,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $63,646. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 54837 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,614

population

170.11

sq mi land

Standard

ZIP type

Central (CT)

timezone

54837 ZIP code map

Cities in ZIP code 54837

Below are the cities the US Postal Service accepts for ZIP code 54837. Using any city not on this list may result in mail delivery delays.

City	Status
Frederic	Acceptable
Frederic	Preferred

Nearby ZIP codes

54872 Siren (6.7 mi) 54853 Luck (7.5 mi) 54858 Milltown (11.1 mi) 54893 Webster (13.4 mi) 54810 Balsam Lake (15.3 mi) 54824 Centuria (15.3 mi) 54840 Grantsburg (16 mi) 54006 Cushing (16.2 mi) 54826 Comstock (16.4 mi) 54829 Cumberland (17.1 mi) 54024 Saint Croix Falls (17.6 mi) 54813 Barronett (17.9 mi)

Demographics updated 05/2026

Population
Total population	3,614
Population density	21 / sq mi
State FIPS	55
County FIPS	095

Geography
Land area	170.11 sq mi
Water area	4.98 sq mi
Latitude	45.6755
Longitude	-92.3825
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	39.8%	39.4%
$50k – $100k	32.4%	35.2%	33.0%
$100k – $200k	18.9%	22.1%	22.4%
Over $200k	2.0%	2.9%	5.2%

Demographics & statistics

3,614

Population

People per sq mi

52.5

Median age

$63,646

Median household income

$35,615

Per capita income

$191,700

Median home value

$811

Median monthly rent

83.2%

Home ownership

12.1%

Poverty rate

3.1%

Unemployment

1,774

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

186

25–34

171

196

35–44

181

187

45–54

172

197

55–59

183

235

60–64

217

249

65–74

230

151

75–84

139

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	592	16.4%
18 and over	3,022	83.6%
65 and over	871	24.1%
Median age	52.5 years

Race & ethnicity

White 92.6%

Two or more races 3.2%

Hispanic or Latino 2.2%

Black or African American 0.8%

Asian 0.7%

Native Hawaiian / Pacific Islander 0.2%

Other race 0.2%

Group	Count	%
White	3,425	92.6%
Two or more races	117	3.2%
Hispanic or Latino	83	2.2%
Black or African American	29	0.8%
Asian	26	0.7%
Native Hawaiian / Pacific Islander	9	0.2%
Other race	8	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.8%	39.8%	39.4%
$50k – $100k	32.4%	35.2%	33.0%
$100k – $200k	18.9%	22.1%	22.4%
Over $200k	2.0%	2.9%	5.2%

Under $10k 4.5%

$10k–$15k 4.7%

$15k–$25k 9.1%

$25k–$35k 5.8%

$35k–$50k 13.9%

$50k–$75k 19.4%

$75k–$100k 13.7%

$100k–$150k 18.2%

$150k–$200k 7.8%

$200k+ 2.8%

Range	% of households
Under $10k	4.5%
$10k–$15k	4.7%
$15k–$25k	9.1%
$25k–$35k	5.8%
$35k–$50k	13.9%
$50k–$75k	19.4%
$75k–$100k	13.7%
$100k–$150k	18.2%
$150k–$200k	7.8%
$200k+	2.8%
Median income	$63,646

Housing

Home values

Under $50k 7.2%

$50k–$100k 14.1%

$100k–$150k 15.1%

$150k–$200k 15.4%

$200k–$300k 25.6%

$300k–$500k 18.3%

$500k–$1M 3.9%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$191,700
Median rent / month	$811
Owner occupied	83.2%
Renter occupied	16.8%
Vacant	24.2%
Single-family detached	88.4%
Large apartment buildings	1.5%
Mobile homes	6.4%
Median rooms	5.5
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.3%
2010–2019	4.7%
2000–2009	10.6%
1990–1999	12.5%
1980–1989	12.0%
1970–1979	17.3%
1960–1969	5.3%
1950–1959	8.0%
1940–1949	8.3%
1939 or earlier	20.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	8.7%
2 bedrooms	32.2%
3 bedrooms	42.8%
4 bedrooms	11.9%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	28.1%
2 vehicles	33.3%
3 or more	34.8%

Heating fuel

Fuel type	%
Utility gas	22.7%
Electricity	7.5%
Propane / LP gas	49.9%
Fuel oil	5.2%
Wood	13.2%

Households & families

Household type	Count	%
Married-couple family	757	49.2%
Cohabiting couple	109	7.1%
Male householder, no spouse	399	25.9%
Female householder, no spouse	275	17.9%
Households with children under 18	267	17.3%
Households with seniors (65+)	568	36.9%
Average household size	2.29

Marital status

Status	Male	Female
Never married	27.2%	19.7%
Married	51.7%	59.2%
Separated	1.7%	2.0%
Widowed	4.0%	10.1%
Divorced	15.4%	9.0%

Education

Less than 9th grade 1.4%

Some HS, no diploma 4.1%

HS graduate 41.5%

Some college, no degree 21.8%

Associate's degree 10.8%

Bachelor's degree 14.0%

Graduate / professional 6.4%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	7.7%
Kindergarten	16	2.9%
Elementary school	278	50.0%
High school	119	21.4%
College / grad school	100	18.0%

Employment

Industry of employment

Education & healthcare 21.9%

Manufacturing 19.1%

Arts, food & hospitality 9.0%

Retail trade 8.7%

Construction 7.8%

Other services 7.3%

Agriculture & mining 5.4%

Transportation & utilities 5.4%

Finance & real estate 4.3%

Public administration 4.0%

Professional & management 3.0%

Wholesale trade 2.2%

Information 1.9%

Occupation

Category	%
Management, business & arts	32.9%
Service	18.0%
Sales & office	16.7%
Natural resources & construction	13.7%
Production & transportation	18.6%

Employment type

Type	%
Private sector	75.9%
Government	11.6%
Self-employed	12.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.9%
Carpool	7.8%
Public transit	0.1%
Walk	3.9%
Work from home	8.2%
Other means	1.2%
Avg commute (minutes)	31.8

Poverty

All people 12.1%

Under 18 years 22.1%

18 and over 10.1%

Married-couple families 2.1%

Female-led households 32.1%

Income support

Source	% of households
Social Security	40.3%
Retirement income	32.5%
Supplemental Security	6.0%
Cash public assistance	2.9%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	36.6%
High cholesterol	37.6%
Diabetes	10.9%
Heart disease	7.7%
Stroke	3.6%
Asthma	9.9%
Arthritis	28.4%
Kidney disease	3.4%
Pulmonary disease	7.8%
Cancer	8.1%

Behavior / access	%
Smoking	18.8%
Binge drinking	22.6%
No physical activity	23.4%
Less than 7 hrs sleep	29.7%
Depression	20.1%
Fair or poor health	14.4%
Poor mental health	13.2%
Poor physical health	11.6%
No health insurance	10.5%
Visited doctor (checkup)	75.0%
Visited dentist	68.0%
Cholesterol screening	88.4%
Teeth loss	13.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	243	8.0%

Disability	%
Any disability	14.8%
Under 18	1.9%
18–64 years	14.3%
65 and over	25.5%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	44.0%
No insurance	7.2%
Uninsured under 19	7.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,448	95.4%
Spanish	57	1.7%
Other Indo-European	31	0.9%
Asian & Pacific Islander	9	0.3%
Other languages	16	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,547	98.1%
Born in same state	3,537	97.9%
Born in different state	2,240	62.0%
Foreign born	10	0.3%
Naturalized citizen	67	1.9%
Not a US citizen	44	65.7%

Ancestry

Ancestry	Count	%
Polish	616	17%
Italian	298	8.2%
French	225	6.2%
Dutch	158	4.4%

Ancestry	Count	%
Arab	155	4.3%
English	56	1.5%
German	49	1.4%
Irish	4	0.1%

Technology access

Metric	% of households
Computer access	42.6%
Internet access	89.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54837

What city is ZIP code 54837 in?

ZIP code 54837 is primarily assigned to Frederic, Wisconsin.

What county is ZIP code 54837 in?

ZIP code 54837 falls within Polk County, Wisconsin.

Is ZIP code 54837 mostly owner-occupied?

83% of occupied units in ZIP code 54837 are owner-occupied, well above the national average.

Does ZIP code 54837 have a large retiree population?

40% of households in ZIP code 54837 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 54837?

The median home value in ZIP code 54837 is $191,700.

What is the population of ZIP code 54837?

ZIP code 54837 has an estimated population of 3,614 residents, with a density of 21 people per square mile.

What timezone is ZIP code 54837 in?

ZIP code 54837 observes the CST timezone.