95458 ZIP Code — Lucerne, CA

Lake County, California

ZIP code 95458 is located in Lucerne, California, within Lake County. It covers approximately 34.89 square miles and serves a population of 3,303 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95458

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $245,200. Owner-occupancy sits near the national average at 63%.

Median household income is $46,244. SNAP benefit usage at 20% of households reflects economic stress in the area. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 95458 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,303

population

34.89

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95458 ZIP code map

Cities in ZIP code 95458

Below are the cities the US Postal Service accepts for ZIP code 95458. Using any city not on this list may result in mail delivery delays.

City	Status
Lucerne	Preferred

Nearby ZIP codes

95464 Nice (3.6 mi) 95443 Glenhaven (3.7 mi) 95451 Kelseyville (8.5 mi) 95423 Clearlake Oaks (9.6 mi) 95453 Lakeport (9.7 mi) 95485 Upper Lake (12.6 mi) 95493 Witter Springs (13.2 mi) 95422 Clearlake (14.7 mi) 95449 Hopland (17.5 mi) 95457 Lower Lake (17.9 mi)

Demographics updated 06/2026

Population
Total population	3,303
Population density	95 / sq mi
State FIPS	06
County FIPS	033

Geography
Land area	34.89 sq mi
Water area	14.19 sq mi
Latitude	39.0656
Longitude	-122.7876
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.1%	50.9%	32.6%
$50k – $100k	34.1%	27.6%	27.7%
$100k – $200k	10.6%	16.7%	26.4%
Over $200k	4.1%	4.8%	13.3%

Demographics & statistics

3,303

Population

People per sq mi

38.8

Median age

$46,244

Median household income

$26,830

Per capita income

$245,200

Median home value

$999

Median monthly rent

63.2%

Home ownership

16.0%

Poverty rate

8.7%

Unemployment

1,561

Housing units

14.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

117

5–9

114

10–14

15–19

252

20–24

247

241

25–34

235

151

35–44

148

106

45–54

103

134

55–59

130

180

60–64

176

167

65–74

163

141

75–84

138

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	520	15.7%
18 and over	2,783	84.3%
65 and over	636	19.3%
Median age	38.8 years

Race & ethnicity

White 68.8%

Hispanic or Latino 8.3%

Other race 6.6%

Asian 5.1%

Two or more races 5%

American Indian / Alaska Native 3.5%

Black or African American 2.1%

Native Hawaiian / Pacific Islander 0.6%

Group	Count	%
White	2,478	68.8%
Hispanic or Latino	300	8.3%
Other race	239	6.6%
Asian	183	5.1%
Two or more races	180	5%
American Indian / Alaska Native	126	3.5%
Black or African American	76	2.1%
Native Hawaiian / Pacific Islander	21	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	51.1%	50.9%	32.6%
$50k – $100k	34.1%	27.6%	27.7%
$100k – $200k	10.6%	16.7%	26.4%
Over $200k	4.1%	4.8%	13.3%

Under $10k 12.3%

$10k–$15k 5.1%

$15k–$25k 7.7%

$25k–$35k 9.3%

$35k–$50k 23.2%

$50k–$75k 19.9%

$75k–$100k 9.0%

$100k–$150k 9.9%

$150k–$200k 1.5%

$200k+ 2.1%

Range	% of households
Under $10k	12.3%
$10k–$15k	5.1%
$15k–$25k	7.7%
$25k–$35k	9.3%
$35k–$50k	23.2%
$50k–$75k	19.9%
$75k–$100k	9.0%
$100k–$150k	9.9%
$150k–$200k	1.5%
$200k+	2.1%
Median income	$46,244

Housing

Home values

Under $50k 9.9%

$50k–$100k 5.2%

$100k–$150k 10.1%

$150k–$200k 5.8%

$200k–$300k 32.2%

$300k–$500k 17.7%

$500k–$1M 17.9%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$245,200
Median rent / month	$999
Owner occupied	63.2%
Renter occupied	36.8%
Vacant	29.9%
Single-family detached	59.2%
Large apartment buildings	0.7%
Mobile homes	32.0%
Median rooms	4.8
Avg household size (owned)	2.18

Year built

Era	%
2020 or later	0.0%
2010–2019	0.8%
2000–2009	6.1%
1990–1999	5.5%
1980–1989	25.2%
1970–1979	30.2%
1960–1969	15.3%
1950–1959	11.5%
1940–1949	4.3%
1939 or earlier	1.1%

Bedrooms

Size	% of units
No bedroom (studio)	9.3%
1 bedroom	5.8%
2 bedrooms	52.0%
3 bedrooms	24.7%
4 bedrooms	7.4%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	12.7%
1 vehicle	25.9%
2 vehicles	26.5%
3 or more	34.9%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	46.1%
Propane / LP gas	17.3%
Fuel oil	12.6%
Wood	16.9%

Households & families

Household type	Count	%
Married-couple family	566	38.4%
Cohabiting couple	122	8.3%
Male householder, no spouse	289	19.6%
Female householder, no spouse	497	33.7%
Households with children under 18	300	20.4%
Households with seniors (65+)	485	32.9%
Average household size	2.24

Marital status

Status	Male	Female
Never married	38.2%	21.5%
Married	46.4%	45.3%
Separated	0.6%	3.0%
Widowed	2.3%	9.4%
Divorced	12.5%	20.8%

Education

Less than 9th grade 1.8%

Some HS, no diploma 10.2%

HS graduate 29.8%

Some college, no degree 33.4%

Associate's degree 10.2%

Bachelor's degree 5.0%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	87.9%
Bachelor's or higher	14.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	69	8.6%
Kindergarten	168	21.1%
Elementary school	247	31.0%
High school	16	2.0%
College / grad school	298	37.3%

Employment

Industry of employment

Education & healthcare 25.4%

Arts, food & hospitality 21.0%

Retail trade 15.6%

Finance & real estate 15.3%

Transportation & utilities 4.9%

Construction 4.6%

Manufacturing 4.5%

Public administration 3.6%

Professional & management 2.1%

Other services 1.8%

Information 1.0%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	13.9%
Service	37.5%
Sales & office	21.5%
Natural resources & construction	15.8%
Production & transportation	11.3%

Employment type

Type	%
Private sector	81.7%
Government	12.7%
Self-employed	5.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	62.6%
Carpool	17.4%
Public transit	0.0%
Walk	1.2%
Work from home	17.6%
Other means	1.2%
Avg commute (minutes)	30.9

Poverty

All people 16.0%

Under 18 years 9.1%

18 and over 17.2%

Married-couple families 0.0%

Female-led households 26.2%

Income support

Source	% of households
Social Security	37.0%
Retirement income	20.6%
Supplemental Security	11.2%
Cash public assistance	2.0%
Food stamps / SNAP	20.1%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	37.8%
High cholesterol	36.9%
Diabetes	13.6%
Heart disease	9.6%
Stroke	4.7%
Asthma	11.6%
Arthritis	31.9%
Kidney disease	4.1%
Pulmonary disease	11.5%
Cancer	8.2%

Behavior / access	%
Smoking	18.9%
Binge drinking	16.1%
No physical activity	26.4%
Less than 7 hrs sleep	31.6%
Depression	21.5%
Fair or poor health	21.6%
Poor mental health	16.6%
Poor physical health	15.3%
No health insurance	12.3%
Visited doctor (checkup)	69.8%
Visited dentist	58.8%
Cholesterol screening	90.7%
Teeth loss	18.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	302	10.9%

Disability	%
Any disability	24.8%
Under 18	3.1%
18–64 years	28.0%
65 and over	31.9%

Health insurance coverage

Type	%
Private insurance	39.6%
Public insurance	68.0%
No insurance	7.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,190	96.6%
Spanish	53	1.7%
Other Indo-European	41	1.3%
Asian & Pacific Islander	12	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,986	90.4%
Born in same state	2,986	90.4%
Born in different state	2,151	65.1%
Foreign born	0	0.0%
Naturalized citizen	317	9.6%
Not a US citizen	272	85.8%

Ancestry

Ancestry	Count	%
Italian	349	10.6%
French	277	8.4%
Arab	160	4.8%

Ancestry	Count	%
Polish	66	2%
English	54	1.6%

Technology access

Metric	% of households
Computer access	44.6%
Internet access	91.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95458

What city is ZIP code 95458 in?

ZIP code 95458 is primarily assigned to Lucerne, California.

What county is ZIP code 95458 in?

ZIP code 95458 falls within Lake County, California.

How educated is the population of ZIP code 95458?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 95458?

16% of residents in ZIP code 95458 live below the poverty line, above the national average.

Does ZIP code 95458 have a large retiree population?

37% of households in ZIP code 95458 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 95458 have a large veteran population?

11% of civilians in ZIP code 95458 are veterans, above the national average of ~7%.

What timezone is ZIP code 95458 in?

ZIP code 95458 observes the PST timezone.