64763 ZIP Code — Lowry City, MO

Saint Clair County, Missouri

ZIP code 64763 is located in Lowry City, Missouri, within Saint Clair County. It covers approximately 69.40 square miles and serves a population of 1,462 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 64763

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $119,900. Owner-occupancy sits near the national average at 70%.

The gap between median ($44,525) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 34%.

Overall, ZIP code 64763 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,462

population

69.40

sq mi land

Standard

ZIP type

Central (CT)

timezone

64763 ZIP code map

Cities in ZIP code 64763

Below are the cities the US Postal Service accepts for ZIP code 64763. Using any city not on this list may result in mail delivery delays.

City	Status
Lowry City	Preferred

Nearby ZIP codes

64740 Deepwater (6.8 mi) 64776 Osceola (8.8 mi) 65735 Quincy (15.7 mi) 64735 Clinton (17 mi) 64724 Appleton City (17.3 mi) 64770 Montrose (18 mi) 64738 Collins (19 mi)

Demographics updated 05/2026

Population
Total population	1,462
Population density	21 / sq mi
State FIPS	29
County FIPS	185

Geography
Land area	69.40 sq mi
Water area	6.12 sq mi
Latitude	38.1485
Longitude	-93.6795
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	59.0%	43.8%
$50k – $100k	31.5%	27.8%	31.5%
$100k – $200k	7.5%	11.8%	19.5%
Over $200k	0.8%	1.3%	5.2%

Demographics & statistics

1,462

Population

People per sq mi

49.4

Median age

$44,525

Median household income

$29,306

Per capita income

$119,900

Median home value

Median monthly rent

70.0%

Home ownership

20.3%

Poverty rate

0.5%

Unemployment

579

Housing units

11.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	213	14.6%
18 and over	1,249	85.4%
65 and over	375	25.6%
Median age	49.4 years

Race & ethnicity

White 92%

Hispanic or Latino 3.1%

Two or more races 2.8%

Other race 1.5%

Asian 0.3%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,388	92%
Hispanic or Latino	46	3.1%
Two or more races	42	2.8%
Other race	23	1.5%
Asian	4	0.3%
Black or African American	3	0.2%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	59.0%	43.8%
$50k – $100k	31.5%	27.8%	31.5%
$100k – $200k	7.5%	11.8%	19.5%
Over $200k	0.8%	1.3%	5.2%

Under $10k 6.1%

$10k–$15k 16.2%

$15k–$25k 6.6%

$25k–$35k 8.1%

$35k–$50k 17.8%

$50k–$75k 15.3%

$75k–$100k 12.0%

$100k–$150k 10.0%

$150k–$200k 2.9%

$200k+ 5.0%

Range	% of households
Under $10k	6.1%
$10k–$15k	16.2%
$15k–$25k	6.6%
$25k–$35k	8.1%
$35k–$50k	17.8%
$50k–$75k	15.3%
$75k–$100k	12.0%
$100k–$150k	10.0%
$150k–$200k	2.9%
$200k+	5.0%
Median income	$44,525

Housing

Home values

Under $50k 18.5%

$50k–$100k 19.4%

$100k–$150k 29.6%

$150k–$200k 8.3%

$200k–$300k 9.2%

$300k–$500k 9.0%

$1M+ 6.0%

Housing overview

Metric	Value
Median home value	$119,900
Median rent / month	$0
Owner occupied	70.0%
Renter occupied	30.0%
Vacant	19.1%
Single-family detached	71.1%
Large apartment buildings	0.0%
Mobile homes	26.3%
Median rooms	5.1
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.0%
2010–2019	3.0%
2000–2009	6.9%
1990–1999	20.1%
1980–1989	15.7%
1970–1979	24.8%
1960–1969	8.9%
1950–1959	3.1%
1940–1949	0.3%
1939 or earlier	17.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.2%
1 bedroom	12.4%
2 bedrooms	37.8%
3 bedrooms	37.5%
4 bedrooms	3.9%
5+ bedrooms	6.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	27.0%
2 vehicles	45.6%
3 or more	23.7%

Heating fuel

Fuel type	%
Utility gas	2.1%
Electricity	40.9%
Propane / LP gas	48.6%
Wood	8.4%

Households & families

Household type	Count	%
Married-couple family	344	55.6%
Cohabiting couple	52	8.4%
Male householder, no spouse	91	14.7%
Female householder, no spouse	132	21.3%
Households with children under 18	125	20.2%
Households with seniors (65+)	250	40.4%
Average household size	2.29

Marital status

Status	Male	Female
Never married	23.6%	12.5%
Married	53.2%	58.1%
Separated	1.1%	1.5%
Widowed	5.4%	9.2%
Divorced	16.7%	18.7%

Education

Less than 9th grade 1.3%

Some HS, no diploma 9.8%

HS graduate 49.0%

Some college, no degree 23.0%

Associate's degree 5.4%

Bachelor's degree 6.8%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	88.9%
Bachelor's or higher	11.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	5.8%
Kindergarten	0	0.0%
Elementary school	63	40.9%
High school	49	31.8%
College / grad school	33	21.4%

Employment

Industry of employment

Education & healthcare 19.8%

Construction 15.5%

Manufacturing 13.3%

Professional & management 11.9%

Retail trade 10.2%

Finance & real estate 6.6%

Arts, food & hospitality 6.4%

Public administration 5.3%

Agriculture & mining 4.1%

Other services 2.8%

Wholesale trade 2.1%

Transportation & utilities 2.1%

Occupation

Category	%
Management, business & arts	22.4%
Service	26.9%
Sales & office	14.0%
Natural resources & construction	16.7%
Production & transportation	20.0%

Employment type

Type	%
Private sector	79.0%
Government	9.8%
Self-employed	11.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.6%
Carpool	8.9%
Public transit	1.4%
Walk	1.6%
Work from home	8.7%
Other means	0.7%
Avg commute (minutes)	35.8

Poverty

All people 20.3%

Under 18 years 16.9%

18 and over 20.9%

Married-couple families 16.3%

Female-led households 27.3%

Income support

Source	% of households
Social Security	52.8%
Retirement income	27.5%
Supplemental Security	4.4%
Cash public assistance	3.4%
Food stamps / SNAP	21.0%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	39.7%
High cholesterol	39.1%
Diabetes	14.2%
Heart disease	10.6%
Stroke	4.8%
Asthma	9.7%
Arthritis	35.7%
Kidney disease	4.1%
Pulmonary disease	11.9%
Cancer	9.0%

Behavior / access	%
Smoking	22.5%
Binge drinking	14.6%
No physical activity	31.2%
Less than 7 hrs sleep	33.5%
Depression	23.1%
Fair or poor health	21.5%
Poor mental health	15.1%
Poor physical health	14.8%
No health insurance	16.8%
Visited doctor (checkup)	76.3%
Visited dentist	55.2%
Cholesterol screening	89.7%
Teeth loss	21.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	130	10.4%

Disability	%
Any disability	34.0%
Under 18	8.0%
18–64 years	26.0%
65 and over	70.5%

Health insurance coverage

Type	%
Private insurance	58.9%
Public insurance	47.6%
No insurance	12.3%
Uninsured under 19	5.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,361	93.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,457	99.7%
Born in same state	1,440	98.5%
Born in different state	1,005	68.7%
Foreign born	17	1.2%
Naturalized citizen	5	0.3%
Not a US citizen	4	80.0%

Ancestry

Ancestry	Count	%
French	177	12.1%
Italian	124	8.5%
Arab	69	4.7%

Ancestry	Count	%
English	50	3.4%
Polish	6	0.4%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	84.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64763

What city is ZIP code 64763 in?

ZIP code 64763 is primarily assigned to Lowry City, Missouri.

What county is ZIP code 64763 in?

ZIP code 64763 falls within Saint Clair County, Missouri.

Does ZIP code 64763 have a large retiree population?

53% of households in ZIP code 64763 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 64763 have an older population?

26% of residents in ZIP code 64763 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 64763?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 64763?

20% of residents in ZIP code 64763 live below the poverty line, above the national average.

What timezone is ZIP code 64763 in?

ZIP code 64763 observes the CST timezone.