04051 ZIP Code — Lovell, ME

Oxford County, Maine

ZIP code 04051 is located in Lovell, Maine, within Oxford County. It covers approximately 43.13 square miles and serves a population of 1,436 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04051

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $252,000. Owner-occupancy is high at 85%, well above the national average.

The gap between median ($72,361) and mean household income suggests income inequality — a small number of higher earners pull the average up. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04051 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,436

population

43.13

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04051 ZIP code map

Cities in ZIP code 04051

Below are the cities the US Postal Service accepts for ZIP code 04051. Using any city not on this list may result in mail delivery delays.

City	Status
Lovell	Preferred

Nearby ZIP codes

04231 Stoneham (4.7 mi) 04088 Waterford (7.3 mi) 04037 Fryeburg (7.9 mi) 03845 Intervale (9.9 mi) 03813 Center Conway (12.2 mi) 04009 Bridgton (13.4 mi) 04040 Harrison (13.8 mi) 04255 Greenwood (14 mi) 04268 Norway (14.4 mi) 03860 North Conway (14.8 mi) 03846 Jackson (15 mi) 04217 Bethel (15 mi)

Demographics updated 05/2026

Population
Total population	1,436
Population density	33 / sq mi
State FIPS	23
County FIPS	017

Geography
Land area	43.13 sq mi
Water area	4.74 sq mi
Latitude	44.1948
Longitude	-70.9007
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.1%	50.1%	42.3%
$50k – $100k	28.0%	31.6%	32.3%
$100k – $200k	19.4%	16.1%	20.6%
Over $200k	7.4%	2.2%	4.9%

Demographics & statistics

1,436

Population

People per sq mi

52.2

Median age

$72,361

Median household income

$48,161

Per capita income

$252,000

Median home value

$1,398

Median monthly rent

84.8%

Home ownership

13.5%

Poverty rate

4.3%

Unemployment

1,243

Housing units

33.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

128

45–54

147

55–59

60–64

65–74

106

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	179	12.5%
18 and over	1,257	87.5%
65 and over	308	21.4%
Median age	52.2 years

Race & ethnicity

White 95.6%

Two or more races 2.1%

Hispanic or Latino 1.6%

Asian 0.5%

Other race 0.3%

Group	Count	%
White	1,395	95.6%
Two or more races	30	2.1%
Hispanic or Latino	23	1.6%
Asian	7	0.5%
Other race	4	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.1%	50.1%	42.3%
$50k – $100k	28.0%	31.6%	32.3%
$100k – $200k	19.4%	16.1%	20.6%
Over $200k	7.4%	2.2%	4.9%

Under $10k 9.5%

$10k–$15k 3.0%

$15k–$25k 3.9%

$25k–$35k 11.6%

$35k–$50k 11.5%

$50k–$75k 10.6%

$75k–$100k 10.6%

$100k–$150k 22.4%

$150k–$200k 6.5%

$200k+ 10.4%

Range	% of households
Under $10k	9.5%
$10k–$15k	3.0%
$15k–$25k	3.9%
$25k–$35k	11.6%
$35k–$50k	11.5%
$50k–$75k	10.6%
$75k–$100k	10.6%
$100k–$150k	22.4%
$150k–$200k	6.5%
$200k+	10.4%
Median income	$72,361

Housing

Home values

Under $50k 9.4%

$50k–$100k 6.4%

$100k–$150k 2.5%

$150k–$200k 15.6%

$200k–$300k 28.7%

$300k–$500k 23.9%

$500k–$1M 8.5%

$1M+ 5.0%

Housing overview

Metric	Value
Median home value	$252,000
Median rent / month	$1,398
Owner occupied	84.8%
Renter occupied	15.2%
Vacant	57.3%
Single-family detached	94.4%
Large apartment buildings	0.0%
Mobile homes	3.5%
Median rooms	5.3
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	2.1%
2010–2019	9.6%
2000–2009	15.9%
1990–1999	9.8%
1980–1989	15.8%
1970–1979	7.8%
1960–1969	5.2%
1950–1959	2.8%
1940–1949	6.5%
1939 or earlier	24.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	13.0%
2 bedrooms	25.8%
3 bedrooms	37.2%
4 bedrooms	13.5%
5+ bedrooms	8.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	25.6%
2 vehicles	40.6%
3 or more	31.9%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	3.0%
Propane / LP gas	27.5%
Fuel oil	48.0%
Wood	19.4%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	259	45.7%
Cohabiting couple	52	9.2%
Male householder, no spouse	85	15.0%
Female householder, no spouse	171	30.2%
Households with children under 18	102	18.0%
Households with seniors (65+)	220	38.8%
Average household size	2.53

Marital status

Status	Male	Female
Never married	45.1%	25.6%
Married	40.4%	48.1%
Separated	0.0%	0.7%
Widowed	1.6%	12.4%
Divorced	12.9%	13.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 8.7%

HS graduate 31.2%

Some college, no degree 21.0%

Associate's degree 5.7%

Bachelor's degree 20.9%

Graduate / professional 12.5%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	33.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	4	1.2%
Kindergarten	0	0.0%
Elementary school	51	14.9%
High school	148	43.3%
College / grad school	139	40.6%

Employment

Industry of employment

Education & healthcare 23.0%

Construction 16.7%

Arts, food & hospitality 13.3%

Finance & real estate 10.4%

Retail trade 9.7%

Agriculture & mining 6.5%

Manufacturing 5.6%

Professional & management 5.3%

Other services 4.4%

Transportation & utilities 2.2%

Public administration 1.3%

Information 0.8%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	43.4%
Service	12.2%
Sales & office	20.1%
Natural resources & construction	13.8%
Production & transportation	10.5%

Employment type

Type	%
Private sector	75.0%
Government	10.4%
Self-employed	13.6%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	65.1%
Carpool	9.5%
Public transit	0.0%
Walk	3.8%
Work from home	20.6%
Other means	1.0%
Avg commute (minutes)	28.7

Poverty

All people 13.5%

Under 18 years 27.5%

18 and over 11.6%

Married-couple families 5.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	37.9%
Retirement income	16.0%
Supplemental Security	12.5%
Cash public assistance	4.2%
Food stamps / SNAP	7.2%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	36.3%
High cholesterol	36.3%
Diabetes	11.2%
Heart disease	8.4%
Stroke	3.8%
Asthma	11.5%
Arthritis	31.9%
Kidney disease	3.4%
Pulmonary disease	9.8%
Cancer	8.9%

Behavior / access	%
Smoking	18.2%
Binge drinking	14.2%
No physical activity	21.5%
Less than 7 hrs sleep	31.9%
Depression	22.4%
Fair or poor health	14.3%
Poor mental health	13.4%
Poor physical health	11.3%
No health insurance	11.6%
Visited doctor (checkup)	81.2%
Visited dentist	61.7%
Cholesterol screening	91.9%
Teeth loss	17.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	63	5.0%

Disability	%
Any disability	18.9%
Under 18	2.2%
18–64 years	16.8%
65 and over	35.1%

Health insurance coverage

Type	%
Private insurance	64.4%
Public insurance	40.7%
No insurance	8.6%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,410	98.2%
Spanish	3	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,400	97.5%
Born in same state	1,393	97.0%
Born in different state	440	30.6%
Foreign born	7	0.5%
Naturalized citizen	36	2.5%
Not a US citizen	29	80.6%

Ancestry

Ancestry	Count	%
French	349	24.3%
Italian	234	16.3%
Arab	100	7%
German	76	5.3%

Ancestry	Count	%
English	8	0.6%
Polish	5	0.3%
Dutch	5	0.3%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	85.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04051

What city is ZIP code 04051 in?

ZIP code 04051 is primarily assigned to Lovell, Maine.

What county is ZIP code 04051 in?

ZIP code 04051 falls within Oxford County, Maine.

Is ZIP code 04051 mostly owner-occupied?

85% of occupied units in ZIP code 04051 are owner-occupied, well above the national average.

Does ZIP code 04051 have a large retiree population?

38% of households in ZIP code 04051 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 04051?

ZIP code 04051 has an estimated population of 1,436 residents, with a density of 33 people per square mile.

What is the median household income in ZIP code 04051?

The median household income in ZIP code 04051 is $72,361, below the national median of ~$75,000.

What timezone is ZIP code 04051 in?

ZIP code 04051 observes the EST timezone.