04040 ZIP Code — Harrison, ME

Cumberland County, Maine

ZIP code 04040 is located in Harrison, Maine, within Cumberland County. It covers approximately 62.02 square miles and serves a population of 3,044 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04040

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $231,100. Owner-occupancy is high at 91%, well above the national average.

Median household income is $55,476. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04040 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,044

population

62.02

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04040 ZIP code map

Cities in ZIP code 04040

Below are the cities the US Postal Service accepts for ZIP code 04040. Using any city not on this list may result in mail delivery delays.

City	Status
Harrison	Acceptable
Harrison	Preferred

Nearby ZIP codes

04009 Bridgton (5.9 mi) 04270 Oxford (8 mi) 04055 Naples (8.4 mi) 04088 Waterford (8.6 mi) 04022 Denmark (9.8 mi) 04268 Norway (10.2 mi) 04015 Casco (11.3 mi) 04037 Fryeburg (12.4 mi) 04256 Mechanic Falls (12.8 mi) 04029 Sebago (13.8 mi) 04051 Lovell (13.8 mi) 04281 South Paris (13.9 mi)

Demographics updated 05/2026

Population
Total population	3,044
Population density	49 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	62.02 sq mi
Water area	4.53 sq mi
Latitude	44.0902
Longitude	-70.6628
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	32.3%	42.3%
$50k – $100k	33.9%	31.4%	32.3%
$100k – $200k	13.6%	27.4%	20.6%
Over $200k	2.0%	8.9%	4.9%

Demographics & statistics

3,044

Population

People per sq mi

53.9

Median age

$55,476

Median household income

$36,040

Per capita income

$231,100

Median home value

$792

Median monthly rent

90.5%

Home ownership

12.4%

Poverty rate

2.9%

Unemployment

2,070

Housing units

27.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

161

25–34

159

133

35–44

131

238

45–54

235

187

55–59

184

146

60–64

145

216

65–74

214

174

75–84

173

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	427	14.0%
18 and over	2,617	86.0%
65 and over	815	26.8%
Median age	53.9 years

Race & ethnicity

White 91.3%

Two or more races 3.9%

Hispanic or Latino 2.9%

Asian 1.1%

American Indian / Alaska Native 0.8%

Group	Count	%
White	2,863	91.3%
Two or more races	121	3.9%
Hispanic or Latino	92	2.9%
Asian	34	1.1%
American Indian / Alaska Native	26	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.5%	32.3%	42.3%
$50k – $100k	33.9%	31.4%	32.3%
$100k – $200k	13.6%	27.4%	20.6%
Over $200k	2.0%	8.9%	4.9%

Under $10k 4.1%

$10k–$15k 4.8%

$15k–$25k 6.6%

$25k–$35k 15.0%

$35k–$50k 10.5%

$50k–$75k 25.1%

$75k–$100k 12.0%

$100k–$150k 12.8%

$150k–$200k 4.0%

$200k+ 5.2%

Range	% of households
Under $10k	4.1%
$10k–$15k	4.8%
$15k–$25k	6.6%
$25k–$35k	15.0%
$35k–$50k	10.5%
$50k–$75k	25.1%
$75k–$100k	12.0%
$100k–$150k	12.8%
$150k–$200k	4.0%
$200k+	5.2%
Median income	$55,476

Housing

Home values

Under $50k 1.2%

$50k–$100k 4.8%

$100k–$150k 22.1%

$150k–$200k 11.2%

$200k–$300k 32.1%

$300k–$500k 19.5%

$500k–$1M 8.6%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$231,100
Median rent / month	$792
Owner occupied	90.5%
Renter occupied	9.5%
Vacant	34.7%
Single-family detached	87.8%
Large apartment buildings	0.0%
Mobile homes	10.4%
Median rooms	5.3
Avg household size (owned)	2.07

Year built

Era	%
2020 or later	0.8%
2010–2019	4.2%
2000–2009	18.6%
1990–1999	15.9%
1980–1989	14.9%
1970–1979	13.0%
1960–1969	8.1%
1950–1959	3.8%
1940–1949	0.9%
1939 or earlier	19.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	6.8%
2 bedrooms	34.7%
3 bedrooms	40.7%
4 bedrooms	10.6%
5+ bedrooms	6.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	40.8%
2 vehicles	33.2%
3 or more	25.1%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	2.4%
Propane / LP gas	24.5%
Fuel oil	54.6%
Wood	11.9%
Solar	0.3%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	626	43.4%
Cohabiting couple	136	9.4%
Male householder, no spouse	329	22.8%
Female householder, no spouse	351	24.3%
Households with children under 18	223	15.5%
Households with seniors (65+)	613	42.5%
Average household size	2.11

Marital status

Status	Male	Female
Never married	17.8%	23.3%
Married	51.0%	48.1%
Separated	1.1%	1.7%
Widowed	6.5%	7.2%
Divorced	23.5%	19.6%

Education

Less than 9th grade 0.9%

Some HS, no diploma 7.1%

HS graduate 42.6%

Some college, no degree 12.2%

Associate's degree 9.9%

Bachelor's degree 16.9%

Graduate / professional 10.5%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	27.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	34	8.3%
Kindergarten	18	4.4%
Elementary school	199	48.7%
High school	74	18.1%
College / grad school	84	20.5%

Employment

Industry of employment

Education & healthcare 26.8%

Retail trade 14.4%

Manufacturing 13.5%

Professional & management 11.2%

Construction 9.5%

Agriculture & mining 6.4%

Arts, food & hospitality 4.5%

Public administration 4.3%

Finance & real estate 4.0%

Transportation & utilities 2.1%

Information 2.1%

Other services 0.9%

Wholesale trade 0.2%

Occupation

Category	%
Management, business & arts	35.4%
Service	18.1%
Sales & office	17.9%
Natural resources & construction	9.2%
Production & transportation	19.4%

Employment type

Type	%
Private sector	73.4%
Government	13.7%
Self-employed	12.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.8%
Carpool	6.5%
Public transit	0.0%
Walk	0.0%
Work from home	14.8%
Other means	0.0%
Avg commute (minutes)	29.9

Poverty

All people 12.4%

Under 18 years 10.1%

18 and over 12.7%

Married-couple families 2.6%

Female-led households 34.0%

Income support

Source	% of households
Social Security	44.2%
Retirement income	28.2%
Supplemental Security	3.7%
Cash public assistance	1.6%
Food stamps / SNAP	7.5%

Health indicators

Condition	%
Obesity	30.7%
High blood pressure	34.9%
High cholesterol	33.2%
Diabetes	10.6%
Heart disease	7.7%
Stroke	3.4%
Asthma	10.9%
Arthritis	27.9%
Kidney disease	3.2%
Pulmonary disease	9.3%
Cancer	7.6%

Behavior / access	%
Smoking	18.0%
Binge drinking	14.8%
No physical activity	23.1%
Less than 7 hrs sleep	31.2%
Depression	24.8%
Fair or poor health	14.2%
Poor mental health	14.0%
Poor physical health	11.0%
No health insurance	12.4%
Visited doctor (checkup)	78.2%
Visited dentist	65.6%
Cholesterol screening	90.2%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	259	9.9%

Disability	%
Any disability	11.8%
Under 18	2.3%
18–64 years	8.0%
65 and over	24.9%

Health insurance coverage

Type	%
Private insurance	56.2%
Public insurance	49.7%
No insurance	12.1%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,924	96.1%
Spanish	5	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	5	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,967	97.5%
Born in same state	2,958	97.2%
Born in different state	1,750	57.5%
Foreign born	9	0.3%
Naturalized citizen	77	2.5%
Not a US citizen	55	71.4%

Ancestry

Ancestry	Count	%
French	677	22.2%
Italian	343	11.3%
Arab	263	8.6%
German	136	4.5%
Dutch	61	2%

Ancestry	Count	%
English	36	1.2%
Norwegian	33	1.1%
Irish	2	0.1%
Polish	1	0%

Technology access

Metric	% of households
Computer access	47.4%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04040

What city is ZIP code 04040 in?

ZIP code 04040 is primarily assigned to Harrison, Maine.

What county is ZIP code 04040 in?

ZIP code 04040 falls within Cumberland County, Maine.

Does ZIP code 04040 have an older population?

27% of residents in ZIP code 04040 are 65 or older, above the national average of ~17%.

Is ZIP code 04040 mostly owner-occupied?

91% of occupied units in ZIP code 04040 are owner-occupied, well above the national average.

Does ZIP code 04040 have a large retiree population?

44% of households in ZIP code 04040 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 04040 have a large veteran population?

10% of civilians in ZIP code 04040 are veterans, above the national average of ~7%.

What timezone is ZIP code 04040 in?

ZIP code 04040 observes the EST timezone.