02865 ZIP Code — Lincoln, RI

Providence County, Rhode Island

ZIP code 02865 is located in Lincoln, Rhode Island, within Providence County. It covers approximately 16.47 square miles and serves a population of 18,306 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 401.

About ZIP code 02865

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $398,600. Owner-occupancy is high at 76%, well above the national average.

Median household income is $110,639. The poverty rate of 6% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 02865 reflects a community defined by high homeownership and a significant Social Security-dependent population.

18,306

population

16.47

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

02865 ZIP code map

Cities in ZIP code 02865

Below are the cities the US Postal Service accepts for ZIP code 02865. Using any city not on this list may result in mail delivery delays.

City	Status
Lincoln	Acceptable

Demographics updated 05/2026

Population
Total population	18,306
Population density	1,111 / sq mi
State FIPS	44
County FIPS	007

Geography
Land area	16.47 sq mi
Water area	0.72 sq mi
Latitude	41.9193
Longitude	-71.4430
Timezone	Eastern (ET)
Area code	401

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.0%	41.5%	37.1%
$50k – $100k	28.8%	29.5%	29.1%
$100k – $200k	32.8%	23.3%	26.1%
Over $200k	13.3%	5.6%	7.7%

Demographics & statistics

18,306

Population

1,111

People per sq mi

44.0

Median age

$110,639

Median household income

$51,909

Per capita income

$398,600

Median home value

$1,227

Median monthly rent

75.8%

Home ownership

6.2%

Poverty rate

6.2%

Unemployment

5,461

Housing units

48.5%

Bachelor's or higher

Age distribution

Male Female

444

Under 5

484

430

5–9

469

648

10–14

705

540

15–19

589

535

20–24

582

936

25–34

1,019

970

35–44

1,056

1,141

45–54

1,243

645

55–59

702

610

60–64

664

1,005

65–74

1,095

612

75–84

666

247

85+

269

← Male

Female →

Age summary

Group	Count	%
Under 18	3,934	21.5%
18 and over	14,372	78.5%
65 and over	3,894	21.3%
Median age	44.0 years

Race & ethnicity

White 82.5%

Asian 5.7%

Two or more races 4.6%

Hispanic or Latino 4.1%

Other race 1.9%

Black or African American 1.3%

Group	Count	%
White	15,740	82.5%
Asian	1,095	5.7%
Two or more races	870	4.6%
Hispanic or Latino	783	4.1%
Other race	356	1.9%
Black or African American	245	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.0%	41.5%	37.1%
$50k – $100k	28.8%	29.5%	29.1%
$100k – $200k	32.8%	23.3%	26.1%
Over $200k	13.3%	5.6%	7.7%

Under $10k 2.3%

$10k–$15k 2.7%

$15k–$25k 5.2%

$25k–$35k 6.2%

$35k–$50k 6.9%

$50k–$75k 11.7%

$75k–$100k 10.0%

$100k–$150k 23.7%

$150k–$200k 12.7%

$200k+ 18.6%

Range	% of households
Under $10k	2.3%
$10k–$15k	2.7%
$15k–$25k	5.2%
$25k–$35k	6.2%
$35k–$50k	6.9%
$50k–$75k	11.7%
$75k–$100k	10.0%
$100k–$150k	23.7%
$150k–$200k	12.7%
$200k+	18.6%
Median income	$110,639

Housing

Home values

Under $50k 1.3%

$50k–$100k 1.4%

$100k–$150k 1.8%

$150k–$200k 1.5%

$200k–$300k 17.3%

$300k–$500k 44.9%

$500k–$1M 29.0%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$398,600
Median rent / month	$1,227
Owner occupied	75.8%
Renter occupied	24.2%
Vacant	3.0%
Single-family detached	65.7%
Large apartment buildings	3.2%
Mobile homes	0.7%
Median rooms	6.0
Avg household size (owned)	2.91

Year built

Era	%
2020 or later	0.2%
2010–2019	5.1%
2000–2009	6.2%
1990–1999	15.9%
1980–1989	8.2%
1970–1979	10.3%
1960–1969	13.6%
1950–1959	15.1%
1940–1949	5.9%
1939 or earlier	19.5%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	9.2%
2 bedrooms	24.7%
3 bedrooms	43.5%
4 bedrooms	13.4%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	30.2%
2 vehicles	43.6%
3 or more	20.9%

Heating fuel

Fuel type	%
Utility gas	62.0%
Electricity	12.2%
Propane / LP gas	2.4%
Fuel oil	22.6%
Wood	0.8%

Households & families

Household type	Count	%
Married-couple family	3,372	48.7%
Cohabiting couple	569	8.2%
Male householder, no spouse	915	13.2%
Female householder, no spouse	2,068	29.9%
Households with children under 18	2,129	30.7%
Households with seniors (65+)	2,824	40.8%
Average household size	2.63

Marital status

Status	Male	Female
Never married	35.0%	29.8%
Married	50.0%	44.1%
Separated	0.9%	0.7%
Widowed	3.5%	13.3%
Divorced	10.7%	12.2%

Education

Less than 9th grade 3.1%

Some HS, no diploma 5.9%

HS graduate 20.1%

Some college, no degree 14.7%

Associate's degree 7.7%

Bachelor's degree 29.8%

Graduate / professional 18.7%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	48.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	317	7.0%
Kindergarten	226	5.0%
Elementary school	1,786	39.7%
High school	1,096	24.4%
College / grad school	1,076	23.9%

Employment

Industry of employment

Education & healthcare 25.9%

Retail trade 13.2%

Finance & real estate 11.1%

Professional & management 10.0%

Arts, food & hospitality 8.8%

Public administration 6.7%

Manufacturing 6.5%

Other services 5.9%

Construction 5.0%

Transportation & utilities 3.6%

Wholesale trade 1.9%

Information 1.1%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	48.8%
Service	15.8%
Sales & office	22.6%
Natural resources & construction	3.0%
Production & transportation	9.8%

Employment type

Type	%
Private sector	80.4%
Government	15.8%
Self-employed	3.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.1%
Carpool	2.1%
Public transit	1.0%
Walk	0.5%
Work from home	7.2%
Other means	0.9%
Avg commute (minutes)	24.1

Poverty

All people 6.2%

Under 18 years 2.4%

18 and over 7.3%

Married-couple families 1.1%

Female-led households 12.2%

Income support

Source	% of households
Social Security	39.5%
Retirement income	28.0%
Supplemental Security	4.2%
Cash public assistance	1.8%
Food stamps / SNAP	5.3%

Health indicators

Condition	%
Obesity	28.8%
High blood pressure	32.2%
High cholesterol	32.0%
Diabetes	9.2%
Heart disease	6.2%
Stroke	2.7%
Asthma	12.0%
Arthritis	24.5%
Kidney disease	2.7%
Pulmonary disease	6.4%
Cancer	7.3%

Behavior / access	%
Smoking	13.1%
Binge drinking	16.2%
No physical activity	21.8%
Less than 7 hrs sleep	33.3%
Depression	22.3%
Fair or poor health	10.8%
Poor mental health	12.9%
Poor physical health	9.4%
No health insurance	6.9%
Visited doctor (checkup)	82.7%
Visited dentist	76.4%
Cholesterol screening	93.2%
Teeth loss	9.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	807	5.6%

Disability	%
Any disability	12.6%
Under 18	5.0%
18–64 years	7.3%
65 and over	34.7%

Health insurance coverage

Type	%
Private insurance	76.7%
Public insurance	34.3%
No insurance	3.0%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,378	94.9%
Spanish	700	4.0%
Other Indo-European	119	0.7%
Asian & Pacific Islander	297	1.7%
Other languages	250	1.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,394	89.6%
Born in same state	16,193	88.5%
Born in different state	12,258	67.0%
Foreign born	201	1.1%
Naturalized citizen	1,912	10.4%
Not a US citizen	1,573	82.3%

Ancestry

Ancestry	Count	%
Italian	3,227	17.6%
French	2,040	11.1%
German	1,017	5.6%
Arab	858	4.7%

Ancestry	Count	%
Norwegian	102	0.6%
Polish	16	0.1%
Dutch	10	0.1%
English	9	0%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02865

What city is ZIP code 02865 in?

ZIP code 02865 is primarily assigned to Lincoln, Rhode Island.

What county is ZIP code 02865 in?

ZIP code 02865 falls within Providence County, Rhode Island.

How educated is the population of ZIP code 02865?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 02865 have a large retiree population?

40% of households in ZIP code 02865 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 02865?

The median home value in ZIP code 02865 is $398,600.

What is the median household income in ZIP code 02865?

The median household income in ZIP code 02865 is $110,639, above the national median of ~$75,000.

What timezone is ZIP code 02865 in?

ZIP code 02865 observes the EST timezone.