78046 ZIP Code — Laredo, TX

Webb County, Texas

ZIP code 78046 is located in Laredo, Texas, within Webb County. It covers approximately 183.34 square miles and serves a population of 69,422 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 956.

About ZIP code 78046

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $131,900. Owner-occupancy is high at 79%, well above the national average.

Median household income is $51,667. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 29% of households reflects economic stress in the area.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (47%), diabetes (15%), smoking (22%) compared to national benchmarks. 32% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 42% of households.

Overall, ZIP code 78046 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and elevated reliance on food assistance.

69,422

population

183.34

sq mi land

Standard

ZIP type

Central (CT)

timezone

78046 ZIP code map

Cities in ZIP code 78046

Below are the cities the US Postal Service accepts for ZIP code 78046. Using any city not on this list may result in mail delivery delays.

City	Status
Laredo	Acceptable
Laredo	Preferred

Nearby ZIP codes

78040 Laredo (9.7 mi) 78041 Laredo (13.6 mi) 78067 San Ygnacio (18.5 mi)

Demographics updated 07/2026

Population
Total population	69,422
Population density	379 / sq mi
State FIPS	48
County FIPS	479

Geography
Land area	183.34 sq mi
Water area	1.77 sq mi
Latitude	27.3750
Longitude	-99.4557
Timezone	Central (CT)
Area code	956

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	49.8%	39.5%
$50k – $100k	28.3%	30.0%	30.1%
$100k – $200k	11.3%	16.8%	22.6%
Over $200k	1.9%	3.5%	7.8%

Demographics & statistics

69,422

Population

379

People per sq mi

26.0

Median age

$51,667

Median household income

$17,186

Per capita income

$131,900

Median home value

$984

Median monthly rent

78.5%

Home ownership

26.7%

Poverty rate

6.3%

Unemployment

15,195

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

3,278

Under 5

3,208

3,362

5–9

3,290

3,874

10–14

3,790

3,617

15–19

3,540

2,701

20–24

2,642

5,075

25–34

4,965

4,140

35–44

4,051

3,734

45–54

3,654

1,245

55–59

1,218

1,405

60–64

1,374

1,833

65–74

1,794

595

75–84

583

229

85+

225

← Male

Female →

Age summary

Group	Count	%
Under 18	24,854	35.8%
18 and over	44,568	64.2%
65 and over	5,259	7.6%
Median age	26.0 years

Race & ethnicity

White 39.3%

Hispanic or Latino 30%

Two or more races 25.6%

Other race 4.5%

American Indian / Alaska Native 0.2%

Asian 0.2%

Black or African American 0.1%

Group	Count	%
White	39,048	39.3%
Hispanic or Latino	29,816	30%
Two or more races	25,448	25.6%
Other race	4,434	4.5%
American Indian / Alaska Native	189	0.2%
Asian	182	0.2%
Black or African American	121	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.6%	49.8%	39.5%
$50k – $100k	28.3%	30.0%	30.1%
$100k – $200k	11.3%	16.8%	22.6%
Over $200k	1.9%	3.5%	7.8%

Under $10k 5.2%

$10k–$15k 6.1%

$15k–$25k 11.4%

$25k–$35k 10.8%

$35k–$50k 15.1%

$50k–$75k 18.3%

$75k–$100k 13.5%

$100k–$150k 12.8%

$150k–$200k 4.2%

$200k+ 2.7%

Range	% of households
Under $10k	5.2%
$10k–$15k	6.1%
$15k–$25k	11.4%
$25k–$35k	10.8%
$35k–$50k	15.1%
$50k–$75k	18.3%
$75k–$100k	13.5%
$100k–$150k	12.8%
$150k–$200k	4.2%
$200k+	2.7%
Median income	$51,667

Housing

Home values

Under $50k 10.3%

$50k–$100k 23.4%

$100k–$150k 28.8%

$150k–$200k 22.1%

$200k–$300k 12.6%

$300k–$500k 1.1%

$500k–$1M 1.4%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$131,900
Median rent / month	$984
Owner occupied	78.5%
Renter occupied	21.5%
Vacant	7.5%
Single-family detached	71.6%
Large apartment buildings	2.4%
Mobile homes	17.7%
Median rooms	5.4
Avg household size (owned)	3.83

Year built

Era	%
2020 or later	0.6%
2010–2019	18.8%
2000–2009	31.2%
1990–1999	26.3%
1980–1989	13.9%
1970–1979	5.4%
1960–1969	1.6%
1950–1959	0.9%
1940–1949	0.3%
1939 or earlier	1.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	3.4%
2 bedrooms	18.1%
3 bedrooms	58.1%
4 bedrooms	15.6%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	29.9%
2 vehicles	38.0%
3 or more	28.0%

Heating fuel

Fuel type	%
Utility gas	10.6%
Electricity	86.8%
Propane / LP gas	1.2%
Fuel oil	0.5%
Solar	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	9,333	53.2%
Cohabiting couple	1,420	8.1%
Male householder, no spouse	1,624	9.3%
Female householder, no spouse	5,175	29.5%
Households with children under 18	10,497	59.8%
Households with seniors (65+)	4,112	23.4%
Average household size	3.90

Marital status

Status	Male	Female
Never married	43.9%	38.1%
Married	47.0%	40.6%
Separated	0.9%	6.5%
Widowed	1.9%	6.8%
Divorced	6.2%	7.9%

Education

Less than 9th grade 19.8%

Some HS, no diploma 16.7%

HS graduate 26.2%

Some college, no degree 18.9%

Associate's degree 6.4%

Bachelor's degree 8.7%

Graduate / professional 3.4%

Metric	%
HS diploma or higher	63.5%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	921	3.9%
Kindergarten	1,434	6.0%
Elementary school	11,558	48.4%
High school	5,900	24.7%
College / grad school	4,077	17.1%

Employment

Industry of employment

Education & healthcare 24.0%

Transportation & utilities 14.9%

Retail trade 14.3%

Professional & management 8.4%

Arts, food & hospitality 8.4%

Construction 7.0%

Other services 5.7%

Agriculture & mining 4.3%

Public administration 4.2%

Finance & real estate 3.2%

Manufacturing 2.6%

Wholesale trade 2.2%

Information 0.7%

Occupation

Category	%
Management, business & arts	17.4%
Service	26.1%
Sales & office	21.9%
Natural resources & construction	13.6%
Production & transportation	21.0%

Employment type

Type	%
Private sector	77.7%
Government	14.2%
Self-employed	7.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	80.5%
Carpool	12.1%
Public transit	1.7%
Walk	1.1%
Work from home	3.4%
Other means	1.3%
Avg commute (minutes)	27.0

Poverty

All people 26.7%

Under 18 years 34.8%

18 and over 22.1%

Married-couple families 17.6%

Female-led households 40.8%

Income support

Source	% of households
Social Security	24.3%
Retirement income	7.7%
Supplemental Security	8.3%
Cash public assistance	2.5%
Food stamps / SNAP	29.1%

Health indicators

Condition	%
Obesity	46.9%
High blood pressure	29.3%
High cholesterol	29.7%
Diabetes	15.2%
Heart disease	5.3%
Stroke	2.8%
Asthma	9.8%
Arthritis	17.3%
Kidney disease	3.3%
Pulmonary disease	5.7%
Cancer	2.9%

Behavior / access	%
Smoking	21.8%
Binge drinking	17.2%
No physical activity	42.0%
Less than 7 hrs sleep	39.8%
Depression	22.4%
Fair or poor health	31.1%
Poor mental health	19.0%
Poor physical health	15.6%
No health insurance	54.5%
Visited doctor (checkup)	66.4%
Visited dentist	34.8%
Cholesterol screening	80.0%
Teeth loss	23.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	631	1.4%

Disability	%
Any disability	13.1%
Under 18	5.4%
18–64 years	12.5%
65 and over	54.2%

Health insurance coverage

Type	%
Private insurance	33.6%
Public insurance	37.8%
No insurance	32.1%
Uninsured under 19	16.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	62,936	90.7%
Spanish	26,654	42.4%
Other Indo-European	26,615	42.3%
Asian & Pacific Islander	8	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	53,519	77.1%
Born in same state	52,443	75.5%
Born in different state	49,144	70.8%
Foreign born	1,076	1.5%
Naturalized citizen	15,903	22.9%
Not a US citizen	4,632	29.1%

Ancestry

Ancestry	Count	%
Arab	749	1.1%
French	141	0.2%

Ancestry	Count	%
Italian	136	0.2%
German	27	0%

Technology access

Metric	% of households
Computer access	25.3%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78046

What part of Laredo is ZIP code 78046?

ZIP code 78046 covers a portion of Laredo, Texas, within Webb County.

What county is ZIP code 78046 in?

ZIP code 78046 falls within Webb County, Texas.

Is Spanish widely spoken in ZIP code 78046?

Approximately 42% of households in ZIP code 78046 speak Spanish as a primary language.

Is ZIP code 78046 family-oriented?

36% of residents in ZIP code 78046 are under 18, reflecting a younger, family-oriented community.

What is the poverty rate in ZIP code 78046?

27% of residents in ZIP code 78046 live below the poverty line, above the national average.

How educated is the population of ZIP code 78046?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 78046 in?

ZIP code 78046 observes the CST timezone.