78040 ZIP Code — Laredo, TX

Webb County, Texas

ZIP code 78040 is located in Laredo, Texas, within Webb County. It covers approximately 6.31 square miles and serves a population of 36,727 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 956.

About ZIP code 78040

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $101,100. Renters make up the majority at 59%, typical of denser urban areas.

Median household income is $33,819. Poverty affects 35% of residents, above the national average. SNAP benefit usage at 37% of households reflects economic stress in the area.

The dominant occupation class is service, with retail trade as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (49%), diabetes (23%), smoking (23%) compared to national benchmarks. 39% of residents lack health insurance, above the national average.

Notable community characteristics include Spanish spoken in 60% of households.

Overall, ZIP code 78040 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and elevated reliance on food assistance.

36,727

population

6.31

sq mi land

Standard

ZIP type

Central (CT)

timezone

78040 ZIP code map

Cities in ZIP code 78040

Below are the cities the US Postal Service accepts for ZIP code 78040. Using any city not on this list may result in mail delivery delays.

City	Status
Laredo	Preferred

Nearby ZIP codes

78041 Laredo (6.4 mi) 78046 Laredo (9.7 mi) 78045 Laredo (14.6 mi)

Demographics updated 06/2026

Population
Total population	36,727
Population density	5,820 / sq mi
State FIPS	48
County FIPS	479

Geography
Land area	6.31 sq mi
Water area	0.13 sq mi
Latitude	27.5085
Longitude	-99.5036
Timezone	Central (CT)
Area code	956

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.6%	49.8%	39.5%
$50k – $100k	19.9%	30.0%	30.1%
$100k – $200k	6.8%	16.8%	22.6%
Over $200k	0.6%	3.5%	7.8%

Demographics & statistics

36,727

Population

5,820

People per sq mi

29.6

Median age

$33,819

Median household income

$15,506

Per capita income

$101,100

Median home value

$853

Median monthly rent

40.9%

Home ownership

34.7%

Poverty rate

6.0%

Unemployment

6,803

Housing units

7.7%

Bachelor's or higher

Age distribution

Male Female

1,485

Under 5

1,576

1,543

5–9

1,637

1,560

10–14

1,656

1,545

15–19

1,641

1,510

20–24

1,603

2,339

25–34

2,484

1,835

35–44

1,948

1,788

45–54

1,899

1,003

55–59

1,064

758

60–64

804

1,139

65–74

1,209

855

75–84

907

455

85+

484

← Male

Female →

Age summary

Group	Count	%
Under 18	11,402	31.0%
18 and over	25,325	69.0%
65 and over	5,049	13.7%
Median age	29.6 years

Race & ethnicity

Hispanic or Latino 34%

White 31.6%

Two or more races 29.5%

Other race 4.6%

Black or African American 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
Hispanic or Latino	18,937	34%
White	17,567	31.6%
Two or more races	16,423	29.5%
Other race	2,539	4.6%
Black or African American	120	0.2%
American Indian / Alaska Native	68	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	72.6%	49.8%	39.5%
$50k – $100k	19.9%	30.0%	30.1%
$100k – $200k	6.8%	16.8%	22.6%
Over $200k	0.6%	3.5%	7.8%

Under $10k 12.5%

$10k–$15k 11.7%

$15k–$25k 14.3%

$25k–$35k 12.4%

$35k–$50k 12.6%

$50k–$75k 14.9%

$75k–$100k 10.8%

$100k–$150k 7.9%

$150k–$200k 2.0%

$200k+ 0.9%

Range	% of households
Under $10k	12.5%
$10k–$15k	11.7%
$15k–$25k	14.3%
$25k–$35k	12.4%
$35k–$50k	12.6%
$50k–$75k	14.9%
$75k–$100k	10.8%
$100k–$150k	7.9%
$150k–$200k	2.0%
$200k+	0.9%
Median income	$33,819

Housing

Home values

Under $50k 8.7%

$50k–$100k 40.8%

$100k–$150k 20.8%

$150k–$200k 14.0%

$200k–$300k 11.1%

$300k–$500k 3.2%

$500k–$1M 1.3%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$101,100
Median rent / month	$853
Owner occupied	40.9%
Renter occupied	59.1%
Vacant	15.7%
Single-family detached	67.9%
Large apartment buildings	6.2%
Mobile homes	6.7%
Median rooms	4.7
Avg household size (owned)	3.32

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	11.8%
1990–1999	9.5%
1980–1989	14.4%
1970–1979	10.1%
1960–1969	11.6%
1950–1959	13.3%
1940–1949	10.7%
1939 or earlier	14.2%

Bedrooms

Size	% of units
No bedroom (studio)	5.4%
1 bedroom	14.0%
2 bedrooms	32.6%
3 bedrooms	35.5%
4 bedrooms	9.6%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	17.3%
1 vehicle	39.9%
2 vehicles	28.1%
3 or more	14.7%

Heating fuel

Fuel type	%
Utility gas	18.7%
Electricity	78.8%
Propane / LP gas	0.7%
Fuel oil	0.1%
Wood	0.6%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	4,237	37.0%
Cohabiting couple	785	6.9%
Male householder, no spouse	1,916	16.8%
Female householder, no spouse	4,500	39.3%
Households with children under 18	5,131	44.9%
Households with seniors (65+)	3,950	34.5%
Average household size	3.18

Marital status

Status	Male	Female
Never married	49.0%	36.3%
Married	37.8%	34.9%
Separated	3.8%	4.7%
Widowed	2.2%	13.6%
Divorced	7.2%	10.6%

Education

Less than 9th grade 25.5%

Some HS, no diploma 22.3%

HS graduate 21.2%

Some college, no degree 16.5%

Associate's degree 6.9%

Bachelor's degree 5.4%

Graduate / professional 2.3%

Metric	%
HS diploma or higher	52.3%
Bachelor's or higher	7.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	384	3.7%
Kindergarten	1,109	10.5%
Elementary school	5,083	48.3%
High school	2,413	22.9%
College / grad school	1,528	14.5%

Employment

Industry of employment

Retail trade 17.7%

Education & healthcare 17.2%

Arts, food & hospitality 13.2%

Transportation & utilities 13.0%

Professional & management 9.2%

Construction 8.6%

Other services 6.5%

Manufacturing 3.8%

Public administration 3.8%

Wholesale trade 3.1%

Finance & real estate 1.9%

Agriculture & mining 1.2%

Information 0.8%

Occupation

Category	%
Management, business & arts	16.2%
Service	29.6%
Sales & office	23.2%
Natural resources & construction	12.3%
Production & transportation	18.7%

Employment type

Type	%
Private sector	85.3%
Government	7.8%
Self-employed	6.7%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	77.0%
Carpool	11.3%
Public transit	2.2%
Walk	3.4%
Work from home	3.8%
Other means	2.3%
Avg commute (minutes)	21.0

Poverty

All people 34.7%

Under 18 years 45.4%

18 and over 29.9%

Married-couple families 23.1%

Female-led households 48.1%

Income support

Source	% of households
Social Security	29.8%
Retirement income	9.9%
Supplemental Security	11.4%
Cash public assistance	1.8%
Food stamps / SNAP	36.7%

Health indicators

Condition	%
Obesity	48.9%
High blood pressure	38.7%
High cholesterol	36.3%
Diabetes	22.5%
Heart disease	9.4%
Stroke	4.9%
Asthma	10.3%
Arthritis	25.4%
Kidney disease	5.3%
Pulmonary disease	9.0%
Cancer	4.6%

Behavior / access	%
Smoking	23.2%
Binge drinking	13.8%
No physical activity	49.0%
Less than 7 hrs sleep	39.4%
Depression	22.4%
Fair or poor health	40.2%
Poor mental health	18.6%
Poor physical health	20.4%
No health insurance	56.7%
Visited doctor (checkup)	70.6%
Visited dentist	30.5%
Cholesterol screening	82.0%
Teeth loss	27.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	547	2.2%

Disability	%
Any disability	20.6%
Under 18	9.6%
18–64 years	16.1%
65 and over	65.2%

Health insurance coverage

Type	%
Private insurance	21.8%
Public insurance	43.5%
No insurance	38.9%
Uninsured under 19	19.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	33,666	91.7%
Spanish	20,320	60.4%
Other Indo-European	20,319	60.4%
Asian & Pacific Islander	0	0.0%
Other languages	1	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	25,839	70.4%
Born in same state	25,532	69.5%
Born in different state	23,416	63.8%
Foreign born	307	0.8%
Naturalized citizen	10,888	29.6%
Not a US citizen	2,517	23.1%

Ancestry

Ancestry	Count	%
Arab	277	0.8%
French	113	0.3%

Ancestry	Count	%
Italian	74	0.2%
English	2	0%

Technology access

Metric	% of households
Computer access	31.1%
Internet access	87.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78040

What city is ZIP code 78040 in?

ZIP code 78040 is primarily assigned to Laredo, Texas.

What county is ZIP code 78040 in?

ZIP code 78040 falls within Webb County, Texas.

Is Spanish widely spoken in ZIP code 78040?

Approximately 60% of households in ZIP code 78040 speak Spanish as a primary language.

What is the poverty rate in ZIP code 78040?

35% of residents in ZIP code 78040 live below the poverty line, above the national average.

Is ZIP code 78040 family-oriented?

31% of residents in ZIP code 78040 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 78040?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 78040 in?

ZIP code 78040 observes the CST timezone.