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Oklahoma ZIP Codes
Atoka County
Lane, OK
74555
74555 ZIP Code — Lane, OK
Atoka County, Oklahoma
ZIP code 74555 is located in
Lane ,
Oklahoma ,
within Atoka County .
It covers approximately 45.63 square miles and serves a population of
583 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 580 .
About ZIP code 74555
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $115,600. Owner-occupancy is high at 83%, well above the national average.
Median household income is $50,000. Poverty affects 19% of residents, above the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 19% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 29%.
Overall, ZIP code 74555 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
74555 ZIP code map
View map of 74555
Cities in ZIP code 74555
Below are the cities the US Postal Service accepts for ZIP code 74555. Using any city not on this list may result in mail delivery delays.
City
Status
Lane
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
583
Population density
13 / sq mi
State FIPS
40
County FIPS
005
Geography
Land area
45.63 sq mi
Water area
0.25 sq mi
Latitude
34.2872
Longitude
-95.9446
Timezone
Central (CT)
Area code
580
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
59.5%
59.2%
46.5%
$50k – $100k
24.6%
24.5%
31.0%
$100k – $200k
15.9%
13.7%
18.1%
Over $200k
0.0%
2.6%
4.5%
Demographics & statistics
$50,000
Median household income
$115,600
Median home value
20.6%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 133 22.8% 18 and over 450 77.2% 65 and over 121 20.8% Median age 41.2 years
Race & ethnicity
American Indian / Alaska Native
7.9%
Group Count % White 416 71.4% Two or more races 121 20.8% American Indian / Alaska Native 46 7.9%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
59.5%
59.2%
46.5%
$50k – $100k
24.6%
24.5%
31.0%
$100k – $200k
15.9%
13.7%
18.1%
Over $200k
0.0%
2.6%
4.5%
Range % of households Under $10k 3.2% $10k–$15k 12.3% $15k–$25k 7.7% $25k–$35k 6.8% $35k–$50k 20.0% $50k–$75k 19.5% $75k–$100k 5.0% $100k–$150k 23.6% $150k–$200k 1.8% Median income $50,000
Housing
Housing overview
Metric Value Median home value $115,600 Median rent / month $740 Owner occupied 82.7% Renter occupied 17.3% Vacant 28.8% Single-family detached 77.7% Large apartment buildings 0.0% Mobile homes 22.0% Median rooms 5.3 Avg household size (owned) 2.67
Year built
Era % 2020 or later 0.0% 2010–2019 5.5% 2000–2009 11.7% 1990–1999 17.8% 1980–1989 13.9% 1970–1979 25.9% 1960–1969 17.2% 1950–1959 5.8% 1940–1949 0.0% 1939 or earlier 2.3%
Bedrooms
Size % of units No bedroom (studio) 1.9% 1 bedroom 4.9% 2 bedrooms 23.0% 3 bedrooms 52.8% 4 bedrooms 12.6% 5+ bedrooms 4.9%
Vehicles per household
Vehicles % of households No vehicle 2.3% 1 vehicle 33.6% 2 vehicles 31.4% 3 or more 32.7%
Heating fuel
Fuel type % Electricity 43.6% Propane / LP gas 37.3% Wood 14.1%
Households & families
Household type Count % Married-couple family 120 54.5% Cohabiting couple 3 1.4% Male householder, no spouse 35 15.9% Female householder, no spouse 62 28.2% Households with children under 18 64 29.1% Households with seniors (65+) 79 35.9% Average household size 2.65
Marital status
Status Male Female Never married 34.8% 11.2% Married 51.9% 54.9% Separated 2.1% 2.1% Widowed 3.4% 18.9% Divorced 7.7% 12.9%
Education
Some college, no degree
11.0%
Graduate / professional
6.8%
Metric % HS diploma or higher 91.5% Bachelor's or higher 20.6%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 37 27.2% Kindergarten 2 1.5% Elementary school 51 37.5% High school 16 11.8% College / grad school 30 22.1%
Employment
Industry of employment
Education & healthcare
17.6%
Agriculture & mining
16.0%
Transportation & utilities
9.4%
Arts, food & hospitality
7.0%
Finance & real estate
5.3%
Professional & management
4.1%
Public administration
2.9%
Occupation
Category % Management, business & arts 25.8% Service 11.1% Sales & office 17.2% Natural resources & construction 26.2% Production & transportation 19.7%
Employment type
Type % Private sector 65.2% Government 13.5% Self-employed 21.3% Unpaid family workers 0.0%
Commute
Method % Drive alone 84.8% Carpool 7.8% Public transit 0.0% Walk 0.0% Work from home 3.7% Other means 3.7% Avg commute (minutes) 27.0
Poverty
Married-couple families
0.8%
Female-led households
50.0%
Income support
Source % of households Social Security 43.6% Retirement income 30.0% Supplemental Security 15.0% Cash public assistance 4.1% Food stamps / SNAP 15.0%
Health indicators
Condition % Obesity 41.3% High blood pressure 40.9% High cholesterol 37.8% Diabetes 13.5% Heart disease 8.9% Stroke 4.3% Asthma 11.5% Arthritis 30.4% Kidney disease 3.6% Pulmonary disease 10.7% Cancer 7.4%
Behavior / access % Smoking 24.1% Binge drinking 12.9% No physical activity 32.3% Less than 7 hrs sleep 35.0% Depression 25.5% Fair or poor health 21.0% Poor mental health 17.3% Poor physical health 14.6% No health insurance 18.3% Visited doctor (checkup) 77.2% Visited dentist 54.0% Cholesterol screening 88.0% Teeth loss 21.5%
Veterans & disability
Veterans Count % Civilian veterans 46 10.2%
Disability % Any disability 28.6% Under 18 2.3% 18–64 years 25.8% 65 and over 65.3%
Health insurance coverage
Type % Private insurance 40.5% Public insurance 53.7% No insurance 18.9% Uninsured under 19 9.8%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 531 91.1% Spanish 3 0.6% Other Indo-European 3 0.6% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 580 99.5% Born in same state 580 99.5% Born in different state 397 68.1% Foreign born 0 0.0% Naturalized citizen 3 0.5% Not a US citizen 3 100.0%
Ancestry
Ancestry Count % Arab 123 21.1% French 65 11.1%
Ancestry Count % Italian 60 10.3% English 14 2.4%
Technology access
Metric % of households Computer access 37.7% Internet access 91.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74555
What city is ZIP code 74555 in?
ZIP code 74555 is primarily assigned to Lane, Oklahoma.
What county is ZIP code 74555 in?
ZIP code 74555 falls within Atoka County, Oklahoma.
What is the poverty rate in ZIP code 74555?
19% of residents in ZIP code 74555 live below the poverty line, above the national average.
Does ZIP code 74555 have a large retiree population?
44% of households in ZIP code 74555 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 74555 mostly owner-occupied?
83% of occupied units in ZIP code 74555 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 74555?
The median home value in ZIP code 74555 is $115,600.
What timezone is ZIP code 74555 in?
ZIP code 74555 observes the CST timezone.
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