74525 ZIP Code — Atoka, OK

Atoka County, Oklahoma

ZIP code 74525 is located in Atoka, Oklahoma, within Atoka County. It covers approximately 432.93 square miles and serves a population of 10,284 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 74525

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $132,600. Owner-occupancy sits near the national average at 73%.

Median household income is $47,449. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 24%.

Overall, ZIP code 74525 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

10,284

population

432.93

sq mi land

Standard

ZIP type

Central (CT)

timezone

74525 ZIP code map

Cities in ZIP code 74525

Below are the cities the US Postal Service accepts for ZIP code 74525. Using any city not on this list may result in mail delivery delays.

City	Status
Atoka	Acceptable
Atoka	Preferred

Nearby ZIP codes

74533 Caney (8.9 mi) 74555 Lane (9.5 mi) 74729 Caddo (15.1 mi) 74569 Stringtown (15.1 mi)

Demographics updated 05/2026

Population
Total population	10,284
Population density	24 / sq mi
State FIPS	40
County FIPS	005

Geography
Land area	432.93 sq mi
Water area	10.82 sq mi
Latitude	34.3157
Longitude	-96.1069
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.6%	59.2%	46.5%
$50k – $100k	24.3%	24.5%	31.0%
$100k – $200k	13.9%	13.7%	18.1%
Over $200k	2.3%	2.6%	4.5%

Demographics & statistics

10,284

Population

People per sq mi

39.6

Median age

$47,449

Median household income

$24,120

Per capita income

$132,600

Median home value

$648

Median monthly rent

72.6%

Home ownership

20.3%

Poverty rate

6.8%

Unemployment

3,231

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

303

Under 5

226

315

5–9

234

381

10–14

283

373

15–19

277

330

20–24

246

820

25–34

609

941

35–44

700

662

45–54

492

358

55–59

266

393

60–64

292

592

65–74

441

314

75–84

234

116

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,179	21.2%
18 and over	8,105	78.8%
65 and over	1,783	17.3%
Median age	39.6 years

Race & ethnicity

White 66.4%

Two or more races 17%

American Indian / Alaska Native 8.3%

Black or African American 3.8%

Hispanic or Latino 3%

Asian 0.9%

Other race 0.4%

Group	Count	%
White	7,047	66.4%
Two or more races	1,807	17%
American Indian / Alaska Native	879	8.3%
Black or African American	407	3.8%
Hispanic or Latino	321	3%
Asian	100	0.9%
Other race	44	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.6%	59.2%	46.5%
$50k – $100k	24.3%	24.5%	31.0%
$100k – $200k	13.9%	13.7%	18.1%
Over $200k	2.3%	2.6%	4.5%

Under $10k 4.2%

$10k–$15k 9.9%

$15k–$25k 13.5%

$25k–$35k 9.0%

$35k–$50k 16.2%

$50k–$75k 15.3%

$75k–$100k 12.3%

$100k–$150k 10.3%

$150k–$200k 6.0%

$200k+ 3.5%

Range	% of households
Under $10k	4.2%
$10k–$15k	9.9%
$15k–$25k	13.5%
$25k–$35k	9.0%
$35k–$50k	16.2%
$50k–$75k	15.3%
$75k–$100k	12.3%
$100k–$150k	10.3%
$150k–$200k	6.0%
$200k+	3.5%
Median income	$47,449

Housing

Home values

Under $50k 14.1%

$50k–$100k 25.6%

$100k–$150k 14.1%

$150k–$200k 13.1%

$200k–$300k 18.9%

$300k–$500k 7.8%

$500k–$1M 4.1%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$132,600
Median rent / month	$648
Owner occupied	72.6%
Renter occupied	27.4%
Vacant	18.9%
Single-family detached	76.0%
Large apartment buildings	0.1%
Mobile homes	16.3%
Median rooms	5.3
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	1.1%
2010–2019	9.6%
2000–2009	14.8%
1990–1999	10.5%
1980–1989	18.0%
1970–1979	20.0%
1960–1969	8.7%
1950–1959	8.4%
1940–1949	2.0%
1939 or earlier	6.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	6.4%
2 bedrooms	24.5%
3 bedrooms	52.5%
4 bedrooms	12.8%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	8.5%
1 vehicle	29.7%
2 vehicles	34.6%
3 or more	27.2%

Heating fuel

Fuel type	%
Utility gas	13.8%
Electricity	57.7%
Propane / LP gas	21.1%
Fuel oil	0.4%
Wood	5.9%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,728	51.2%
Cohabiting couple	259	7.7%
Male householder, no spouse	602	17.9%
Female householder, no spouse	783	23.2%
Households with children under 18	1,047	31.0%
Households with seniors (65+)	1,183	35.1%
Average household size	2.66

Marital status

Status	Male	Female
Never married	32.8%	19.2%
Married	43.1%	50.6%
Separated	2.6%	1.8%
Widowed	2.9%	12.5%
Divorced	18.5%	15.9%

Education

Less than 9th grade 4.2%

Some HS, no diploma 15.1%

HS graduate 40.8%

Some college, no degree 19.8%

Associate's degree 6.6%

Bachelor's degree 8.8%

Graduate / professional 4.6%

Metric	%
HS diploma or higher	80.7%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	124	5.6%
Kindergarten	164	7.5%
Elementary school	937	42.6%
High school	631	28.7%
College / grad school	343	15.6%

Employment

Industry of employment

Education & healthcare 21.1%

Retail trade 15.3%

Arts, food & hospitality 10.1%

Construction 9.9%

Public administration 8.3%

Agriculture & mining 7.6%

Transportation & utilities 6.6%

Manufacturing 6.3%

Other services 5.1%

Professional & management 4.3%

Finance & real estate 3.5%

Wholesale trade 1.2%

Information 0.5%

Occupation

Category	%
Management, business & arts	29.4%
Service	19.7%
Sales & office	22.1%
Natural resources & construction	13.8%
Production & transportation	15.1%

Employment type

Type	%
Private sector	66.5%
Government	21.7%
Self-employed	11.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.7%
Carpool	10.4%
Public transit	0.0%
Walk	2.0%
Work from home	8.7%
Other means	1.2%
Avg commute (minutes)	24.6

Poverty

All people 20.3%

Under 18 years 22.5%

18 and over 19.6%

Married-couple families 9.4%

Female-led households 30.8%

Income support

Source	% of households
Social Security	44.4%
Retirement income	23.5%
Supplemental Security	10.4%
Cash public assistance	2.5%
Food stamps / SNAP	17.3%

Health indicators

Condition	%
Obesity	43.2%
High blood pressure	41.1%
High cholesterol	36.5%
Diabetes	13.8%
Heart disease	8.8%
Stroke	4.5%
Asthma	11.7%
Arthritis	29.6%
Kidney disease	3.7%
Pulmonary disease	11.0%
Cancer	6.7%

Behavior / access	%
Smoking	26.1%
Binge drinking	13.1%
No physical activity	34.1%
Less than 7 hrs sleep	36.5%
Depression	25.5%
Fair or poor health	22.7%
Poor mental health	18.0%
Poor physical health	15.2%
No health insurance	19.7%
Visited doctor (checkup)	76.6%
Visited dentist	50.0%
Cholesterol screening	86.5%
Teeth loss	23.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	767	9.5%

Disability	%
Any disability	24.3%
Under 18	6.8%
18–64 years	24.2%
65 and over	47.1%

Health insurance coverage

Type	%
Private insurance	47.1%
Public insurance	46.7%
No insurance	20.3%
Uninsured under 19	17.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,755	94.9%
Spanish	154	1.6%
Other Indo-European	107	1.1%
Asian & Pacific Islander	7	0.1%
Other languages	40	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,051	97.7%
Born in same state	9,980	97.0%
Born in different state	6,433	62.6%
Foreign born	71	0.7%
Naturalized citizen	233	2.3%
Not a US citizen	51	21.9%

Ancestry

Ancestry	Count	%
Arab	1,778	17.3%
Italian	1,334	13%
French	737	7.2%
Polish	69	0.7%

Ancestry	Count	%
English	49	0.5%
German	16	0.2%
Dutch	11	0.1%

Technology access

Metric	% of households
Computer access	32.8%
Internet access	85.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74525

What city is ZIP code 74525 in?

ZIP code 74525 is primarily assigned to Atoka, Oklahoma.

What county is ZIP code 74525 in?

ZIP code 74525 falls within Atoka County, Oklahoma.

What is the poverty rate in ZIP code 74525?

20% of residents in ZIP code 74525 live below the poverty line, above the national average.

How educated is the population of ZIP code 74525?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 74525 have a large retiree population?

44% of households in ZIP code 74525 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 74525?

The median home value in ZIP code 74525 is $132,600.

What timezone is ZIP code 74525 in?

ZIP code 74525 observes the CST timezone.