32746 ZIP Code — Lake Mary, FL

Seminole County, Florida

ZIP code 32746 is located in Lake Mary, Florida, within Seminole County. It covers approximately 21.06 square miles and serves a population of 45,331 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 407/689.

About ZIP code 32746

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $378,100. Owner-occupancy sits near the national average at 65%.

The gap between median ($103,941) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 26 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 32746 reflects a community defined by a highly educated population and a high rate of remote workers.

45,331

population

21.06

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32746 ZIP code map

Cities in ZIP code 32746

Below are the cities the US Postal Service accepts for ZIP code 32746. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Mary	Acceptable
Lake Mary	Preferred

Nearby ZIP codes

32750 Longwood (3.9 mi) 32779 Longwood (4 mi) 32771 Sanford (5.9 mi) 32773 Sanford (6.5 mi) 32701 Altamonte Springs (6.8 mi) 32708 Winter Springs (7.3 mi) 32707 Casselberry (7.3 mi) 32730 Casselberry (7.5 mi) 32714 Altamonte Springs (7.6 mi) 32713 Debary (8.4 mi) 32751 Maitland (9.1 mi) 32776 Sorrento (9.2 mi)

Demographics updated 05/2026

Population
Total population	45,331
Population density	2,152 / sq mi
State FIPS	12
County FIPS	117

Geography
Land area	21.06 sq mi
Water area	1.52 sq mi
Latitude	28.7616
Longitude	-81.3537
Timezone	Eastern (ET)
Area code	407/689

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.8%	35.4%	43.4%
$50k – $100k	29.9%	31.8%	30.8%
$100k – $200k	32.0%	24.6%	19.3%
Over $200k	12.3%	8.2%	6.4%

Demographics & statistics

45,331

Population

2,152

People per sq mi

43.8

Median age

$103,941

Median household income

$57,739

Per capita income

$378,100

Median home value

$1,780

Median monthly rent

64.7%

Home ownership

6.1%

Poverty rate

2.5%

Unemployment

13,360

Housing units

52.2%

Bachelor's or higher

Age distribution

Male Female

825

Under 5

972

963

5–9

1,135

1,254

10–14

1,476

1,417

15–19

1,670

1,082

20–24

1,275

2,316

25–34

2,727

2,903

35–44

3,420

3,542

45–54

4,171

1,369

55–59

1,612

1,481

60–64

1,745

2,253

65–74

2,654

943

75–84

1,110

467

85+

549

← Male

Female →

Age summary

Group	Count	%
Under 18	8,711	19.2%
18 and over	36,620	80.8%
65 and over	7,976	17.6%
Median age	43.8 years

Race & ethnicity

White 63.1%

Hispanic or Latino 9.7%

Asian 8.4%

Two or more races 8%

Black or African American 6.9%

Other race 3.7%

American Indian / Alaska Native 0.2%

Group	Count	%
White	31,658	63.1%
Hispanic or Latino	4,842	9.7%
Asian	4,209	8.4%
Two or more races	4,026	8%
Black or African American	3,483	6.9%
Other race	1,868	3.7%
American Indian / Alaska Native	87	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.8%	35.4%	43.4%
$50k – $100k	29.9%	31.8%	30.8%
$100k – $200k	32.0%	24.6%	19.3%
Over $200k	12.3%	8.2%	6.4%

Under $10k 1.5%

$10k–$15k 1.3%

$15k–$25k 6.2%

$25k–$35k 6.3%

$35k–$50k 7.0%

$50k–$75k 13.9%

$75k–$100k 12.6%

$100k–$150k 21.0%

$150k–$200k 13.4%

$200k+ 17.0%

Range	% of households
Under $10k	1.5%
$10k–$15k	1.3%
$15k–$25k	6.2%
$25k–$35k	6.3%
$35k–$50k	7.0%
$50k–$75k	13.9%
$75k–$100k	12.6%
$100k–$150k	21.0%
$150k–$200k	13.4%
$200k+	17.0%
Median income	$103,941

Housing

Home values

Under $50k 1.7%

$50k–$100k 0.6%

$100k–$150k 2.9%

$150k–$200k 2.2%

$200k–$300k 19.4%

$300k–$500k 44.3%

$500k–$1M 25.2%

$1M+ 3.6%

Housing overview

Metric	Value
Median home value	$378,100
Median rent / month	$1,780
Owner occupied	64.7%
Renter occupied	35.3%
Vacant	6.7%
Single-family detached	60.0%
Large apartment buildings	8.2%
Mobile homes	1.8%
Median rooms	5.9
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.5%
2010–2019	13.1%
2000–2009	20.8%
1990–1999	27.5%
1980–1989	30.8%
1970–1979	4.2%
1960–1969	1.0%
1950–1959	1.0%
1940–1949	0.9%
1939 or earlier	0.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	10.7%
2 bedrooms	20.2%
3 bedrooms	31.7%
4 bedrooms	30.3%
5+ bedrooms	5.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	35.6%
2 vehicles	43.7%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	4.9%
Electricity	93.0%
Propane / LP gas	0.8%
Solar	0.6%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	10,298	55.4%
Cohabiting couple	938	5.0%
Male householder, no spouse	2,203	11.9%
Female householder, no spouse	5,136	27.7%
Households with children under 18	5,534	29.8%
Households with seniors (65+)	5,478	29.5%
Average household size	2.42

Marital status

Status	Male	Female
Never married	29.1%	25.5%
Married	60.7%	49.9%
Separated	0.2%	1.1%
Widowed	2.7%	8.2%
Divorced	7.2%	15.3%

Education

Less than 9th grade 1.7%

Some HS, no diploma 1.8%

HS graduate 15.9%

Some college, no degree 16.3%

Associate's degree 12.2%

Bachelor's degree 32.4%

Graduate / professional 19.8%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	52.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	460	4.3%
Kindergarten	706	6.6%
Elementary school	3,549	33.4%
High school	2,707	25.5%
College / grad school	3,200	30.1%

Employment

Industry of employment

Professional & management 21.2%

Education & healthcare 20.2%

Retail trade 10.9%

Arts, food & hospitality 10.0%

Finance & real estate 8.2%

Manufacturing 5.7%

Other services 5.7%

Construction 4.4%

Information 4.0%

Wholesale trade 3.9%

Transportation & utilities 3.6%

Public administration 2.0%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	53.3%
Service	12.6%
Sales & office	25.2%
Natural resources & construction	3.5%
Production & transportation	5.5%

Employment type

Type	%
Private sector	85.5%
Government	9.2%
Self-employed	4.8%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	66.5%
Carpool	8.0%
Public transit	0.9%
Walk	1.3%
Work from home	21.4%
Other means	2.0%
Avg commute (minutes)	25.7

Poverty

All people 6.1%

Under 18 years 8.6%

18 and over 5.5%

Married-couple families 2.0%

Female-led households 11.3%

Income support

Source	% of households
Social Security	29.2%
Retirement income	23.7%
Supplemental Security	2.5%
Cash public assistance	2.1%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	28.0%
High blood pressure	27.8%
High cholesterol	30.5%
Diabetes	8.7%
Heart disease	5.0%
Stroke	2.4%
Asthma	8.1%
Arthritis	20.9%
Kidney disease	2.4%
Pulmonary disease	5.6%
Cancer	6.0%

Behavior / access	%
Smoking	13.9%
Binge drinking	17.2%
No physical activity	20.8%
Less than 7 hrs sleep	33.0%
Depression	17.9%
Fair or poor health	11.1%
Poor mental health	13.9%
Poor physical health	8.9%
No health insurance	16.3%
Visited doctor (checkup)	74.4%
Visited dentist	65.5%
Cholesterol screening	91.7%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,560	7.0%

Disability	%
Any disability	9.8%
Under 18	4.2%
18–64 years	6.6%
65 and over	28.0%

Health insurance coverage

Type	%
Private insurance	78.7%
Public insurance	25.6%
No insurance	7.0%
Uninsured under 19	3.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	43,534	96.0%
Spanish	2,677	6.1%
Other Indo-European	1,672	3.8%
Asian & Pacific Islander	426	1.0%
Other languages	500	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	36,885	81.4%
Born in same state	35,164	77.6%
Born in different state	12,851	28.3%
Foreign born	1,721	3.8%
Naturalized citizen	8,446	18.6%
Not a US citizen	5,622	66.6%

Ancestry

Ancestry	Count	%
Arab	5,623	12.4%
Italian	4,520	10%
French	3,819	8.4%
Dutch	718	1.6%
English	475	1%

Ancestry	Count	%
German	252	0.6%
Irish	251	0.6%
Polish	171	0.4%
Norwegian	40	0.1%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	98.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32746

What city is ZIP code 32746 in?

ZIP code 32746 is primarily assigned to Lake Mary, Florida.

What county is ZIP code 32746 in?

ZIP code 32746 falls within Seminole County, Florida.

How educated is the population of ZIP code 32746?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 32746?

The median home value in ZIP code 32746 is $378,100.

What is the median household income in ZIP code 32746?

The median household income in ZIP code 32746 is $103,941, above the national median of ~$75,000.

What is the population of ZIP code 32746?

ZIP code 32746 has an estimated population of 45,331 residents, with a density of 2,152 people per square mile.

What timezone is ZIP code 32746 in?

ZIP code 32746 observes the EST timezone.