55041 ZIP Code — Lake City, MN

Wabasha County, Minnesota

ZIP code 55041 is located in Lake City, Minnesota, within Wabasha County. It covers approximately 143.94 square miles and serves a population of 7,559 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55041

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $252,000. Owner-occupancy is high at 81%, well above the national average.

Median household income is $76,422. The poverty rate of 6% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 55041 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,559

population

143.94

sq mi land

Standard

ZIP type

Central (CT)

timezone

55041 ZIP code map

Cities in ZIP code 55041

Below are the cities the US Postal Service accepts for ZIP code 55041. Using any city not on this list may result in mail delivery delays.

City	Status
Lake City	Preferred

Nearby ZIP codes

54769 Stockholm (7.4 mi) 55026 Frontenac (7.5 mi) 55991 Zumbro Falls (11.5 mi) 55957 Millville (11.7 mi) 55066 Red Wing (12.2 mi) 55956 Mazeppa (13.2 mi) 55027 Goodhue (14.2 mi) 55945 Kellogg (14.2 mi) 54750 Maiden Rock (14.8 mi) 55981 Wabasha (14.8 mi) 54723 Bay City (15.1 mi) 54761 Plum City (16.2 mi)

Demographics updated 05/2026

Population
Total population	7,559
Population density	53 / sq mi
State FIPS	27
County FIPS	157

Geography
Land area	143.94 sq mi
Water area	13.47 sq mi
Latitude	44.4124
Longitude	-92.3351
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	35.1%	33.6%
$50k – $100k	35.1%	35.1%	31.5%
$100k – $200k	23.1%	24.1%	26.5%
Over $200k	5.7%	5.6%	8.5%

Demographics & statistics

7,559

Population

People per sq mi

49.9

Median age

$76,422

Median household income

$41,731

Per capita income

$252,000

Median home value

$971

Median monthly rent

80.5%

Home ownership

6.2%

Poverty rate

0.9%

Unemployment

3,091

Housing units

31.2%

Bachelor's or higher

Age distribution

Male Female

151

Under 5

165

186

5–9

203

260

10–14

283

180

15–19

196

133

20–24

145

358

25–34

389

363

35–44

394

478

45–54

520

274

55–59

298

274

60–64

297

522

65–74

567

334

75–84

363

109

85+

118

← Male

Female →

Age summary

Group	Count	%
Under 18	1,512	20.0%
18 and over	6,047	80.0%
65 and over	2,012	26.6%
Median age	49.9 years

Race & ethnicity

White 92.4%

Hispanic or Latino 2.4%

Other race 1.8%

Asian 1.5%

Two or more races 1.3%

Black or African American 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,160	92.4%
Hispanic or Latino	186	2.4%
Other race	140	1.8%
Asian	115	1.5%
Two or more races	101	1.3%
Black or African American	35	0.5%
American Indian / Alaska Native	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.1%	35.1%	33.6%
$50k – $100k	35.1%	35.1%	31.5%
$100k – $200k	23.1%	24.1%	26.5%
Over $200k	5.7%	5.6%	8.5%

Under $10k 2.7%

$10k–$15k 4.3%

$15k–$25k 9.0%

$25k–$35k 6.4%

$35k–$50k 9.9%

$50k–$75k 16.5%

$75k–$100k 14.1%

$100k–$150k 21.3%

$150k–$200k 8.7%

$200k+ 7.2%

Range	% of households
Under $10k	2.7%
$10k–$15k	4.3%
$15k–$25k	9.0%
$25k–$35k	6.4%
$35k–$50k	9.9%
$50k–$75k	16.5%
$75k–$100k	14.1%
$100k–$150k	21.3%
$150k–$200k	8.7%
$200k+	7.2%
Median income	$76,422

Housing

Home values

Under $50k 6.5%

$50k–$100k 2.9%

$100k–$150k 7.0%

$150k–$200k 17.7%

$200k–$300k 26.7%

$300k–$500k 31.2%

$500k–$1M 6.4%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$252,000
Median rent / month	$971
Owner occupied	80.5%
Renter occupied	19.5%
Vacant	10.6%
Single-family detached	70.8%
Large apartment buildings	8.3%
Mobile homes	9.5%
Median rooms	6.5
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	0.0%
2010–2019	3.9%
2000–2009	23.9%
1990–1999	10.6%
1980–1989	7.2%
1970–1979	15.4%
1960–1969	7.4%
1950–1959	7.4%
1940–1949	5.3%
1939 or earlier	18.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	8.9%
2 bedrooms	22.2%
3 bedrooms	39.5%
4 bedrooms	22.2%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	29.9%
2 vehicles	34.8%
3 or more	30.0%

Heating fuel

Fuel type	%
Utility gas	64.3%
Electricity	12.5%
Propane / LP gas	18.6%
Fuel oil	0.4%
Wood	2.8%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,846	55.1%
Cohabiting couple	95	2.8%
Male householder, no spouse	518	15.5%
Female householder, no spouse	890	26.6%
Households with children under 18	782	23.4%
Households with seniors (65+)	1,384	41.3%
Average household size	2.21

Marital status

Status	Male	Female
Never married	24.0%	16.9%
Married	63.7%	57.4%
Separated	0.2%	0.8%
Widowed	3.2%	12.0%
Divorced	8.9%	12.8%

Education

Less than 9th grade 2.1%

Some HS, no diploma 3.1%

HS graduate 30.7%

Some college, no degree 18.9%

Associate's degree 14.0%

Bachelor's degree 18.7%

Graduate / professional 12.6%

Metric	%
HS diploma or higher	94.9%
Bachelor's or higher	31.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	98	6.2%
Kindergarten	70	4.4%
Elementary school	735	46.5%
High school	336	21.2%
College / grad school	343	21.7%

Employment

Industry of employment

Education & healthcare 29.7%

Manufacturing 18.3%

Arts, food & hospitality 8.8%

Retail trade 7.7%

Agriculture & mining 6.5%

Construction 5.6%

Finance & real estate 5.4%

Transportation & utilities 4.4%

Professional & management 4.1%

Other services 3.3%

Public administration 3.3%

Wholesale trade 1.8%

Information 1.1%

Occupation

Category	%
Management, business & arts	43.9%
Service	15.3%
Sales & office	17.6%
Natural resources & construction	6.9%
Production & transportation	16.4%

Employment type

Type	%
Private sector	79.9%
Government	11.1%
Self-employed	8.7%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	75.1%
Carpool	9.1%
Public transit	0.9%
Walk	3.1%
Work from home	10.2%
Other means	1.7%
Avg commute (minutes)	21.5

Poverty

All people 6.2%

Under 18 years 6.0%

18 and over 6.2%

Married-couple families 2.4%

Female-led households 7.4%

Income support

Source	% of households
Social Security	42.9%
Retirement income	28.7%
Supplemental Security	2.8%
Cash public assistance	1.4%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	32.7%
High blood pressure	33.5%
High cholesterol	34.5%
Diabetes	10.2%
Heart disease	7.4%
Stroke	3.3%
Asthma	8.8%
Arthritis	26.2%
Kidney disease	3.1%
Pulmonary disease	6.1%
Cancer	8.2%

Behavior / access	%
Smoking	16.7%
Binge drinking	18.6%
No physical activity	21.2%
Less than 7 hrs sleep	27.3%
Depression	20.9%
Fair or poor health	12.4%
Poor mental health	12.4%
Poor physical health	9.7%
No health insurance	10.0%
Visited doctor (checkup)	72.0%
Visited dentist	70.2%
Cholesterol screening	91.1%
Teeth loss	10.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	490	8.1%

Disability	%
Any disability	12.5%
Under 18	0.7%
18–64 years	8.3%
65 and over	30.7%

Health insurance coverage

Type	%
Private insurance	81.9%
Public insurance	36.0%
No insurance	3.2%
Uninsured under 19	3.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,243	95.8%
Spanish	101	1.4%
Other Indo-European	47	0.6%
Asian & Pacific Islander	0	0.0%
Other languages	48	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,327	96.9%
Born in same state	7,263	96.1%
Born in different state	5,810	76.9%
Foreign born	64	0.8%
Naturalized citizen	232	3.1%
Not a US citizen	136	58.6%

Ancestry

Ancestry	Count	%
Italian	1,063	14.1%
Polish	903	11.9%
French	449	5.9%
Arab	344	4.6%

Ancestry	Count	%
English	86	1.1%
Dutch	81	1.1%
German	66	0.9%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55041

What city is ZIP code 55041 in?

ZIP code 55041 is primarily assigned to Lake City, Minnesota.

What county is ZIP code 55041 in?

ZIP code 55041 falls within Wabasha County, Minnesota.

Does ZIP code 55041 have an older population?

27% of residents in ZIP code 55041 are 65 or older, above the national average of ~17%.

Does ZIP code 55041 have a large retiree population?

43% of households in ZIP code 55041 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 55041 mostly owner-occupied?

81% of occupied units in ZIP code 55041 are owner-occupied, well above the national average.

What is the population of ZIP code 55041?

ZIP code 55041 has an estimated population of 7,559 residents, with a density of 53 people per square mile.

What timezone is ZIP code 55041 in?

ZIP code 55041 observes the CST timezone.