96760 ZIP Code — Kurtistown, HI

Hawaii County, Hawaii

ZIP code 96760 is located in Kurtistown, Hawaii, within Hawaii County. It covers approximately 19.99 square miles and serves a population of 3,908 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96760

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $330,500. Owner-occupancy is high at 90%, well above the national average.

Median household income is $85,588. SNAP benefit usage at 22% of households reflects economic stress in the area. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 96760 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,908

population

19.99

sq mi land

Standard

ZIP type

Hawaii (HT) — no DST

timezone

96760 ZIP code map

Cities in ZIP code 96760

Below are the cities the US Postal Service accepts for ZIP code 96760. Using any city not on this list may result in mail delivery delays.

City	Status
Kurtistown	Preferred

Nearby ZIP codes

96771 Mountain View (4 mi) 96749 Keaau (5.4 mi) 96778 Pahoa (9.1 mi) 96720 Hilo (16.6 mi) 96781 Papaikou (18.4 mi)

Demographics updated 06/2026

Population
Total population	3,908
Population density	195 / sq mi
State FIPS	15
County FIPS	001

Geography
Land area	19.99 sq mi
Water area	0.00 sq mi
Latitude	19.5653
Longitude	-155.0508
Timezone	Hawaii (HT) — no DST
Area code	808

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	39.1%	29.0%
$50k – $100k	33.3%	31.0%	29.8%
$100k – $200k	19.4%	23.6%	29.9%
Over $200k	2.5%	6.3%	11.3%

Demographics & statistics

3,908

Population

195

People per sq mi

49.9

Median age

$85,588

Median household income

$30,551

Per capita income

$330,500

Median home value

$1,981

Median monthly rent

90.0%

Home ownership

16.7%

Poverty rate

6.3%

Unemployment

1,514

Housing units

24.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

145

5–9

164

10–14

104

15–19

108

163

20–24

184

145

25–34

164

167

35–44

188

294

45–54

332

124

55–59

140

177

60–64

200

316

65–74

356

75–84

108

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	685	17.5%
18 and over	3,223	82.5%
65 and over	909	23.3%
Median age	49.9 years

Race & ethnicity

White 38.1%

Two or more races 30.6%

Asian 19.5%

Native Hawaiian / Pacific Islander 7.3%

Hispanic or Latino 3.1%

American Indian / Alaska Native 0.8%

Other race 0.6%

Group	Count	%
White	1,538	38.1%
Two or more races	1,236	30.6%
Asian	785	19.5%
Native Hawaiian / Pacific Islander	294	7.3%
Hispanic or Latino	125	3.1%
American Indian / Alaska Native	31	0.8%
Other race	24	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	39.1%	29.0%
$50k – $100k	33.3%	31.0%	29.8%
$100k – $200k	19.4%	23.6%	29.9%
Over $200k	2.5%	6.3%	11.3%

Under $10k 8.1%

$10k–$15k 8.3%

$15k–$25k 7.0%

$25k–$35k 6.0%

$35k–$50k 8.3%

$50k–$75k 9.4%

$75k–$100k 14.1%

$100k–$150k 32.9%

$150k–$200k 3.3%

$200k+ 2.6%

Range	% of households
Under $10k	8.1%
$10k–$15k	8.3%
$15k–$25k	7.0%
$25k–$35k	6.0%
$35k–$50k	8.3%
$50k–$75k	9.4%
$75k–$100k	14.1%
$100k–$150k	32.9%
$150k–$200k	3.3%
$200k+	2.6%
Median income	$85,588

Housing

Home values

Under $50k 1.9%

$50k–$100k 2.6%

$100k–$150k 18.3%

$150k–$200k 4.8%

$200k–$300k 16.9%

$300k–$500k 29.4%

$500k–$1M 24.9%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$330,500
Median rent / month	$1,981
Owner occupied	90.0%
Renter occupied	10.0%
Vacant	15.9%
Single-family detached	94.3%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	4.8
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	1.7%
2010–2019	14.9%
2000–2009	21.3%
1990–1999	22.6%
1980–1989	19.5%
1970–1979	13.2%
1960–1969	1.7%
1950–1959	4.1%
1940–1949	0.0%
1939 or earlier	1.0%

Bedrooms

Size	% of units
No bedroom (studio)	8.9%
1 bedroom	7.3%
2 bedrooms	23.6%
3 bedrooms	41.1%
4 bedrooms	13.7%
5+ bedrooms	5.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	25.5%
2 vehicles	33.3%
3 or more	36.9%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	6.8%
Propane / LP gas	2.3%
Wood	3.2%
Solar	4.0%
No fuel used	81.7%

Households & families

Household type	Count	%
Married-couple family	630	45.3%
Cohabiting couple	83	6.0%
Male householder, no spouse	312	22.4%
Female householder, no spouse	365	26.3%
Households with children under 18	292	21.0%
Households with seniors (65+)	695	50.0%
Average household size	2.81

Marital status

Status	Male	Female
Never married	29.6%	31.2%
Married	51.2%	45.0%
Separated	5.0%	1.7%
Widowed	3.7%	11.6%
Divorced	10.6%	10.5%

Education

Less than 9th grade 0.8%

Some HS, no diploma 2.1%

HS graduate 35.9%

Some college, no degree 16.8%

Associate's degree 19.6%

Bachelor's degree 18.0%

Graduate / professional 6.7%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	24.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	108	12.4%
Elementary school	315	36.2%
High school	146	16.8%
College / grad school	300	34.5%

Employment

Industry of employment

Education & healthcare 26.8%

Retail trade 16.3%

Construction 15.1%

Professional & management 11.7%

Finance & real estate 6.3%

Other services 5.7%

Transportation & utilities 4.5%

Agriculture & mining 4.4%

Public administration 4.0%

Arts, food & hospitality 1.9%

Wholesale trade 1.8%

Manufacturing 1.6%

Occupation

Category	%
Management, business & arts	32.9%
Service	17.9%
Sales & office	22.5%
Natural resources & construction	20.7%
Production & transportation	5.9%

Employment type

Type	%
Private sector	61.3%
Government	22.1%
Self-employed	16.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.5%
Carpool	8.1%
Public transit	2.8%
Walk	0.7%
Work from home	13.7%
Other means	3.1%
Avg commute (minutes)	32.9

Poverty

All people 16.7%

Under 18 years 24.7%

18 and over 15.0%

Married-couple families 7.5%

Female-led households 29.0%

Income support

Source	% of households
Social Security	50.1%
Retirement income	24.7%
Supplemental Security	8.1%
Cash public assistance	3.2%
Food stamps / SNAP	21.5%

Health indicators

Condition	%
Obesity	26.8%
High blood pressure	30.7%
High cholesterol	29.1%
Diabetes	10.8%
Heart disease	6.4%
Stroke	3.7%
Asthma	10.4%
Arthritis	23.9%
Kidney disease	3.1%
Pulmonary disease	7.1%
Cancer	5.5%

Behavior / access	%
Smoking	19.7%
Binge drinking	18.7%
No physical activity	21.5%
Less than 7 hrs sleep	39.0%
Depression	18.9%
Fair or poor health	16.5%
Poor mental health	15.0%
Poor physical health	11.7%
No health insurance	11.6%
Visited doctor (checkup)	74.5%
Visited dentist	61.5%
Cholesterol screening	85.6%
Teeth loss	10.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	313	9.7%

Disability	%
Any disability	18.3%
Under 18	6.4%
18–64 years	18.9%
65 and over	25.9%

Health insurance coverage

Type	%
Private insurance	65.8%
Public insurance	51.5%
No insurance	1.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,896	99.7%
Spanish	382	9.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	292	7.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,275	83.8%
Born in same state	3,247	83.1%
Born in different state	2,106	53.9%
Foreign born	28	0.7%
Naturalized citizen	633	16.2%
Not a US citizen	358	56.6%

Ancestry

Ancestry	Count	%
French	272	7%
Italian	183	4.7%
English	74	1.9%

Ancestry	Count	%
Polish	48	1.2%
Dutch	7	0.2%

Technology access

Metric	% of households
Computer access	35.6%
Internet access	83.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96760

What city is ZIP code 96760 in?

ZIP code 96760 is primarily assigned to Kurtistown, Hawaii.

What county is ZIP code 96760 in?

ZIP code 96760 falls within Hawaii County, Hawaii.

Is ZIP code 96760 mostly owner-occupied?

90% of occupied units in ZIP code 96760 are owner-occupied, well above the national average.

Does ZIP code 96760 have a large retiree population?

50% of households in ZIP code 96760 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 96760?

17% of residents in ZIP code 96760 live below the poverty line, above the national average.

Does ZIP code 96760 have a large veteran population?

10% of civilians in ZIP code 96760 are veterans, above the national average of ~7%.

What timezone is ZIP code 96760 in?

ZIP code 96760 observes the HST timezone.