96755 ZIP Code — Kapaau, HI

Hawaii County, Hawaii

ZIP code 96755 is located in Kapaau, Hawaii, within Hawaii County. It covers approximately 56.71 square miles and serves a population of 3,386 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96755

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $682,200. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($89,240) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 20% of households reflects economic stress in the area. 62% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 96755 reflects a community defined by high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,386
population
56.71
sq mi land
Standard
ZIP type
Hawaii (HT) — no DST
timezone
96755 ZIP code map
Cities in ZIP code 96755

Below are the cities the US Postal Service accepts for ZIP code 96755. Using any city not on this list may result in mail delivery delays.

City Status
Kapaau Acceptable
Demographics updated 06/2026
Population
Total population 3,386
Population density 60 / sq mi
State FIPS 15
County FIPS 001
Geography
Land area 56.71 sq mi
Water area 7.33 sq mi
Latitude 20.1731
Longitude -155.7961
Timezone Hawaii (HT) — no DST
Area code 808
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 27.2% 39.1% 29.0%
$50k – $100k 37.1% 31.0% 29.8%
$100k – $200k 16.9% 23.6% 29.9%
Over $200k 18.8% 6.3% 11.3%

Demographics & statistics

3,386
Population
60
People per sq mi
49.4
Median age
$89,240
Median household income
$40,535
Per capita income
$682,200
Median home value
$1,163
Median monthly rent
82.0%
Home ownership
9.3%
Poverty rate
4.6%
Unemployment
1,117
Housing units
29.2%
Bachelor's or higher

Age distribution

Male Female
50
Under 5
56
108
5–9
122
87
10–14
99
64
15–19
73
109
20–24
123
161
25–34
182
137
35–44
156
211
45–54
240
61
55–59
70
98
60–64
111
345
65–74
390
71
75–84
80
85
85+
97
← Male
Female →

Age summary

GroupCount%
Under 1860717.9%
18 and over2,77982.1%
65 and over1,06831.5%
Median age49.4 years

Race & ethnicity

Two or more races 39.7%
Asian 21.8%
White 20.9%
Hispanic or Latino 9.2%
Native Hawaiian / Pacific Islander 6.9%
Black or African American 1.2%
Other race 0.2%
American Indian / Alaska Native 0.1%
GroupCount%
Two or more races1,48039.7%
Asian81421.8%
White78020.9%
Hispanic or Latino3429.2%
Native Hawaiian / Pacific Islander2596.9%
Black or African American441.2%
Other race60.2%
American Indian / Alaska Native30.1%

Household income

Income range This ZIP County avg State avg
Under $50k 27.2% 39.1% 29.0%
$50k – $100k 37.1% 31.0% 29.8%
$100k – $200k 16.9% 23.6% 29.9%
Over $200k 18.8% 6.3% 11.3%
Under $10k 0.9%
$10k–$15k 2.4%
$15k–$25k 4.1%
$25k–$35k 12.1%
$35k–$50k 5.8%
$50k–$75k 19.3%
$75k–$100k 15.0%
$100k–$150k 15.4%
$150k–$200k 2.4%
$200k+ 22.7%
Range% of households
Under $10k0.9%
$10k–$15k2.4%
$15k–$25k4.1%
$25k–$35k12.1%
$35k–$50k5.8%
$50k–$75k19.3%
$75k–$100k15.0%
$100k–$150k15.4%
$150k–$200k2.4%
$200k+22.7%
Median income$89,240

Housing

Home values

$150k–$200k 1.2%
$200k–$300k 6.6%
$300k–$500k 28.6%
$500k–$1M 40.9%
$1M+ 22.7%

Housing overview

MetricValue
Median home value$682,200
Median rent / month$1,163
Owner occupied82.0%
Renter occupied18.0%
Vacant8.0%
Single-family detached88.6%
Large apartment buildings0.0%
Mobile homes1.9%
Median rooms5.2
Avg household size (owned)2.78

Year built

Era%
2020 or later1.4%
2010–20194.1%
2000–200918.3%
1990–19998.9%
1980–198922.0%
1970–19798.4%
1960–19696.9%
1950–195919.1%
1940–19494.0%
1939 or earlier7.0%

Bedrooms

Size% of units
No bedroom (studio)2.9%
1 bedroom3.9%
2 bedrooms28.9%
3 bedrooms46.6%
4 bedrooms15.6%
5+ bedrooms2.1%

Vehicles per household

Vehicles% of households
No vehicle1.6%
1 vehicle23.0%
2 vehicles56.5%
3 or more18.8%

Heating fuel

Fuel type%
Utility gas1.6%
Electricity7.0%
Propane / LP gas0.4%
Solar16.9%
No fuel used74.1%

Households & families

Household typeCount%
Married-couple family51641.9%
Cohabiting couple796.4%
Male householder, no spouse18014.6%
Female householder, no spouse45637.0%
Households with children under 1833026.8%
Households with seniors (65+)74960.8%
Average household size2.73

Marital status

StatusMaleFemale
Never married44.4%27.3%
Married40.3%41.1%
Separated1.0%0.5%
Widowed2.9%14.9%
Divorced11.3%16.2%

Education

Less than 9th grade 3.2%
Some HS, no diploma 1.3%
HS graduate 38.6%
Some college, no degree 18.6%
Associate's degree 9.1%
Bachelor's degree 14.6%
Graduate / professional 14.6%
Metric%
HS diploma or higher95.5%
Bachelor's or higher29.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool91.5%
Kindergarten386.1%
Elementary school36759.4%
High school11618.8%
College / grad school8814.2%

Employment

Industry of employment

Arts, food & hospitality 21.7%
Professional & management 17.6%
Education & healthcare 15.3%
Retail trade 11.0%
Construction 9.7%
Agriculture & mining 6.0%
Other services 5.8%
Finance & real estate 4.0%
Transportation & utilities 3.3%
Manufacturing 2.7%
Public administration 2.1%
Information 0.9%

Occupation

Category%
Management, business & arts31.5%
Service32.3%
Sales & office17.8%
Natural resources & construction14.8%
Production & transportation3.7%

Employment type

Type%
Private sector65.8%
Government16.1%
Self-employed18.0%
Unpaid family workers0.0%

Commute

Method%
Drive alone65.6%
Carpool24.0%
Public transit0.3%
Walk0.1%
Work from home10.1%
Other means0.0%
Avg commute (minutes)30.4

Poverty

All people 9.3%
Under 18 years 9.4%
18 and over 9.3%
Married-couple families 6.0%
Female-led households 0.0%

Income support

Source% of households
Social Security61.6%
Retirement income45.8%
Supplemental Security4.1%
Cash public assistance1.4%
Food stamps / SNAP19.7%

Health indicators

Condition%
Obesity22.7%
High blood pressure29.3%
High cholesterol28.9%
Diabetes9.9%
Heart disease6.0%
Stroke3.3%
Asthma9.1%
Arthritis22.3%
Kidney disease2.9%
Pulmonary disease5.4%
Cancer6.1%
Behavior / access%
Smoking14.8%
Binge drinking17.6%
No physical activity19.2%
Less than 7 hrs sleep36.6%
Depression16.2%
Fair or poor health13.1%
Poor mental health12.7%
Poor physical health9.4%
No health insurance10.6%
Visited doctor (checkup)75.2%
Visited dentist67.4%
Cholesterol screening87.5%
Teeth loss8.1%

Veterans & disability

VeteransCount%
Civilian veterans1104.0%
Disability%
Any disability21.0%
Under 180.0%
18–64 years11.7%
65 and over48.3%

Health insurance coverage

Type%
Private insurance73.8%
Public insurance44.9%
No insurance4.5%
Uninsured under 191.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,28096.9%
Spanish2908.8%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages2908.8%

Place of birth & citizenship

OriginCount%
Native born (US)3,01989.2%
Born in same state2,98688.2%
Born in different state2,10762.2%
Foreign born331.0%
Naturalized citizen36710.8%
Not a US citizen20455.6%

Ancestry

AncestryCount%
French2226.6%
Italian661.9%
Polish371.1%
AncestryCount%
English180.5%
Arab90.3%
Dutch50.1%

Technology access

Metric% of households
Computer access36.4%
Internet access86.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96755

What city is ZIP code 96755 in?

ZIP code 96755 is primarily assigned to Kapaau, Hawaii.

What county is ZIP code 96755 in?

ZIP code 96755 falls within Hawaii County, Hawaii.

Does ZIP code 96755 have a large retiree population?

62% of households in ZIP code 96755 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 96755 have an older population?

32% of residents in ZIP code 96755 are 65 or older, above the national average of ~17%.

Is ZIP code 96755 mostly owner-occupied?

82% of occupied units in ZIP code 96755 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 96755?

The median home value in ZIP code 96755 is $682,200.

What timezone is ZIP code 96755 in?

ZIP code 96755 observes the HST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →