96744 ZIP Code — Kaneohe, HI

Honolulu County, Hawaii

ZIP code 96744 is located in Kaneohe, Hawaii, within Honolulu County. It covers approximately 33.77 square miles and serves a population of 55,888 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96744

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $948,200. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($124,247) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

Overall, ZIP code 96744 reflects a community defined by high homeownership and a significant Social Security-dependent population.

55,888

population

33.77

sq mi land

Standard

ZIP type

Hawaii (HT) — no DST

timezone

96744 ZIP code map

Cities in ZIP code 96744

Below are the cities the US Postal Service accepts for ZIP code 96744. Using any city not on this list may result in mail delivery delays.

City	Status
Kaneohe	Preferred

Nearby ZIP codes

96701 Aiea (5.8 mi) 96730 Kaaawa (6.3 mi) 96734 Kailua (6.5 mi) 96782 Pearl City (6.7 mi) 96819 Honolulu (7.7 mi) 96817 Honolulu (7.7 mi) 96813 Honolulu (8.4 mi) 96822 Honolulu (8.9 mi) 96717 Hauula (9.6 mi) 96818 Honolulu (9.9 mi) 96840 Honolulu (10.1 mi) 96841 Honolulu (10.1 mi)

Demographics updated 06/2026

Population
Total population	55,888
Population density	1,655 / sq mi
State FIPS	15
County FIPS	003

Geography
Land area	33.77 sq mi
Water area	6.57 sq mi
Latitude	21.4496
Longitude	-157.8276
Timezone	Hawaii (HT) — no DST
Area code	808

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.7%	26.7%	29.0%
$50k – $100k	23.0%	29.4%	29.8%
$100k – $200k	42.0%	31.2%	29.9%
Over $200k	17.3%	12.7%	11.3%

Demographics & statistics

55,888

Population

1,655

People per sq mi

44.2

Median age

$124,247

Median household income

$49,313

Per capita income

$948,200

Median home value

$2,104

Median monthly rent

76.5%

Home ownership

6.4%

Poverty rate

3.9%

Unemployment

14,217

Housing units

39.6%

Bachelor's or higher

Age distribution

Male Female

1,695

Under 5

1,738

1,316

5–9

1,350

1,553

10–14

1,592

1,355

15–19

1,389

1,277

20–24

1,310

3,667

25–34

3,761

3,148

35–44

3,229

3,095

45–54

3,174

1,969

55–59

2,019

2,157

60–64

2,213

3,152

65–74

3,232

2,052

75–84

2,104

1,156

85+

1,185

← Male

Female →

Age summary

Group	Count	%
Under 18	10,919	19.5%
18 and over	44,969	80.5%
65 and over	12,881	23.0%
Median age	44.2 years

Race & ethnicity

Asian 34.3%

Two or more races 32.6%

White 18.3%

Native Hawaiian / Pacific Islander 9%

Hispanic or Latino 3.9%

Other race 1%

American Indian / Alaska Native 0.5%

Black or African American 0.4%

Group	Count	%
Asian	19,965	34.3%
Two or more races	18,937	32.6%
White	10,628	18.3%
Native Hawaiian / Pacific Islander	5,228	9%
Hispanic or Latino	2,258	3.9%
Other race	609	1%
American Indian / Alaska Native	294	0.5%
Black or African American	227	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	17.7%	26.7%	29.0%
$50k – $100k	23.0%	29.4%	29.8%
$100k – $200k	42.0%	31.2%	29.9%
Over $200k	17.3%	12.7%	11.3%

Under $10k 3.2%

$10k–$15k 1.5%

$15k–$25k 2.8%

$25k–$35k 3.6%

$35k–$50k 5.1%

$50k–$75k 10.4%

$75k–$100k 12.3%

$100k–$150k 20.6%

$150k–$200k 16.7%

$200k+ 23.9%

Range	% of households
Under $10k	3.2%
$10k–$15k	1.5%
$15k–$25k	2.8%
$25k–$35k	3.6%
$35k–$50k	5.1%
$50k–$75k	10.4%
$75k–$100k	12.3%
$100k–$150k	20.6%
$150k–$200k	16.7%
$200k+	23.9%
Median income	$124,247

Housing

Home values

Under $50k 0.5%

$50k–$100k 0.7%

$100k–$150k 0.8%

$150k–$200k 0.1%

$200k–$300k 0.4%

$300k–$500k 3.9%

$500k–$1M 50.7%

$1M+ 42.9%

Housing overview

Metric	Value
Median home value	$948,200
Median rent / month	$2,104
Owner occupied	76.5%
Renter occupied	23.5%
Vacant	4.1%
Single-family detached	68.3%
Large apartment buildings	7.8%
Mobile homes	0.2%
Median rooms	5.8
Avg household size (owned)	3.09

Year built

Era	%
2020 or later	0.1%
2010–2019	3.7%
2000–2009	5.5%
1990–1999	5.5%
1980–1989	18.0%
1970–1979	25.7%
1960–1969	25.3%
1950–1959	12.2%
1940–1949	2.7%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	4.3%
2 bedrooms	16.9%
3 bedrooms	42.9%
4 bedrooms	24.8%
5+ bedrooms	9.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	26.8%
2 vehicles	37.8%
3 or more	31.3%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	41.6%
Propane / LP gas	2.0%
Wood	0.1%
Solar	4.4%
No fuel used	50.1%

Households & families

Household type	Count	%
Married-couple family	9,737	55.3%
Cohabiting couple	693	3.9%
Male householder, no spouse	2,641	15.0%
Female householder, no spouse	4,537	25.8%
Households with children under 18	5,261	29.9%
Households with seniors (65+)	8,317	47.2%
Average household size	3.09

Marital status

Status	Male	Female
Never married	35.4%	27.5%
Married	52.5%	48.7%
Separated	0.9%	0.8%
Widowed	4.1%	12.2%
Divorced	7.1%	10.8%

Education

Less than 9th grade 1.6%

Some HS, no diploma 2.7%

HS graduate 26.7%

Some college, no degree 18.6%

Associate's degree 10.8%

Bachelor's degree 24.8%

Graduate / professional 14.8%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	39.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	928	7.7%
Kindergarten	324	2.7%
Elementary school	4,647	38.5%
High school	2,343	19.4%
College / grad school	3,815	31.6%

Employment

Industry of employment

Education & healthcare 24.3%

Public administration 11.2%

Retail trade 10.2%

Arts, food & hospitality 10.2%

Professional & management 9.9%

Transportation & utilities 7.6%

Construction 7.3%

Finance & real estate 7.2%

Other services 4.2%

Manufacturing 3.2%

Wholesale trade 2.3%

Information 1.7%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	43.0%
Service	16.2%
Sales & office	22.5%
Natural resources & construction	9.6%
Production & transportation	8.8%

Employment type

Type	%
Private sector	67.9%
Government	26.1%
Self-employed	5.9%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	69.6%
Carpool	14.3%
Public transit	3.3%
Walk	1.3%
Work from home	9.8%
Other means	1.8%
Avg commute (minutes)	28.8

Poverty

All people 6.4%

Under 18 years 6.0%

18 and over 6.5%

Married-couple families 2.2%

Female-led households 8.2%

Income support

Source	% of households
Social Security	43.5%
Retirement income	40.2%
Supplemental Security	3.6%
Cash public assistance	3.7%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
Obesity	24.1%
High blood pressure	30.5%
High cholesterol	31.5%
Diabetes	10.0%
Heart disease	4.6%
Stroke	2.8%
Asthma	9.0%
Arthritis	19.9%
Kidney disease	2.5%
Pulmonary disease	3.9%
Cancer	5.8%

Behavior / access	%
Smoking	11.2%
Binge drinking	16.0%
No physical activity	18.6%
Less than 7 hrs sleep	40.9%
Depression	14.3%
Fair or poor health	11.1%
Poor mental health	11.6%
Poor physical health	7.5%
No health insurance	8.3%
Visited doctor (checkup)	80.4%
Visited dentist	76.8%
Cholesterol screening	88.7%
Teeth loss	5.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	4,223	9.6%

Disability	%
Any disability	11.2%
Under 18	0.8%
18–64 years	6.2%
65 and over	32.7%

Health insurance coverage

Type	%
Private insurance	83.4%
Public insurance	35.9%
No insurance	1.8%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	52,455	93.9%
Spanish	2,099	4.0%
Other Indo-European	162	0.3%
Asian & Pacific Islander	112	0.2%
Other languages	1,787	3.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	51,810	92.7%
Born in same state	50,418	90.2%
Born in different state	39,018	69.8%
Foreign born	1,392	2.5%
Naturalized citizen	4,078	7.3%
Not a US citizen	2,608	64.0%

Ancestry

Ancestry	Count	%
French	2,294	4.1%
Italian	1,935	3.5%
Arab	834	1.5%
English	374	0.7%
Polish	341	0.6%

Ancestry	Count	%
Dutch	159	0.3%
German	82	0.1%
Irish	27	0%
Norwegian	10	0%

Technology access

Metric	% of households
Computer access	31.5%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96744

What part of Kaneohe is ZIP code 96744?

ZIP code 96744 covers a portion of Kaneohe, Hawaii, within Honolulu County.

What county is ZIP code 96744 in?

ZIP code 96744 falls within Honolulu County, Hawaii.

Does ZIP code 96744 have a large retiree population?

44% of households in ZIP code 96744 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 96744?

The median household income in ZIP code 96744 is $124,247, above the national median of ~$75,000.

What is the typical home value in ZIP code 96744?

The median home value in ZIP code 96744 is $948,200.

Does ZIP code 96744 have a large veteran population?

10% of civilians in ZIP code 96744 are veterans, above the national average of ~7%.

What timezone is ZIP code 96744 in?

ZIP code 96744 observes the HST timezone.