96740 ZIP Code — Kailua Kona, HI

Hawaii County, Hawaii

ZIP code 96740 is located in Kailua Kona, Hawaii, within Hawaii County. It covers approximately 242.37 square miles and serves a population of 40,886 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96740

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $685,700. Owner-occupancy sits near the national average at 68%.

The gap between median ($90,094) and mean household income suggests income inequality — a small number of higher earners pull the average up. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.

40,886

population

242.37

sq mi land

Standard

ZIP type

Hawaii (HT) — no DST

timezone

96740 ZIP code map

Cities in ZIP code 96740

Below are the cities the US Postal Service accepts for ZIP code 96740. Using any city not on this list may result in mail delivery delays.

City	Status
Kailua Kona	Preferred

Nearby ZIP codes

96725 Holualoa (12.7 mi) 96750 Kealakekua (13.3 mi) 96743 Kamuela (16.4 mi)

Demographics updated 06/2026

Population
Total population	40,886
Population density	169 / sq mi
State FIPS	15
County FIPS	001

Geography
Land area	242.37 sq mi
Water area	28.17 sq mi
Latitude	19.7116
Longitude	-155.8930
Timezone	Hawaii (HT) — no DST
Area code	808

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.7%	39.1%	29.0%
$50k – $100k	30.5%	31.0%	29.8%
$100k – $200k	29.0%	23.6%	29.9%
Over $200k	9.8%	6.3%	11.3%

Demographics & statistics

40,886

Population

169

People per sq mi

42.6

Median age

$90,094

Median household income

$44,380

Per capita income

$685,700

Median home value

$1,635

Median monthly rent

68.3%

Home ownership

10.7%

Poverty rate

3.6%

Unemployment

14,332

Housing units

33.1%

Bachelor's or higher

Age distribution

Male Female

1,296

Under 5

1,318

1,184

5–9

1,204

1,077

10–14

1,095

730

15–19

741

1,191

20–24

1,210

2,837

25–34

2,883

2,304

35–44

2,341

2,305

45–54

2,342

1,319

55–59

1,340

1,782

60–64

1,811

2,692

65–74

2,736

1,248

75–84

1,268

313

85+

319

← Male

Female →

Age summary

Group	Count	%
Under 18	8,264	20.2%
18 and over	32,622	79.8%
65 and over	8,576	21.0%
Median age	42.6 years

Race & ethnicity

White 41.2%

Two or more races 19%

Asian 17.7%

Native Hawaiian / Pacific Islander 12.5%

Hispanic or Latino 5.6%

Other race 3.1%

Black or African American 0.9%

Group	Count	%
White	17,835	41.2%
Two or more races	8,231	19%
Asian	7,682	17.7%
Native Hawaiian / Pacific Islander	5,395	12.5%
Hispanic or Latino	2,408	5.6%
Other race	1,328	3.1%
Black or African American	405	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.7%	39.1%	29.0%
$50k – $100k	30.5%	31.0%	29.8%
$100k – $200k	29.0%	23.6%	29.9%
Over $200k	9.8%	6.3%	11.3%

Under $10k 3.2%

$10k–$15k 2.8%

$15k–$25k 4.9%

$25k–$35k 6.5%

$35k–$50k 8.9%

$50k–$75k 15.1%

$75k–$100k 15.0%

$100k–$150k 17.8%

$150k–$200k 10.9%

$200k+ 14.9%

Range	% of households
Under $10k	3.2%
$10k–$15k	2.8%
$15k–$25k	4.9%
$25k–$35k	6.5%
$35k–$50k	8.9%
$50k–$75k	15.1%
$75k–$100k	15.0%
$100k–$150k	17.8%
$150k–$200k	10.9%
$200k+	14.9%
Median income	$90,094

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.6%

$100k–$150k 1.6%

$150k–$200k 0.6%

$200k–$300k 3.6%

$300k–$500k 19.0%

$500k–$1M 52.1%

$1M+ 21.4%

Housing overview

Metric	Value
Median home value	$685,700
Median rent / month	$1,635
Owner occupied	68.3%
Renter occupied	31.7%
Vacant	24.0%
Single-family detached	56.8%
Large apartment buildings	10.7%
Mobile homes	0.3%
Median rooms	4.7
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.1%
2010–2019	6.8%
2000–2009	26.2%
1990–1999	15.8%
1980–1989	19.3%
1970–1979	24.1%
1960–1969	6.0%
1950–1959	1.1%
1940–1949	0.3%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	4.7%
1 bedroom	11.4%
2 bedrooms	30.3%
3 bedrooms	35.7%
4 bedrooms	14.2%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	28.9%
2 vehicles	39.6%
3 or more	25.9%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	25.6%
Propane / LP gas	3.4%
Fuel oil	0.1%
Wood	0.4%
Solar	4.5%
No fuel used	65.0%

Households & families

Household type	Count	%
Married-couple family	7,467	52.1%
Cohabiting couple	1,635	11.4%
Male householder, no spouse	2,325	16.2%
Female householder, no spouse	2,911	20.3%
Households with children under 18	3,942	27.5%
Households with seniors (65+)	5,772	40.3%
Average household size	2.82

Marital status

Status	Male	Female
Never married	33.3%	27.1%
Married	54.5%	51.6%
Separated	1.4%	1.3%
Widowed	3.0%	6.9%
Divorced	7.8%	13.1%

Education

Less than 9th grade 1.7%

Some HS, no diploma 4.9%

HS graduate 25.0%

Some college, no degree 26.1%

Associate's degree 9.2%

Bachelor's degree 21.0%

Graduate / professional 12.1%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	33.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	706	9.6%
Kindergarten	509	7.0%
Elementary school	3,290	44.9%
High school	1,389	19.0%
College / grad school	1,429	19.5%

Employment

Industry of employment

Arts, food & hospitality 24.3%

Education & healthcare 13.8%

Professional & management 12.6%

Retail trade 12.5%

Finance & real estate 8.7%

Construction 8.5%

Transportation & utilities 4.8%

Other services 4.4%

Public administration 3.6%

Manufacturing 2.3%

Agriculture & mining 2.0%

Information 1.7%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	31.7%
Service	27.9%
Sales & office	20.7%
Natural resources & construction	10.9%
Production & transportation	8.8%

Employment type

Type	%
Private sector	77.0%
Government	9.9%
Self-employed	12.5%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	67.1%
Carpool	17.1%
Public transit	0.2%
Walk	2.7%
Work from home	10.6%
Other means	2.2%
Avg commute (minutes)	23.1

Poverty

All people 10.7%

Under 18 years 14.2%

18 and over 9.8%

Married-couple families 5.5%

Female-led households 22.4%

Income support

Source	% of households
Social Security	38.0%
Retirement income	26.8%
Supplemental Security	3.5%
Cash public assistance	2.7%
Food stamps / SNAP	10.7%

Health indicators

Condition	%
Obesity	24.1%
High blood pressure	27.5%
High cholesterol	27.8%
Diabetes	8.5%
Heart disease	5.5%
Stroke	2.9%
Asthma	9.5%
Arthritis	21.7%
Kidney disease	2.7%
Pulmonary disease	5.5%
Cancer	6.0%

Behavior / access	%
Smoking	15.6%
Binge drinking	19.9%
No physical activity	17.3%
Less than 7 hrs sleep	36.1%
Depression	17.8%
Fair or poor health	12.5%
Poor mental health	13.4%
Poor physical health	9.2%
No health insurance	10.2%
Visited doctor (checkup)	74.0%
Visited dentist	68.4%
Cholesterol screening	86.8%
Teeth loss	8.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,311	7.1%

Disability	%
Any disability	11.1%
Under 18	3.4%
18–64 years	7.2%
65 and over	29.2%

Health insurance coverage

Type	%
Private insurance	70.8%
Public insurance	40.9%
No insurance	4.9%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	38,272	93.6%
Spanish	3,637	9.5%
Other Indo-European	512	1.3%
Asian & Pacific Islander	204	0.5%
Other languages	2,908	7.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	33,227	81.3%
Born in same state	32,273	78.9%
Born in different state	15,291	37.4%
Foreign born	954	2.3%
Naturalized citizen	7,659	18.7%
Not a US citizen	3,390	44.3%

Ancestry

Ancestry	Count	%
French	3,340	8.2%
Italian	2,801	6.9%
Arab	1,213	3%
Polish	676	1.7%
English	400	1%

Ancestry	Count	%
Dutch	309	0.8%
Irish	128	0.3%
Norwegian	123	0.3%
German	107	0.3%

Technology access

Metric	% of households
Computer access	35.1%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96740

What city is ZIP code 96740 in?

ZIP code 96740 is primarily assigned to Kailua Kona, Hawaii.

What county is ZIP code 96740 in?

ZIP code 96740 falls within Hawaii County, Hawaii.

Does ZIP code 96740 have a large retiree population?

38% of households in ZIP code 96740 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 96740?

The median home value in ZIP code 96740 is $685,700.

What is the population of ZIP code 96740?

ZIP code 96740 has an estimated population of 40,886 residents, with a density of 169 people per square mile.

What is the median household income in ZIP code 96740?

The median household income in ZIP code 96740 is $90,094, above the national median of ~$75,000.

What timezone is ZIP code 96740 in?

ZIP code 96740 observes the HST timezone.