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Illinois ZIP Codes
Mercer County
Joy, IL
61260
61260 ZIP Code — Joy, IL
Mercer County, Illinois
ZIP code 61260 is located in
Joy ,
Illinois ,
within Mercer County .
It covers approximately 58.26 square miles and serves a population of
595 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 309 .
About ZIP code 61260
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $99,200. Owner-occupancy sits near the national average at 74%.
Median household income is $45,556. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 32% of workers work from home.
College attainment at 9% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
Overall, ZIP code 61260 reflects a community defined by a trades-oriented workforce, a high rate of remote workers, and a significant Social Security-dependent population.
61260 ZIP code map
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Cities in ZIP code 61260
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City
Status
Joy
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
595
Population density
10 / sq mi
State FIPS
17
County FIPS
131
Geography
Land area
58.26 sq mi
Water area
0.01 sq mi
Latitude
41.2370
Longitude
-90.8715
Timezone
Central (CT)
Area code
309
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
59.0%
42.5%
37.2%
$50k – $100k
32.7%
35.8%
29.6%
$100k – $200k
5.7%
19.6%
24.4%
Over $200k
2.5%
2.1%
8.8%
Demographics & statistics
$45,556
Median household income
Age distribution
Age summary
Group Count % Under 18 100 16.8% 18 and over 495 83.2% 65 and over 167 28.1% Median age 44.9 years
Race & ethnicity
Group Count % White 564 91% Hispanic or Latino 25 4% Other race 25 4% Two or more races 6 1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
59.0%
42.5%
37.2%
$50k – $100k
32.7%
35.8%
29.6%
$100k – $200k
5.7%
19.6%
24.4%
Over $200k
2.5%
2.1%
8.8%
Range % of households Under $10k 2.7% $10k–$15k 4.3% $15k–$25k 33.0% $25k–$35k 7.0% $35k–$50k 9.3% $50k–$75k 11.0% $75k–$100k 14.3% $100k–$150k 7.7% $150k–$200k 4.7% $200k+ 6.0% Median income $45,556
Housing
Housing overview
Metric Value Median home value $99,200 Median rent / month $589 Owner occupied 73.7% Renter occupied 26.3% Vacant 8.3% Single-family detached 93.9% Large apartment buildings 0.0% Mobile homes 4.9% Median rooms 6.8 Avg household size (owned) 2.01
Year built
Era % 2020 or later 0.6% 2010–2019 1.5% 2000–2009 8.0% 1990–1999 5.5% 1980–1989 5.8% 1970–1979 8.0% 1960–1969 4.0% 1950–1959 5.5% 1940–1949 2.4% 1939 or earlier 58.7%
Bedrooms
Size % of units No bedroom (studio) 0.6% 1 bedroom 4.0% 2 bedrooms 30.9% 3 bedrooms 53.8% 4 bedrooms 6.7% 5+ bedrooms 4.0%
Vehicles per household
Vehicles % of households No vehicle 12.0% 1 vehicle 15.7% 2 vehicles 41.3% 3 or more 31.0%
Heating fuel
Fuel type % Utility gas 55.7% Electricity 3.3% Propane / LP gas 26.0% Solar 0.3% No fuel used 0.7%
Households & families
Household type Count % Married-couple family 114 38.0% Cohabiting couple 4 1.3% Male householder, no spouse 118 39.3% Female householder, no spouse 64 21.3% Households with children under 18 55 18.3% Households with seniors (65+) 131 43.7% Average household size 1.98
Marital status
Status Male Female Never married 41.3% 12.2% Married 38.5% 63.1% Separated 0.0% 0.5% Widowed 4.2% 12.2% Divorced 16.1% 12.2%
Education
Some college, no degree
25.2%
Graduate / professional
2.5%
Metric % HS diploma or higher 83.8% Bachelor's or higher 9.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 14 16.5% Kindergarten 5 5.9% Elementary school 38 44.7% High school 18 21.2% College / grad school 10 11.8%
Employment
Industry of employment
Agriculture & mining
29.4%
Transportation & utilities
14.7%
Education & healthcare
11.6%
Finance & real estate
4.4%
Professional & management
2.7%
Arts, food & hospitality
2.7%
Occupation
Category % Management, business & arts 21.2% Service 8.2% Sales & office 23.9% Natural resources & construction 26.3% Production & transportation 20.5%
Employment type
Type % Private sector 84.3% Government 3.1% Self-employed 12.6% Unpaid family workers 0.0%
Commute
Method % Drive alone 60.8% Carpool 2.5% Public transit 0.0% Walk 3.6% Work from home 32.0% Other means 1.1% Avg commute (minutes) 37.6
Poverty
Married-couple families
2.6%
Female-led households
52.4%
Income support
Source % of households Social Security 42.7% Retirement income 27.0% Supplemental Security 11.0% Cash public assistance 0.3% Food stamps / SNAP 13.7%
Health indicators
Condition % Obesity 37.7% High blood pressure 35.5% High cholesterol 34.5% Diabetes 11.2% Heart disease 7.6% Stroke 3.5% Asthma 10.0% Arthritis 29.0% Kidney disease 3.2% Pulmonary disease 8.8% Cancer 7.3%
Behavior / access % Smoking 21.4% Binge drinking 15.0% No physical activity 28.1% Less than 7 hrs sleep 32.9% Depression 18.3% Fair or poor health 16.3% Poor mental health 13.5% Poor physical health 11.3% No health insurance 11.9% Visited doctor (checkup) 76.3% Visited dentist 57.5% Cholesterol screening 89.0% Teeth loss 16.5%
Veterans & disability
Veterans Count % Civilian veterans 27 5.5%
Disability % Any disability 20.7% Under 18 0.0% 18–64 years 12.5% 65 and over 49.1%
Health insurance coverage
Type % Private insurance 70.8% Public insurance 46.9% No insurance 4.7% Uninsured under 19 8.6%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 558 93.8% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 586 98.5% Born in same state 586 98.5% Born in different state 419 70.4% Foreign born 0 0.0% Naturalized citizen 9 1.5% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 52 8.7% Italian 35 5.9% Arab 35 5.9%
Ancestry Count % Polish 13 2.2% English 2 0.3% Dutch 1 0.2%
Technology access
Metric % of households Computer access 50.4% Internet access 85.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 61260
What city is ZIP code 61260 in?
ZIP code 61260 is primarily assigned to Joy, Illinois.
What county is ZIP code 61260 in?
ZIP code 61260 falls within Mercer County, Illinois.
Does ZIP code 61260 have an older population?
28% of residents in ZIP code 61260 are 65 or older, above the national average of ~17%.
How educated is the population of ZIP code 61260?
9% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
Does ZIP code 61260 have a large retiree population?
43% of households in ZIP code 61260 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 61260?
The median home value in ZIP code 61260 is $99,200.
What timezone is ZIP code 61260 in?
ZIP code 61260 observes the CST timezone.
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