65046 ZIP Code — Jamestown, MO

Moniteau County, Missouri

ZIP code 65046 is located in Jamestown, Missouri, within Moniteau County. It covers approximately 73.70 square miles and serves a population of 1,277 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65046

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $177,300. Owner-occupancy is high at 94%, well above the national average.

Median household income is $80,870. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 65046 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,277

population

73.70

sq mi land

Standard

ZIP type

Central (CT)

timezone

65046 ZIP code map

Cities in ZIP code 65046

Below are the cities the US Postal Service accepts for ZIP code 65046. Using any city not on this list may result in mail delivery delays.

City	Status
Jamestown	Acceptable
Jamestown	Preferred

Nearby ZIP codes

65068 Prairie Home (7.3 mi) 65203 Columbia (8.2 mi) 65287 Wooldridge (8.5 mi) 65023 Centertown (10.2 mi) 65018 California (11.2 mi) 65039 Hartsburg (12.2 mi) 65010 Ashland (12.2 mi) 65025 Clarksburg (13.8 mi) 65211 Columbia (14 mi) 65212 Columbia (14.2 mi) 65217 Columbia (14.2 mi) 65218 Columbia (14.2 mi)

Demographics updated 05/2026

Population
Total population	1,277
Population density	17 / sq mi
State FIPS	29
County FIPS	135

Geography
Land area	73.70 sq mi
Water area	1.43 sq mi
Latitude	38.7831
Longitude	-92.4834
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.7%	44.5%	43.8%
$50k – $100k	38.2%	37.0%	31.5%
$100k – $200k	22.1%	16.5%	19.5%
Over $200k	1.0%	1.9%	5.2%

Demographics & statistics

1,277

Population

People per sq mi

45.8

Median age

$80,870

Median household income

$35,503

Per capita income

$177,300

Median home value

$440

Median monthly rent

93.9%

Home ownership

7.7%

Poverty rate

0.5%

Unemployment

570

Housing units

27.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	277	21.7%
18 and over	1,000	78.3%
65 and over	256	20.0%
Median age	45.8 years

Race & ethnicity

White 93.9%

Two or more races 3.3%

American Indian / Alaska Native 1.2%

Hispanic or Latino 0.9%

Other race 0.8%

Group	Count	%
White	1,209	93.9%
Two or more races	42	3.3%
American Indian / Alaska Native	16	1.2%
Hispanic or Latino	11	0.9%
Other race	10	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.7%	44.5%	43.8%
$50k – $100k	38.2%	37.0%	31.5%
$100k – $200k	22.1%	16.5%	19.5%
Over $200k	1.0%	1.9%	5.2%

Under $10k 0.9%

$10k–$15k 5.6%

$15k–$25k 4.8%

$25k–$35k 12.0%

$35k–$50k 8.9%

$50k–$75k 14.3%

$75k–$100k 27.6%

$100k–$150k 14.6%

$150k–$200k 6.9%

$200k+ 4.4%

Range	% of households
Under $10k	0.9%
$10k–$15k	5.6%
$15k–$25k	4.8%
$25k–$35k	12.0%
$35k–$50k	8.9%
$50k–$75k	14.3%
$75k–$100k	27.6%
$100k–$150k	14.6%
$150k–$200k	6.9%
$200k+	4.4%
Median income	$80,870

Housing

Home values

Under $50k 10.7%

$50k–$100k 15.0%

$100k–$150k 17.6%

$150k–$200k 19.3%

$200k–$300k 17.6%

$300k–$500k 15.0%

$500k–$1M 4.9%

Housing overview

Metric	Value
Median home value	$177,300
Median rent / month	$440
Owner occupied	93.9%
Renter occupied	6.1%
Vacant	10.4%
Single-family detached	85.6%
Large apartment buildings	0.0%
Mobile homes	12.4%
Median rooms	5.9
Avg household size (owned)	2.43

Year built

Era	%
2020 or later	0.5%
2010–2019	13.3%
2000–2009	12.8%
1990–1999	23.1%
1980–1989	8.0%
1970–1979	12.1%
1960–1969	7.6%
1950–1959	5.3%
1940–1949	1.8%
1939 or earlier	15.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.0%
2 bedrooms	26.0%
3 bedrooms	44.4%
4 bedrooms	12.6%
5+ bedrooms	10.9%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	19.6%
2 vehicles	42.4%
3 or more	36.1%

Heating fuel

Fuel type	%
Utility gas	17.6%
Electricity	26.3%
Propane / LP gas	30.7%
Wood	22.6%
No fuel used	2.8%

Households & families

Household type	Count	%
Married-couple family	334	61.9%
Cohabiting couple	27	5.0%
Male householder, no spouse	91	16.9%
Female householder, no spouse	88	16.3%
Households with children under 18	116	21.5%
Households with seniors (65+)	185	34.3%
Average household size	2.36

Marital status

Status	Male	Female
Never married	26.5%	15.8%
Married	59.7%	67.6%
Separated	0.4%	0.2%
Widowed	6.1%	6.7%
Divorced	7.2%	9.6%

Education

Less than 9th grade 1.3%

Some HS, no diploma 6.4%

HS graduate 43.9%

Some college, no degree 17.2%

Associate's degree 4.0%

Bachelor's degree 18.8%

Graduate / professional 8.3%

Metric	%
HS diploma or higher	92.2%
Bachelor's or higher	27.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	2.5%
Kindergarten	34	14.4%
Elementary school	108	45.8%
High school	69	29.2%
College / grad school	19	8.1%

Employment

Industry of employment

Education & healthcare 18.6%

Retail trade 14.2%

Public administration 13.9%

Construction 12.5%

Manufacturing 7.7%

Wholesale trade 6.9%

Finance & real estate 5.7%

Transportation & utilities 5.4%

Other services 5.4%

Professional & management 5.0%

Agriculture & mining 2.3%

Arts, food & hospitality 1.8%

Information 0.7%

Occupation

Category	%
Management, business & arts	34.9%
Service	12.7%
Sales & office	17.2%
Natural resources & construction	19.4%
Production & transportation	15.7%

Employment type

Type	%
Private sector	65.9%
Government	20.7%
Self-employed	13.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.9%
Carpool	19.0%
Public transit	0.0%
Walk	0.5%
Work from home	8.2%
Other means	0.3%
Avg commute (minutes)	37.2

Poverty

All people 7.7%

Under 18 years 12.6%

18 and over 6.3%

Married-couple families 2.4%

Female-led households 5.6%

Income support

Source	% of households
Social Security	44.8%
Retirement income	33.9%
Supplemental Security	1.7%
Cash public assistance	0.4%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	34.5%
High blood pressure	30.9%
High cholesterol	34.7%
Diabetes	9.8%
Heart disease	7.0%
Stroke	3.0%
Asthma	9.0%
Arthritis	28.0%
Kidney disease	2.8%
Pulmonary disease	7.7%
Cancer	7.2%

Behavior / access	%
Smoking	18.7%
Binge drinking	17.5%
No physical activity	23.5%
Less than 7 hrs sleep	31.9%
Depression	23.2%
Fair or poor health	14.3%
Poor mental health	14.6%
Poor physical health	10.8%
No health insurance	13.8%
Visited doctor (checkup)	71.9%
Visited dentist	63.1%
Cholesterol screening	89.7%
Teeth loss	14.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	88	8.9%

Disability	%
Any disability	16.9%
Under 18	10.5%
18–64 years	14.3%
65 and over	31.3%

Health insurance coverage

Type	%
Private insurance	81.8%
Public insurance	32.1%
No insurance	2.8%
Uninsured under 19	1.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,208	94.6%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,273	99.7%
Born in same state	1,273	99.7%
Born in different state	1,108	86.8%
Foreign born	0	0.0%
Naturalized citizen	4	0.3%
Not a US citizen	2	50.0%

Ancestry

Ancestry	Count	%
Italian	152	11.9%
Arab	130	10.2%
French	119	9.3%

Ancestry	Count	%
Polish	6	0.5%
English	1	0.1%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	91.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65046

What city is ZIP code 65046 in?

ZIP code 65046 is primarily assigned to Jamestown, Missouri.

What county is ZIP code 65046 in?

ZIP code 65046 falls within Moniteau County, Missouri.

Is ZIP code 65046 mostly owner-occupied?

94% of occupied units in ZIP code 65046 are owner-occupied, well above the national average.

Does ZIP code 65046 have a large retiree population?

45% of households in ZIP code 65046 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65046?

The median home value in ZIP code 65046 is $177,300.

What is the population of ZIP code 65046?

ZIP code 65046 has an estimated population of 1,277 residents, with a density of 17 people per square mile.

What timezone is ZIP code 65046 in?

ZIP code 65046 observes the CST timezone.