65023 ZIP Code — Centertown, MO

Cole County, Missouri

ZIP code 65023 is located in Centertown, Missouri, within Cole County. It covers approximately 54.87 square miles and serves a population of 1,523 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 65023

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $200,700. Owner-occupancy is high at 88%, well above the national average.

Median household income is $69,300. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with public administration as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 15% of civilians, above the national average of 7%.

Overall, ZIP code 65023 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,523

population

54.87

sq mi land

Standard

ZIP type

Central (CT)

timezone

65023 ZIP code map

Cities in ZIP code 65023

Below are the cities the US Postal Service accepts for ZIP code 65023. Using any city not on this list may result in mail delivery delays.

City	Status
Centertown	Preferred

Nearby ZIP codes

65039 Hartsburg (6.6 mi) 65018 California (7.7 mi) 65053 Lohman (8.1 mi) 65109 Jefferson City (8.9 mi) 65046 Jamestown (10.2 mi) 65010 Ashland (11.2 mi) 65074 Russellville (11.9 mi) 65103 Jefferson City (13 mi) 65107 Jefferson City (13 mi) 65105 Jefferson City (13 mi) 65106 Jefferson City (13 mi) 65104 Jefferson City (13 mi)

Demographics updated 05/2026

Population
Total population	1,523
Population density	28 / sq mi
State FIPS	29
County FIPS	051

Geography
Land area	54.87 sq mi
Water area	0.94 sq mi
Latitude	38.6531
Longitude	-92.3939
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.1%	39.3%	43.8%
$50k – $100k	37.2%	33.7%	31.5%
$100k – $200k	30.3%	23.9%	19.5%
Over $200k	1.4%	3.1%	5.2%

Demographics & statistics

1,523

Population

People per sq mi

50.8

Median age

$69,300

Median household income

$39,339

Per capita income

$200,700

Median home value

$929

Median monthly rent

88.3%

Home ownership

9.3%

Poverty rate

5.3%

Unemployment

751

Housing units

20.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

123

45–54

55–59

60–64

160

65–74

126

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	282	18.5%
18 and over	1,241	81.5%
65 and over	443	29.1%
Median age	50.8 years

Race & ethnicity

White 90.3%

Hispanic or Latino 4.3%

Two or more races 3%

Other race 2.3%

Asian 0.2%

Group	Count	%
White	1,437	90.3%
Hispanic or Latino	69	4.3%
Two or more races	47	3%
Other race	36	2.3%
Asian	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.1%	39.3%	43.8%
$50k – $100k	37.2%	33.7%	31.5%
$100k – $200k	30.3%	23.9%	19.5%
Over $200k	1.4%	3.1%	5.2%

Under $10k 5.1%

$10k–$15k 0.6%

$15k–$25k 8.8%

$25k–$35k 8.4%

$35k–$50k 13.0%

$50k–$75k 18.8%

$75k–$100k 12.8%

$100k–$150k 23.5%

$150k–$200k 4.4%

$200k+ 4.7%

Range	% of households
Under $10k	5.1%
$10k–$15k	0.6%
$15k–$25k	8.8%
$25k–$35k	8.4%
$35k–$50k	13.0%
$50k–$75k	18.8%
$75k–$100k	12.8%
$100k–$150k	23.5%
$150k–$200k	4.4%
$200k+	4.7%
Median income	$69,300

Housing

Home values

Under $50k 9.1%

$50k–$100k 17.3%

$100k–$150k 9.6%

$150k–$200k 13.6%

$200k–$300k 30.9%

$300k–$500k 10.3%

$500k–$1M 7.8%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$200,700
Median rent / month	$929
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	17.9%
Single-family detached	87.8%
Large apartment buildings	0.0%
Mobile homes	8.8%
Median rooms	6.3
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	0.0%
2010–2019	7.3%
2000–2009	11.4%
1990–1999	8.5%
1980–1989	15.5%
1970–1979	20.2%
1960–1969	6.1%
1950–1959	10.1%
1940–1949	2.8%
1939 or earlier	17.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.1%
2 bedrooms	19.9%
3 bedrooms	55.4%
4 bedrooms	13.8%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	17.2%
2 vehicles	39.1%
3 or more	34.9%

Heating fuel

Fuel type	%
Utility gas	15.7%
Electricity	51.9%
Propane / LP gas	19.9%
Wood	12.5%

Households & families

Household type	Count	%
Married-couple family	392	57.5%
Cohabiting couple	47	6.9%
Male householder, no spouse	142	20.8%
Female householder, no spouse	101	14.8%
Households with children under 18	167	24.5%
Households with seniors (65+)	311	45.6%
Average household size	2.23

Marital status

Status	Male	Female
Never married	25.3%	11.4%
Married	55.8%	71.1%
Separated	0.6%	0.0%
Widowed	3.8%	7.3%
Divorced	14.6%	10.2%

Education

Less than 9th grade 4.1%

Some HS, no diploma 10.9%

HS graduate 42.3%

Some college, no degree 14.8%

Associate's degree 7.4%

Bachelor's degree 16.1%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	20.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	5.2%
Kindergarten	22	10.5%
Elementary school	103	49.0%
High school	63	30.0%
College / grad school	11	5.2%

Employment

Industry of employment

Public administration 16.5%

Education & healthcare 13.5%

Retail trade 12.3%

Professional & management 11.7%

Manufacturing 11.0%

Construction 9.2%

Arts, food & hospitality 8.2%

Finance & real estate 5.9%

Transportation & utilities 4.2%

Other services 3.5%

Wholesale trade 3.1%

Information 0.7%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	27.1%
Service	17.7%
Sales & office	23.9%
Natural resources & construction	17.6%
Production & transportation	13.8%

Employment type

Type	%
Private sector	72.6%
Government	21.4%
Self-employed	5.6%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	86.5%
Carpool	8.8%
Public transit	0.0%
Walk	0.0%
Work from home	4.7%
Other means	0.0%
Avg commute (minutes)	22.7

Poverty

All people 9.3%

Under 18 years 15.6%

18 and over 7.8%

Married-couple families 2.3%

Female-led households 35.7%

Income support

Source	% of households
Social Security	44.1%
Retirement income	32.1%
Supplemental Security	1.8%
Cash public assistance	0.9%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	33.9%
High blood pressure	31.5%
High cholesterol	35.3%
Diabetes	10.1%
Heart disease	6.7%
Stroke	2.9%
Asthma	9.0%
Arthritis	28.2%
Kidney disease	2.7%
Pulmonary disease	7.6%
Cancer	7.0%

Behavior / access	%
Smoking	18.5%
Binge drinking	17.6%
No physical activity	22.3%
Less than 7 hrs sleep	29.2%
Depression	22.8%
Fair or poor health	13.9%
Poor mental health	14.5%
Poor physical health	10.8%
No health insurance	13.0%
Visited doctor (checkup)	73.9%
Visited dentist	65.0%
Cholesterol screening	90.4%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	181	14.6%

Disability	%
Any disability	15.4%
Under 18	5.3%
18–64 years	9.6%
65 and over	32.3%

Health insurance coverage

Type	%
Private insurance	79.4%
Public insurance	35.7%
No insurance	7.3%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,471	96.6%
Spanish	2	0.1%
Other Indo-European	2	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,512	99.3%
Born in same state	1,512	99.3%
Born in different state	1,301	85.4%
Foreign born	0	0.0%
Naturalized citizen	11	0.7%
Not a US citizen	5	45.5%

Ancestry

Ancestry	Count	%
Italian	147	9.7%
Arab	108	7.1%
French	102	6.7%

Ancestry	Count	%
Polish	24	1.6%
English	12	0.8%

Technology access

Metric	% of households
Computer access	44.8%
Internet access	83.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65023

What city is ZIP code 65023 in?

ZIP code 65023 is primarily assigned to Centertown, Missouri.

What county is ZIP code 65023 in?

ZIP code 65023 falls within Cole County, Missouri.

Does ZIP code 65023 have an older population?

29% of residents in ZIP code 65023 are 65 or older, above the national average of ~17%.

Is ZIP code 65023 mostly owner-occupied?

88% of occupied units in ZIP code 65023 are owner-occupied, well above the national average.

Does ZIP code 65023 have a large retiree population?

44% of households in ZIP code 65023 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 65023 have a large veteran population?

15% of civilians in ZIP code 65023 are veterans, above the national average of ~7%.

What timezone is ZIP code 65023 in?

ZIP code 65023 observes the CST timezone.