55038 ZIP Code — Hugo, MN
Washington County, Minnesota
ZIP code 55038 is located in Hugo, Minnesota, within Washington County. It covers approximately 50.50 square miles and serves a population of 23,764 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.
About ZIP code 55038
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $369,800. Owner-occupancy is high at 90%, well above the national average.
Median household income is $122,099.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 45% of residents holding a bachelor's degree or higher.
23,764
population
50.50
sq mi land
Standard
ZIP type
Central (CT)
timezone
55038 ZIP code map
Cities in ZIP code 55038
Below are the cities the US Postal Service accepts for ZIP code 55038. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Hugo | Acceptable |
| Hugo | Preferred |
Nearby ZIP codes
55110 Saint Paul (5 mi)
55115 Saint Paul (6.7 mi)
55025 Forest Lake (6.9 mi)
55014 Circle Pines (7.4 mi)
55047 Marine On Saint Croix (7.7 mi)
55127 Saint Paul (8 mi)
55082 Stillwater (9.5 mi)
55126 Saint Paul (9.8 mi)
55073 Scandia (9.8 mi)
55449 Minneapolis (10.3 mi)
55109 Saint Paul (10.7 mi)
55112 Saint Paul (11.9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 23,764 |
| Population density | 471 / sq mi |
| State FIPS | 27 |
| County FIPS | 163 |
| Geography | |
|---|---|
| Land area | 50.50 sq mi |
| Water area | 4.38 sq mi |
| Latitude | 45.1650 |
| Longitude | -92.9766 |
| Timezone | Central (CT) |
| Area code | 651 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 16.1% | 20.8% | 33.6% |
| $50k – $100k | 32.5% | 30.2% | 31.5% |
| $100k – $200k | 38.5% | 34.4% | 26.5% |
| Over $200k | 12.9% | 14.5% | 8.5% |
Demographics & statistics
23,764
Population
471
People per sq mi
38.1
Median age
$122,099
Median household income
$54,260
Per capita income
$369,800
Median home value
$1,785
Median monthly rent
89.5%
Home ownership
1.8%
Poverty rate
1.7%
Unemployment
8,119
Housing units
44.9%
Bachelor's or higher
Age distribution
Male
Female
917
Under 5
973
874
5–9
928
565
10–14
600
831
15–19
883
517
20–24
548
1,427
25–34
1,515
1,691
35–44
1,795
1,492
45–54
1,583
841
55–59
892
837
60–64
888
906
65–74
962
519
75–84
550
112
85+
118
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,014 | 25.3% |
| 18 and over | 17,750 | 74.7% |
| 65 and over | 3,167 | 13.3% |
| Median age | 38.1 years | |
Race & ethnicity
White
90.1%
Asian
4.2%
Two or more races
2.5%
Black or African American
1.8%
Hispanic or Latino
1.1%
Other race
0.3%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 21,644 | 90.1% |
| Asian | 1,010 | 4.2% |
| Two or more races | 600 | 2.5% |
| Black or African American | 425 | 1.8% |
| Hispanic or Latino | 261 | 1.1% |
| Other race | 64 | 0.3% |
| American Indian / Alaska Native | 21 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 16.1% | 20.8% | 33.6% |
| $50k – $100k | 32.5% | 30.2% | 31.5% |
| $100k – $200k | 38.5% | 34.4% | 26.5% |
| Over $200k | 12.9% | 14.5% | 8.5% |
Under $10k
0.8%
$10k–$15k
0.6%
$15k–$25k
1.7%
$25k–$35k
2.6%
$35k–$50k
8.7%
$50k–$75k
12.5%
$75k–$100k
12.4%
$100k–$150k
20.7%
$150k–$200k
20.1%
$200k+
20.0%
| Range | % of households |
|---|---|
| Under $10k | 0.8% |
| $10k–$15k | 0.6% |
| $15k–$25k | 1.7% |
| $25k–$35k | 2.6% |
| $35k–$50k | 8.7% |
| $50k–$75k | 12.5% |
| $75k–$100k | 12.4% |
| $100k–$150k | 20.7% |
| $150k–$200k | 20.1% |
| $200k+ | 20.0% |
| Median income | $122,099 |
Housing
Home values
Under $50k
1.8%
$50k–$100k
1.4%
$100k–$150k
2.2%
$150k–$200k
5.9%
$200k–$300k
22.5%
$300k–$500k
43.4%
$500k–$1M
22.3%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $369,800 |
| Median rent / month | $1,785 |
| Owner occupied | 89.5% |
| Renter occupied | 10.5% |
| Vacant | 1.4% |
| Single-family detached | 68.7% |
| Large apartment buildings | 2.3% |
| Mobile homes | 1.9% |
| Median rooms | 6.8 |
| Avg household size (owned) | 2.70 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.1% |
| 2010–2019 | 14.8% |
| 2000–2009 | 35.8% |
| 1990–1999 | 20.8% |
| 1980–1989 | 9.6% |
| 1970–1979 | 8.5% |
| 1960–1969 | 3.7% |
| 1950–1959 | 1.7% |
| 1940–1949 | 0.6% |
| 1939 or earlier | 3.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.6% |
| 1 bedroom | 1.7% |
| 2 bedrooms | 26.4% |
| 3 bedrooms | 32.7% |
| 4 bedrooms | 27.7% |
| 5+ bedrooms | 9.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 2.9% |
| 1 vehicle | 21.9% |
| 2 vehicles | 47.2% |
| 3 or more | 27.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 83.1% |
| Electricity | 11.9% |
| Propane / LP gas | 2.6% |
| Fuel oil | 0.6% |
| Wood | 0.9% |
| No fuel used | 0.7% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,639 | 63.1% |
| Cohabiting couple | 540 | 6.0% |
| Male householder, no spouse | 849 | 9.5% |
| Female householder, no spouse | 1,902 | 21.3% |
| Households with children under 18 | 3,101 | 34.7% |
| Households with seniors (65+) | 2,284 | 25.6% |
| Average household size | 2.66 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 26.0% | 21.3% |
| Married | 65.9% | 60.2% |
| Separated | 0.2% | 0.0% |
| Widowed | 1.5% | 5.8% |
| Divorced | 6.4% | 12.7% |
Education
Less than 9th grade
0.5%
Some HS, no diploma
1.0%
HS graduate
18.9%
Some college, no degree
22.1%
Associate's degree
12.6%
Bachelor's degree
30.4%
Graduate / professional
14.5%
| Metric | % |
|---|---|
| HS diploma or higher | 98.5% |
| Bachelor's or higher | 44.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 437 | 7.9% |
| Kindergarten | 270 | 4.9% |
| Elementary school | 2,284 | 41.2% |
| High school | 1,490 | 26.9% |
| College / grad school | 1,058 | 19.1% |
Employment
Industry of employment
Education & healthcare
24.4%
Manufacturing
15.0%
Professional & management
10.3%
Retail trade
8.7%
Finance & real estate
8.2%
Construction
7.8%
Transportation & utilities
6.9%
Arts, food & hospitality
5.5%
Public administration
5.0%
Other services
4.0%
Wholesale trade
2.7%
Information
1.2%
Agriculture & mining
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 52.2% |
| Service | 10.9% |
| Sales & office | 18.5% |
| Natural resources & construction | 8.3% |
| Production & transportation | 10.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 81.1% |
| Government | 13.6% |
| Self-employed | 5.2% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.9% |
| Carpool | 4.2% |
| Public transit | 0.9% |
| Walk | 0.4% |
| Work from home | 16.3% |
| Other means | 0.4% |
| Avg commute (minutes) | 27.8 |
Poverty
All people
1.8%
Under 18 years
0.9%
18 and over
2.2%
Married-couple families
0.3%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.2% |
| Retirement income | 23.2% |
| Supplemental Security | 1.5% |
| Cash public assistance | 1.4% |
| Food stamps / SNAP | 1.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.6% |
| High blood pressure | 23.1% |
| High cholesterol | 27.5% |
| Diabetes | 6.4% |
| Heart disease | 3.7% |
| Stroke | 1.7% |
| Asthma | 8.6% |
| Arthritis | 16.8% |
| Kidney disease | 1.8% |
| Pulmonary disease | 3.4% |
| Cancer | 5.1% |
| Behavior / access | % |
|---|---|
| Smoking | 14.7% |
| Binge drinking | 22.7% |
| No physical activity | 15.1% |
| Less than 7 hrs sleep | 28.3% |
| Depression | 22.5% |
| Fair or poor health | 7.7% |
| Poor mental health | 12.8% |
| Poor physical health | 6.7% |
| No health insurance | 8.7% |
| Visited doctor (checkup) | 67.9% |
| Visited dentist | 72.4% |
| Cholesterol screening | 89.8% |
| Teeth loss | 6.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,140 | 6.4% |
| Disability | % |
|---|---|
| Any disability | 8.3% |
| Under 18 | 2.7% |
| 18–64 years | 5.9% |
| 65 and over | 30.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 88.5% |
| Public insurance | 20.7% |
| No insurance | 2.9% |
| Uninsured under 19 | 2.1% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 21,874 | 92.0% |
| Spanish | 175 | 0.8% |
| Other Indo-European | 48 | 0.2% |
| Asian & Pacific Islander | 69 | 0.3% |
| Other languages | 58 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 23,014 | 96.8% |
| Born in same state | 22,892 | 96.3% |
| Born in different state | 18,815 | 79.2% |
| Foreign born | 122 | 0.5% |
| Naturalized citizen | 750 | 3.2% |
| Not a US citizen | 622 | 82.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Polish | 3,475 | 14.6% |
| Italian | 3,000 | 12.6% |
| French | 1,291 | 5.4% |
| Arab | 1,015 | 4.3% |
| German | 878 | 3.7% |
| Ancestry | Count | % |
|---|---|---|
| English | 250 | 1.1% |
| Dutch | 195 | 0.8% |
| Irish | 114 | 0.5% |
| Norwegian | 28 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.6% |
| Internet access | 96.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 55038
What city is ZIP code 55038 in?
ZIP code 55038 is primarily assigned to Hugo, Minnesota.
What county is ZIP code 55038 in?
ZIP code 55038 falls within Washington County, Minnesota.
Is ZIP code 55038 mostly owner-occupied?
90% of occupied units in ZIP code 55038 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 55038?
The median home value in ZIP code 55038 is $369,800.
What is the median household income in ZIP code 55038?
The median household income in ZIP code 55038 is $122,099, above the national median of ~$75,000.
What is the population of ZIP code 55038?
ZIP code 55038 has an estimated population of 23,764 residents, with a density of 471 people per square mile.
What timezone is ZIP code 55038 in?
ZIP code 55038 observes the CST timezone.