55127 ZIP Code — Saint Paul, MN

Ramsey County, Minnesota

ZIP code 55127 is located in Saint Paul, Minnesota, within Ramsey County. It covers approximately 13.47 square miles and serves a population of 18,601 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.

About ZIP code 55127

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $393,300. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($110,767) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 55127 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

18,601

population

13.47

sq mi land

Standard

ZIP type

Central (CT)

timezone

55127 ZIP code map

Cities in ZIP code 55127

Below are the cities the US Postal Service accepts for ZIP code 55127. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Paul	Acceptable
Saint Paul	Acceptable
Saint Paul	Preferred

Nearby ZIP codes

55126 Saint Paul (2.4 mi) 55110 Saint Paul (4.4 mi) 55112 Saint Paul (4.8 mi) 55117 Saint Paul (5.4 mi) 55109 Saint Paul (5.4 mi) 55113 Saint Paul (5.7 mi) 55014 Circle Pines (6.9 mi) 55115 Saint Paul (6.9 mi) 55130 Saint Paul (7.3 mi) 55449 Minneapolis (7.7 mi) 55103 Saint Paul (7.9 mi) 55421 Minneapolis (8 mi)

Demographics updated 05/2026

Population
Total population	18,601
Population density	1,381 / sq mi
State FIPS	27
County FIPS	123

Geography
Land area	13.47 sq mi
Water area	2.65 sq mi
Latitude	45.0798
Longitude	-93.0883
Timezone	Central (CT)
Area code	651

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.2%	36.7%	33.6%
$50k – $100k	25.3%	30.6%	31.5%
$100k – $200k	28.2%	24.8%	26.5%
Over $200k	22.3%	7.9%	8.5%

Demographics & statistics

18,601

Population

1,381

People per sq mi

44.5

Median age

$110,767

Median household income

$64,957

Per capita income

$393,300

Median home value

$1,626

Median monthly rent

83.5%

Home ownership

4.4%

Poverty rate

4.7%

Unemployment

6,579

Housing units

51.5%

Bachelor's or higher

Age distribution

Male Female

463

Under 5

513

637

5–9

707

565

10–14

626

443

15–19

491

381

20–24

422

782

25–34

867

1,165

35–44

1,291

1,053

45–54

1,167

707

55–59

784

618

60–64

685

1,120

65–74

1,241

568

75–84

630

320

85+

355

← Male

Female →

Age summary

Group	Count	%
Under 18	4,155	22.3%
18 and over	14,446	77.7%
65 and over	4,234	22.8%
Median age	44.5 years

Race & ethnicity

White 78.6%

Asian 7.2%

Two or more races 5.2%

Hispanic or Latino 4.8%

Other race 2.6%

Black or African American 1.6%

Group	Count	%
White	15,348	78.6%
Asian	1,403	7.2%
Two or more races	1,023	5.2%
Hispanic or Latino	928	4.8%
Other race	513	2.6%
Black or African American	308	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.2%	36.7%	33.6%
$50k – $100k	25.3%	30.6%	31.5%
$100k – $200k	28.2%	24.8%	26.5%
Over $200k	22.3%	7.9%	8.5%

Under $10k 2.7%

$10k–$15k 1.4%

$15k–$25k 4.8%

$25k–$35k 4.3%

$35k–$50k 9.4%

$50k–$75k 12.2%

$75k–$100k 12.2%

$100k–$150k 16.3%

$150k–$200k 8.7%

$200k+ 28.1%

Range	% of households
Under $10k	2.7%
$10k–$15k	1.4%
$15k–$25k	4.8%
$25k–$35k	4.3%
$35k–$50k	9.4%
$50k–$75k	12.2%
$75k–$100k	12.2%
$100k–$150k	16.3%
$150k–$200k	8.7%
$200k+	28.1%
Median income	$110,767

Housing

Home values

Under $50k 2.4%

$50k–$100k 2.3%

$100k–$150k 3.9%

$150k–$200k 9.1%

$200k–$300k 18.1%

$300k–$500k 31.7%

$500k–$1M 27.0%

$1M+ 5.6%

Housing overview

Metric	Value
Median home value	$393,300
Median rent / month	$1,626
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	3.5%
Single-family detached	59.2%
Large apartment buildings	10.1%
Mobile homes	3.5%
Median rooms	7.1
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.0%
2010–2019	8.8%
2000–2009	9.1%
1990–1999	18.8%
1980–1989	32.6%
1970–1979	15.0%
1960–1969	6.5%
1950–1959	4.7%
1940–1949	1.9%
1939 or earlier	2.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	3.8%
2 bedrooms	28.3%
3 bedrooms	32.6%
4 bedrooms	25.4%
5+ bedrooms	8.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	27.3%
2 vehicles	45.1%
3 or more	23.2%

Heating fuel

Fuel type	%
Utility gas	82.6%
Electricity	15.4%
Propane / LP gas	0.9%
Fuel oil	0.6%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	4,322	57.2%
Cohabiting couple	472	6.3%
Male householder, no spouse	677	9.0%
Female householder, no spouse	2,079	27.5%
Households with children under 18	1,935	25.6%
Households with seniors (65+)	2,889	38.3%
Average household size	2.43

Marital status

Status	Male	Female
Never married	27.5%	22.4%
Married	64.2%	54.3%
Separated	0.0%	2.8%
Widowed	3.0%	10.0%
Divorced	5.2%	10.6%

Education

Less than 9th grade 1.5%

Some HS, no diploma 2.0%

HS graduate 17.5%

Some college, no degree 19.5%

Associate's degree 8.0%

Bachelor's degree 29.5%

Graduate / professional 22.1%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	51.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	496	11.5%
Kindergarten	186	4.3%
Elementary school	2,162	50.2%
High school	844	19.6%
College / grad school	616	14.3%

Employment

Industry of employment

Education & healthcare 27.9%

Manufacturing 15.9%

Professional & management 13.6%

Finance & real estate 9.7%

Retail trade 8.1%

Arts, food & hospitality 6.6%

Construction 4.0%

Other services 3.5%

Public administration 3.2%

Wholesale trade 2.9%

Transportation & utilities 2.0%

Information 1.8%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	56.6%
Service	11.8%
Sales & office	17.1%
Natural resources & construction	6.4%
Production & transportation	8.2%

Employment type

Type	%
Private sector	83.1%
Government	12.8%
Self-employed	4.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.8%
Carpool	6.4%
Public transit	0.5%
Walk	0.5%
Work from home	21.5%
Other means	1.3%
Avg commute (minutes)	24.3

Poverty

All people 4.4%

Under 18 years 3.0%

18 and over 4.9%

Married-couple families 2.1%

Female-led households 7.3%

Income support

Source	% of households
Social Security	37.1%
Retirement income	31.7%
Supplemental Security	3.1%
Cash public assistance	1.0%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	28.8%
High blood pressure	29.6%
High cholesterol	31.6%
Diabetes	8.7%
Heart disease	5.5%
Stroke	2.6%
Asthma	8.1%
Arthritis	23.4%
Kidney disease	2.6%
Pulmonary disease	4.4%
Cancer	7.8%

Behavior / access	%
Smoking	12.0%
Binge drinking	17.4%
No physical activity	15.6%
Less than 7 hrs sleep	24.6%
Depression	22.1%
Fair or poor health	9.1%
Poor mental health	11.6%
Poor physical health	7.8%
No health insurance	7.6%
Visited doctor (checkup)	72.5%
Visited dentist	75.7%
Cholesterol screening	92.7%
Teeth loss	6.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,143	7.9%

Disability	%
Any disability	9.2%
Under 18	3.3%
18–64 years	4.7%
65 and over	26.2%

Health insurance coverage

Type	%
Private insurance	83.3%
Public insurance	33.3%
No insurance	2.2%
Uninsured under 19	3.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,625	94.8%
Spanish	622	3.5%
Other Indo-European	125	0.7%
Asian & Pacific Islander	14	0.1%
Other languages	448	2.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,934	91.0%
Born in same state	16,893	90.8%
Born in different state	13,225	71.1%
Foreign born	41	0.2%
Naturalized citizen	1,667	9.0%
Not a US citizen	1,082	64.9%

Ancestry

Ancestry	Count	%
Italian	2,148	11.5%
French	1,551	8.3%
Polish	1,337	7.2%
Arab	611	3.3%
English	170	0.9%

Ancestry	Count	%
German	142	0.8%
Irish	116	0.6%
Dutch	70	0.4%
Norwegian	35	0.2%

Technology access

Metric	% of households
Computer access	40.6%
Internet access	95.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55127

What city is ZIP code 55127 in?

ZIP code 55127 is primarily assigned to Saint Paul, Minnesota.

What county is ZIP code 55127 in?

ZIP code 55127 falls within Ramsey County, Minnesota.

How educated is the population of ZIP code 55127?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 55127 mostly owner-occupied?

84% of occupied units in ZIP code 55127 are owner-occupied, well above the national average.

Does ZIP code 55127 have a large retiree population?

37% of households in ZIP code 55127 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 55127?

The median home value in ZIP code 55127 is $393,300.

What timezone is ZIP code 55127 in?

ZIP code 55127 observes the CST timezone.