96728 ZIP Code — Honomu, HI

Hawaii County, Hawaii

ZIP code 96728 is located in Honomu, Hawaii, within Hawaii County. It covers approximately 4.16 square miles and serves a population of 413 residents. This is a standard ZIP code in the Hawaii (HT) — no DST timezone, served by area code 808.

About ZIP code 96728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $380,600. Owner-occupancy is high at 75%, well above the national average.

The gap between median ($69,306) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 96728 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

413

population

4.16

sq mi land

Standard

ZIP type

Hawaii (HT) — no DST

timezone

96728 ZIP code map

Cities in ZIP code 96728

Below are the cities the US Postal Service accepts for ZIP code 96728. Using any city not on this list may result in mail delivery delays.

City	Status
Honomu	Acceptable

Demographics updated 05/2026

Population
Total population	413
Population density	99 / sq mi
State FIPS	15
County FIPS	001

Geography
Land area	4.16 sq mi
Water area	0.05 sq mi
Latitude	19.8627
Longitude	-155.1349
Timezone	Hawaii (HT) — no DST
Area code	808

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.1%	39.1%	29.0%
$50k – $100k	32.5%	31.0%	29.8%
$100k – $200k	24.1%	23.6%	29.9%
Over $200k	13.3%	6.3%	11.3%

Demographics & statistics

413

Population

People per sq mi

46.1

Median age

$69,306

Median household income

$43,653

Per capita income

$380,600

Median home value

$1,708

Median monthly rent

75.2%

Home ownership

7.0%

Poverty rate

4.1%

Unemployment

170

Housing units

36.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	89	21.5%
18 and over	324	78.5%
65 and over	94	22.8%
Median age	46.1 years

Race & ethnicity

Two or more races 36.4%

White 33.6%

Asian 19.4%

Native Hawaiian / Pacific Islander 6.5%

Hispanic or Latino 3.5%

Black or African American 0.5%

Group	Count	%
Two or more races	156	36.4%
White	144	33.6%
Asian	83	19.4%
Native Hawaiian / Pacific Islander	28	6.5%
Hispanic or Latino	15	3.5%
Black or African American	2	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.1%	39.1%	29.0%
$50k – $100k	32.5%	31.0%	29.8%
$100k – $200k	24.1%	23.6%	29.9%
Over $200k	13.3%	6.3%	11.3%

Under $10k 3.6%

$10k–$15k 7.3%

$15k–$25k 2.4%

$25k–$35k 7.3%

$35k–$50k 12.7%

$50k–$75k 21.8%

$75k–$100k 6.1%

$100k–$150k 22.4%

$150k–$200k 6.1%

$200k+ 10.3%

Range	% of households
Under $10k	3.6%
$10k–$15k	7.3%
$15k–$25k	2.4%
$25k–$35k	7.3%
$35k–$50k	12.7%
$50k–$75k	21.8%
$75k–$100k	6.1%
$100k–$150k	22.4%
$150k–$200k	6.1%
$200k+	10.3%
Median income	$69,306

Housing

Home values

$100k–$150k 0.8%

$150k–$200k 8.1%

$200k–$300k 21.0%

$300k–$500k 41.9%

$500k–$1M 26.6%

$1M+ 1.6%

Housing overview

Metric	Value
Median home value	$380,600
Median rent / month	$1,708
Owner occupied	75.2%
Renter occupied	24.8%
Vacant	21.8%
Single-family detached	96.7%
Large apartment buildings	0.0%
Mobile homes	0.9%
Median rooms	5.5
Avg household size (owned)	2.50

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	8.5%
1990–1999	19.9%
1980–1989	11.4%
1970–1979	3.3%
1960–1969	5.2%
1950–1959	13.3%
1940–1949	13.7%
1939 or earlier	24.6%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	0.9%
2 bedrooms	10.0%
3 bedrooms	54.0%
4 bedrooms	25.1%
5+ bedrooms	6.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	26.7%
2 vehicles	43.6%
3 or more	29.7%

Heating fuel

Fuel type	%
Electricity	9.7%
Propane / LP gas	4.8%
No fuel used	85.5%

Households & families

Household type	Count	%
Married-couple family	80	48.5%
Cohabiting couple	15	9.1%
Male householder, no spouse	36	21.8%
Female householder, no spouse	34	20.6%
Households with children under 18	45	27.3%
Households with seniors (65+)	72	43.6%
Average household size	2.50

Marital status

Status	Male	Female
Never married	30.8%	28.2%
Married	57.1%	54.2%
Separated	1.3%	1.7%
Widowed	0.0%	9.6%
Divorced	10.9%	6.2%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.3%

HS graduate 26.3%

Some college, no degree 20.5%

Associate's degree 14.9%

Bachelor's degree 22.1%

Graduate / professional 14.0%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	36.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	13.5%
Kindergarten	0	0.0%
Elementary school	45	50.6%
High school	9	10.1%
College / grad school	23	25.8%

Employment

Industry of employment

Education & healthcare 27.8%

Arts, food & hospitality 13.9%

Construction 10.5%

Public administration 10.5%

Professional & management 10.0%

Retail trade 9.1%

Finance & real estate 5.3%

Other services 4.3%

Agriculture & mining 3.3%

Wholesale trade 1.4%

Transportation & utilities 1.4%

Information 1.4%

Manufacturing 1.0%

Occupation

Category	%
Management, business & arts	43.5%
Service	22.5%
Sales & office	15.3%
Natural resources & construction	9.6%
Production & transportation	9.1%

Employment type

Type	%
Private sector	55.0%
Government	32.5%
Self-employed	12.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	61.6%
Carpool	22.2%
Public transit	0.0%
Walk	0.5%
Work from home	15.8%
Other means	0.0%
Avg commute (minutes)	35.8

Poverty

All people 7.0%

Under 18 years 9.0%

18 and over 6.5%

Married-couple families 0.0%

Female-led households 26.3%

Income support

Source	% of households
Social Security	41.2%
Retirement income	25.5%
Supplemental Security	4.8%
Cash public assistance	0.0%
Food stamps / SNAP	15.8%

Health indicators

Condition	%
Obesity	23.7%
High blood pressure	31.5%
High cholesterol	30.0%
Diabetes	11.0%
Heart disease	6.7%
Stroke	3.8%
Asthma	9.3%
Arthritis	24.1%
Kidney disease	3.3%
Pulmonary disease	6.3%
Cancer	6.2%

Behavior / access	%
Smoking	16.5%
Binge drinking	16.8%
No physical activity	21.6%
Less than 7 hrs sleep	37.1%
Depression	16.7%
Fair or poor health	15.3%
Poor mental health	13.2%
Poor physical health	10.5%
No health insurance	10.9%
Visited doctor (checkup)	75.8%
Visited dentist	63.8%
Cholesterol screening	87.1%
Teeth loss	10.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	37	11.4%

Disability	%
Any disability	16.2%
Under 18	0.0%
18–64 years	13.9%
65 and over	37.2%

Health insurance coverage

Type	%
Private insurance	71.9%
Public insurance	39.7%
No insurance	5.1%
Uninsured under 19	7.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	385	93.2%
Spanish	15	3.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	15	3.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	391	94.7%
Born in same state	388	93.9%
Born in different state	279	67.6%
Foreign born	3	0.7%
Naturalized citizen	22	5.3%
Not a US citizen	7	31.8%

Ancestry

Ancestry	Count	%
French	57	13.8%
Italian	29	7%

Ancestry	Count	%
Polish	5	1.2%
English	2	0.5%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 96728

What city is ZIP code 96728 in?

ZIP code 96728 is primarily assigned to Honomu, Hawaii.

What county is ZIP code 96728 in?

ZIP code 96728 falls within Hawaii County, Hawaii.

Does ZIP code 96728 have a large retiree population?

41% of households in ZIP code 96728 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 96728 have a large veteran population?

11% of civilians in ZIP code 96728 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 96728?

The median home value in ZIP code 96728 is $380,600.

What is the population of ZIP code 96728?

ZIP code 96728 has an estimated population of 413 residents, with a density of 99 people per square mile.

What timezone is ZIP code 96728 in?

ZIP code 96728 observes the HST timezone.