34448 ZIP Code — Homosassa, FL

Citrus County, Florida

ZIP code 34448 is located in Homosassa, Florida, within Citrus County. It covers approximately 72.34 square miles and serves a population of 10,607 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34448

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $124,600. Owner-occupancy is high at 85%, well above the national average.

Median household income is $45,685. Poverty affects 25% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 34448 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

10,607

population

72.34

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34448 ZIP code map

Cities in ZIP code 34448

Below are the cities the US Postal Service accepts for ZIP code 34448. Using any city not on this list may result in mail delivery delays.

City	Status
Homosassa	Acceptable
Homosassa	Preferred

Nearby ZIP codes

34429 Crystal River (5.9 mi) 34429 Crystal River (5.9 mi) 34446 Homosassa (6 mi) 34446 Homosassa (6 mi) 34446 Homosassa (6 mi) 34446 Homosassa (6 mi) 34461 Lecanto (8 mi) 34461 Lecanto (8 mi) 34614 Brooksville (11.6 mi) 34614 Brooksville (11.6 mi) 34452 Inverness (12.9 mi) 34452 Inverness (12.9 mi)

Demographics updated 05/2026

Population
Total population	10,607
Population density	147 / sq mi
State FIPS	12
County FIPS	017

Geography
Land area	72.34 sq mi
Water area	26.79 sq mi
Latitude	28.7785
Longitude	-82.6066
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.5%	54.8%	43.4%
$50k – $100k	30.5%	29.7%	30.8%
$100k – $200k	8.4%	12.9%	19.3%
Over $200k	2.6%	2.7%	6.4%

Demographics & statistics

10,607

Population

147

People per sq mi

57.0

Median age

$45,685

Median household income

$26,876

Per capita income

$124,600

Median home value

$903

Median monthly rent

84.7%

Home ownership

25.4%

Poverty rate

10.4%

Unemployment

5,488

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

175

Under 5

151

172

5–9

149

175

10–14

152

324

15–19

279

256

20–24

221

404

25–34

349

472

35–44

408

766

45–54

661

479

55–59

413

490

60–64

424

1,285

65–74

1,110

598

75–84

517

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,313	12.4%
18 and over	9,294	87.6%
65 and over	3,687	34.8%
Median age	57.0 years

Race & ethnicity

White 94.4%

Black or African American 2.7%

Two or more races 1.1%

Hispanic or Latino 0.9%

Asian 0.4%

American Indian / Alaska Native 0.3%

Other race 0.2%

Group	Count	%
White	10,106	94.4%
Black or African American	291	2.7%
Two or more races	113	1.1%
Hispanic or Latino	94	0.9%
Asian	44	0.4%
American Indian / Alaska Native	31	0.3%
Other race	22	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.5%	54.8%	43.4%
$50k – $100k	30.5%	29.7%	30.8%
$100k – $200k	8.4%	12.9%	19.3%
Over $200k	2.6%	2.7%	6.4%

Under $10k 7.0%

$10k–$15k 5.3%

$15k–$25k 10.0%

$25k–$35k 9.6%

$35k–$50k 23.0%

$50k–$75k 20.3%

$75k–$100k 13.5%

$100k–$150k 6.4%

$150k–$200k 2.5%

$200k+ 2.4%

Range	% of households
Under $10k	7.0%
$10k–$15k	5.3%
$15k–$25k	10.0%
$25k–$35k	9.6%
$35k–$50k	23.0%
$50k–$75k	20.3%
$75k–$100k	13.5%
$100k–$150k	6.4%
$150k–$200k	2.5%
$200k+	2.4%
Median income	$45,685

Housing

Home values

Under $50k 16.6%

$50k–$100k 20.9%

$100k–$150k 19.6%

$150k–$200k 11.1%

$200k–$300k 13.5%

$300k–$500k 15.3%

$500k–$1M 2.6%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$124,600
Median rent / month	$903
Owner occupied	84.7%
Renter occupied	15.3%
Vacant	24.8%
Single-family detached	58.2%
Large apartment buildings	0.9%
Mobile homes	37.1%
Median rooms	5.3
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	0.2%
2010–2019	7.3%
2000–2009	12.8%
1990–1999	13.0%
1980–1989	35.6%
1970–1979	22.5%
1960–1969	6.5%
1950–1959	1.6%
1940–1949	0.5%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	5.1%
2 bedrooms	43.7%
3 bedrooms	43.7%
4 bedrooms	6.7%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	36.9%
2 vehicles	41.7%
3 or more	18.8%

Heating fuel

Fuel type	%
Electricity	96.6%
Propane / LP gas	1.2%
Fuel oil	0.4%
Wood	1.6%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	2,185	46.9%
Cohabiting couple	409	8.8%
Male householder, no spouse	1,069	22.9%
Female householder, no spouse	998	21.4%
Households with children under 18	757	16.2%
Households with seniors (65+)	2,759	59.2%
Average household size	2.27

Marital status

Status	Male	Female
Never married	25.0%	24.9%
Married	48.9%	48.1%
Separated	0.7%	1.2%
Widowed	3.6%	10.2%
Divorced	21.9%	15.6%

Education

Less than 9th grade 4.4%

Some HS, no diploma 9.7%

HS graduate 41.7%

Some college, no degree 21.2%

Associate's degree 8.1%

Bachelor's degree 12.2%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	139	9.9%
Kindergarten	0	0.0%
Elementary school	534	38.2%
High school	422	30.2%
College / grad school	303	21.7%

Employment

Industry of employment

Retail trade 19.4%

Arts, food & hospitality 19.1%

Education & healthcare 15.9%

Manufacturing 13.3%

Construction 7.3%

Professional & management 6.4%

Agriculture & mining 4.9%

Transportation & utilities 4.3%

Public administration 3.2%

Wholesale trade 2.2%

Other services 1.9%

Information 1.5%

Finance & real estate 0.7%

Occupation

Category	%
Management, business & arts	29.6%
Service	20.8%
Sales & office	17.2%
Natural resources & construction	14.9%
Production & transportation	17.5%

Employment type

Type	%
Private sector	88.1%
Government	8.0%
Self-employed	3.4%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	74.7%
Carpool	6.4%
Public transit	0.0%
Walk	3.3%
Work from home	12.9%
Other means	2.8%
Avg commute (minutes)	23.5

Poverty

All people 25.4%

Under 18 years 42.7%

18 and over 23.0%

Married-couple families 16.6%

Female-led households 10.0%

Income support

Source	% of households
Social Security	57.7%
Retirement income	39.2%
Supplemental Security	7.9%
Cash public assistance	6.8%
Food stamps / SNAP	18.2%

Health indicators

Condition	%
Obesity	32.8%
High blood pressure	44.9%
High cholesterol	42.0%
Diabetes	14.1%
Heart disease	11.3%
Stroke	5.1%
Asthma	9.2%
Arthritis	35.0%
Kidney disease	4.5%
Pulmonary disease	13.6%
Cancer	9.9%

Behavior / access	%
Smoking	22.7%
Binge drinking	13.5%
No physical activity	31.1%
Less than 7 hrs sleep	36.8%
Depression	21.6%
Fair or poor health	21.1%
Poor mental health	15.3%
Poor physical health	15.5%
No health insurance	19.8%
Visited doctor (checkup)	78.2%
Visited dentist	53.0%
Cholesterol screening	92.3%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,257	13.5%

Disability	%
Any disability	25.7%
Under 18	12.1%
18–64 years	21.2%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	42.7%
Public insurance	58.8%
No insurance	16.1%
Uninsured under 19	2.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,281	96.9%
Spanish	203	2.0%
Other Indo-European	64	0.6%
Asian & Pacific Islander	111	1.1%
Other languages	28	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,523	99.2%
Born in same state	10,490	98.9%
Born in different state	3,652	34.4%
Foreign born	33	0.3%
Naturalized citizen	84	0.8%
Not a US citizen	14	16.7%

Ancestry

Ancestry	Count	%
Arab	2,079	19.6%
Italian	1,817	17.1%
French	1,606	15.1%
English	210	2%

Ancestry	Count	%
German	121	1.1%
Irish	92	0.9%
Polish	67	0.6%
Dutch	17	0.2%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	93.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34448

What city is ZIP code 34448 in?

ZIP code 34448 is primarily assigned to Homosassa, Florida.

What county is ZIP code 34448 in?

ZIP code 34448 falls within Citrus County, Florida.

Does ZIP code 34448 have an older population?

35% of residents in ZIP code 34448 are 65 or older, above the national average of ~17%.

Does ZIP code 34448 have a large retiree population?

58% of households in ZIP code 34448 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 34448?

25% of residents in ZIP code 34448 live below the poverty line, above the national average.

Is ZIP code 34448 mostly owner-occupied?

85% of occupied units in ZIP code 34448 are owner-occupied, well above the national average.

What timezone is ZIP code 34448 in?

ZIP code 34448 observes the EST timezone.