34446 ZIP Code — Homosassa, FL

Citrus County, Florida

ZIP code 34446 is located in Homosassa, Florida, within Citrus County. It covers approximately 29.85 square miles and serves a population of 18,668 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34446

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $201,600. Owner-occupancy is high at 94%, well above the national average.

Median household income is $57,773. 65% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 34446 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

18,668

population

29.85

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34446 ZIP code map

Cities in ZIP code 34446

Below are the cities the US Postal Service accepts for ZIP code 34446. Using any city not on this list may result in mail delivery delays.

City	Status
Homosassa	Acceptable
Homosassa	Preferred

Nearby ZIP codes

34461 Lecanto (4.7 mi) 34461 Lecanto (4.7 mi) 34448 Homosassa (6 mi) 34448 Homosassa (6 mi) 34448 Homosassa (6 mi) 34448 Homosassa (6 mi) 34452 Inverness (7.5 mi) 34452 Inverness (7.5 mi) 34614 Brooksville (9.5 mi) 34614 Brooksville (9.5 mi) 34429 Crystal River (10.2 mi) 34429 Crystal River (10.2 mi)

Demographics updated 05/2026

Population
Total population	18,668
Population density	625 / sq mi
State FIPS	12
County FIPS	017

Geography
Land area	29.85 sq mi
Water area	0.00 sq mi
Latitude	28.7494
Longitude	-82.5140
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.5%	54.8%	43.4%
$50k – $100k	30.8%	29.7%	30.8%
$100k – $200k	15.4%	12.9%	19.3%
Over $200k	1.3%	2.7%	6.4%

Demographics & statistics

18,668

Population

625

People per sq mi

59.7

Median age

$57,773

Median household income

$35,696

Per capita income

$201,600

Median home value

$883

Median monthly rent

93.7%

Home ownership

12.3%

Poverty rate

8.3%

Unemployment

8,988

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

250

Under 5

255

183

5–9

187

470

10–14

481

360

15–19

368

355

20–24

362

528

25–34

539

610

35–44

623

1,345

45–54

1,375

560

55–59

573

793

60–64

811

1,944

65–74

1,988

1,408

75–84

1,439

426

85+

435

← Male

Female →

Age summary

Group	Count	%
Under 18	2,353	12.6%
18 and over	16,315	87.4%
65 and over	7,640	40.9%
Median age	59.7 years

Race & ethnicity

White 86.4%

Two or more races 7.8%

Hispanic or Latino 3.9%

Asian 0.7%

American Indian / Alaska Native 0.6%

Other race 0.4%

Black or African American 0.3%

Group	Count	%
White	16,785	86.4%
Two or more races	1,507	7.8%
Hispanic or Latino	765	3.9%
Asian	145	0.7%
American Indian / Alaska Native	107	0.6%
Other race	71	0.4%
Black or African American	53	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.5%	54.8%	43.4%
$50k – $100k	30.8%	29.7%	30.8%
$100k – $200k	15.4%	12.9%	19.3%
Over $200k	1.3%	2.7%	6.4%

Under $10k 6.3%

$10k–$15k 3.4%

$15k–$25k 10.7%

$25k–$35k 9.9%

$35k–$50k 13.1%

$50k–$75k 20.1%

$75k–$100k 9.8%

$100k–$150k 14.9%

$150k–$200k 7.4%

$200k+ 4.4%

Range	% of households
Under $10k	6.3%
$10k–$15k	3.4%
$15k–$25k	10.7%
$25k–$35k	9.9%
$35k–$50k	13.1%
$50k–$75k	20.1%
$75k–$100k	9.8%
$100k–$150k	14.9%
$150k–$200k	7.4%
$200k+	4.4%
Median income	$57,773

Housing

Home values

Under $50k 8.1%

$50k–$100k 15.3%

$100k–$150k 12.9%

$150k–$200k 13.3%

$200k–$300k 26.3%

$300k–$500k 21.6%

$500k–$1M 1.8%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$201,600
Median rent / month	$883
Owner occupied	93.7%
Renter occupied	6.3%
Vacant	12.4%
Single-family detached	65.1%
Large apartment buildings	0.3%
Mobile homes	30.7%
Median rooms	5.9
Avg household size (owned)	2.25

Year built

Era	%
2020 or later	1.0%
2010–2019	8.9%
2000–2009	19.6%
1990–1999	22.8%
1980–1989	29.4%
1970–1979	15.6%
1960–1969	2.1%
1950–1959	0.6%
1940–1949	0.0%
1939 or earlier	0.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	1.2%
2 bedrooms	26.2%
3 bedrooms	56.5%
4 bedrooms	13.5%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	37.7%
2 vehicles	41.3%
3 or more	15.1%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	96.5%
Propane / LP gas	0.6%
Wood	0.2%
Solar	0.9%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	4,528	54.3%
Cohabiting couple	340	4.1%
Male householder, no spouse	1,398	16.8%
Female householder, no spouse	2,070	24.8%
Households with children under 18	1,204	14.4%
Households with seniors (65+)	5,145	61.7%
Average household size	2.24

Marital status

Status	Male	Female
Never married	19.9%	15.0%
Married	58.2%	55.2%
Separated	2.8%	1.3%
Widowed	6.2%	17.1%
Divorced	12.9%	11.4%

Education

Less than 9th grade 3.9%

Some HS, no diploma 6.9%

HS graduate 36.5%

Some college, no degree 25.0%

Associate's degree 10.6%

Bachelor's degree 9.1%

Graduate / professional 8.0%

Metric	%
HS diploma or higher	89.2%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	0.8%
Kindergarten	57	2.4%
Elementary school	1,135	47.5%
High school	699	29.3%
College / grad school	478	20.0%

Employment

Industry of employment

Education & healthcare 22.5%

Retail trade 15.6%

Arts, food & hospitality 9.8%

Construction 8.7%

Professional & management 7.7%

Finance & real estate 7.5%

Other services 7.5%

Information 5.6%

Public administration 5.0%

Transportation & utilities 4.8%

Manufacturing 4.0%

Wholesale trade 1.4%

Occupation

Category	%
Management, business & arts	37.0%
Service	17.2%
Sales & office	21.3%
Natural resources & construction	12.8%
Production & transportation	11.7%

Employment type

Type	%
Private sector	81.5%
Government	11.8%
Self-employed	6.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.2%
Carpool	7.8%
Public transit	0.0%
Walk	0.4%
Work from home	9.7%
Other means	1.9%
Avg commute (minutes)	29.6

Poverty

All people 12.3%

Under 18 years 18.4%

18 and over 11.5%

Married-couple families 3.7%

Female-led households 28.2%

Income support

Source	% of households
Social Security	65.3%
Retirement income	42.4%
Supplemental Security	5.8%
Cash public assistance	3.0%
Food stamps / SNAP	11.6%

Health indicators

Condition	%
Obesity	30.5%
High blood pressure	45.9%
High cholesterol	43.5%
Diabetes	13.8%
Heart disease	11.3%
Stroke	4.9%
Asthma	8.6%
Arthritis	35.9%
Kidney disease	4.4%
Pulmonary disease	12.4%
Cancer	11.1%

Behavior / access	%
Smoking	18.9%
Binge drinking	12.4%
No physical activity	28.9%
Less than 7 hrs sleep	34.8%
Depression	19.9%
Fair or poor health	18.8%
Poor mental health	13.5%
Poor physical health	14.2%
No health insurance	17.9%
Visited doctor (checkup)	80.0%
Visited dentist	58.3%
Cholesterol screening	94.1%
Teeth loss	14.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,205	13.5%

Disability	%
Any disability	26.4%
Under 18	7.4%
18–64 years	26.2%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	55.8%
Public insurance	58.0%
No insurance	12.3%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,163	97.3%
Spanish	295	1.6%
Other Indo-European	215	1.2%
Asian & Pacific Islander	59	0.3%
Other languages	21	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	17,782	95.3%
Born in same state	17,615	94.4%
Born in different state	4,291	23.0%
Foreign born	167	0.9%
Naturalized citizen	886	4.7%
Not a US citizen	612	69.1%

Ancestry

Ancestry	Count	%
Arab	2,575	13.8%
Italian	2,530	13.6%
French	2,520	13.5%
English	315	1.7%
German	219	1.2%

Ancestry	Count	%
Irish	192	1%
Polish	134	0.7%
Dutch	72	0.4%
Norwegian	39	0.2%

Technology access

Metric	% of households
Computer access	44.7%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34446

What city is ZIP code 34446 in?

ZIP code 34446 is primarily assigned to Homosassa, Florida.

What county is ZIP code 34446 in?

ZIP code 34446 falls within Citrus County, Florida.

Does ZIP code 34446 have an older population?

41% of residents in ZIP code 34446 are 65 or older, above the national average of ~17%.

Does ZIP code 34446 have a large retiree population?

65% of households in ZIP code 34446 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 34446 mostly owner-occupied?

94% of occupied units in ZIP code 34446 are owner-occupied, well above the national average.

Does ZIP code 34446 have a large veteran population?

14% of civilians in ZIP code 34446 are veterans, above the national average of ~7%.

What timezone is ZIP code 34446 in?

ZIP code 34446 observes the EST timezone.