56340 ZIP Code — Holdingford, MN

Stearns County, Minnesota

ZIP code 56340 is located in Holdingford, Minnesota, within Stearns County. It covers approximately 50.94 square miles and serves a population of 2,294 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56340

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $259,700. Owner-occupancy is high at 93%, well above the national average.

Median household income is $88,176. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56340 reflects a community defined by a trades-oriented workforce and high homeownership.

2,294

population

50.94

sq mi land

Standard

ZIP type

Central (CT)

timezone

56340 ZIP code map

Cities in ZIP code 56340

Below are the cities the US Postal Service accepts for ZIP code 56340. Using any city not on this list may result in mail delivery delays.

City	Status
Holdingford	Preferred

Nearby ZIP codes

56314 Bowlus (4.3 mi) 56384 Upsala (8 mi) 56310 Avon (9.3 mi) 56374 Saint Joseph (10 mi) 56307 Albany (10.5 mi) 56373 Royalton (11.8 mi) 56367 Rice (12.1 mi) 56377 Sartell (12.5 mi) 56331 Freeport (13.5 mi) 56318 Burtrum (13.7 mi) 56382 Swanville (15.5 mi) 56303 Saint Cloud (15.7 mi)

Demographics updated 05/2026

Population
Total population	2,294
Population density	45 / sq mi
State FIPS	27
County FIPS	145

Geography
Land area	50.94 sq mi
Water area	0.01 sq mi
Latitude	45.7527
Longitude	-94.4270
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.2%	38.8%	33.6%
$50k – $100k	43.1%	33.9%	31.5%
$100k – $200k	21.9%	22.7%	26.5%
Over $200k	2.7%	4.6%	8.5%

Demographics & statistics

2,294

Population

People per sq mi

39.0

Median age

$88,176

Median household income

$36,776

Per capita income

$259,700

Median home value

$956

Median monthly rent

93.1%

Home ownership

5.8%

Poverty rate

1.4%

Unemployment

915

Housing units

14.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

115

5–9

102

10–14

15–19

20–24

128

25–34

114

129

35–44

114

161

45–54

144

112

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	584	25.5%
18 and over	1,710	74.5%
65 and over	283	12.3%
Median age	39.0 years

Race & ethnicity

White 98.2%

Two or more races 0.9%

Hispanic or Latino 0.9%

Group	Count	%
White	2,273	98.2%
Two or more races	21	0.9%
Hispanic or Latino	20	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.2%	38.8%	33.6%
$50k – $100k	43.1%	33.9%	31.5%
$100k – $200k	21.9%	22.7%	26.5%
Over $200k	2.7%	4.6%	8.5%

Under $10k 0.8%

$10k–$15k 5.5%

$15k–$25k 5.1%

$25k–$35k 5.8%

$35k–$50k 7.6%

$50k–$75k 14.9%

$75k–$100k 19.6%

$100k–$150k 31.1%

$150k–$200k 5.0%

$200k+ 4.7%

Range	% of households
Under $10k	0.8%
$10k–$15k	5.5%
$15k–$25k	5.1%
$25k–$35k	5.8%
$35k–$50k	7.6%
$50k–$75k	14.9%
$75k–$100k	19.6%
$100k–$150k	31.1%
$150k–$200k	5.0%
$200k+	4.7%
Median income	$88,176

Housing

Home values

Under $50k 3.9%

$50k–$100k 4.9%

$100k–$150k 13.6%

$150k–$200k 12.3%

$200k–$300k 24.4%

$300k–$500k 34.3%

$500k–$1M 5.9%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$259,700
Median rent / month	$956
Owner occupied	93.1%
Renter occupied	6.9%
Vacant	7.2%
Single-family detached	90.7%
Large apartment buildings	0.0%
Mobile homes	5.1%
Median rooms	6.7
Avg household size (owned)	2.54

Year built

Era	%
2020 or later	0.0%
2010–2019	8.0%
2000–2009	17.9%
1990–1999	12.4%
1980–1989	7.6%
1970–1979	12.8%
1960–1969	10.9%
1950–1959	4.5%
1940–1949	3.8%
1939 or earlier	22.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	1.5%
2 bedrooms	17.6%
3 bedrooms	46.2%
4 bedrooms	24.6%
5+ bedrooms	9.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.2%
1 vehicle	16.0%
2 vehicles	40.3%
3 or more	42.5%

Heating fuel

Fuel type	%
Utility gas	29.3%
Electricity	15.3%
Propane / LP gas	33.6%
Fuel oil	10.5%
Wood	9.6%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	565	62.2%
Cohabiting couple	67	7.4%
Male householder, no spouse	154	17.0%
Female householder, no spouse	122	13.4%
Households with children under 18	270	29.7%
Households with seniors (65+)	210	23.1%
Average household size	2.53

Marital status

Status	Male	Female
Never married	29.4%	16.6%
Married	60.6%	68.4%
Separated	0.4%	0.2%
Widowed	2.0%	8.2%
Divorced	7.5%	6.6%

Education

Less than 9th grade 0.6%

Some HS, no diploma 3.5%

HS graduate 38.9%

Some college, no degree 25.9%

Associate's degree 16.6%

Bachelor's degree 12.1%

Graduate / professional 2.4%

Metric	%
HS diploma or higher	95.9%
Bachelor's or higher	14.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	40	7.0%
Kindergarten	67	11.7%
Elementary school	269	46.9%
High school	100	17.4%
College / grad school	98	17.1%

Employment

Industry of employment

Education & healthcare 23.9%

Manufacturing 19.8%

Construction 14.2%

Agriculture & mining 6.5%

Retail trade 6.5%

Finance & real estate 5.9%

Other services 5.2%

Professional & management 4.3%

Arts, food & hospitality 4.3%

Transportation & utilities 3.5%

Wholesale trade 2.7%

Information 1.8%

Public administration 1.2%

Occupation

Category	%
Management, business & arts	28.4%
Service	13.2%
Sales & office	20.7%
Natural resources & construction	14.8%
Production & transportation	22.8%

Employment type

Type	%
Private sector	82.0%
Government	9.6%
Self-employed	8.0%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	77.0%
Carpool	10.8%
Public transit	0.4%
Walk	2.1%
Work from home	9.0%
Other means	0.7%
Avg commute (minutes)	30.1

Poverty

All people 5.8%

Under 18 years 4.1%

18 and over 6.3%

Married-couple families 2.5%

Female-led households 24.3%

Income support

Source	% of households
Social Security	22.6%
Retirement income	17.2%
Supplemental Security	1.4%
Cash public assistance	1.2%
Food stamps / SNAP	2.8%

Health indicators

Condition	%
Obesity	33.0%
High blood pressure	27.8%
High cholesterol	28.4%
Diabetes	8.1%
Heart disease	5.8%
Stroke	2.7%
Asthma	8.4%
Arthritis	22.1%
Kidney disease	2.5%
Pulmonary disease	5.2%
Cancer	6.5%

Behavior / access	%
Smoking	18.1%
Binge drinking	21.3%
No physical activity	21.3%
Less than 7 hrs sleep	29.8%
Depression	22.2%
Fair or poor health	11.0%
Poor mental health	13.4%
Poor physical health	8.9%
No health insurance	10.8%
Visited doctor (checkup)	68.8%
Visited dentist	70.7%
Cholesterol screening	88.4%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	124	7.3%

Disability	%
Any disability	8.0%
Under 18	3.6%
18–64 years	5.3%
65 and over	30.4%

Health insurance coverage

Type	%
Private insurance	83.7%
Public insurance	24.7%
No insurance	1.6%
Uninsured under 19	0.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,134	93.0%
Spanish	4	0.2%
Other Indo-European	2	0.1%
Asian & Pacific Islander	2	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,294	100.0%
Born in same state	2,294	100.0%
Born in different state	2,175	94.8%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	148	6.5%
Polish	126	5.5%
Arab	41	1.8%

Ancestry	Count	%
French	31	1.4%
English	26	1.1%
Dutch	11	0.5%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	89.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56340

What city is ZIP code 56340 in?

ZIP code 56340 is primarily assigned to Holdingford, Minnesota.

What county is ZIP code 56340 in?

ZIP code 56340 falls within Stearns County, Minnesota.

Is ZIP code 56340 mostly owner-occupied?

93% of occupied units in ZIP code 56340 are owner-occupied, well above the national average.

How educated is the population of ZIP code 56340?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the population of ZIP code 56340?

ZIP code 56340 has an estimated population of 2,294 residents, with a density of 45 people per square mile.

What is the median household income in ZIP code 56340?

The median household income in ZIP code 56340 is $88,176, above the national median of ~$75,000.

What timezone is ZIP code 56340 in?

ZIP code 56340 observes the CST timezone.