Saint Cloud ZIP Code List — Stearns County, MN

There are 12 unique ZIP codes in Saint Cloud, Minnesota. Area code: 320.

ZIP codes

148.21

sq mi land

4.52

sq mi water

320

area code

Saint Cloud, MN ZIP code map

About Saint Cloud, MN

Saint Cloud, Minnesota, is a vibrant city located in the heart of Stearns County. Known for its rich history and cultural offerings, the city serves as a hub for education and business in the region. With a diversity of neighborhoods and an array of recreational activities, Saint Cloud welcomes residents and visitors alike.

Location & geography

Saint Cloud is situated in central Minnesota, approximately 65 miles northwest of the Twin Cities of Minneapolis and St. Paul. The city covers a total land area of 262.63 square miles, complemented by 7.48 square miles of water, including beautiful lakes and parks. The terrain is characterized by rolling hills and river valleys, with the Mississippi River running through the area.

Community & economy

The community of Saint Cloud is known for its strong sense of belonging and active civic engagement. Major industries in the area include education, healthcare, and manufacturing, providing ample job opportunities for residents. Daily life in Saint Cloud is enriched by local festivals, community events, and access to recreational facilities, making it a desirable place to live.

Transportation

Saint Cloud is accessible via several major highways, including Interstate 94, which connects the city to other parts of Minnesota. The nearest airport is the St. Cloud Regional Airport, offering flights to various destinations. Public transit options are available, helping residents navigate the city and surrounding areas.

History

Saint Cloud was founded in the mid-19th century, originally named after the French town of Saint-Cloud. The city became a key transportation hub due to its location along the Mississippi River, growing rapidly with the establishment of industries in lumber and agriculture. Notable events in its history include the expansion of the railroads, which further boosted economic development.

Did you know?

A surprising fact about Saint Cloud is that it hosts one of the largest public universities in Minnesota, St. Cloud State University, which significantly influences the local culture and economy. Additionally, the city has been recognized for its beautiful parks and trails that embrace the area's natural beauty.

ZIP codes for Saint Cloud, MN (12)

ZIP code	City	County	Map
56301	Saint Cloud	Stearns	View map
56302	Saint Cloud	Stearns	View map
56303	Saint Cloud	Stearns	View map
56304	Saint Cloud	Sherburne	View map
56372	Saint Cloud	Stearns	View map
56388	Saint Cloud	Stearns	View map
56393	Saint Cloud	Stearns	View map
56395	Saint Cloud	Stearns	View map
56396	Saint Cloud	Stearns	View map
56397	Saint Cloud	Stearns	View map
56398	Saint Cloud	Stearns	View map
56399	Saint Cloud	Stearns	View map

Demographics & statistics

77,333

Population

31.3

Median age

$63,361

Median household income

$32,461

Per capita income

$207,300

Median home value

$942

Median monthly rent

51.6%

Home ownership

18.0%

Poverty rate

6.5%

Unemployment

17,940

Housing units

28.6%

Bachelor's or higher

Age distribution

Male Female

2,499

Under 5

2,348

2,191

5–9

2,058

2,608

10–14

2,450

3,072

15–19

2,887

5,675

20–24

5,332

5,723

25–34

5,377

4,661

35–44

4,380

3,790

45–54

3,560

2,022

55–59

1,900

2,186

60–64

2,054

3,315

65–74

3,115

1,458

75–84

1,369

672

85+

631

← Male

Female →

Age summary

Group	Count	%
Under 18	16,654	21.6%
18 and over	60,679	78.4%
65 and over	10,560	14.0%
Median age	31.3 years

Race & ethnicity

White 69.7%

Black or African American 15.7%

Two or more races 5.3%

Asian 3.6%

Hispanic or Latino 3.3%

Other race 2%

American Indian / Alaska Native 0.4%

Group	Count	%
White	55,753	69.7%
Black or African American	12,584	15.7%
Two or more races	4,250	5.3%
Asian	2,870	3.6%
Hispanic or Latino	2,604	3.3%
Other race	1,582	2%
American Indian / Alaska Native	294	0.4%

Household income

Under $10k 5.2%

$10k–$15k 3.8%

$15k–$25k 9.6%

$25k–$35k 8.4%

$35k–$50k 14.1%

$50k–$75k 17.7%

$75k–$100k 16.0%

$100k–$150k 14.3%

$150k–$200k 5.4%

$200k+ 5.4%

Range	% of households
Under $10k	5.2%
$10k–$15k	3.8%
$15k–$25k	9.6%
$25k–$35k	8.4%
$35k–$50k	14.1%
$50k–$75k	17.7%
$75k–$100k	16.0%
$100k–$150k	14.3%
$150k–$200k	5.4%
$200k+	5.4%
Median income	$63,361

Housing

Home values

Under $50k 6.5%

$50k–$100k 2.5%

$100k–$150k 19.2%

$150k–$200k 20.4%

$200k–$300k 28.0%

$300k–$500k 17.9%

$500k–$1M 4.8%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$207,300
Median rent / month	$942
Owner occupied	51.6%
Renter occupied	48.4%
Vacant	5.7%
Single-family detached	53.3%
Large apartment buildings	25.0%
Mobile homes	2.2%
Median rooms	5.2
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.2%
2010–2019	7.0%
2000–2009	14.7%
1990–1999	12.8%
1980–1989	14.4%
1970–1979	18.8%
1960–1969	9.7%
1950–1959	6.4%
1940–1949	4.5%
1939 or earlier	11.6%

Bedrooms

Size	% of units
No bedroom (studio)	6.0%
1 bedroom	12.8%
2 bedrooms	27.7%
3 bedrooms	26.9%
4 bedrooms	20.5%
5+ bedrooms	6.1%

Vehicles per household

Vehicles	% of households
No vehicle	9.6%
1 vehicle	36.8%
2 vehicles	35.6%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	52.9%
Electricity	40.2%
Propane / LP gas	3.1%
Fuel oil	1.0%
Wood	0.5%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	11,637	36.9%
Cohabiting couple	3,362	11.3%
Male householder, no spouse	6,860	23.1%
Female householder, no spouse	8,619	28.7%
Households with children under 18	8,692	28.2%
Households with seniors (65+)	7,244	23.7%
Average household size	2.36

Marital status

Status	Male	Female
Never married	48.9%	40.6%
Married	38.7%	39.2%
Separated	0.7%	2.3%
Widowed	1.8%	7.4%
Divorced	9.9%	10.5%

Education

Less than 9th grade 4.3%

Some HS, no diploma 5.5%

HS graduate 26.3%

Some college, no degree 24.0%

Associate's degree 11.4%

Bachelor's degree 19.0%

Graduate / professional 9.6%

Metric	%
HS diploma or higher	90.2%
Bachelor's or higher	28.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	937	4.3%
Kindergarten	998	4.7%
Elementary school	7,187	34.4%
High school	3,627	17.4%
College / grad school	10,137	39.2%

Employment

Industry of employment

Education & healthcare 28.7%

Retail trade 14.1%

Manufacturing 12.5%

Arts, food & hospitality 9.1%

Construction 7.9%

Professional & management 6.3%

Transportation & utilities 6.1%

Finance & real estate 4.8%

Other services 4.4%

Wholesale trade 2.5%

Public administration 1.9%

Information 1.2%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	32.8%
Service	20.1%
Sales & office	21.7%
Natural resources & construction	7.6%
Production & transportation	17.8%

Employment type

Type	%
Private sector	84.1%
Government	12.4%
Self-employed	3.4%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	76.1%
Carpool	8.2%
Public transit	2.4%
Walk	5.4%
Other means	1.8%
Avg commute (minutes)	20.2

Poverty

All people 18.0%

Under 18 years 20.5%

18 and over 17.2%

Married-couple families 4.9%

Female-led households 33.3%

Income support

Source	% of households
Social Security	25.4%
Retirement income	19.6%
Supplemental Security	5.6%
Cash public assistance	5.2%
Food stamps / SNAP	14.2%

Health indicators

Condition	%
High blood pressure	25.5%
High cholesterol	25.5%
Heart disease	5.1%
Stroke	2.6%
Asthma	9.5%
Arthritis	19.4%
Kidney disease	2.5%
Pulmonary disease	5.2%
Cancer	5.2%

Behavior / access	%
Binge drinking	21.1%
No physical activity	22.2%
Less than 7 hrs sleep	30.0%
Fair or poor health	12.4%
Poor mental health	15.6%
Poor physical health	9.2%
No health insurance	12.2%
Visited doctor (checkup)	67.7%
Visited dentist	64.8%
Cholesterol screening	82.9%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,881	6.4%

Disability	%
Any disability	13.4%
Under 18	4.5%
18–64 years	12.4%
65 and over	32.9%

Health insurance coverage

Type	%
Private insurance	66.9%
Public insurance	42.1%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	72,486	93.8%
Spanish	4,137	5.8%
Other Indo-European	546	0.7%
Asian & Pacific Islander	375	0.5%
Other languages	822	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	68,386	88.6%
Born in same state	67,534	87.5%
Born in different state	53,335	68.8%
Foreign born	852	1.2%
Naturalized citizen	8,947	11.4%
Not a US citizen	4,897	54.0%

Ancestry

Ancestry	Count	%
Italian	5,593	7.2%
Polish	5,341	6.9%
French	2,754	3.6%
Arab	1,770	2.3%
English	784	1%

Ancestry	Count	%
German	544	0.7%
Dutch	419	0.5%
Irish	141	0.2%
Norwegian	58	0.1%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	94.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Saint Cloud, MN have?

Saint Cloud, MN has 13 ZIP codes: 56301, 56301, 56301, 56303, 56303, 56303, 56304, 56372, 56388, 56393, 56395, 56396, 56399. Each ZIP code serves a distinct delivery area within the city and surrounding region.

What is the main ZIP code for Saint Cloud, MN?

The primary ZIP code for Saint Cloud, MN is 56304. The city uses area code 320 for phone service.

What county is Saint Cloud, MN in?

Saint Cloud is located in Sherburne County, Minnesota.

How many ZIP codes are in Saint Cloud, MN?

Saint Cloud, MN has 13 ZIP codes.

What ZIP code is Saint Cloud State University located in?

Saint Cloud State University's main campus is located in ZIP code 56301, which covers the central academic area of Saint Cloud, Minnesota.

Which ZIP codes serve the downtown Saint Cloud area?

Downtown Saint Cloud is primarily served by ZIP code 56301, with some surrounding downtown districts also covered by ZIP code 56303.