49746 ZIP Code — Hillman, MI

Montmorency County, Michigan

ZIP code 49746 is located in Hillman, Michigan, within Montmorency County. It covers approximately 209.61 square miles and serves a population of 3,543 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 49746

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $126,400. Owner-occupancy is high at 80%, well above the national average.

Median household income is $44,048. SNAP benefit usage at 18% of households reflects economic stress in the area. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%; and disability rates above the national average at 23%.

Overall, ZIP code 49746 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

3,543

population

209.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49746 ZIP code map

Cities in ZIP code 49746

Below are the cities the US Postal Service accepts for ZIP code 49746. Using any city not on this list may result in mail delivery delays.

City	Status
Hillman	Preferred

Nearby ZIP codes

49753 Lachine (8.9 mi) 49709 Atlanta (11.5 mi) 49744 Herron (13.8 mi) 48619 Comins (15.5 mi) 49743 Hawks (16.7 mi) 49747 Hubbard Lake (19.5 mi)

Demographics updated 05/2026

Population
Total population	3,543
Population density	17 / sq mi
State FIPS	26
County FIPS	119

Geography
Land area	209.61 sq mi
Water area	15.72 sq mi
Latitude	45.0413
Longitude	-83.9427
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.9%	59.3%	42.6%
$50k – $100k	31.1%	30.6%	31.1%
$100k – $200k	8.9%	8.9%	20.6%
Over $200k	1.2%	1.2%	5.7%

Demographics & statistics

3,543

Population

People per sq mi

54.8

Median age

$44,048

Median household income

$27,201

Per capita income

$126,400

Median home value

$667

Median monthly rent

80.1%

Home ownership

17.5%

Poverty rate

5.3%

Unemployment

2,368

Housing units

12.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

106

10–14

101

15–19

105

20–24

100

126

25–34

120

163

35–44

155

183

45–54

175

150

55–59

143

221

60–64

212

372

65–74

356

106

75–84

102

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	628	17.7%
18 and over	2,915	82.3%
65 and over	1,034	29.2%
Median age	54.8 years

Race & ethnicity

White 95.2%

Two or more races 2.5%

American Indian / Alaska Native 1.2%

Black or African American 0.7%

Hispanic or Latino 0.3%

Other race 0.1%

Group	Count	%
White	3,383	95.2%
Two or more races	90	2.5%
American Indian / Alaska Native	44	1.2%
Black or African American	24	0.7%
Hispanic or Latino	10	0.3%
Other race	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.9%	59.3%	42.6%
$50k – $100k	31.1%	30.6%	31.1%
$100k – $200k	8.9%	8.9%	20.6%
Over $200k	1.2%	1.2%	5.7%

Under $10k 6.9%

$10k–$15k 8.9%

$15k–$25k 9.2%

$25k–$35k 13.9%

$35k–$50k 17.1%

$50k–$75k 19.6%

$75k–$100k 8.3%

$100k–$150k 11.9%

$150k–$200k 2.4%

$200k+ 1.7%

Range	% of households
Under $10k	6.9%
$10k–$15k	8.9%
$15k–$25k	9.2%
$25k–$35k	13.9%
$35k–$50k	17.1%
$50k–$75k	19.6%
$75k–$100k	8.3%
$100k–$150k	11.9%
$150k–$200k	2.4%
$200k+	1.7%
Median income	$44,048

Housing

Home values

Under $50k 10.8%

$50k–$100k 28.5%

$100k–$150k 18.0%

$150k–$200k 13.4%

$200k–$300k 15.4%

$300k–$500k 11.9%

$500k–$1M 1.7%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$126,400
Median rent / month	$667
Owner occupied	80.1%
Renter occupied	19.9%
Vacant	36.7%
Single-family detached	83.0%
Large apartment buildings	0.0%
Mobile homes	11.0%
Median rooms	5.1
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.3%
2010–2019	1.9%
2000–2009	10.3%
1990–1999	15.9%
1980–1989	11.6%
1970–1979	24.1%
1960–1969	11.6%
1950–1959	10.7%
1940–1949	5.8%
1939 or earlier	7.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.5%
1 bedroom	8.9%
2 bedrooms	36.2%
3 bedrooms	38.9%
4 bedrooms	10.0%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	10.7%
1 vehicle	30.5%
2 vehicles	39.8%
3 or more	19.1%

Heating fuel

Fuel type	%
Utility gas	49.3%
Electricity	5.0%
Propane / LP gas	27.4%
Fuel oil	3.5%
Wood	13.0%
Solar	0.2%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	777	45.3%
Cohabiting couple	177	10.3%
Male householder, no spouse	407	23.7%
Female householder, no spouse	355	20.7%
Households with children under 18	334	19.5%
Households with seniors (65+)	693	40.4%
Average household size	2.02

Marital status

Status	Male	Female
Never married	25.0%	17.8%
Married	51.7%	53.2%
Separated	0.6%	0.7%
Widowed	3.5%	8.7%
Divorced	19.1%	19.6%

Education

Less than 9th grade 2.1%

Some HS, no diploma 10.1%

HS graduate 40.5%

Some college, no degree 23.3%

Associate's degree 11.4%

Bachelor's degree 8.1%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	87.8%
Bachelor's or higher	12.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	2.0%
Kindergarten	51	8.0%
Elementary school	268	41.9%
High school	169	26.4%
College / grad school	138	21.6%

Employment

Industry of employment

Education & healthcare 24.6%

Manufacturing 13.9%

Construction 11.8%

Retail trade 10.4%

Arts, food & hospitality 8.8%

Agriculture & mining 7.4%

Transportation & utilities 5.8%

Finance & real estate 5.6%

Public administration 4.6%

Other services 4.0%

Professional & management 2.1%

Wholesale trade 0.9%

Information 0.1%

Occupation

Category	%
Management, business & arts	26.0%
Service	16.4%
Sales & office	24.3%
Natural resources & construction	20.0%
Production & transportation	13.3%

Employment type

Type	%
Private sector	78.3%
Government	13.8%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.2%
Carpool	12.8%
Public transit	0.0%
Walk	2.5%
Work from home	4.1%
Other means	1.4%
Avg commute (minutes)	28.0

Poverty

All people 17.5%

Under 18 years 22.7%

18 and over 16.5%

Married-couple families 7.6%

Female-led households 17.8%

Income support

Source	% of households
Social Security	53.4%
Retirement income	30.0%
Supplemental Security	6.8%
Cash public assistance	4.3%
Food stamps / SNAP	17.5%

Health indicators

Condition	%
Obesity	39.1%
High blood pressure	41.6%
High cholesterol	40.2%
Diabetes	14.3%
Heart disease	9.8%
Stroke	4.6%
Asthma	11.3%
Arthritis	37.7%
Kidney disease	4.0%
Pulmonary disease	11.5%
Cancer	8.8%

Behavior / access	%
Smoking	22.9%
Binge drinking	16.2%
No physical activity	25.8%
Less than 7 hrs sleep	34.2%
Depression	22.5%
Fair or poor health	19.5%
Poor mental health	16.2%
Poor physical health	14.2%
No health insurance	10.3%
Visited doctor (checkup)	76.6%
Visited dentist	62.8%
Cholesterol screening	92.0%
Teeth loss	16.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	334	11.5%

Disability	%
Any disability	22.7%
Under 18	13.2%
18–64 years	18.1%
65 and over	37.4%

Health insurance coverage

Type	%
Private insurance	61.3%
Public insurance	54.8%
No insurance	7.4%
Uninsured under 19	4.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,407	96.2%
Spanish	13	0.4%
Other Indo-European	3	0.1%
Asian & Pacific Islander	10	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,519	99.3%
Born in same state	3,507	99.0%
Born in different state	3,173	89.6%
Foreign born	12	0.3%
Naturalized citizen	24	0.7%
Not a US citizen	20	83.3%

Ancestry

Ancestry	Count	%
Italian	473	13.4%
French	392	11.1%
Arab	237	6.7%
German	83	2.3%

Ancestry	Count	%
English	36	1%
Polish	23	0.6%
Irish	15	0.4%
Dutch	7	0.2%

Technology access

Metric	% of households
Computer access	48.4%
Internet access	87.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49746

What city is ZIP code 49746 in?

ZIP code 49746 is primarily assigned to Hillman, Michigan.

What county is ZIP code 49746 in?

ZIP code 49746 falls within Montmorency County, Michigan.

Does ZIP code 49746 have an older population?

29% of residents in ZIP code 49746 are 65 or older, above the national average of ~17%.

Does ZIP code 49746 have a large retiree population?

53% of households in ZIP code 49746 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 49746?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 49746?

18% of residents in ZIP code 49746 live below the poverty line, above the national average.

What timezone is ZIP code 49746 in?

ZIP code 49746 observes the EST timezone.