49709 ZIP Code — Atlanta, MI

Montmorency County, Michigan

ZIP code 49709 is located in Atlanta, Michigan, within Montmorency County. It covers approximately 231.80 square miles and serves a population of 3,361 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 49709

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $115,000. Owner-occupancy is high at 91%, well above the national average.

Median household income is $47,849. Poverty affects 22% of residents, above the national average. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with retail trade as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (22%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 49709 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,361

population

231.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49709 ZIP code map

Cities in ZIP code 49709

Below are the cities the US Postal Service accepts for ZIP code 49709. Using any city not on this list may result in mail delivery delays.

City	Status
Atlanta	Preferred

Nearby ZIP codes

49751 Johannesburg (9.8 mi) 49746 Hillman (11.5 mi) 49756 Lewiston (16.5 mi) 48619 Comins (17 mi)

Demographics updated 06/2026

Population
Total population	3,361
Population density	14 / sq mi
State FIPS	26
County FIPS	119

Geography
Land area	231.80 sq mi
Water area	4.74 sq mi
Latitude	45.0364
Longitude	-84.1787
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.3%	59.3%	42.6%
$50k – $100k	32.4%	30.6%	31.1%
$100k – $200k	8.9%	8.9%	20.6%
Over $200k	0.3%	1.2%	5.7%

Demographics & statistics

3,361

Population

People per sq mi

58.0

Median age

$47,849

Median household income

$26,808

Per capita income

$115,000

Median home value

$633

Median monthly rent

90.6%

Home ownership

21.6%

Poverty rate

5.2%

Unemployment

3,590

Housing units

14.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

113

25–34

108

147

35–44

141

144

45–54

137

151

55–59

143

191

60–64

183

401

65–74

382

153

75–84

146

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	517	15.4%
18 and over	2,844	84.6%
65 and over	1,188	35.3%
Median age	58.0 years

Race & ethnicity

White 95.3%

Two or more races 3%

American Indian / Alaska Native 0.7%

Hispanic or Latino 0.6%

Other race 0.2%

Asian 0.2%

Black or African American 0.1%

Group	Count	%
White	3,223	95.3%
Two or more races	100	3%
American Indian / Alaska Native	22	0.7%
Hispanic or Latino	20	0.6%
Other race	7	0.2%
Asian	6	0.2%
Black or African American	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.3%	59.3%	42.6%
$50k – $100k	32.4%	30.6%	31.1%
$100k – $200k	8.9%	8.9%	20.6%
Over $200k	0.3%	1.2%	5.7%

Under $10k 7.1%

$10k–$15k 3.8%

$15k–$25k 13.7%

$25k–$35k 11.6%

$35k–$50k 16.1%

$50k–$75k 22.9%

$75k–$100k 14.6%

$100k–$150k 6.7%

$150k–$200k 3.1%

$200k+ 0.4%

Range	% of households
Under $10k	7.1%
$10k–$15k	3.8%
$15k–$25k	13.7%
$25k–$35k	11.6%
$35k–$50k	16.1%
$50k–$75k	22.9%
$75k–$100k	14.6%
$100k–$150k	6.7%
$150k–$200k	3.1%
$200k+	0.4%
Median income	$47,849

Housing

Home values

Under $50k 11.5%

$50k–$100k 30.1%

$100k–$150k 20.4%

$150k–$200k 15.5%

$200k–$300k 17.3%

$300k–$500k 4.6%

$500k–$1M 0.4%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$115,000
Median rent / month	$633
Owner occupied	90.6%
Renter occupied	9.4%
Vacant	56.0%
Single-family detached	88.0%
Large apartment buildings	0.3%
Mobile homes	10.3%
Median rooms	4.5
Avg household size (owned)	2.03

Year built

Era	%
2020 or later	0.1%
2010–2019	2.0%
2000–2009	6.6%
1990–1999	11.5%
1980–1989	13.2%
1970–1979	23.2%
1960–1969	20.3%
1950–1959	12.5%
1940–1949	7.0%
1939 or earlier	3.6%

Bedrooms

Size	% of units
No bedroom (studio)	7.1%
1 bedroom	7.6%
2 bedrooms	45.5%
3 bedrooms	28.9%
4 bedrooms	8.2%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	33.5%
2 vehicles	40.0%
3 or more	20.8%

Heating fuel

Fuel type	%
Utility gas	57.9%
Electricity	2.6%
Propane / LP gas	26.0%
Fuel oil	0.5%
Wood	11.4%

Households & families

Household type	Count	%
Married-couple family	787	47.8%
Cohabiting couple	77	4.7%
Male householder, no spouse	399	24.2%
Female householder, no spouse	385	23.4%
Households with children under 18	302	18.3%
Households with seniors (65+)	829	50.3%
Average household size	2.02

Marital status

Status	Male	Female
Never married	22.3%	11.0%
Married	55.1%	59.5%
Separated	0.0%	1.1%
Widowed	6.6%	15.2%
Divorced	16.0%	13.2%

Education

Less than 9th grade 2.3%

Some HS, no diploma 10.5%

HS graduate 40.3%

Some college, no degree 24.5%

Associate's degree 7.7%

Bachelor's degree 10.9%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	14.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	31	7.4%
Kindergarten	19	4.5%
Elementary school	226	53.9%
High school	93	22.2%
College / grad school	50	11.9%

Employment

Industry of employment

Retail trade 14.3%

Education & healthcare 13.0%

Manufacturing 12.1%

Public administration 11.9%

Construction 11.7%

Professional & management 9.3%

Other services 7.2%

Transportation & utilities 5.3%

Finance & real estate 5.3%

Arts, food & hospitality 4.2%

Agriculture & mining 3.2%

Wholesale trade 2.3%

Information 0.2%

Occupation

Category	%
Management, business & arts	22.4%
Service	23.3%
Sales & office	20.1%
Natural resources & construction	13.5%
Production & transportation	20.8%

Employment type

Type	%
Private sector	65.2%
Government	18.6%
Self-employed	15.8%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	76.2%
Carpool	15.8%
Public transit	0.0%
Walk	3.1%
Work from home	4.6%
Other means	0.3%
Avg commute (minutes)	24.6

Poverty

All people 21.6%

Under 18 years 41.2%

18 and over 18.2%

Married-couple families 7.1%

Female-led households 59.3%

Income support

Source	% of households
Social Security	57.1%
Retirement income	48.6%
Supplemental Security	9.8%
Cash public assistance	4.1%
Food stamps / SNAP	16.2%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	43.9%
High cholesterol	41.9%
Diabetes	15.2%
Heart disease	10.7%
Stroke	4.8%
Asthma	11.0%
Arthritis	39.8%
Kidney disease	4.2%
Pulmonary disease	11.8%
Cancer	9.6%

Behavior / access	%
Smoking	21.7%
Binge drinking	15.2%
No physical activity	25.5%
Less than 7 hrs sleep	33.5%
Depression	21.7%
Fair or poor health	19.4%
Poor mental health	15.2%
Poor physical health	14.3%
No health insurance	9.6%
Visited doctor (checkup)	77.8%
Visited dentist	64.4%
Cholesterol screening	93.2%
Teeth loss	15.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	373	13.1%

Disability	%
Any disability	25.7%
Under 18	5.6%
18–64 years	24.6%
65 and over	35.9%

Health insurance coverage

Type	%
Private insurance	58.7%
Public insurance	66.0%
No insurance	6.6%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,187	94.8%
Spanish	18	0.6%
Other Indo-European	9	0.3%
Asian & Pacific Islander	7	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,334	99.2%
Born in same state	3,311	98.5%
Born in different state	2,903	86.4%
Foreign born	23	0.7%
Naturalized citizen	27	0.8%
Not a US citizen	12	44.4%

Ancestry

Ancestry	Count	%
French	405	12%
Italian	398	11.8%
Arab	207	6.2%
German	164	4.9%
English	84	2.5%

Ancestry	Count	%
Irish	33	1%
Polish	25	0.7%
Dutch	19	0.6%
Norwegian	11	0.3%

Technology access

Metric	% of households
Computer access	49.0%
Internet access	91.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49709

What city is ZIP code 49709 in?

ZIP code 49709 is primarily assigned to Atlanta, Michigan.

What county is ZIP code 49709 in?

ZIP code 49709 falls within Montmorency County, Michigan.

Does ZIP code 49709 have an older population?

35% of residents in ZIP code 49709 are 65 or older, above the national average of ~17%.

Does ZIP code 49709 have a large retiree population?

57% of households in ZIP code 49709 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 49709 mostly owner-occupied?

91% of occupied units in ZIP code 49709 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 49709?

22% of residents in ZIP code 49709 live below the poverty line, above the national average.

What timezone is ZIP code 49709 in?

ZIP code 49709 observes the EST timezone.