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Minnesota ZIP Codes
Clay County
Hawley, MN
56549
56549 ZIP Code — Hawley, MN
Clay County, Minnesota
ZIP code 56549 is located in
Hawley ,
Minnesota ,
within Clay County .
It covers approximately 206.33 square miles and serves a population of
4,839 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 218 .
About ZIP code 56549
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $305,000. Owner-occupancy is high at 84%, well above the national average.
Median household income is $98,616. The poverty rate of 6% is below the national average. 30% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.
Overall, ZIP code 56549 reflects a community defined by high homeownership and a significant Social Security-dependent population.
56549 ZIP code map
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Cities in ZIP code 56549
Below are the cities the US Postal Service accepts for ZIP code 56549. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
4,839
Population density
23 / sq mi
State FIPS
27
County FIPS
027
Geography
Land area
206.33 sq mi
Water area
4.29 sq mi
Latitude
46.9177
Longitude
-96.3054
Timezone
Central (CT)
Area code
218
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
28.6%
38.4%
33.6%
$50k – $100k
31.3%
32.3%
31.5%
$100k – $200k
32.5%
25.3%
26.5%
Over $200k
7.6%
3.9%
8.5%
Demographics & statistics
$98,616
Median household income
$305,000
Median home value
31.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,486 30.7%
18 and over 3,353 69.3%
65 and over 827 17.1%
Median age 39.4 years
Race & ethnicity
Black or African American
0.4%
American Indian / Alaska Native
0.1%
Group Count %
White 4,733 97.2%
Two or more races 62 1.3%
Hispanic or Latino 28 0.6%
Black or African American 21 0.4%
Asian 13 0.3%
Other race 7 0.1%
American Indian / Alaska Native 3 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
28.6%
38.4%
33.6%
$50k – $100k
31.3%
32.3%
31.5%
$100k – $200k
32.5%
25.3%
26.5%
Over $200k
7.6%
3.9%
8.5%
Range % of households
Under $10k 1.0%
$10k–$15k 0.8%
$15k–$25k 5.8%
$25k–$35k 6.3%
$35k–$50k 8.4%
$50k–$75k 12.0%
$75k–$100k 16.5%
$100k–$150k 25.1%
$150k–$200k 15.3%
$200k+ 8.7%
Median income $98,616
Housing
Housing overview
Metric Value
Median home value $305,000
Median rent / month $728
Owner occupied 84.0%
Renter occupied 16.0%
Vacant 9.0%
Single-family detached 79.9%
Large apartment buildings 3.7%
Mobile homes 4.8%
Median rooms 7.0
Avg household size (owned) 2.86
Year built
Era %
2020 or later 0.1%
2010–2019 12.0%
2000–2009 13.9%
1990–1999 14.6%
1980–1989 5.4%
1970–1979 19.3%
1960–1969 7.0%
1950–1959 4.7%
1940–1949 3.6%
1939 or earlier 19.4%
Bedrooms
Size % of units
No bedroom (studio) 0.8%
1 bedroom 7.8%
2 bedrooms 17.7%
3 bedrooms 35.8%
4 bedrooms 21.4%
5+ bedrooms 16.5%
Vehicles per household
Vehicles % of households
No vehicle 3.3%
1 vehicle 20.4%
2 vehicles 38.1%
3 or more 38.2%
Heating fuel
Fuel type %
Utility gas 26.4%
Electricity 31.8%
Propane / LP gas 30.4%
Fuel oil 4.4%
Wood 2.6%
No fuel used 2.8%
Households & families
Household type Count %
Married-couple family 1,163 66.3%
Cohabiting couple 76 4.3%
Male householder, no spouse 191 10.9%
Female householder, no spouse 323 18.4%
Households with children under 18 692 39.5%
Households with seniors (65+) 502 28.6%
Average household size 2.72
Marital status
Status Male Female
Never married 23.0% 20.1%
Married 70.9% 61.9%
Separated 0.6% 0.2%
Widowed 0.6% 7.5%
Divorced 4.9% 10.3%
Education
Some college, no degree
19.7%
Graduate / professional
8.9%
Metric %
HS diploma or higher 95.0%
Bachelor's or higher 31.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 107 8.2%
Kindergarten 113 8.6%
Elementary school 713 54.5%
High school 254 19.4%
College / grad school 121 9.3%
Employment
Industry of employment
Education & healthcare
27.4%
Professional & management
7.8%
Arts, food & hospitality
6.4%
Agriculture & mining
5.4%
Finance & real estate
5.2%
Public administration
4.2%
Transportation & utilities
3.5%
Occupation
Category %
Management, business & arts 43.8%
Service 10.9%
Sales & office 20.7%
Natural resources & construction 12.4%
Production & transportation 12.1%
Employment type
Type %
Private sector 81.7%
Government 13.5%
Self-employed 4.7%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 79.0%
Carpool 8.0%
Public transit 0.0%
Walk 1.5%
Work from home 11.0%
Other means 0.4%
Avg commute (minutes) 28.3
Poverty
Married-couple families
1.7%
Female-led households
36.4%
Income support
Source % of households
Social Security 30.3%
Retirement income 24.0%
Supplemental Security 2.6%
Cash public assistance 1.5%
Food stamps / SNAP 3.7%
Health indicators
Condition %
Obesity 36.1%
High blood pressure 31.0%
High cholesterol 29.4%
Diabetes 8.6%
Heart disease 6.1%
Stroke 2.8%
Asthma 8.6%
Arthritis 23.8%
Kidney disease 2.7%
Pulmonary disease 5.3%
Cancer 7.0%
Behavior / access %
Smoking 18.2%
Binge drinking 21.6%
No physical activity 19.9%
Less than 7 hrs sleep 28.8%
Depression 23.6%
Fair or poor health 10.9%
Poor mental health 13.2%
Poor physical health 9.0%
No health insurance 10.0%
Visited doctor (checkup) 70.1%
Visited dentist 71.7%
Cholesterol screening 89.9%
Teeth loss 10.5%
Veterans & disability
Veterans Count %
Civilian veterans 232 6.9%
Disability %
Any disability 9.5%
Under 18 2.3%
18–64 years 6.1%
65 and over 32.9%
Health insurance coverage
Type %
Private insurance 84.0%
Public insurance 26.7%
No insurance 3.6%
Uninsured under 19 2.1%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 4,502 93.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 4,829 99.8%
Born in same state 4,821 99.6%
Born in different state 2,127 44.0%
Foreign born 8 0.2%
Naturalized citizen 10 0.2%
Not a US citizen 5 50.0%
Ancestry
Ancestry Count %
Polish 1,675 34.6%
Italian 285 5.9%
French 228 4.7%
Dutch 71 1.5%
Ancestry Count %
Arab 56 1.2%
German 26 0.5%
English 6 0.1%
Irish 1 0%
Technology access
Metric % of households
Computer access 36.2%
Internet access 93.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 56549
What city is ZIP code 56549 in?
ZIP code 56549 is primarily assigned to Hawley, Minnesota.
What county is ZIP code 56549 in?
ZIP code 56549 falls within Clay County, Minnesota.
Is ZIP code 56549 family-oriented?
31% of residents in ZIP code 56549 are under 18, reflecting a younger, family-oriented community.
Is ZIP code 56549 mostly owner-occupied?
84% of occupied units in ZIP code 56549 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 56549?
The median home value in ZIP code 56549 is $305,000.
What is the population of ZIP code 56549?
ZIP code 56549 has an estimated population of 4,839 residents, with a density of 23 people per square mile.
What timezone is ZIP code 56549 in?
ZIP code 56549 observes the CST timezone.
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