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Iowa ZIP Codes
Mills County
Hastings, IA
51540
51540 ZIP Code — Hastings, IA
Mills County, Iowa
ZIP code 51540 is located in
Hastings ,
Iowa ,
within Mills County .
It covers approximately 57.41 square miles and serves a population of
304 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 712 .
About ZIP code 51540
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $166,700. Owner-occupancy is high at 88%, well above the national average.
The gap between median ($63,750) and mean household income suggests income inequality — a small number of higher earners pull the average up. 70% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.
College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include a notable veteran presence at 27% of civilians, above the national average of 7%; and disability rates above the national average at 27%.
Overall, ZIP code 51540 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
51540 ZIP code map
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Cities in ZIP code 51540
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
304
Population density
5 / sq mi
State FIPS
19
County FIPS
129
Geography
Land area
57.41 sq mi
Water area
0.18 sq mi
Latitude
41.0162
Longitude
-95.4992
Timezone
Central (CT)
Area code
712
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.1%
29.9%
40.1%
$50k – $100k
24.3%
36.6%
33.4%
$100k – $200k
28.6%
26.7%
21.5%
Over $200k
0.0%
6.9%
5.0%
Demographics & statistics
$63,750
Median household income
$166,700
Median home value
15.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 53 17.4%
18 and over 251 82.6%
65 and over 116 38.2%
Median age 62.4 years
Race & ethnicity
Group Count %
White 278 91.4%
Two or more races 18 5.9%
Asian 8 2.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.1%
29.9%
40.1%
$50k – $100k
24.3%
36.6%
33.4%
$100k – $200k
28.6%
26.7%
21.5%
Over $200k
0.0%
6.9%
5.0%
Range % of households
$10k–$15k 0.7%
$15k–$25k 26.1%
$25k–$35k 10.4%
$35k–$50k 10.4%
$50k–$75k 6.7%
$75k–$100k 9.7%
$100k–$150k 12.7%
$150k–$200k 13.4%
$200k+ 9.7%
Median income $63,750
Housing
Housing overview
Metric Value
Median home value $166,700
Median rent / month $0
Owner occupied 88.1%
Renter occupied 11.9%
Vacant 34.0%
Single-family detached 88.7%
Large apartment buildings 0.0%
Mobile homes 11.3%
Median rooms 6.4
Avg household size (owned) 2.31
Year built
Era %
2020 or later 0.0%
2010–2019 0.0%
2000–2009 21.2%
1990–1999 8.9%
1980–1989 6.4%
1970–1979 5.9%
1960–1969 10.8%
1950–1959 0.0%
1940–1949 1.0%
1939 or earlier 45.8%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 10.3%
2 bedrooms 18.2%
3 bedrooms 33.5%
4 bedrooms 35.0%
5+ bedrooms 3.0%
Vehicles per household
Vehicles % of households
No vehicle 9.0%
1 vehicle 19.4%
2 vehicles 38.8%
3 or more 32.8%
Heating fuel
Fuel type %
Electricity 6.0%
Propane / LP gas 85.8%
Wood 8.2%
Households & families
Household type Count %
Married-couple family 94 70.1%
Cohabiting couple 5 3.7%
Male householder, no spouse 25 18.7%
Female householder, no spouse 10 7.5%
Households with children under 18 15 11.2%
Households with seniors (65+) 65 48.5%
Average household size 2.27
Marital status
Status Male Female
Never married 9.2% 2.6%
Married 71.8% 80.9%
Separated 0.0% 0.0%
Widowed 16.9% 10.4%
Divorced 2.1% 6.1%
Education
Some HS, no diploma
20.2%
Some college, no degree
6.1%
Graduate / professional
0.0%
Metric %
HS diploma or higher 79.8%
Bachelor's or higher 15.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 0 0.0%
Elementary school 36 78.3%
High school 10 21.7%
College / grad school 0 0.0%
Employment
Industry of employment
Education & healthcare
33.3%
Agriculture & mining
12.6%
Professional & management
4.6%
Public administration
3.4%
Transportation & utilities
2.3%
Finance & real estate
2.3%
Occupation
Category %
Management, business & arts 37.9%
Service 25.3%
Sales & office 12.6%
Natural resources & construction 12.6%
Production & transportation 11.5%
Employment type
Type %
Private sector 72.4%
Government 24.1%
Self-employed 3.4%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 87.4%
Carpool 12.6%
Public transit 0.0%
Walk 0.0%
Work from home 0.0%
Other means 0.0%
Avg commute (minutes) 27.8
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 70.1%
Retirement income 25.4%
Supplemental Security 0.0%
Cash public assistance 0.7%
Food stamps / SNAP 4.5%
Health indicators
Condition %
Obesity 36.3%
High blood pressure 36.8%
High cholesterol 36.4%
Diabetes 11.7%
Heart disease 8.1%
Stroke 3.6%
Asthma 9.4%
Arthritis 29.1%
Kidney disease 3.2%
Pulmonary disease 7.9%
Cancer 8.0%
Behavior / access %
Smoking 18.1%
Binge drinking 19.7%
No physical activity 25.4%
Less than 7 hrs sleep 32.9%
Depression 17.2%
Fair or poor health 14.1%
Poor mental health 12.8%
Poor physical health 10.7%
No health insurance 8.9%
Visited doctor (checkup) 77.0%
Visited dentist 67.1%
Cholesterol screening 90.4%
Teeth loss 14.0%
Veterans & disability
Veterans Count %
Civilian veterans 67 26.7%
Disability %
Any disability 27.3%
Under 18 5.7%
18–64 years 27.4%
65 and over 37.1%
Health insurance coverage
Type %
Private insurance 58.2%
Public insurance 61.5%
No insurance 0.0%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 297 97.7%
Spanish 7 2.4%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 7 2.4%
Place of birth & citizenship
Origin Count %
Native born (US) 283 93.1%
Born in same state 283 93.1%
Born in different state 146 48.0%
Foreign born 0 0.0%
Naturalized citizen 21 6.9%
Not a US citizen 14 66.7%
Ancestry
Ancestry Count %
French 56 18.4%
Arab 41 13.5%
Polish 29 9.5%
Ancestry Count %
Italian 28 9.2%
German 2 0.7%
English 1 0.3%
Technology access
Metric % of households
Computer access 44.1%
Internet access 94.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 51540
What city is ZIP code 51540 in?
ZIP code 51540 is primarily assigned to Hastings, Iowa.
What county is ZIP code 51540 in?
ZIP code 51540 falls within Mills County, Iowa.
Does ZIP code 51540 have a large retiree population?
70% of households in ZIP code 51540 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 51540 have an older population?
38% of residents in ZIP code 51540 are 65 or older, above the national average of ~17%.
Does ZIP code 51540 have a large veteran population?
27% of civilians in ZIP code 51540 are veterans, above the national average of ~7%.
Is ZIP code 51540 mostly owner-occupied?
88% of occupied units in ZIP code 51540 are owner-occupied, well above the national average.
What timezone is ZIP code 51540 in?
ZIP code 51540 observes the CST timezone.
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