55032 ZIP Code — Harris, MN

Chisago County, Minnesota

ZIP code 55032 is located in Harris, Minnesota, within Chisago County. It covers approximately 67.84 square miles and serves a population of 3,253 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 55032

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $314,800. Owner-occupancy is high at 94%, well above the national average.

Median household income is $105,045. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 55032 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,253

population

67.84

sq mi land

Standard

ZIP type

Central (CT)

timezone

55032 ZIP code map

Cities in ZIP code 55032

Below are the cities the US Postal Service accepts for ZIP code 55032. Using any city not on this list may result in mail delivery delays.

City	Status
Harris	Preferred

Nearby ZIP codes

55069 Rush City (6.6 mi) 55056 North Branch (6.9 mi) 55079 Stacy (12.8 mi) 55080 Stanchfield (13 mi) 55012 Center City (13.3 mi) 55008 Cambridge (14.4 mi) 54006 Cushing (15 mi) 55045 Lindstrom (15.4 mi) 55084 Taylors Falls (15.8 mi) 55006 Braham (16.1 mi) 55013 Chisago City (16.1 mi) 55063 Pine City (16.5 mi)

Demographics updated 05/2026

Population
Total population	3,253
Population density	48 / sq mi
State FIPS	27
County FIPS	025

Geography
Land area	67.84 sq mi
Water area	2.75 sq mi
Latitude	45.5896
Longitude	-92.9793
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.3%	26.6%	33.6%
$50k – $100k	28.8%	32.5%	31.5%
$100k – $200k	43.7%	34.7%	26.5%
Over $200k	4.2%	6.2%	8.5%

Demographics & statistics

3,253

Population

People per sq mi

42.8

Median age

$105,045

Median household income

$41,208

Per capita income

$314,800

Median home value

$1,342

Median monthly rent

94.4%

Home ownership

8.6%

Poverty rate

5.9%

Unemployment

1,336

Housing units

20.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

120

15–19

114

20–24

186

25–34

178

234

35–44

223

194

45–54

185

157

55–59

149

216

60–64

206

140

65–74

134

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	659	20.3%
18 and over	2,594	79.7%
65 and over	429	13.2%
Median age	42.8 years

Race & ethnicity

White 91%

Two or more races 3.9%

Asian 1.9%

Hispanic or Latino 1.5%

Black or African American 1.1%

American Indian / Alaska Native 0.6%

Group	Count	%
White	3,008	91%
Two or more races	128	3.9%
Asian	62	1.9%
Hispanic or Latino	51	1.5%
Black or African American	35	1.1%
American Indian / Alaska Native	20	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.3%	26.6%	33.6%
$50k – $100k	28.8%	32.5%	31.5%
$100k – $200k	43.7%	34.7%	26.5%
Over $200k	4.2%	6.2%	8.5%

Under $10k 4.3%

$10k–$15k 1.8%

$15k–$25k 2.5%

$25k–$35k 5.5%

$35k–$50k 6.7%

$50k–$75k 12.6%

$75k–$100k 14.0%

$100k–$150k 30.8%

$150k–$200k 13.7%

$200k+ 8.1%

Range	% of households
Under $10k	4.3%
$10k–$15k	1.8%
$15k–$25k	2.5%
$25k–$35k	5.5%
$35k–$50k	6.7%
$50k–$75k	12.6%
$75k–$100k	14.0%
$100k–$150k	30.8%
$150k–$200k	13.7%
$200k+	8.1%
Median income	$105,045

Housing

Home values

Under $50k 2.2%

$50k–$100k 1.1%

$100k–$150k 1.3%

$150k–$200k 7.9%

$200k–$300k 33.5%

$300k–$500k 47.6%

$500k–$1M 6.0%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$314,800
Median rent / month	$1,342
Owner occupied	94.4%
Renter occupied	5.6%
Vacant	12.4%
Single-family detached	96.5%
Large apartment buildings	0.0%
Mobile homes	2.4%
Median rooms	6.7
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.2%
2010–2019	7.0%
2000–2009	21.4%
1990–1999	14.1%
1980–1989	12.4%
1970–1979	15.4%
1960–1969	4.8%
1950–1959	6.5%
1940–1949	0.1%
1939 or earlier	18.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	1.6%
2 bedrooms	16.8%
3 bedrooms	48.1%
4 bedrooms	21.9%
5+ bedrooms	9.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.2%
1 vehicle	17.0%
2 vehicles	34.0%
3 or more	48.9%

Heating fuel

Fuel type	%
Utility gas	14.5%
Electricity	8.9%
Propane / LP gas	59.8%
Fuel oil	2.6%
Wood	11.0%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	776	63.0%
Cohabiting couple	108	8.8%
Male householder, no spouse	225	18.3%
Female householder, no spouse	122	9.9%
Households with children under 18	340	27.6%
Households with seniors (65+)	302	24.5%
Average household size	2.61

Marital status

Status	Male	Female
Never married	32.1%	24.0%
Married	56.4%	61.6%
Separated	0.0%	0.9%
Widowed	3.4%	3.8%
Divorced	8.1%	9.7%

Education

Less than 9th grade 1.3%

Some HS, no diploma 6.2%

HS graduate 33.1%

Some college, no degree 25.3%

Associate's degree 13.9%

Bachelor's degree 15.8%

Graduate / professional 4.4%

Metric	%
HS diploma or higher	92.5%
Bachelor's or higher	20.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	6.4%
Kindergarten	27	3.9%
Elementary school	316	46.2%
High school	181	26.5%
College / grad school	116	17.0%

Employment

Industry of employment

Education & healthcare 19.6%

Construction 16.3%

Manufacturing 14.8%

Retail trade 12.6%

Public administration 7.8%

Transportation & utilities 6.1%

Arts, food & hospitality 5.3%

Professional & management 4.8%

Finance & real estate 4.7%

Other services 3.2%

Wholesale trade 2.7%

Agriculture & mining 1.2%

Information 0.7%

Occupation

Category	%
Management, business & arts	32.9%
Service	14.1%
Sales & office	19.2%
Natural resources & construction	15.0%
Production & transportation	18.8%

Employment type

Type	%
Private sector	81.5%
Government	13.8%
Self-employed	4.3%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	79.2%
Carpool	7.5%
Public transit	1.1%
Walk	0.1%
Work from home	11.5%
Other means	0.6%
Avg commute (minutes)	38.9

Poverty

All people 8.6%

Under 18 years 11.0%

18 and over 8.1%

Married-couple families 4.0%

Female-led households 20.3%

Income support

Source	% of households
Social Security	30.1%
Retirement income	22.8%
Supplemental Security	2.4%
Cash public assistance	3.3%
Food stamps / SNAP	5.0%

Health indicators

Condition	%
Obesity	36.5%
High blood pressure	29.0%
High cholesterol	29.4%
Diabetes	8.4%
Heart disease	5.5%
Stroke	2.6%
Asthma	8.9%
Arthritis	22.3%
Kidney disease	2.4%
Pulmonary disease	5.4%
Cancer	6.0%

Behavior / access	%
Smoking	19.5%
Binge drinking	21.1%
No physical activity	20.6%
Less than 7 hrs sleep	27.6%
Depression	21.9%
Fair or poor health	11.5%
Poor mental health	13.8%
Poor physical health	9.2%
No health insurance	11.0%
Visited doctor (checkup)	67.6%
Visited dentist	65.8%
Cholesterol screening	88.8%
Teeth loss	10.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	200	7.7%

Disability	%
Any disability	11.3%
Under 18	7.8%
18–64 years	8.6%
65 and over	30.1%

Health insurance coverage

Type	%
Private insurance	75.6%
Public insurance	31.8%
No insurance	3.5%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,117	95.8%
Spanish	52	1.7%
Other Indo-European	6	0.2%
Asian & Pacific Islander	4	0.1%
Other languages	42	1.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,201	98.4%
Born in same state	3,183	97.8%
Born in different state	2,668	82.0%
Foreign born	18	0.6%
Naturalized citizen	52	1.6%
Not a US citizen	30	57.7%

Ancestry

Ancestry	Count	%
Polish	306	9.4%
Italian	276	8.5%
French	174	5.3%
German	99	3%

Ancestry	Count	%
Arab	75	2.3%
Dutch	59	1.8%
English	20	0.6%
Norwegian	7	0.2%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 55032

What city is ZIP code 55032 in?

ZIP code 55032 is primarily assigned to Harris, Minnesota.

What county is ZIP code 55032 in?

ZIP code 55032 falls within Chisago County, Minnesota.

Is ZIP code 55032 mostly owner-occupied?

94% of occupied units in ZIP code 55032 are owner-occupied, well above the national average.

What is the median household income in ZIP code 55032?

The median household income in ZIP code 55032 is $105,045, above the national median of ~$75,000.

What is the typical home value in ZIP code 55032?

The median home value in ZIP code 55032 is $314,800.

What is the population of ZIP code 55032?

ZIP code 55032 has an estimated population of 3,253 residents, with a density of 48 people per square mile.

What timezone is ZIP code 55032 in?

ZIP code 55032 observes the CST timezone.