28634 ZIP Code — Harmony, NC

Iredell County, North Carolina

ZIP code 28634 is located in Harmony, North Carolina, within Iredell County. It covers approximately 62.17 square miles and serves a population of 5,045 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 336/980/704.

About ZIP code 28634

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $130,800. Owner-occupancy is high at 85%, well above the national average.

Median household income is $70,644. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 28634 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

5,045

population

62.17

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28634 ZIP code map

Cities in ZIP code 28634

Below are the cities the US Postal Service accepts for ZIP code 28634. Using any city not on this list may result in mail delivery delays.

City	Status
Harmony	Acceptable
Harmony	Preferred

Nearby ZIP codes

28660 Olin (5.2 mi) 28625 Statesville (8.6 mi) 28689 Union Grove (9.8 mi) 27020 Hamptonville (10.2 mi) 27028 Mocksville (11.7 mi) 27055 Yadkinville (13.3 mi) 27013 Cleveland (14.4 mi) 27054 Woodleaf (15.5 mi) 28636 Hiddenite (16.3 mi) 27011 Boonville (17.4 mi) 28642 Jonesville (17.9 mi) 28678 Stony Point (18.2 mi)

Demographics updated 05/2026

Population
Total population	5,045
Population density	81 / sq mi
State FIPS	37
County FIPS	097

Geography
Land area	62.17 sq mi
Water area	0.44 sq mi
Latitude	35.9645
Longitude	-80.7705
Timezone	Eastern (ET)
Area code	336/980/704

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.4%	39.7%	44.4%
$50k – $100k	39.8%	32.3%	30.6%
$100k – $200k	13.5%	20.5%	19.1%
Over $200k	1.3%	7.4%	6.0%

Demographics & statistics

5,045

Population

People per sq mi

38.5

Median age

$70,644

Median household income

$30,164

Per capita income

$130,800

Median home value

$762

Median monthly rent

85.2%

Home ownership

15.6%

Poverty rate

0.7%

Unemployment

1,998

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

214

Under 5

203

141

5–9

133

171

10–14

162

15–19

149

20–24

140

345

25–34

326

358

35–44

338

385

45–54

363

211

55–59

199

134

60–64

126

224

65–74

212

152

75–84

144

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,152	22.8%
18 and over	3,893	77.2%
65 and over	773	15.3%
Median age	38.5 years

Race & ethnicity

White 78.9%

Black or African American 10%

Hispanic or Latino 4.4%

Other race 3.7%

Two or more races 2%

Asian 0.6%

American Indian / Alaska Native 0.5%

Group	Count	%
White	4,162	78.9%
Black or African American	529	10%
Hispanic or Latino	230	4.4%
Other race	194	3.7%
Two or more races	104	2%
Asian	32	0.6%
American Indian / Alaska Native	24	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	45.4%	39.7%	44.4%
$50k – $100k	39.8%	32.3%	30.6%
$100k – $200k	13.5%	20.5%	19.1%
Over $200k	1.3%	7.4%	6.0%

Under $10k 5.6%

$10k–$15k 5.4%

$15k–$25k 7.2%

$25k–$35k 9.1%

$35k–$50k 8.5%

$50k–$75k 21.5%

$75k–$100k 16.3%

$100k–$150k 21.5%

$150k–$200k 3.4%

$200k+ 1.6%

Range	% of households
Under $10k	5.6%
$10k–$15k	5.4%
$15k–$25k	7.2%
$25k–$35k	9.1%
$35k–$50k	8.5%
$50k–$75k	21.5%
$75k–$100k	16.3%
$100k–$150k	21.5%
$150k–$200k	3.4%
$200k+	1.6%
Median income	$70,644

Housing

Home values

Under $50k 12.4%

$50k–$100k 22.8%

$100k–$150k 24.7%

$150k–$200k 12.8%

$200k–$300k 20.8%

$300k–$500k 6.0%

$500k–$1M 0.6%

Housing overview

Metric	Value
Median home value	$130,800
Median rent / month	$762
Owner occupied	85.2%
Renter occupied	14.8%
Vacant	19.3%
Single-family detached	71.0%
Large apartment buildings	0.0%
Mobile homes	27.8%
Median rooms	5.6
Avg household size (owned)	2.81

Year built

Era	%
2020 or later	0.0%
2010–2019	3.6%
2000–2009	19.7%
1990–1999	18.2%
1980–1989	11.7%
1970–1979	7.8%
1960–1969	9.2%
1950–1959	8.0%
1940–1949	4.1%
1939 or earlier	17.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	0.8%
2 bedrooms	30.7%
3 bedrooms	55.2%
4 bedrooms	9.2%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	18.7%
2 vehicles	26.9%
3 or more	53.5%

Heating fuel

Fuel type	%
Utility gas	0.9%
Electricity	72.7%
Propane / LP gas	11.3%
Fuel oil	8.3%
Wood	6.8%

Households & families

Household type	Count	%
Married-couple family	1,065	58.2%
Cohabiting couple	78	4.3%
Male householder, no spouse	283	15.5%
Female householder, no spouse	404	22.1%
Households with children under 18	576	31.5%
Households with seniors (65+)	585	32.0%
Average household size	2.76

Marital status

Status	Male	Female
Never married	30.9%	21.2%
Married	56.9%	58.2%
Separated	0.9%	0.5%
Widowed	5.5%	9.5%
Divorced	5.9%	10.5%

Education

Less than 9th grade 4.3%

Some HS, no diploma 7.3%

HS graduate 36.4%

Some college, no degree 26.2%

Associate's degree 8.8%

Bachelor's degree 15.3%

Graduate / professional 1.8%

Metric	%
HS diploma or higher	88.4%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	0.3%
Kindergarten	59	6.8%
Elementary school	432	49.5%
High school	194	22.2%
College / grad school	185	21.2%

Employment

Industry of employment

Manufacturing 22.8%

Education & healthcare 21.4%

Retail trade 10.7%

Other services 7.9%

Arts, food & hospitality 7.8%

Professional & management 6.8%

Construction 6.1%

Public administration 5.5%

Finance & real estate 3.2%

Information 2.1%

Transportation & utilities 2.0%

Agriculture & mining 1.9%

Wholesale trade 1.7%

Occupation

Category	%
Management, business & arts	21.9%
Service	15.3%
Sales & office	28.2%
Natural resources & construction	14.7%
Production & transportation	20.0%

Employment type

Type	%
Private sector	77.9%
Government	17.7%
Self-employed	4.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	79.7%
Carpool	11.2%
Public transit	0.0%
Walk	0.3%
Work from home	8.7%
Other means	0.0%
Avg commute (minutes)	24.9

Poverty

All people 15.6%

Under 18 years 24.7%

18 and over 13.0%

Married-couple families 8.0%

Female-led households 19.4%

Income support

Source	% of households
Social Security	34.4%
Retirement income	21.2%
Supplemental Security	8.5%
Cash public assistance	0.7%
Food stamps / SNAP	8.5%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	35.9%
High cholesterol	36.6%
Diabetes	12.1%
Heart disease	7.3%
Stroke	3.7%
Asthma	9.5%
Arthritis	27.6%
Kidney disease	3.3%
Pulmonary disease	8.3%
Cancer	6.6%

Behavior / access	%
Smoking	22.5%
Binge drinking	16.2%
No physical activity	24.3%
Less than 7 hrs sleep	34.6%
Depression	23.1%
Fair or poor health	16.3%
Poor mental health	15.2%
Poor physical health	12.1%
No health insurance	20.9%
Visited doctor (checkup)	79.0%
Visited dentist	61.3%
Cholesterol screening	88.9%
Teeth loss	17.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	175	4.5%

Disability	%
Any disability	15.2%
Under 18	2.1%
18–64 years	15.5%
65 and over	33.5%

Health insurance coverage

Type	%
Private insurance	67.2%
Public insurance	35.9%
No insurance	7.0%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,628	91.7%
Spanish	167	3.6%
Other Indo-European	167	3.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,871	96.6%
Born in same state	4,857	96.3%
Born in different state	3,997	79.2%
Foreign born	14	0.3%
Naturalized citizen	174	3.4%
Not a US citizen	77	44.3%

Ancestry

Ancestry	Count	%
French	1,022	20.3%
Arab	574	11.4%
Italian	378	7.5%
English	70	1.4%

Ancestry	Count	%
Polish	19	0.4%
German	11	0.2%
Norwegian	10	0.2%
Irish	6	0.1%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	89.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28634

What city is ZIP code 28634 in?

ZIP code 28634 is primarily assigned to Harmony, North Carolina.

What county is ZIP code 28634 in?

ZIP code 28634 falls within Iredell County, North Carolina.

Is ZIP code 28634 mostly owner-occupied?

85% of occupied units in ZIP code 28634 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 28634?

16% of residents in ZIP code 28634 live below the poverty line, above the national average.

What is the typical home value in ZIP code 28634?

The median home value in ZIP code 28634 is $130,800.

What is the population of ZIP code 28634?

ZIP code 28634 has an estimated population of 5,045 residents, with a density of 81 people per square mile.

What timezone is ZIP code 28634 in?

ZIP code 28634 observes the EST timezone.