28642 ZIP Code — Jonesville, NC

Yadkin County, North Carolina

ZIP code 28642 is located in Jonesville, North Carolina, within Yadkin County. It covers approximately 32.27 square miles and serves a population of 5,380 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 336.

About ZIP code 28642

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $132,800. Owner-occupancy sits near the national average at 67%.

The gap between median ($46,012) and mean household income suggests income inequality — a small number of higher earners pull the average up. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 28642 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

5,380

population

32.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28642 ZIP code map

Cities in ZIP code 28642

Below are the cities the US Postal Service accepts for ZIP code 28642. Using any city not on this list may result in mail delivery delays.

City	Status
Jonesville	Acceptable
Jonesville	Preferred

Nearby ZIP codes

28670 Ronda (6.6 mi) 27011 Boonville (6.7 mi) 28621 Elkin (7.1 mi) 27020 Hamptonville (8 mi) 28676 State Road (8.3 mi) 28669 Roaring River (10.2 mi) 27017 Dobson (10.6 mi) 27055 Yadkinville (12 mi) 28683 Thurmond (12.6 mi) 28689 Union Grove (13.7 mi) 28659 North Wilkesboro (14.4 mi) 27047 Siloam (14.5 mi)

Demographics updated 05/2026

Population
Total population	5,380
Population density	167 / sq mi
State FIPS	37
County FIPS	197

Geography
Land area	32.27 sq mi
Water area	0.29 sq mi
Latitude	36.2218
Longitude	-80.8137
Timezone	Eastern (ET)
Area code	336

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.3%	51.6%	44.4%
$50k – $100k	30.7%	31.7%	30.6%
$100k – $200k	9.2%	12.4%	19.1%
Over $200k	3.9%	4.3%	6.0%

Demographics & statistics

5,380

Population

167

People per sq mi

44.4

Median age

$46,012

Median household income

$33,320

Per capita income

$132,800

Median home value

$535

Median monthly rent

67.4%

Home ownership

16.0%

Poverty rate

3.7%

Unemployment

1,895

Housing units

13.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

176

10–14

190

245

15–19

263

197

20–24

212

301

25–34

323

217

35–44

234

376

45–54

404

155

55–59

167

221

60–64

238

261

65–74

280

216

75–84

233

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,128	21.0%
18 and over	4,252	79.0%
65 and over	1,124	20.9%
Median age	44.4 years

Race & ethnicity

White 80.8%

Black or African American 8.9%

Hispanic or Latino 3.9%

Other race 3.4%

Two or more races 3.1%

Group	Count	%
White	4,520	80.8%
Black or African American	496	8.9%
Hispanic or Latino	217	3.9%
Other race	190	3.4%
Two or more races	174	3.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.3%	51.6%	44.4%
$50k – $100k	30.7%	31.7%	30.6%
$100k – $200k	9.2%	12.4%	19.1%
Over $200k	3.9%	4.3%	6.0%

Under $10k 9.2%

$10k–$15k 5.6%

$15k–$25k 18.8%

$25k–$35k 6.9%

$35k–$50k 13.4%

$50k–$75k 10.6%

$75k–$100k 19.6%

$100k–$150k 6.2%

$150k–$200k 2.5%

$200k+ 7.1%

Range	% of households
Under $10k	9.2%
$10k–$15k	5.6%
$15k–$25k	18.8%
$25k–$35k	6.9%
$35k–$50k	13.4%
$50k–$75k	10.6%
$75k–$100k	19.6%
$100k–$150k	6.2%
$150k–$200k	2.5%
$200k+	7.1%
Median income	$46,012

Housing

Home values

Under $50k 7.2%

$50k–$100k 23.6%

$100k–$150k 29.1%

$150k–$200k 19.4%

$200k–$300k 11.2%

$300k–$500k 9.1%

$500k–$1M 0.4%

Housing overview

Metric	Value
Median home value	$132,800
Median rent / month	$535
Owner occupied	67.4%
Renter occupied	32.6%
Vacant	13.2%
Single-family detached	68.9%
Large apartment buildings	8.4%
Mobile homes	11.1%
Median rooms	5.1
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.0%
2010–2019	0.1%
2000–2009	9.2%
1990–1999	16.2%
1980–1989	8.1%
1970–1979	22.3%
1960–1969	14.9%
1950–1959	12.1%
1940–1949	11.2%
1939 or earlier	6.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	15.4%
2 bedrooms	28.0%
3 bedrooms	48.3%
4 bedrooms	6.5%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	10.0%
1 vehicle	31.7%
2 vehicles	26.7%
3 or more	31.7%

Heating fuel

Fuel type	%
Utility gas	0.8%
Electricity	76.8%
Propane / LP gas	5.5%
Fuel oil	11.6%
Wood	4.8%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,105	48.1%
Cohabiting couple	49	2.1%
Male householder, no spouse	379	16.5%
Female householder, no spouse	763	33.2%
Households with children under 18	576	25.1%
Households with seniors (65+)	885	38.5%
Average household size	2.34

Marital status

Status	Male	Female
Never married	37.5%	25.7%
Married	50.8%	47.5%
Separated	1.7%	1.8%
Widowed	2.4%	14.1%
Divorced	7.5%	11.0%

Education

Less than 9th grade 2.8%

Some HS, no diploma 11.4%

HS graduate 34.6%

Some college, no degree 24.5%

Associate's degree 13.0%

Bachelor's degree 10.8%

Graduate / professional 3.1%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	13.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	71	5.2%
Kindergarten	46	3.4%
Elementary school	455	33.1%
High school	419	30.5%
College / grad school	382	27.8%

Employment

Industry of employment

Education & healthcare 22.9%

Manufacturing 21.8%

Arts, food & hospitality 13.1%

Retail trade 10.4%

Professional & management 9.0%

Construction 6.1%

Transportation & utilities 5.5%

Information 2.8%

Public administration 2.6%

Finance & real estate 2.1%

Other services 1.8%

Wholesale trade 1.7%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	34.6%
Service	14.1%
Sales & office	17.7%
Natural resources & construction	4.7%
Production & transportation	28.9%

Employment type

Type	%
Private sector	83.9%
Government	13.0%
Self-employed	3.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.8%
Carpool	11.9%
Public transit	0.0%
Walk	1.2%
Work from home	2.1%
Other means	0.1%
Avg commute (minutes)	25.8

Poverty

All people 16.0%

Under 18 years 16.7%

18 and over 15.8%

Married-couple families 7.0%

Female-led households 35.5%

Income support

Source	% of households
Social Security	45.0%
Retirement income	19.0%
Supplemental Security	7.4%
Cash public assistance	1.0%
Food stamps / SNAP	15.4%

Health indicators

Condition	%
Obesity	35.7%
High blood pressure	38.7%
High cholesterol	37.8%
Diabetes	13.2%
Heart disease	8.7%
Stroke	4.4%
Asthma	10.0%
Arthritis	30.9%
Kidney disease	3.9%
Pulmonary disease	10.1%
Cancer	7.4%

Behavior / access	%
Smoking	23.8%
Binge drinking	14.7%
No physical activity	26.3%
Less than 7 hrs sleep	32.7%
Depression	25.0%
Fair or poor health	18.6%
Poor mental health	15.8%
Poor physical health	13.8%
No health insurance	20.0%
Visited doctor (checkup)	77.2%
Visited dentist	58.2%
Cholesterol screening	89.0%
Teeth loss	19.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	346	8.2%

Disability	%
Any disability	17.8%
Under 18	1.2%
18–64 years	16.0%
65 and over	39.4%

Health insurance coverage

Type	%
Private insurance	59.8%
Public insurance	41.5%
No insurance	10.2%
Uninsured under 19	5.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,249	97.6%
Spanish	35	0.7%
Other Indo-European	35	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,290	98.3%
Born in same state	5,251	97.6%
Born in different state	4,293	79.8%
Foreign born	39	0.7%
Naturalized citizen	90	1.7%
Not a US citizen	56	62.2%

Ancestry

Ancestry	Count	%
Arab	1,448	26.9%
French	439	8.2%
Italian	303	5.6%

Ancestry	Count	%
English	7	0.1%
Irish	5	0.1%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	90.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28642

What city is ZIP code 28642 in?

ZIP code 28642 is primarily assigned to Jonesville, North Carolina.

What county is ZIP code 28642 in?

ZIP code 28642 falls within Yadkin County, North Carolina.

Does ZIP code 28642 have a large retiree population?

45% of households in ZIP code 28642 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 28642?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 28642?

16% of residents in ZIP code 28642 live below the poverty line, above the national average.

What is the typical home value in ZIP code 28642?

The median home value in ZIP code 28642 is $132,800.

What timezone is ZIP code 28642 in?

ZIP code 28642 observes the EST timezone.