68943 ZIP Code — Hardy, NE

Nuckolls County, Nebraska

ZIP code 68943 is located in Hardy, Nebraska, within Nuckolls County. It covers approximately 58.42 square miles and serves a population of 245 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68943

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $90,600. Owner-occupancy is high at 84%, well above the national average.

Median household income is $99,375. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average. Remote work is prevalent — 29% of workers work from home.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include disability rates above the national average at 31%.

Overall, ZIP code 68943 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

245

population

58.42

sq mi land

Standard

ZIP type

Central (CT)

timezone

68943 ZIP code map

Cities in ZIP code 68943

Below are the cities the US Postal Service accepts for ZIP code 68943. Using any city not on this list may result in mail delivery delays.

City	Status
Hardy	Preferred

Nearby ZIP codes

68974 Ruskin (6.7 mi) 66964 Republic (7 mi) 66970 Webber (9.5 mi) 68325 Byron (10 mi) 68340 Deshler (11.9 mi) 68978 Superior (12.3 mi) 68961 Nelson (13.5 mi) 66939 Courtland (14.3 mi) 68327 Chester (16.7 mi) 68370 Hebron (17.2 mi) 66942 Formoso (18.3 mi) 68335 Davenport (19.8 mi)

Demographics updated 05/2026

Population
Total population	245
Population density	4 / sq mi
State FIPS	31
County FIPS	129

Geography
Land area	58.42 sq mi
Water area	0.09 sq mi
Latitude	40.0458
Longitude	-97.9344
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.0%	45.7%	39.5%
$50k – $100k	40.7%	39.5%	33.4%
$100k – $200k	28.3%	10.8%	22.0%
Over $200k	0.0%	4.0%	5.2%

Demographics & statistics

245

Population

People per sq mi

60.7

Median age

$99,375

Median household income

$40,747

Per capita income

$90,600

Median home value

$575

Median monthly rent

84.2%

Home ownership

12.7%

Poverty rate

0.0%

Unemployment

108

Housing units

24.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	30	12.2%
18 and over	215	87.8%
65 and over	109	44.5%
Median age	60.7 years

Race & ethnicity

White 100%

Group	Count	%
White	245	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.0%	45.7%	39.5%
$50k – $100k	40.7%	39.5%	33.4%
$100k – $200k	28.3%	10.8%	22.0%
Over $200k	0.0%	4.0%	5.2%

Under $10k 1.0%

$10k–$15k 5.0%

$15k–$25k 6.9%

$25k–$35k 7.9%

$35k–$50k 3.0%

$50k–$75k 24.8%

$75k–$100k 2.0%

$100k–$150k 20.8%

$150k–$200k 26.7%

$200k+ 2.0%

Range	% of households
Under $10k	1.0%
$10k–$15k	5.0%
$15k–$25k	6.9%
$25k–$35k	7.9%
$35k–$50k	3.0%
$50k–$75k	24.8%
$75k–$100k	2.0%
$100k–$150k	20.8%
$150k–$200k	26.7%
$200k+	2.0%
Median income	$99,375

Housing

Home values

Under $50k 38.8%

$50k–$100k 41.2%

$150k–$200k 20.0%

Housing overview

Metric	Value
Median home value	$90,600
Median rent / month	$575
Owner occupied	84.2%
Renter occupied	15.8%
Vacant	18.5%
Single-family detached	76.6%
Large apartment buildings	0.0%
Mobile homes	21.8%
Median rooms	6.3
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	0.0%
1990–1999	21.8%
1980–1989	3.2%
1970–1979	2.4%
1960–1969	0.8%
1950–1959	14.5%
1940–1949	15.3%
1939 or earlier	41.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.8%
2 bedrooms	36.3%
3 bedrooms	41.1%
4 bedrooms	21.0%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	7.9%
2 vehicles	30.7%
3 or more	61.4%

Heating fuel

Fuel type	%
Electricity	39.6%
Propane / LP gas	57.4%
Fuel oil	1.0%

Households & families

Household type	Count	%
Married-couple family	70	69.3%
Cohabiting couple	10	9.9%
Male householder, no spouse	8	7.9%
Female householder, no spouse	13	12.9%
Households with children under 18	27	26.7%
Households with seniors (65+)	64	63.4%
Average household size	2.43

Marital status

Status	Male	Female
Never married	28.3%	13.5%
Married	60.2%	65.4%
Separated	1.8%	4.8%
Widowed	5.3%	4.8%
Divorced	4.4%	11.5%

Education

Less than 9th grade 1.1%

Some HS, no diploma 2.7%

HS graduate 56.0%

Some college, no degree 8.8%

Associate's degree 7.1%

Bachelor's degree 8.2%

Graduate / professional 15.9%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	24.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	16.1%
Kindergarten	0	0.0%
Elementary school	9	29.0%
High school	9	29.0%
College / grad school	8	25.8%

Employment

Industry of employment

Education & healthcare 37.5%

Agriculture & mining 20.8%

Wholesale trade 17.7%

Retail trade 8.3%

Construction 6.3%

Transportation & utilities 6.3%

Arts, food & hospitality 2.1%

Manufacturing 1.0%

Occupation

Category	%
Management, business & arts	22.9%
Service	13.5%
Sales & office	20.8%
Natural resources & construction	15.6%
Production & transportation	27.1%

Employment type

Type	%
Private sector	67.7%
Government	15.6%
Self-employed	16.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	58.5%
Carpool	12.8%
Public transit	0.0%
Walk	0.0%
Work from home	28.7%
Other means	0.0%
Avg commute (minutes)	19.2

Poverty

All people 12.7%

Under 18 years 40.0%

18 and over 8.8%

Married-couple families 0.0%

Female-led households 40.0%

Income support

Source	% of households
Social Security	47.5%
Retirement income	40.6%
Supplemental Security	5.0%
Cash public assistance	0.0%
Food stamps / SNAP	10.9%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	36.9%
High cholesterol	35.2%
Diabetes	11.6%
Heart disease	7.9%
Stroke	3.6%
Asthma	8.5%
Arthritis	29.5%
Kidney disease	3.3%
Pulmonary disease	7.5%
Cancer	8.1%

Behavior / access	%
Smoking	18.0%
Binge drinking	20.1%
No physical activity	25.3%
Less than 7 hrs sleep	27.5%
Depression	17.2%
Fair or poor health	13.6%
Poor mental health	11.6%
Poor physical health	10.5%
No health insurance	12.7%
Visited doctor (checkup)	71.8%
Visited dentist	63.1%
Cholesterol screening	88.9%
Teeth loss	12.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	16	7.4%

Disability	%
Any disability	31.0%
Under 18	6.7%
18–64 years	24.5%
65 and over	44.0%

Health insurance coverage

Type	%
Private insurance	77.6%
Public insurance	58.0%
No insurance	5.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	235	95.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	245	100.0%
Born in same state	245	100.0%
Born in different state	134	54.7%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	45	18.4%
Italian	34	13.9%
Arab	28	11.4%

Ancestry	Count	%
Polish	27	11%
Dutch	11	4.5%

Technology access

Metric	% of households
Computer access	41.2%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68943

What city is ZIP code 68943 in?

ZIP code 68943 is primarily assigned to Hardy, Nebraska.

What county is ZIP code 68943 in?

ZIP code 68943 falls within Nuckolls County, Nebraska.

Does ZIP code 68943 have an older population?

45% of residents in ZIP code 68943 are 65 or older, above the national average of ~17%.

Does ZIP code 68943 have a large retiree population?

48% of households in ZIP code 68943 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 68943 mostly owner-occupied?

84% of occupied units in ZIP code 68943 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 68943?

The median home value in ZIP code 68943 is $90,600.

What timezone is ZIP code 68943 in?

ZIP code 68943 observes the CST timezone.